Yrjö ja Hanna Kodit

What Yrjö ja Hanna Kodit does

Yrjö ja Hanna Kodit is a Finnish non-profit foundation (Yrjö ja Hanna -säätiö sr, founded 1996) that develops and operates affordable housing across approximately 20 locations from Helsinki to Rovaniemi. It is organized under two affiliated operating entities — Asoasunnot Yrjö ja Hanna Oy (right-of-occupancy sales and rentals) and Yrjö ja Hanna Kiinteistöt Oy (real estate operations) — and holds the Social Enterprise Mark plus Key Flag Symbol. The foundation is also a part-owner of YH Hoiva, though its own operations focus on housing development and management. The foundation operates two core product lines: asumisoikeusasunnot (right-of-occupancy apartments), where residents pay an initial occupancy fee of roughly 45,000–62,000 EUR and a monthly user fee of 619–1,698 EUR indexed to the construction cost index; and senioriasunnot (senior rental apartments), which are barrier-free units rented monthly with a base service fee of 63–78.75 EUR per resident. The company goes to market directly through its website (yrjojahanna.fi and asunnot.yrjojahanna.fi), phone customer service, email, and an anniversary campaign activated in 2026, with no intermediaries or channel partners.

Customer segments are families and individuals seeking right-of-occupancy housing as an affordable alternative to ownership, seniors requiring accessible and barrier-free rental housing (including memory-care-friendly environments such as Kalonin Maija), and multi-generational households served by universal design principles. Properties include named developments such as Helene (Helsinki Kuninkaantammi, 2017), Charlotta (Helsinki Vartioharju, 2020, 36 apartments), Helmiina (Eura, 2022, 28 apartments), Kalon block in Jyvaskylä Kuokkala (2024, including Kalonin Iida, Alma, Liina, Maija), Marianne (Helsinki Kalasatama, 2024, 67 apartments), Urho (Vantaa Kivistö, 2026, 38 apartments), and Jalmari (Eura, expected 2026, 56 apartments), with the Nordic region's first Circular Economy Block under construction in Helsinki's Jätkäsaari since February 2026.

The underlying technology stack centers on sustainable construction: the award-winning Kalon block uses CLT (Cross-Laminated Timber) mass timber as a load-bearing structure in an industrial-scale pilot, supplemented by geothermal heating, rooftop solar generation, and real-time resident energy monitoring. Universal design principles support adaptability across life stages, with wide elevators, accessibility features, and shared community spaces (gyms, saunas, community kitchens) embedded in the architecture. Pricing is uniform across the portfolio, with the 30th-anniversary campaign (2026) layering 30% user-fee discounts on asumisoikeus purchases through September 2026 and rental benefits for new tenants through end-2026.

Name

Yrjö ja Hanna Kodit

Legal name

Yrjö ja Hanna -säätiö sr

Website

https://yrjojahanna.fi

Company type

Private

Founded year

1996

Operating status

Operating

Headcount range

501–1,000 employees

Short description

Yrjö ja Hanna Kodit is a Finnish non-profit foundation that develops and operates approximately 20 right-of-occupancy and senior rental housing locations across Finland, serving families, individuals, and seniors with affordable, community-oriented and sustainability-focused housing since 1996.

Ownership category

akta.pro rank

Product category

Social Housing and Senior Living

NAICS

Continuing Care Retirement Communities and Assisted Living Facilities for the Elderly (62331), Lessors of Residential Buildings and Dwellings (53111)

SIC

Operators Of Apartment Buildings (6513), Services-Nursing & Personal Care Facilities (8050)

akta.pro primary industry

Independent Living Real Estate Owners/Operators (REITs & Management Companies) (HLADAAAG)

akta.pro secondary industries

Independent Living Community Development & Construction (Senior Housing Developers) (HLADAAAH), Housing & Placement Coordination (Assisted Living, Memory Care, SNF) (HSABAIAL)

Keywords

• Right-of-occupancy housing
• Senior rental housing
• Affordable social housing
• Barrier-free apartments
• Community-oriented housing

Headquarters

HQ city

Helsinki

HQ country

Finland

HQ region

Europe

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Infrastructure, Personnel, Operations, Supply Chain, Technology or R&D, Marketing or Sales

Revenue model

1. Asumisoikeus (Right-of-Occupancy) Housing: Asumisoikeusasunnot (right-of-occupancy apartments) where residents pay an initial occupancy fee (asumisoikeusmaksu) typically ranging from 45,000 to 62,000 EUR, plus a monthly user fee (käyttövastike) ranging from approximately 619 to 1,698 EUR/month depending on apartment size and location. When apartments become available, the occupancy fee is adjusted using the construction cost index. This is a government-supported housing model in Finland.
2. Senior Rental Housing: Seniorivuokrakodit (senior rental apartments) where residents pay monthly rent plus a base service fee. Rents vary by apartment size and location. Additional services may include sauna reservations (10 EUR/month). This provides recurring rental income.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

Yrjö ja Hanna Kodit develops and operates two core housing product lines in Finland: (1) Asumisoikeusasunnot — right-of-occupancy apartments where residents pay an initial occupancy fee plus a monthly user fee under the government-supported asumisoikeus framework; and (2) Senioriasunnot — barrier-free senior rental apartments with community spaces, designed for independent and supported elderly living. The portfolio spans approximately 20 Finnish locations from Helsinki to Rovaniemi, with properties developed using sustainable methods including CLT mass timber, geothermal heating, and solar power.

Product overview

Yrjö ja Hanna Kodit is a Finnish social housing foundation offering right-of-occupancy apartments (asumisoikeus) and senior rental housing across approximately 20 locations in Finland, from Helsinki to Rovaniemi. The company operates two core product lines: (1) Asumisoikeusasunnot – right-of-occupancy housing with properties like Helene, Charlotta, Marianne, Urho, and Kalonin Iida; and (2) Senioriasunnot – barrier-free senior rental apartments including Kalonin Alma/Liina/Maija in Jyväskylä, Helmiina and Jalmari in Eura. The company is known for its community-oriented design and circular economy projects like the award-winning Kalon block.

Differentiator

Problem solved

Functional benefit

Brands

• Yrjö ja Hanna Kodit: Primary brand name for the foundation's housing development and property operations offering asumisoikeus (housing-right) and senior rental apartments.

Products and services

• Asumisoikeusasunnot (Right-of-Occupancy Apartments) Government-supported right-of-occupancy housing where residents pay an initial occupancy fee (asumisoikeusmaksu) of approximately 45,000–62,000 EUR plus a monthly user fee of approximately 619–1,698 EUR. The occupancy fee is adjusted using the construction cost index when apartments turn over. Targeted at families and individuals across Finland seeking an affordable alternative to home purchase.
• Senioriasunnot (Senior Rental Apartments) Barrier-free senior rental apartments designed for elderly residents, offering monthly rent plus a base service fee (e.g., 78.75 EUR/resident at Jalmari, 63 EUR/resident for couples) and optional add-ons such as sauna reservations at 10 EUR/month. Includes specialized memory-friendly housing (Kalonin Maija) and is intended for independent and supported senior living.
• Urho Right-of-occupancy housing property in Vantaa's Kivistö district, part of Kivistön Siluetti 12-story building complex, comprising 38 apartments (36.0–91.5 m²). Completed May 2026.
• Helene Right-of-occupancy housing property in Helsinki Kuninkaantammi, completed 2017 as the foundation's first asumisoikeus (right-of-occupancy) project.
• Charlotta Right-of-occupancy housing property in Helsinki Vartioharju, comprising 36 apartments in two buildings, completed 2020.
• Marianne Right-of-occupancy housing property in Helsinki Kalasatama with 67 apartments, completed 2024 and situated near the metro station.
• Kalonin Iida Right-of-occupancy building in Jyvaskylä Kuokkala forming part of the Kalon circular economy block, comprising 18 barrier-free apartments (35–64.5 m²) built using CLT mass timber with geothermal heating and solar panels.
• Helmiina Senior rental building in Eura completed June 2022 with 28 barrier-free rental apartments (34.5–51 m²).
• Kalonin Alma ja Liina Senior rental buildings in Jyvaskylä Kuokkala forming part of the Kalon block, with Alma offering 28 apartments (35.0–64.5 m²) and Liina offering 41 apartments (35.0–55.0 m²).
• Kalonin Maija Senior rental building in Jyvaskylä designed for independent living, including support for residents with memory issues. Comprises 35 barrier-free apartments (35.0–58 m²).
• Jalmari Senior rental building under construction in Eura with 56 barrier-free apartments (33.0–51.0 m²) and expected completion in October 2026.

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

One partnership is on record.

• CollaboratorioncoreStrategic or Co-development Partner · 1 October 2024Collaboratorion is an architectural firm that designed the Kalon neighborhood in Jyväskylä Kuokkala. Kalon is a five wooden apartment building complex designed with focus on community, accessibility, apartment adaptability, and meeting the needs of both families with children and aging residents. The architecture was specifically designed to facilitate neighborly encounters and community building.

Scale indicators11 records

Recent moves8 records

Expansion highlights5 records

Direct peers

• TA-Yhtymä Oy: TA-Yhtymä operates TA-Asumisoikeus, one of Finland's largest providers of asumisoikeus (right-of-occupancy) housing. Directly comparable to Yrjö ja Hanna Kodit's asumisoikeus business model and customer base.
• SATO Oyj: SATO is one of Finland's largest rental housing companies with a portfolio including asumisoikeus properties. Comparable as a Finnish residential housing operator serving similar urban markets and customer segments.
• Avain Asunnot Oy: Finnish rental housing company offering affordable rental apartments across Finland. Comparable in business model and target market of providing accessible housing to Finnish residents.
• Setlementtiasunnot Oy: Finnish non-profit foundation providing affordable rental housing with focus on community living. Highly comparable mission and operating model as a fellow Finnish social housing foundation.

Others

• Diakonissalaitos: Finnish non-profit foundation providing social services including housing for vulnerable populations. Comparable as a Finnish foundation operating in the social services and housing space.
• YH Hoiva Oy: Finnish care services company partially owned by Yrjö ja Hanna Foundation. Provides round-the-clock care services, complementing the foundation's senior housing operations with higher-acuity care.

Broad incumbents

• Kojamo Oyj: Finland's largest residential landlord operating the Lumo brand with over 40,000 apartments. While much larger, Kojamo is the dominant incumbent in Finnish rental housing against which Yrjö ja Hanna Kodit competes.
• Attendo AB: Nordic provider of care services including senior housing and assisted living across Finland, Sweden, and Denmark. Comparable as a senior housing operator in the Finnish market, though with broader care service offerings.

Regional players

• Heimstaden AB: Major Nordic residential property company operating across Sweden, Denmark, Norway, Germany, and Czech Republic. Comparable as a residential housing operator though primarily outside Finland.

Emerging players

• Hoivatilat Oyj: Finnish company developing, owning, and leasing care properties including senior housing. Comparable in the senior housing real estate development and operations space, particularly relevant given Yrjö ja Hanna's senior rental expansion.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/yrjojahanna
• LinkedInlinkedin.com/company/yrj%C3%B6-ja-hanna-kodit
• Instagraminstagram.com/yrjojahannakodit

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Yrjö ja Hanna Kodit