JC Finance & Tax Interconnect Holdings

What JC Finance & Tax Interconnect Holdings does

JC Finance & Tax Interconnect Holdings (金财互联) is a Guangzhou-headquartered, A-share-listed enterprise software company (IPO 2016, the first comprehensive fiscal-tax services listing on China's A-share market) that builds and operates an intelligent tax compliance and fiscal management platform for Chinese enterprises and government tax authorities. The platform is anchored by four core product lines — Jincai Weishi (risk monitoring), Jincai Zhipiao (intelligent invoicing), Jincai Zhishui (intelligent tax computation and filing), and Caishui Gongxiang (fiscal-tax sharing) — supplemented by more than ten functional modules covering tax analysis, compliance tax saving, fiscal archives, policy regulations, business-finance integration, and health diagnosis. Underlying technology includes direct API connections to all 36 provincial and municipal electronic tax bureaus, native bidirectional integration with the major Chinese and global ERP systems (Yonyou, Kingdee, SAP, Oracle), China's first provincial-level blockchain electronic invoice platform (TaxChain, launched 2018), and a proprietary fiscal-tax AI large model (Xinzhiyue) that completed Cyberspace Administration of China algorithm filing in 2024.

The company serves three principal customer segments: large multi-subsidiary enterprise groups requiring centralized cross-regional tax management (logos include Yonghui Superstores, Shein, State Power Investment, Sinopharm, China National Tobacco, Uniqlo, BYD, Chengdu Aircraft, and Semir), small and medium enterprises served via self-serve SaaS and an academy-led training channel, and government tax authorities across nine provinces including the Yunnan Provincial Tax Bureau. The business operates from 25+ branch offices across China, with an A-share listing providing capital market visibility and a parent-subsidiary structure anchored by Fangxin Technology (founded 1998), which originated China's first electronic tax filing system in 2000.

Revenue is generated through a hybrid model combining enterprise SaaS subscriptions (Jincai Weishi, Zhipiao, Zhishui, Caishui Gongxiang), professional advisory services (tiered expert consultation, dedicated 1-on-1 advisors with 10+ years of experience, training, and compliance reminders via the Anxiang Services and Diamond Card programs), and government contracts including the State Administration of Taxation's Golden Tax Phase IV Electronic Invoice Service Platform (Phase II, won 2022). Pricing is freemium at the SMB entry point with custom enterprise quotations, supported by an open API platform for developer and partner integration. The company reports more than 1 million paying SaaS enterprise users across all product lines and a cumulative base of over 3 million enterprises assisted with tax digitalization.

Name

JC Finance & Tax Interconnect Holdings

Legal name

广东金财慧税数字科技有限公司 (Guangdong Jincai Huishui Digital Technology Co., Ltd.)

Website

https://jchl.com

Company type

Public

Founded year

2012

Operating status

Operating

Headcount range

1,001–5,000 employees

Short description

JC Finance & Tax Interconnect Holdings (金财互联) is a Chinese A-share-listed enterprise SaaS provider offering AI-powered tax compliance, intelligent invoicing, and fiscal-risk monitoring software to over 1 million paying enterprise users, large enterprise groups, and government tax authorities across all 36 Chinese tax regions.

Ownership category

akta.pro rank

Product category

Enterprise Tax Compliance Software

NAICS

Accounting, Tax Preparation, Bookkeeping, and Payroll Services (5412)

SIC

Services-Computer Programming, Data Processing, Etc. (7370)

akta.pro primary industry

Embedded Tax, Accounting & Invoicing Finance (FSAGALAJ)

akta.pro secondary industry

Revenue Systems, E-Filing & Digital Tax Administration (BPAIADAO)

Keywords

• Enterprise tax compliance software
• Fiscal and tax SaaS
• Electronic invoice management
• Tax filing automation
• Tax risk monitoring

Headquarters

HQ city

Huangpuqu

HQ country

China

HQ region

Asia

Offices26 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Enterprise Tax Software Subscriptions: SaaS-based tax management and compliance software subscription model providing intelligent invoice management, tax computation, risk monitoring, and filing services to enterprise customers.
2. Professional Advisory Services: Tiered advisory services including tax consultation, dedicated 1-on-1 expert advisors (10+ years experience), training services, and compliance guidance.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

JC Finance & Tax Interconnect Holdings (金财互联) operates a comprehensive smart fiscal-tax SaaS platform that delivers intelligent tax computation, electronic invoice lifecycle management, one-click batch filing across all 36 Chinese tax regions, and 36-dimensional risk monitoring for enterprise customers. The platform combines AI, blockchain, and direct API integrations to tax bureau systems, with modular products covering risk monitoring, invoice management, tax calculation/filing, group-level control, compliance tax-saving, archives, policy lookup, business-finance integration, and health diagnostics.

Product overview

JC Finance & Tax Interconnect Holdings (金财互联) operates as a comprehensive smart tax service platform with a modular architecture centered on four core products: 金财卫士 (tax risk monitoring), 金财智票 (intelligent invoice management), 金财智税 (intelligent tax calculation and filing), and 财税共享 (fiscal-tax sharing). These are supported by eight functional modules including 智能算税申报 (tax calculation/declaration), 智能发票 (invoice management), 风险管控 (risk management), 集团管控 (group control), 税务分析 (tax analysis), 合规节税 (compliance tax saving), 税务档案 (tax archives), 政策法规 (policy regulations), 业财集成 (business-finance integration), and 健康诊断 (health diagnosis). The platform integrates with major ERP systems (用友, 金蝶, SAP, Oracle) and offers an OpenAPI platform for developer access. The 2024 '欣智悦财税大模型' represents the company's AI-powered tax service innovation, enabling natural language interaction for intelligent tax Q&A and automation.

Differentiator

Problem solved

Functional benefit

Brands

• 金财卫士 (Jincai Weishi): Fiscal and tax monitoring platform ensuring compliance without worries.
• 金财智票 (Jincai Zhipiao)
• 金财智税 (Jincai Zhishui)
• 财税共享 (Fiscal and Tax Sharing)
• 金财报销 (Jincai Expense)
• 欣智悦财税大模型 (Xinzhiyue Fiscal and Tax Large Model)
• 税链 (TaxChain)
• 方欣慧税 (Fangxin Huishui)

Products and services

• Jincai Weishi (金财卫士) — Enterprise Tax & Finance Monitoring Platform Real-time enterprise tax and finance monitoring platform providing risk detection, upstream/downstream partner risk analysis, credit reporting, and compliance automation for comprehensive fiscal risk management across business processes.
• Jincai Zhipiao (金财智票) — Intelligent Invoice Management Platform Intelligent invoice management platform enabling automated multi-scenario invoicing (QR code, order-based, receipt, payment), full-volume input invoice aggregation, invoice risk compliance detection, and one-click archiving for VAT special, regular, electronic, and digital invoices.
• Jincai Zhishui (金财智税) — Intelligent Tax Calculation and Filing Platform Comprehensive tax management solution supporting intelligent calculation across 18 tax types, one-click batch declaration across all 36 Chinese tax regions, and complete data traceability for enterprise tax compliance.
• Fiscal-Tax Sharing (财税共享) — Enterprise Fiscal-Tax Process Platform Enterprise fiscal and tax process optimization platform that connects business, contract, invoice, capital, and financial data flows to enable high-degree integrated sharing, fine-grained management, and financial value creation across subsidiaries.
• Anxiang Services (安享服务) — Advisory and Membership Services Tiered consulting and advisory services including expert consultation, dedicated 1-on-1 advisors (10+ years experience), tax policy knowledge updates, training services, compliance reminders, and Jincai Diamond Card membership providing access to hundreds of tax and finance courses.
• Open API Platform (开放平台) Scene-based API platform enabling developers and partners to integrate invoice and tax computation capabilities; workflow includes license application, scenario selection, interface selection, sandbox testing, and formal system launch.
• Xinzhiyue Financial Tax Large Model (欣智悦财税大模型) Proprietary AI-powered large model providing intelligent responses through text and voice interaction, deployed for tax compliance queries, calculation consultation, process guidance, case analysis, and risk warnings across the fiscal-tax domain.

Quantifiable outcome

• Tax filing labor savings: 80%+
• +11 more outcomes

Named customers15 records

Segments5 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration7 records

AI capability9 records

Feature6 records

Scale indicators13 records

Recent moves8 records

Expansion highlights6 records

Broad incumbents

• Oracle: Global ERP and finance software incumbent with tax-related modules used by multinational Chinese enterprises. Comparable customer base but broader portfolio rather than tax-focused specialization.
• SAP: Global ERP incumbent with embedded tax and compliance modules that Chinese multinationals adopt. Overlaps in tax functional capability for large enterprises but is not a tax-SaaS specialist like Jincai.
• Inspur (浪潮集团): Large Chinese IT services and cloud infrastructure provider serving government and state-owned enterprises. Adjacent in serving the same government tech ecosystem but not a direct tax SaaS competitor.
• Hundsun Technologies (恒生电子): China's leading financial software vendor for securities, asset management, and banking. Adjacent in financial software for Chinese institutions but focused on capital markets rather than tax compliance.

Direct peers

• Avalara: US-listed tax compliance SaaS platform serving enterprises with automated tax calculation, filing, and e-invoice adjacent capabilities. Closest international functional analogue to Jincai's enterprise tax SaaS business model.
• Baiwang (百望股份): A leading Chinese e-invoice SaaS platform serving enterprises with invoice management, tax compliance, and financial automation. Closely comparable product offering and target customer base in the Chinese tax digitization space.
• Aisino (航天信息): China's leading tax-related IT services company and long-standing provider of Golden Tax hardware and systems. Directly comparable as both companies serve the same tax administration ecosystem with government and enterprise tax solutions.
• Yonyou Network (用友网络): China's largest ERP and financial software vendor, with native tax and e-invoice features increasingly embedded in its finance suite. Comparable as both target Chinese enterprise tax and finance processes, though Yonyou is broader in scope.
• Kingdee International (金蝶国际): Major Chinese ERP and cloud financial software vendor with enterprise tax modules. Directly competes for the same mid-market and large enterprise tax compliance wallet share, and is one of Jincai's integrated platform partners.
• Sovos: Global tax compliance and e-invoicing software provider serving multinational enterprises. Comparable in product scope (tax determination, e-invoicing, compliance reporting) and enterprise go-to-market motion.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

Compliance15 records

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about JC Finance & Tax Interconnect Holdings