Bank Harda Internasional

What Bank Harda Internasional does

Bank Harda Internasional is an Indonesia-based publicly listed commercial bank headquartered in Jakarta Pusat. The company was founded in 1992 and trades on the Indonesia Stock Exchange under the ticker symbol BBHI. It operates in the Indonesian financial services sector and serves the domestic market; the input data characterizes it generally as providing financial services without further product-line specification.

The company's core business is banking, but the available source material does not disclose the specific product mix — for example, the breakdown between corporate, commercial, consumer, or Sharia banking, or whether it operates in retail deposits, lending, treasury, or wealth management. No technology stack, proprietary platform features, or digital banking infrastructure is documented. The company website (https://www.bankbhi.co.id/) returned only a loading/verification page during data collection, blocking retrieval of product, pricing, and customer-segment detail.

The firm's revenue mechanics are not disclosed in the input. As a publicly listed bank on the Indonesia Stock Exchange, it would be subject to Indonesian Financial Services Authority (OJK) reporting requirements, but no filings, segment splits, or financial statements were available in the aggregated source. With 251-500 employees, the bank is small- to mid-sized within the Indonesian listed banking universe. Ownership structure, subsidiaries, partnerships, recent strategic actions, and management team composition are all absent from the input data, leaving significant analytical gaps for any prospective investor or counterparty.

Name

Bank Harda Internasional

Website

https://bankbhi.co.id

Company type

Private

Founded year

1992

Headcount range

251–500 employees

Short description

Bank Harda Internasional is an Indonesia-based publicly listed commercial bank founded in 1992, headquartered in Jakarta Pusat, and trading on the Indonesia Stock Exchange under ticker BBHI. It provides general financial services to the Indonesian market.

Ownership category

akta.pro rank

Product category

Commercial Banking

NAICS

Commercial Banking (52211), Depository Credit Intermediation (5221)

SIC

National Commercial Banks (6021)

akta.pro primary industry

SME Deposits & Business Accounts (Operating, Savings, CDs) (FSABABAC)

Keywords

• Commercial banking services
• Retail banking products
• Consumer deposit accounts
• Business lending services
• Indonesian financial services

Headquarters

HQ city

Jakarta Pusat

HQ country

Indonesia

HQ region

Asia

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Core offering

Bank Harda Internasional is an Indonesian commercial bank that provides financial services to customers in Indonesia. Founded in 1992 and headquartered in Jakarta Pusat, the bank operates as a publicly listed entity on the Indonesia Stock Exchange under the ticker BBHI, offering traditional banking products including deposit-taking and lending services to individuals and businesses.

Differentiator

Problem solved

Functional benefit

Products and services

• Financial Services General financial services offered by Bank Harda Internasional to customers in Indonesia, as described in the company firmographic record.

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves1 record

Direct peers

• Bank Danamon: Bank Danamon is a mid-to-large Indonesian commercial bank with comparable SME, consumer, and treasury offerings and a similar scale profile, making it a relevant listed competitor.
• Bank CIMB Niaga: CIMB Niaga is a major private universal bank in Indonesia offering consumer, SME, and corporate banking products that overlap directly with Bank Harda's commercial banking franchise.
• Bank Negara Indonesia (BNI): BNI is another major Indonesian state-owned commercial bank with overlapping SME, consumer, and treasury banking products, making it a direct competitor for deposit funding and loan clients.
• Bank Mega: Bank Mega is an Indonesia-listed commercial bank offering consumer, SME, and treasury products at a comparable scale, serving as a relevant peer for capital structure and product mix benchmarking.
• Bank Rakyat Indonesia (BRI): BRI is Indonesia's largest bank by branch network and a dominant player in micro and SME lending, directly contesting Bank Harda's core SME and consumer segments with much greater scale.
• Bank Mandiri: Bank Mandiri is one of Indonesia's largest state-owned commercial banks, providing directly comparable corporate, SME, and consumer banking services across the same geography as Bank Harda.
• Bank Central Asia: BCA is Indonesia's largest privately-owned commercial bank and the closest direct peer to Bank Harda, operating a nationwide deposit, lending, and digital banking franchise and competing for the same SME and consumer segments.
• Bank OCBC NISP: OCBC NISP is a Singapore-affiliated Indonesian commercial bank serving SME and consumer segments with comparable deposit-taking and lending products in the same geography.
• Bank Panin: Bank Panin is a privately-controlled Indonesian commercial bank with a similar mid-sized scale and overlapping product set in consumer and SME banking.

Regional players

• Bank Maybank Indonesia: Maybank Indonesia is the Indonesian subsidiary of Malaysia's Maybank Group, offering SME and consumer banking products comparable to Bank Harda but backed by a regional (Malaysian) parent.

Market position

Strengths3 records

Weaknesses3 records

Competitive moat2 records

Key risks4 records

Key highlights4 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Bank Harda Internasional