UNIRISC

What UNIRISC does

UNIRISC, Inc. is a privately-held U.S. corporation founded in 1972 that provides specialized relocation insurance and third-party claims adjudication services for corporate clients managing domestic and international employee moves. Its product portfolio spans seven lines: domestic and international household goods moving insurance, supplemental van line valuation insurance, global expatriate renters and living insurance (including political risk coverage), domestic temporary living insurance, vacant home insurance for properties left behind during international assignments, and a third-party claims handling service. All insurance coverage is underwritten by the Indemnity Insurance Company of North America, an ACE Company with an A.M. Best A rating.

The company operates a cloud-based claims management platform with an online self-service submission portal (service.unirisc.com) used by existing clients and transferees. Underpinning the service is a network of 30+ in-house claims analysts, adjusters, and assistants (averaging ~10 years of household goods claims experience), 750+ repair service providers, and 1,000+ survey agents that together process approximately 20,000–25,000 claims per year with a 30-day average closure cycle. Technology differentiators center on integration with carrier performance reporting and TrustArc-certified privacy/data governance.

UNIRISC earns revenue through two streams: insurance premium commissions on coverage placed with the underwriting carrier, and professional services fees for in-house claims adjudication. Distribution is exclusively B2B: programs are sold through direct enterprise relationships with Fortune 100 corporations, endorsed via relocation management companies (Cartus, BGRS, Weichert), and made available through moving companies and van lines. The company reports serving 35–56 of the Fortune 100, a 98% client retention rate, and an average 15-year client tenure across multi-year corporate contracts, with operational offices in Paramus NJ, Arlington VA, Oviedo FL, and Richardson TX.

Name

UNIRISC

Legal name

UNIRISC, Inc.

Website

https://unirisc.com

Company type

Private

Founded year

1972

Operating status

Operating

Headcount range

11–50 employees

Short description

UNIRISC is a privately-held relocation insurance and claims adjudication provider founded in 1972, serving Fortune 100 corporations, relocation management companies, and moving companies with household goods, expatriate, and vacant home coverage backed by ACE underwriting.

Ownership category

akta.pro rank

Product category

Relocation Insurance

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Carriers and Related Activities (524)

SIC

Insurance Agents, Brokers & Service (6411), Fire, Marine & Casualty Insurance (6331)

akta.pro primary industry

Deductible/Waiver Options & Coverage Add-Ons (HSAKANAJ)

akta.pro secondary industry

Claims Handling, Documentation & Dispute Resolution Services (HSAKANAI)

Keywords

• Relocation insurance
• Household goods insurance
• Claims adjudication services
• Expatriate insurance
• Corporate moving insurance

Headquarters

HQ city

Arlington

HQ country

United States

HQ region

North America

Offices4 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Supply Chain

Revenue model

1. Insurance Premiums: UNIRISC provides insurance products underwritten by Indemnity Insurance Company of North America (ACE Company). Coverage is priced based on declared value of household goods and includes various coverage enhancements. Programs are available as per-move charges or annual payment options.
2. Claims Adjudication Services: Third-party claims handling and management services. UNIRISC operates as the principal aspect of their product, settling approximately 20,000-25,000 claims annually with in-house adjusters. Data collected is compiled into reports for clients.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels5 records

Core offering

UNIRISC provides specialized relocation insurance products and third-party claims adjudication services that protect household goods during domestic and international corporate relocations. The portfolio covers the full lifecycle of an employee move — from household goods transit and temporary housing through expatriate living arrangements and vacant home coverage — backed by an in-house claims operation of 30+ adjusters handling roughly 20,000 claims annually.

Product overview

UNIRISC offers a suite of seven integrated relocation insurance and risk management products designed for corporations managing employee relocations. The core portfolio includes Domestic Household Goods Moving Insurance and International Household Goods Moving Insurance as the primary products, supplemented by Global Expatriate Renters & Living Insurance for international assignees and Domestic Temporary Living Insurance for those in interim housing. Vacant Home Insurance addresses unoccupied properties during international assignments, while Supplemental Movers & Van Line Valuation Insurance allows companies to enhance existing van line coverage without replacing it. The Third Party Claims Handling Service serves as the operational backbone, with in-house adjusters processing approximately 20,000 claims annually. All products are underwritten by the Indemnity Insurance Company of North America (ACE Company) with an A.M. Best "A" Rating, and the portfolio is unified by a shared claims platform and inspection/restoration network.

Differentiator

Problem solved

Functional benefit

Quantifiable outcome

• 98% client retention rate demonstrating high customer satisfaction
• +6 more outcomes

Named customers11 records

Segments6 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Two partnerships are on record, tiered core.

• TrustArccoreTechnology or IntegrationTrustArc selected UNIRISC to demonstrate ongoing compliance and effective privacy governance with TRUSTe Enterprise Certification. The three-phase certification process includes comprehensive privacy practice review, remediation implementation, and certification activation. TrustArc also provides independent dispute resolution services.
• Indemnity Insurance Company of North America (ACE Company)coreOthersInsurance coverage is underwritten by Indemnity Insurance Company of North America, an ACE Company with A.M. Bests 'A' Rating. This partnership provides the insurance backing for UNIRISC's relocation insurance programs.

Scale indicators11 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Hub International Limited: Specialty insurance brokerage with strong personal-lines and affinity programs serving corporate and individual clients. Comparable to UNIRISC in building custom insurance programs around niche customer segments and distributing through partner channels.
• Risk Strategies Company: Large U.S. specialty insurance brokerage with deep relocation, mobility, and personal-lines practices. UNIRISC's branded social handles resolve to Risk Strategies accounts, indicating affiliation; both operate as specialty insurance intermediaries serving corporate clients with bespoke programs.
• Brown & Riding: Specialty wholesale insurance brokerage focused on niche and complex risks, structuring bespoke programs with carrier partners. Operates with the same intermediary/program-administrator model UNIRISC uses for relocation coverage underwritten by ACE.

Broad incumbents

• Aon plc: Global insurance and risk-management broker with mobility, talent, and benefits practices that overlap with UNIRISC's corporate relocation coverage. Serves the same Fortune 100 procurement audience as a broader portfolio incumbent.
• Lockton Companies: Largest independent insurance brokerage globally, with dedicated mobility and personal-lines practices. Competes with UNIRISC at the enterprise level for Fortune 500 insurance programs, though with a much broader portfolio.
• Arthur J. Gallagher & Co. Large global insurance brokerage with specialty and affinity practices. Comparable to UNIRISC's specialty-program model but with a much wider product set and broader client base.
• WTW (Willis Towers Watson): Global advisory and brokerage firm with Human Capital and Risk practices that intersect with UNIRISC's relocation and expatriate coverage. Competes for the same enterprise mobility budget at a broader portfolio level.
• Marsh McLennan: Global insurance broker and risk advisor whose Marsh and Mercer practices touch corporate mobility and relocation. Overlaps with UNIRISC on Fortune 100 accounts but at a much larger scale and broader scope.

Emerging players

• Crawford & Company: Global claims management and adjustment firm serving insurers and self-insured corporates. Overlaps with UNIRISC's in-house claims adjudication capability, particularly for property and household goods exposures.
• Sedgwick: Leading third-party claims administration and managed-care services provider. Directly overlaps with UNIRISC's third-party claims handling service for corporate clients and competes for enterprise claims-outsourcing mandates.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/UniriscInc
• Facebookfacebook.com/Unirisc
• LinkedInlinkedin.com/company/unirisc

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about UNIRISC