Prudential Bancorp
Prudential Bancorp (NASDAQ: PBIP) is the Philadelphia-based holding company for Prudential Savings Bank, a Pennsylvania-chartered community thrift organized in 1886 that serves local retail depositors and borrowers through traditional deposit-gathering and residential lending.
- Company typePrivate
- Founded1886
- HeadquartersPhiladelphia, United States
- Headcount51–100
- GTM typeB2C
- OfferingServices
What Prudential Bancorp does
Prudential Bancorp (NASDAQ: PBIP) is the holding company for Prudential Savings Bank, a Pennsylvania-chartered savings bank originally organized in 1886 and headquartered in Philadelphia. The firm is a public, for-profit community banking institution operating with a headcount of 51-100 employees. Its operating subsidiary operates as a traditional thrift: gathering insured deposits and originating residential and consumer loans within its local Philadelphia market, without disclosed specialty lending verticals or capital-markets activities.
The company's documented M&A history shows a single tuck-in transaction: the May 2016 acquisition of Polonia Bank for $38.1 million, which extended its deposit and loan base within the greater Philadelphia metropolitan area. Beyond that deal, the available source material provides no product-level details, no pricing schedule, no technology stack disclosure, and no customer segmentation for Prudential Bancorp specifically; the bulk of the product and technology input pertains to Fulton Bank / Fulton Financial Corporation, a separate public bank holding company and is not applicable here.
As a small publicly traded community thrift, Prudential Bancorp generates revenue primarily through net interest income on its loan and securities portfolio, supplemented by standard deposit-service fees, with no disclosed commercial treasury, payments-processing, or wealth-management business lines. Leadership disclosed in the inputs is led by Chairman, President and CEO Thomas A. Vento, with Joseph R. Corrato serving as Executive Vice President and Chief Financial Officer. Given the absence of branch-expansion announcements, digital-banking initiatives, capital raises, or growth metrics in the data set, this description is necessarily a static profile rather than a forward-looking thesis.
Prudential Bancorp firmographics
Firmographics- Name
- Prudential Bancorp
- Website
- https://prudentialsavingsbank.com
- Company type
- Private
- Founded year
- 1886
- Headcount range
- 51–100 employees
- Short description
- Prudential Bancorp (NASDAQ: PBIP) is the Philadelphia-based holding company for Prudential Savings Bank, a Pennsylvania-chartered community thrift organized in 1886 that serves local retail depositors and borrowers through traditional deposit-gathering and residential lending.
- Ownership category
- akta.pro rank
Prudential Bancorp industry classification
Industry- Product category
- Community Savings Banking
- NAICS
- Savings Institutions and Other Depository Credit Intermediation (52218)
- SIC
- Savings Institutions, Not Federally Chartered (6036)
- akta.pro primary industry
- Savings Banks (Public/State-Owned) (FSABAKAK)
- akta.pro secondary industry
- Mass-Market Consumer Deposit Banking (Checking/Savings) (FSABAAAA)
Keywords
Where Prudential Bancorp is headquartered
LocationHeadquarters
- HQ city
- Philadelphia
- HQ country
- United States
- HQ region
- North America
Markets served
Prudential Bancorp business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Others
Prudential Bancorp product offering
Product offeringCore offering
Prudential Bancorp, through its subsidiary Prudential Savings Bank, is a Pennsylvania-chartered savings bank organized in 1886 that provides traditional retail banking products—including deposit accounts, consumer loans, and residential mortgage lending—to individual consumers and households in the Philadelphia area. The company has historically grown its franchise through selective acquisitions, including the 2016 acquisition of Polonia Bank.
Product overview
Fulton Bank operates as a multi-channel banking platform offering personal, small business, and commercial banking services. The core offering consists of traditional banking products (checking, savings, mortgages, loans) supported by digital banking capabilities (online/mobile banking, digital wallet, Card Center). Small business services include specialized payments processing (CashFlow Central, merchant services, ACH), treasury management, and industry-focused solutions. Commercial banking covers industry verticals including healthcare, real estate, life sciences, and municipal sectors. Recent acquisition of Blue Foundry Bancorp expands northern New Jersey presence. Investment services and financial education resources round out the offering. Note: Source data pertains to Fulton Bank, not Prudential Bancorp.
Differentiator
Problem solved
Functional benefit
Companies that use Prudential Bancorp
Customer profileIdeal customer profiles1 record
Prudential Bancorp technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Prudential Bancorp partnerships and signals
Strategic signalRecent moves1 record
Expansion highlights2 records
Prudential Bancorp competitors and assessment
Company assessmentBroad incumbents
- Fulton Financial Corporation: Pennsylvania-based regional bank holding company operating Fulton Bank with a multi-state Mid-Atlantic branch network. Overlaps with Prudential in Pennsylvania markets and represents the scaled regional competitor that community banks of PBIP's size must compete against.
- Citizens Financial Group: Large regional bank with deep Philadelphia-area retail branch presence and full suite of consumer, mortgage, and commercial products. Competes for the same deposit and lending customers but operates at materially greater scale and product breadth.
Direct peers
- ACNB Corporation: Pennsylvania-chartered community bank holding company serving south-central Pennsylvania and northern Maryland. Comparable size, traditional commercial-and-retail banking model, and rural/small-metro geographic profile.
- Northwest Bancshares: Mid-Atlantic-headquartered savings bank holding company with a similar thrift-style model emphasizing residential mortgage lending funded by retail deposits. Directly comparable in business model and regulatory charter category.
- ESSA Bancorp: Pennsylvania-chartered savings bank holding company headquartered in Stroudsburg. Operates a traditional thrift model of residential mortgages funded by retail deposits — directly aligned with Prudential Bancorp's core savings-bank business.
- CNB Financial Corporation: Pennsylvania-based community bank holding company with retail and commercial banking across the Commonwealth. Comparable mid-size community bank profile with overlap in Pennsylvania deposit and lending markets.
- Republic First Bancorp: Philadelphia-headquartered community bank with a similar deposit-and-lend model serving the same metropolitan market. Directly comparable in scale, product mix, and customer profile, making it the closest public-market peer for benchmarking.
- Univest Financial Corporation: Pennsylvania-based community bank holding company with retail and commercial banking across the greater Philadelphia and Lehigh Valley regions. Highly comparable geographic overlap and mid-size community banking profile.
- First Keystone Corporation: Pennsylvania-chartered community bank holding company headquartered in Berwick. Similar size tier and traditional community banking model with retail deposits and commercial/consumer lending across small Pennsylvania markets.
Regional players
- S&T Bancorp: Western Pennsylvania-based community bank holding company serving a different but adjacent region of the Commonwealth. Comparable traditional community banking model and asset tier, useful as a regional benchmark for Pennsylvania community bank performance.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks4 records
Key highlights5 records
Customer concentration
Prudential Bancorp social profiles
Digital presencePrudential Bancorp compliance and trust
Trust signalCompliance2 records
Prudential Bancorp financial estimates
Financial estimateRevenue estimate
Valuation estimate
Prudential Bancorp leadership team
Management profileNumber of profiles
Profiles2 records
Prudential Bancorp funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Prudential Bancorp M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Prudential Bancorp
What does Prudential Bancorp do?
Prudential Bancorp, through its subsidiary Prudential Savings Bank, is a Pennsylvania-chartered savings bank organized in 1886 that provides traditional retail banking products—including deposit accounts, consumer loans, and residential mortgage lending—to individual consumers and households in the Philadelphia area. The company has historically grown its franchise through selective acquisitions, including the 2016 acquisition of Polonia Bank.
When was Prudential Bancorp founded?
Prudential Bancorp was founded in 1886. It employs 51 to 100 people.
Where is Prudential Bancorp based?
Prudential Bancorp is headquartered in Philadelphia, United States, in the North America region.
Who are Prudential Bancorp's main competitors?
Broad incumbents on record are Fulton Financial Corporation and Citizens Financial Group. Direct peers are ACNB Corporation, Northwest Bancshares, ESSA Bancorp, CNB Financial Corporation, Republic First Bancorp, Univest Financial Corporation and First Keystone Corporation. S&T Bancorp is listed as a regional player.
Does Prudential Bancorp have an API?
No public API is recorded for Prudential Bancorp.
What industry is Prudential Bancorp in?
Prudential Bancorp's product category is Community Savings Banking. Its primary akta.pro industry code is FSABAKAK, Savings Banks (Public/State-Owned), with a secondary code of FSABAAAA, Mass-Market Consumer Deposit Banking (Checking/Savings). Its NAICS code is 52218 and its SIC code is 6036.