Intermedica
Brazilian health insurance and integrated healthcare provider formed by the 2023 merger of Hapvida and NotreDame Intermédica, offering individual and corporate health and dental plans, teleconsultation, diagnostics, and pharmacy services to beneficiaries across São Paulo, Sul, Minas Gerais, and Norte/Nordeste regions of Brazil.
- Company typePrivate
- Founded1968
- HeadquartersSão Paulo, Brazil
- Headcount5,001–10,000
- GTM typeB2B and B2C
- OfferingServices
What Intermedica does
Intermedica, now operating under the legal name Hapvida NotreDame Intermédica (GNDI), is a Brazilian health insurance and integrated healthcare provider headquartered in São Paulo. The company was formed through the 2023 merger of Hapvida and NotreDame Intermédica, consolidating two of Brazil's largest health plan operators into a single national platform with 10,000+ employees and operations spanning the São Paulo, Sul, Minas Gerais, and Norte/Nordeste regions of Brazil through retained regional sub-brands (HB Saúde, Clinipam, Bio Saúde, São Lucas, CCG Saúde, NDI Minas).
The company's core product is monthly subscription health insurance — both individual/family and corporate plans — paired with individual and corporate dental plans. The product surface is broadened by an integrated healthcare delivery stack: owned diagnostic labs (NotreLabs, Qualitotal), a clinical research center, teleconsultation (Teleconsulta), online therapy (Terapias Online), preventive medicine programs (Qualivida), specialized care lines (mental health, women's health, endometriosis), a pharmacy/health-products e-commerce marketplace (Cuidaê), and a benefits/loyalty club (Clube de Vantagens). Self-service is enabled through a beneficiary portal, iOS/Android mobile applications, and a WhatsApp support channel; distribution combines direct enterprise sales, an authorized broker (Corretor) network, and physical clinic locations.
The business model is recurring premium revenue from health and dental plan subscriptions, sold through omnichannel distribution. The integrated insurer-provider model provides structural cost control over a portion of the care delivery value chain. The company maintains an investor relations portal (ri.hapvida.com.br), indicating public-company governance and disclosure, though no ticker, revenue, or financial data is disclosed in the source material.
Intermedica firmographics
Firmographics- Name
- Intermedica
- Legal name
- Hapvida NotreDame Intermédica
- Website
- https://intermedica.com.br
- Company type
- Private
- Founded year
- 1968
- Operating status
- Operating
- Headcount range
- 5,001–10,000 employees
- Short description
- Brazilian health insurance and integrated healthcare provider formed by the 2023 merger of Hapvida and NotreDame Intermédica, offering individual and corporate health and dental plans, teleconsultation, diagnostics, and pharmacy services to beneficiaries across São Paulo, Sul, Minas Gerais, and Norte/Nordeste regions of Brazil.
- Ownership category
- akta.pro rank
Intermedica industry classification
Industry- Product category
- Health Insurance
- NAICS
- Ambulatory Health Care Services (621), Offices of Physicians (62111), Medical and Diagnostic Laboratories (62151)
- SIC
- Hospital & Medical Service Plans (6324), Insurance Agents, Brokers & Service (6411), Services-Health Services (8000)
- akta.pro primary industry
- International/Expatriate Individual Health Insurance (FSAIAEAH)
- akta.pro secondary industries
- International / Expatriate Group Health Plans (FSAIAFAJ), Virtual Specialty Care Platforms (tele-stroke, tele-ICU, tele-derm, tele-cardiology) (HLALABAD)
Keywords
Where Intermedica is headquartered
LocationHeadquarters
- HQ city
- São Paulo
- HQ country
- Brazil
- HQ region
- Latin America
Offices1 record
Markets served
Intermedica business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
Revenue model
- Health Insurance Premiums: Monthly premium payments from individual and corporate health insurance plans. Beneficiaries pay recurring fees for access to healthcare services including consultations, exams, and treatments through the company's network of providers.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Individual and Family Health Plans |
Distribution channels5 records
Marketing channels4 records
Intermedica product offering
Product offeringCore offering
Intermedica, operating as Hapvida NotreDame Intermédica (GNDI), is a Brazilian health insurance provider offering individual and corporate health and dental plans. Beneficiaries access a broad network of affiliated clinics, hospitals, diagnostic labs (Notrelabs), and digital services including teleconsultation, online therapy, preventive medicine (Qualivida), and the Cuidaê pharmacy e-commerce platform across São Paulo, Minas Gerais, Sul, and Norte/Nordeste regions of Brazil.
Product overview
Hapvida NotreDame Intermédica (GNDI) operates as a health insurance company offering a comprehensive portfolio of health and dental insurance products. The core offering consists of Individual and Business health plans (Planos de Saúde Individuais and Planos de Saúde Empresariais) alongside Individual and Business dental plans (Planos Odontológicos Individuais and Planos Odontológicos Empresariais), all providing access to an extensive provider network. The product portfolio is complemented by specialized digital services including Teleconsulta for remote medical consultations, Terapias Online for mental health support, and the Hapvida Diagnóstico (Notrelabs) diagnostic imaging and laboratory service. Additional value-added services include the Qualivida preventive medicine program, Clube de Vantagens benefits program, Cuidaê e-commerce platform for health products, and specialized care lines for conditions like endometriosis. The company also offers digital self-service through the Portal do Beneficiary and mobile applications, with recent product launches including Smart Flex SP and Smart Up health plan variants.
Differentiator
Problem solved
Functional benefit
Brands
- Smart Flex SP: Health plan product with flexibility in choosing healthcare providers
- Smart Up
- Cuidaê
- Qualivida
- Interclube (Clube de Vantagens)
Products and services
- Planos de Saúde Individuais (Individual Health Plans) Individual health insurance plans providing beneficiaries with access to the Hapvida provider network, including consultations, exams, and treatments.
- Planos de Saúde Empresariais (Corporate Health Plans) Corporate health insurance plans providing healthcare solutions and employee benefits for companies ranging from small businesses to large enterprises.
- Planos Odontológicos Individuais (Individual Dental Plans) Individual dental insurance plans providing oral healthcare coverage and access to a network of dental providers for individual beneficiaries.
- Planos Odontológicos Empresariais (Corporate Dental Plans) Corporate dental insurance plans with comprehensive coverage options tailored for different business profiles and company sizes.
- Teleconsulta Remote medical consultation service enabling beneficiaries to consult doctors via video call for accessibility and convenience.
- Hapvida Diagnóstico (Notrelabs) Diagnostic imaging and laboratory services providing examination results and diagnostic capabilities through the Notrelabs subsidiary.
- Terapias Online Online therapy service providing accessible specialized mental health care through virtual sessions for beneficiaries.
- Programas Qualivida Preventive medicine programs focused on wellness and health maintenance for plan beneficiaries.
- Cuidaê Online platform for purchasing medicines, health products, and beauty items with delivery to beneficiaries' homes.
- Clube de Vantagens Benefits and rewards club offering advantages and discounts for plan beneficiaries on health and wellness products and services.
- Smart Flex SP Health plan product offering greater freedom and flexibility for beneficiaries to choose how to manage their healthcare with practical features.
- Smart Up Health plan providing quick service and practicality with accessibility while maintaining essential coverage for beneficiaries.
Companies that use Intermedica
Customer profileSegments2 records
Ideal customer profiles1 record
Intermedica technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
Intermedica partnerships and signals
Strategic signalRecent moves6 records
Expansion highlights5 records
Intermedica competitors and assessment
Company assessmentDirect peers
- Porto Seguro Saúde: Insurance arm of Porto Seguro offering health and dental plans to individuals and businesses across Brazil, comparable in product mix and distribution model.
- Prevent Senior: Brazilian health plan operator focused on individual and corporate clients with its own hospital network—comparable integrated insurance-plus-provider model.
- Bradesco Saúde: One of Brazil's largest health insurers, offering individual, family and corporate medical and dental plans with broad provider networks—directly comparable to GNDI's core health and dental product suite.
- NotreDame Intermédica (legacy): Predecessor entity to the current GNDI offering individual, corporate, dental plans with owned provider network in São Paulo—reflects the historical scale of the Intermédica brand now under GNDI.
- Amil: Brazilian health insurer owned by UnitedHealth Group offering individual, family, and corporate plans with integrated provider networks—directly comparable to GNDI's vertically integrated model.
- SulAmérica: Major Brazilian health insurance carrier providing individual, corporate, and dental plans with an integrated provider network, comparable in scale and product breadth to GNDI.
- Hapvida (legacy): Pre-merger Hapvida was one of Brazil's largest vertically integrated health insurers in the North/Northeast region—now part of GNDI but historically a directly comparable peer.
Emerging players
- Rede D'Or: Brazil's largest hospital operator with growing health plan operations; offers overlapping vertically integrated capabilities relevant to GNDI's owned-asset strategy.
Broad incumbents
- Unimed: Brazil's largest cooperative medical system, operating hundreds of local Unimed operators offering health plans and provider services—comparable nationwide reach with fragmented regional structure similar to GNDI.
- UnitedHealth Group (Amil parent): Global health insurer owning Amil in Brazil and competing across individual, corporate, and integrated care lines; relevant as ultimate parent of a major competitive integrated insurer.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
Intermedica social profiles
Digital presenceIntermedica financial estimates
Financial estimateRevenue estimate
Valuation estimate
Intermedica leadership team
Management profileNumber of profiles
Intermedica subsidiaries and ownership
Company hierarchySubsidiaries9 records
Intermedica funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Intermedica M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Intermedica
What does Intermedica do?
Intermedica, operating as Hapvida NotreDame Intermédica (GNDI), is a Brazilian health insurance provider offering individual and corporate health and dental plans. Beneficiaries access a broad network of affiliated clinics, hospitals, diagnostic labs (Notrelabs), and digital services including teleconsultation, online therapy, preventive medicine (Qualivida), and the Cuidaê pharmacy e-commerce platform across São Paulo, Minas Gerais, Sul, and Norte/Nordeste regions of Brazil.
When was Intermedica founded?
Intermedica was founded in 1968. It employs 5,001 to 10,000 people.
Where is Intermedica based?
Intermedica is headquartered in São Paulo, Brazil, in the Latin America region.
How does Intermedica make money?
One revenue line is on record: health Insurance Premiums.
Who are Intermedica's main competitors?
Direct peers on record are Porto Seguro Saúde, Prevent Senior, Bradesco Saúde, NotreDame Intermédica (legacy), Amil, SulAmérica and Hapvida (legacy). Rede D'Or is listed as an emerging player. Broad incumbents are Unimed and UnitedHealth Group (Amil parent).
Does Intermedica have an API?
No public API is recorded for Intermedica.
What industry is Intermedica in?
Intermedica's product category is Health Insurance. Its primary akta.pro industry code is FSAIAEAH, International/Expatriate Individual Health Insurance, with a secondary code of FSAIAFAJ, International / Expatriate Group Health Plans. Its NAICS code is 621 and its SIC code is 6324.