Trinity General Agency

What Trinity General Agency does

Trinity General Agency is a private insurance Program Administrator and general agency founded in 2018 and headquartered in Beaufort, North Carolina. The company designs, underwrites, and distributes specialized insurance programs through a network of more than 500 independent insurance agents in Texas and North Carolina, with administrative and underwriting offices in both states. Revenue is generated through commissions and administrative fees paid by the insurance carriers whose programs Trinity administers, making the carrier relationship the central revenue mechanic of the business.

The company's product suite spans three lines: a personal auto program distinguished by flexible 1, 2, 3, and 6 month policy terms; a commercial auto program focused on trucking risks involving Class 7 and 8 units; and a commercial property program. Operations are supported by two web-based self-service portals — a Producer Portal that handles quoting, binding, and policy management for independent agents, and a Policyholder Portal that processes payments and delivers ID cards. Trinity positions responsive in-house underwriting support and competitive carrier-side discounts as core service differentiators for its agent distribution channel.

The business is privately held, operates with 1–10 employees, and has no disclosed external funding, M&A activity, or executive leadership changes in the available record. Trinity's go-to-market is exclusively through independent agents rather than direct-to-consumer or captive channels, which anchors the company's economics to agent productivity, carrier appointment stability, and the regulatory environments of its two operating states.

Name

Trinity General Agency

Legal name

Trinity General Agency

Website

https://www.tttmga.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Trinity General Agency is a private insurance program administrator founded in 2018 that distributes personal auto, commercial auto (trucking), and commercial property products through 500+ independent agents in Texas and North Carolina, earning commissions and administrative fees from carrier partners.

Ownership category

akta.pro rank

Product category

Insurance Program Administration / General Insurance Agency

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Commercial Lines Insurance Brokerage (FSAEADAB)

akta.pro secondary industries

Mid-Market Commercial Package (Package Policies) (FSAJAFAB), Inland Marine Insurance (Transit, Equipment & Installation) (FSAJAHAB), General Liability Insurance (FSAJAMAE)

Keywords

• Program administrator insurance
• Personal auto insurance
• Commercial auto insurance
• Commercial property insurance
• General agency services

Headquarters

HQ city

Beaufort

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Insurance Program Administration: Trinity General Agency operates as a program administrator and general agency that earns revenue by managing insurance programs on behalf of insurance carriers. The company represents insurance companies that provide coverage to customers, with Trinity handling underwriting, policy administration, and claims support. Revenue is generated through commissions and administrative fees from insurance carriers.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Trinity General Agency operates as an insurance Program Administrator and general agency that underwrites, administers, and manages personal auto, commercial auto, and commercial property insurance programs on behalf of carrier partners. Coverage is distributed exclusively through independent insurance agents across Texas and North Carolina using proprietary Producer and Policyholder web portals. Revenue is generated via commissions and administrative fees from carrier partners for placing and servicing policies.

Product overview

Trinity General Agency operates as an insurance Program Administrator and general agency offering a portfolio of three core insurance products: Personal Auto Insurance, Commercial Auto Insurance, and Commercial Property Insurance. The agency serves independent agents across Texas and North Carolina through proprietary web-based portals—the Producer Portal for agent access and the Policyholder Portal for customer self-service. The insurance programs are designed with flexible structures, competitive pricing, and streamlined quoting and binding processes to help agents place more business.

Differentiator

Problem solved

Functional benefit

Segments3 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators1 record

Recent moves5 records

Expansion highlights4 records

Direct peers

• CRC Insurance Group: Large wholesale broker and program administrator serving independent agents with personal and commercial lines across multiple states. Directly comparable as a multi-line MGA distributing through independent agent channels.
• Burns & Wilcox: Wholesale brokerage and MGA with strong independent-agent distribution and specialty commercial programs, including property and trucking-adjacent risks. Comparable MGA operating model serving retail agents.
• RPS (Risk Placement Services): Major program administrator/MGA serving independent agents with personal, commercial, and specialty lines. Closely comparable business model to Trinity as a multi-line program administrator distributing through agents.
• Higginbotham: Large Texas-headquartered insurance brokerage and MGA serving commercial and personal lines through partner agents. Comparable geographic anchor (TX) and independent-agent-driven distribution model.
• Velocity Risk Underwriters: Multi-line MGA with personal and commercial property programs distributed through independent agents. Comparable program-administrator structure and agent channel.
• Keystone Insurers Group: Independent agent alliance and MGA offering multiple carrier programs to retail agents across multiple states. Comparable multi-carrier program model serving independent agents.
• Brown & Riding: Wholesale brokerage and program specialist serving independent agents with specialty commercial programs including trucking and property. Comparable MGA model with specialty commercial emphasis.

Broad incumbents

• Amwins: Largest US wholesale broker and MGA with broad specialty and personal lines programs distributed through agents. Comparable program-admin business model but at significantly greater scale and broader scope.
• Crum & Forster: Specialty property and casualty carrier that operates program-administrator divisions serving independent agents with personal and commercial lines. Comparable program-administrator distribution but as part of a larger carrier.

Emerging players

• RLI Corp: Specialty insurer that distributes personal and commercial lines through MGA partnerships including niche trucking and property programs. Comparable specialty program approach but with different ownership structure.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/trinity-general-agency

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Trinity General Agency