Centras Insurance
Centras Insurance is a Kazakhstan-based general insurance company founded in 1997, offering 60+ property, auto, health, and liability insurance products to 50,000+ businesses and 2+ million individuals via 23 branches and the kupipolis.kz digital platform.
- Company typePrivate
- Founded1997
- HeadquartersAlmaty, Kazakhstan
- Headcount101–250
- GTM typeB2B and B2C
- OfferingServices
Centras Insurance firmographics
Firmographics- Name
- Centras Insurance
- Legal name
- Акционерное общество «Страховая компания «Сентрас Иншуранс»
- Website
- https://cic.kz
- Company type
- Private
- Founded year
- 1997
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- Centras Insurance is a Kazakhstan-based general insurance company founded in 1997, offering 60+ property, auto, health, and liability insurance products to 50,000+ businesses and 2+ million individuals via 23 branches and the kupipolis.kz digital platform.
- Ownership category
- akta.pro rank
Centras Insurance industry classification
Industry- Product category
- General Insurance
- NAICS
- Direct Property and Casualty Insurance Carriers (524126), Direct Health and Medical Insurance Carriers (524114), Direct Insurance (except Life, Health, and Medical) Carriers (52412)
- SIC
- Fire, Marine & Casualty Insurance (6331), Accident & Health Insurance (6321)
- akta.pro primary industry
- Commercial Package / Business Owners Policies (BOP) (FSAJAMAG)
- akta.pro secondary industries
- Commercial General Liability (CGL) (FSAJADAA), Travel & Accident (Non-Life) Insurance (FSAJAMAN)
Keywords
Where Centras Insurance is headquartered
LocationHeadquarters
- HQ city
- Almaty
- HQ country
- Kazakhstan
- HQ region
- Asia
Offices19 records
Markets served
Centras Insurance business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Operations, Personnel, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Insurance Premiums: Revenue generated from insurance premiums across various coverage types including property, vehicle, health, cargo, and liability insurance
- Voluntary Insurance: Comprehensive business insurance package combining property, liability, and tenant coverage with annual subscription model
- Compulsory Insurance: Mandatory insurance products including OS GPO VTS (compulsory motor liability) and other government-required coverage
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Standard Business Package - Comprehensive SME coverage |
| Subscription | Annual | Residential Property Insurance |
| Subscription | Annual | Tenant Insurance |
| Subscription | Pay-as-you-go | Million Plus Program |
| Subscription | Pay-as-you-go | JUMP Extreme Sports Insurance |
| Subscription | Annual | Mini KASKO |
Go-to-market motion3 records
Distribution channels5 records
Marketing channels8 records
Centras Insurance product offering
Product offeringCore offering
Centras Insurance is a Kazakhstan-based general insurance carrier that underwrites and distributes compulsory and voluntary insurance products — including vehicle, property, cargo, transport, health/medical, civil and professional liability, accident, tourist, and bundled SME coverage — to both corporate clients and private individuals. Policies are issued and serviced through branch offices, the corporate website cic.kz, the dedicated online portal kupipolis.kz, a contact center, and an agent network, supported by a proprietary IT-hub and the AIDA geolocation-based digital emergency assistance solution.
Product overview
Centras Insurance operates a diversified portfolio of over 60 insurance products and services delivered through multiple digital channels. The company offers both compulsory and voluntary insurance across major lines: vehicle insurance (КАСКО, mandatory OS GPO VTS, ДГПО), property insurance, cargo insurance, health/medical insurance (ДМС), liability insurance (ГПО, employer liability, tenant liability, professional liability), personal insurance (accident, tourist, home), and transport insurance (air, railway, water). Products are delivered through the primary website cic.kz and the dedicated online portal kupipolis.kz, supported by digital tools including policy verification, vehicle depreciation calculator, and Telegram customer support. The company's own IT hub enables rapid integrations with client systems. AIDA represents the company's geolocation-based digital emergency assistance product. The product portfolio serves both corporate clients (with dedicated business insurance programs like Свой бизнес Club) and individual consumers.
Differentiator
Problem solved
Functional benefit
Brands
- kupipolis.kz: Online portal for purchasing and managing insurance policies
- AIDA
- Свой бизнес Club
Quantifiable outcome
- 50,000+ companies and 2 million private clients protected
- +3 more outcomes
Companies that use Centras Insurance
Customer profileNamed customers3 records
Segments3 records
Ideal customer profiles3 records
Centras Insurance technology and API
TechnologyAPI detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature5 records
Centras Insurance partnerships and signals
Strategic signalPartnerships
16 partnerships are on record, tiered minor and core.
- International Network of Insurance (INI)minorOfficial member and representative of INI in Kazakhstan since 2007
- AllianzcorePartnership with Allianz, the largest international insurance company, for enhanced market presence and service capabilities
- Hannover RecorePartnership with Hannover Re, the largest international reinsurance group, providing additional protection through reinsurance agreements with high financial stability rating
- Lloyd'sminorSigning of obligatory reinsurance agreement with Lloyd's corporation and pool of Western reinsurers in 2006
- FM Global (Mutual Insurance Society)minorMember of FM GLOBAL mutual insurance society
- Kazakhstan Association of FinanciersminorMember of Association of Financiers of Kazakhstan since June 25, 1999. Address: Almaty, Baizakova Street 280, BC Almaty Towers
- Kazakhstan Insurers AssociationminorMember of Kazakhstan Insurers Association since September 27, 2013. Address: Almaty, Auezova Street 48
- Insurance Guarantee FundminorParticipant of Insurance Guarantee Fund for insurance payments
- EA Holding GroupminorSponsor of CFO Summit XIII
- ACCAminorSponsor of CFO Summit XIII
- Grant ThorntonminorSponsor of CFO Summit XIII
- KPMGminorSponsor of CFO Summit XIII
- PwCminorSponsor of CFO Summit XIII
- Eurasian BankminorSponsor of CFO Summit XIII
- Smart Solutions / WOOPPAYminorSponsor of CFO Summit XIII
- MedPool Insurance ConsortiumminorMember of the Unified Insurance Pool for mandatory professional liability insurance of medical workers established October 2024
Scale indicators7 records
Recent moves14 records
Expansion highlights6 records
Centras Insurance competitors and assessment
Company assessmentBroad incumbents
- Allianz: Global multi-line insurance leader and Centras's reinsurance partner; offers overlapping P&C and health products worldwide and represents a broader incumbent benchmark for capacity and product design.
- Liberty Mutual Insurance: Global multi-line P&C insurer with personal and commercial lines; comparable to Centras in offering breadth across motor, property, and liability to both consumer and business customers.
- Zurich Insurance: Global multi-line insurer with P&C and health offerings; provides a broader-market baseline for product breadth, digital distribution maturity, and underwriting profitability.
Direct peers
- NOMAD Insurance: One of Kazakhstan's top multi-line insurers offering motor, property, liability, and travel coverage; competes with Centras for both corporate and retail clients in the domestic market.
- Kommesk-Omir: Kazakh multi-line insurer under the same Centras holding; provides comparable general insurance products and serves as a sister-company peer given shared ownership and product overlap.
- Eurasia Insurance Company: Kazakh multi-line insurer providing property, motor, health, and liability cover; directly comparable to Centras in product mix and customer targeting.
- Halyk Insurance: Kazakhstan-based multi-line insurance carrier offering property, motor, health, and liability coverage to both corporate and retail clients; directly competes with Centras Insurance across product lines and distribution channels.
- Kaspi Insurance (Kaspi.kz insurance arm): Digital-first insurance provider within Kazakhstan's super-app ecosystem, leveraging bank-distribution scale to sell motor, property, and travel cover; competes directly with Centras on digital retail distribution.
Regional players
- INGO (INGO Group, Russia): Large CIS-based P&C insurer serving corporate and retail clients across the former Soviet Union; comparable in product mix and regional footprint to Centras's regional ambitions.
Others
- Hannover Re: Centras's reinsurance partner; while not a primary competitor, it is a relevant benchmark for underwriting discipline and capacity-driven growth in P&C.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
Centras Insurance social profiles
Digital presenceCentras Insurance compliance and trust
Trust signalCompliance9 records
Centras Insurance financial estimates
Financial estimateRevenue estimate
Valuation estimate
Centras Insurance leadership team
Management profileNumber of profiles
Centras Insurance funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Centras Insurance M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Centras Insurance
What does Centras Insurance do?
Centras Insurance is a Kazakhstan-based general insurance carrier that underwrites and distributes compulsory and voluntary insurance products — including vehicle, property, cargo, transport, health/medical, civil and professional liability, accident, tourist, and bundled SME coverage — to both corporate clients and private individuals. Policies are issued and serviced through branch offices, the corporate website cic.kz, the dedicated online portal kupipolis.kz, a contact center, and an agent network, supported by a proprietary IT-hub and the AIDA geolocation-based digital emergency assistance solution.
Is Centras Insurance a public or private company?
Centras Insurance is a private company. It is classified as corporate owned and is currently operating.
When was Centras Insurance founded?
Centras Insurance was founded in 1997. It employs 101 to 250 people.
Where is Centras Insurance based?
Centras Insurance is headquartered in Almaty, Kazakhstan, in the Asia region.
How does Centras Insurance make money?
Three revenue lines are on record. Insurance Premiums are the primary driver. The others are voluntary Insurance and compulsory Insurance.
Who are Centras Insurance's main competitors?
Broad incumbents on record are Allianz, Liberty Mutual Insurance and Zurich Insurance. Direct peers are NOMAD Insurance, Kommesk-Omir, Eurasia Insurance Company, Halyk Insurance and Kaspi Insurance (Kaspi.kz insurance arm). INGO (INGO Group, Russia) is listed as a regional player. Hannover Re is listed as an others.
Does Centras Insurance have an API?
No public API is recorded for Centras Insurance.
What industry is Centras Insurance in?
Centras Insurance's product category is General Insurance. Its primary akta.pro industry code is FSAJAMAG, Commercial Package / Business Owners Policies (BOP), with a secondary code of FSAJADAA, Commercial General Liability (CGL). Its NAICS code is 524126 and its SIC code is 6331.