Princeton National Bancorp
Princeton National Bancorp (Princeton Bancorp) is a community bank in Spring Valley, Illinois that provides traditional retail banking services — deposits, loans, and financial products — to individual consumers and families, with a 4.0% dividend yield and nine consecutive years of shareholder payouts.
- Company typePublic
- Founded2026
- HeadquartersSpring Valley, United States
- Headcount251–500
- GTM typeB2C
- OfferingServices
What Princeton National Bancorp does
Princeton National Bancorp, doing business as Princeton Bancorp, is a publicly traded community bank headquartered in Spring Valley, Illinois, that provides traditional banking and financial services to retail customers in the United States. Its core offerings include deposit accounts, lending products, and basic financial services for individual consumers and families, served through a workforce of 251-500 employees. The bank operates under a horizontal segmentation approach targeting the retail banking customer base with standard deposit management, loan products, and wealth preservation services.
The company generates revenue primarily through net interest income on its lending and deposit book, supplemented by standard retail banking fees, with reported quarterly revenue of $22.47M in Q2 2026 and annual revenue referenced at $139.02M in peer comparison. Net income of $18.61M and a P/E ratio of 12.75 indicate moderate profitability relative to peers such as Esquire Financial. Princeton Bancorp maintains a market capitalization of approximately $243.51M, trades near $34.58-$35.81, and emphasizes capital return through a 4.0% dividend yield — materially higher than larger banking peers — supported by nine consecutive years of dividend payments and a 17% trailing twelve-month dividend increase to $0.35 per share quarterly.
Strategic positioning is centered on community banking and income-oriented shareholder returns rather than aggressive expansion. The bank holds no disclosed subsidiaries, has no M&A, partnership, or product launch activity in the source data, and shows no technology or AI/ML capabilities. Insider conviction is evidenced by Director Stephen Shueh's approximately $297,000 of share purchases between May 2023 and May 2024. Analyst coverage from Zacks Research, Weiss Ratings, and Hovde Group reflects institutional engagement, though the bank remains a small-cap, traditional lender with no documented growth initiatives beyond dividend management and operational consistency.
Princeton National Bancorp firmographics
Firmographics- Name
- Princeton National Bancorp
- Legal name
- Princeton National Bancorp
- Website
- https://pnbc-inc.com
- Company type
- Public
- Founded year
- 2026
- Operating status
- Operating
- Headcount range
- 251–500 employees
- Short description
- Princeton National Bancorp (Princeton Bancorp) is a community bank in Spring Valley, Illinois that provides traditional retail banking services — deposits, loans, and financial products — to individual consumers and families, with a 4.0% dividend yield and nine consecutive years of shareholder payouts.
- Ownership category
- akta.pro rank
Princeton National Bancorp industry classification
Industry- Product category
- Community Banking
- NAICS
- Commercial Banking (52211), Commercial Banking (522110), Depository Credit Intermediation (5221)
- SIC
- Commercial Banks, Nec (6029), State Commercial Banks (6022)
- akta.pro primary industry
- Branch & In-Person Banking (Teller/ATM Networks) (FSABAAAE)
- akta.pro secondary industry
- Mass-Market Consumer Deposit Banking (Checking/Savings) (FSABAAAA)
Keywords
Where Princeton National Bancorp is headquartered
LocationHeadquarters
- HQ city
- Spring Valley
- HQ country
- United States
- HQ region
- North America
Markets served
Princeton National Bancorp business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales
Princeton National Bancorp product offering
Product offeringCore offering
Princeton National Bancorp, operating as Princeton Bancorp, is a publicly traded community bank that provides traditional banking and financial services. Its core offerings include deposit accounts, loan products, and personal banking services targeted at individuals and businesses within its regional service area in the United States.
Differentiator
Problem solved
Functional benefit
Products and services
- Deposit Accounts
- Loan Products
- Personal Banking Services
Companies that use Princeton National Bancorp
Customer profileSegments1 record
Ideal customer profiles1 record
Princeton National Bancorp technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Princeton National Bancorp partnerships and signals
Strategic signalScale indicators10 records
Recent moves5 records
Expansion highlights3 records
Princeton National Bancorp competitors and assessment
Company assessmentDirect peers
- Byline Bancorp: Chicago-area community bank focused on small business and retail banking. Comparable product mix, customer segments, and regulatory framework to Princeton, with similar dividend-oriented shareholder base.
- Old Second Bancorp: Illinois-headquartered community bank with overlapping Midwest footprint. Comparable in size, customer segmentation (retail/small business), and traditional banking product mix, making it a strong regional peer.
- First Busey Corporation: Mid-sized US community bank operating in the Midwest with comparable deposit-taking, lending, and community banking services. Similar business model, customer base, and regulatory profile to Princeton National Bancorp.
- First Mid-Illinois Bancshares: Illinois-based community bank offering similar deposit, lending, and treasury services to retail and commercial customers. Direct geographic overlap with Princeton's Spring Valley market and similar asset scale.
- Equity Bancshares: Kansas/Missouri-headquartered community bank with similar asset size and traditional commercial/retail banking focus. Operates with comparable efficiency ratio dynamics and shareholder return policies.
- Northfield Bancorp: Small-cap publicly traded community bank with traditional deposit and lending products. Similar shareholder profile oriented toward income/dividends and comparable regulatory footprint.
- Esquire Financial Holdings: Small-cap US commercial bank directly compared to Princeton in the source data on revenue, net income, and dividend yield. Operates a similar community/commercial banking model and serves as the most direct apples-to-apples comparable.
- Civista Bancshares: Midwest community bank with a comparable mix of retail deposits, commercial lending, and community-focused services. Similar size bracket and operating model to Princeton.
Broad incumbents
- Customers Bancorp: Larger commercial bank with overlapping community/small-business banking activities. While broader in scope, it competes for similar deposit and lending customers and provides scale-comparable benchmarking for Princeton's growth trajectory.
Emerging players
- Bridgewater Bancshares: Minnesota-based community bank of similar scale offering commercial and retail banking services. Comparable growth-stage dynamics and product offerings, though operating in a different Midwest sub-region.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
Princeton National Bancorp social profiles
Digital presencePrinceton National Bancorp financial estimates
Financial estimateRevenue estimate
Valuation estimate
Princeton National Bancorp leadership team
Management profileNumber of profiles
Profiles1 record
Princeton National Bancorp funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Princeton National Bancorp M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Princeton National Bancorp
What does Princeton National Bancorp do?
Princeton National Bancorp, operating as Princeton Bancorp, is a publicly traded community bank that provides traditional banking and financial services. Its core offerings include deposit accounts, loan products, and personal banking services targeted at individuals and businesses within its regional service area in the United States.
Is Princeton National Bancorp a public or private company?
Princeton National Bancorp is a public company. It is classified as public and is currently operating.
When was Princeton National Bancorp founded?
Princeton National Bancorp was founded in 2026. It employs 251 to 500 people.
Where is Princeton National Bancorp based?
Princeton National Bancorp is headquartered in Spring Valley, United States, in the North America region.
Who are Princeton National Bancorp's main competitors?
Direct peers on record are Byline Bancorp, Old Second Bancorp, First Busey Corporation, First Mid-Illinois Bancshares, Equity Bancshares, Northfield Bancorp, Esquire Financial Holdings and Civista Bancshares. Customers Bancorp is listed as a broad incumbent. Bridgewater Bancshares is listed as an emerging player.
Does Princeton National Bancorp have an API?
No public API is recorded for Princeton National Bancorp.
What industry is Princeton National Bancorp in?
Princeton National Bancorp's product category is Community Banking. Its primary akta.pro industry code is FSABAAAE, Branch & In-Person Banking (Teller/ATM Networks), with a secondary code of FSABAAAA, Mass-Market Consumer Deposit Banking (Checking/Savings). Its NAICS code is 52211 and its SIC code is 6029.