K2 Cyber
K2 Cyber is a U.S. Managing General Agent distributing AI-augmented cyber insurance to small and medium-sized businesses (up to $100M revenue) through appointed brokers across all 50 states, backed by carrier capacity from Liberty Mutual and the K2 Insurance Services MGA platform.
- Company typePrivate
- Founded2000
- HeadquartersChapel Hill, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
What K2 Cyber does
K2 Cyber Insurance Services LLC is a U.S. Managing General Agent (MGA) that distributes cyber insurance to small and medium-sized businesses through a nationwide appointed broker network. The company operates as a brand under K2 Insurance Services, a Delaware corporation and one of the world's largest MGA conglomerates writing approximately $2 billion in premiums annually across its specialty program portfolio. K2 Cyber's flagship Intelligent Cyber Insurance product offers up to $3 million in aggregate cyber liability coverage (first-party, third-party, and cyber crime) for U.S. businesses with up to $100 million in annual revenue, and is differentiated by an integrated personal cyber endorsement for key business members. The product is supported by an automated underwriting system that delivers instant quote-to-bind decisions through a self-serve broker storefront, and by AI-powered prevention tools embedded in the policy as continuous risk engineering.
Underwriting capacity and delegated authority are provided by Liberty Mutual Insurance (A.M. Best A-rated) under a strategic partnership announced in June 2025. K2 Cyber earns 15% commission on new business and 16% on renewals from its broker distribution network, and handles all surplus lines filings on behalf of producers. Claims handling is delivered jointly with K2 Insurance Claims and Cyberscout (a TransUnion company), with a dedicated incident hotline. Operational and producer-onboarding automation is supported through a partnership with Turris announced in December 2025. The company is headquartered in Chapel Hill, North Carolina, operates with 1-10 employees, and writes business in all 50 U.S. states. Leadership is anchored by Founder & CEO Keith Moore, previously founder of CyberPolicy and CEO of CoverHound (both acquired by Brown & Brown in 2020).
K2 Cyber firmographics
Firmographics- Name
- K2 Cyber
- Legal name
- K2 Cyber Insurance Services LLC
- Website
- https://k2cyber.ai
- Company type
- Private
- Founded year
- 2000
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- K2 Cyber is a U.S. Managing General Agent distributing AI-augmented cyber insurance to small and medium-sized businesses (up to $100M revenue) through appointed brokers across all 50 states, backed by carrier capacity from Liberty Mutual and the K2 Insurance Services MGA platform.
- Ownership category
- akta.pro rank
K2 Cyber industry classification
Industry- Product category
- Cyber Insurance
- NAICS
- Insurance Agencies and Brokerages (524210)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- SMB / Packaged Cyber Policies (FSAJAOAN)
- akta.pro secondary industries
- Standalone Cyber Liability Insurance (FSAJAOAA), Network Security & Privacy Liability (Third-Party) (FSAJAOAE), First-Party Cyber (Breach Response, Forensics, Notification, Credit Monitoring) (FSAJAOAF)
Keywords
Where K2 Cyber is headquartered
LocationHeadquarters
- HQ city
- Chapel Hill
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
K2 Cyber business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations
Revenue model
- Insurance Commission (MGA): K2 Cyber operates as a Managing General Agent (MGA) earning commissions on insurance premiums written. It earns 15% commission on new business and 16% on renewal business from its broker distribution network. K2 Cyber Insurance Services LLC is a brand of K2 Insurance Services, which writes $2B in premiums annually. The company partners with carriers like Liberty Mutual (A.M. Best A-rated) for delegated underwriting authority and capacity.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Full Cyber Coverage (first party, third party, cyber crime) |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels7 records
K2 Cyber product offering
Product offeringCore offering
K2 Cyber Insurance Services LLC operates as a Managing General Agent (MGA) distributing Intelligent Cyber Insurance to U.S. small and medium-sized businesses with annual revenues up to $100 million. The flagship product delivers up to $3 million in aggregate cyber liability coverage, combining first-party, third-party, and cyber crime protections with AI-driven risk prevention tools, continuous risk engineering, and integrated personal cyber coverage for key business members. The offering is sold exclusively through appointed brokers and agents using a digital storefront for instant quoting and binding, with surplus lines filings handled by K2 Cyber.
Product overview
K2 Cyber offers a single, unified cyber insurance product—the Intelligent Cyber Insurance®—designed specifically for small and medium-sized businesses. The offering combines full cyber coverage (first party, third party, cyber crime) with AI-powered prevention tools, continuous risk engineering, and cyber education services. Coverage limits reach up to $3 million aggregate, with eligibility for businesses generating up to $100 million in annual revenue. The product is distributed exclusively through appointed brokers via a digital storefront, and is backed by K2 Insurance Services. Personal cyber coverage is integrated via endorsement for key business members. The company handles surplus lines filings and provides automated underwriting for instant policy decisions.
Differentiator
Problem solved
Functional benefit
Brands
- Intelligent Cyber Insurance: The company's core insurance product brand offering cyber insurance solutions for SMBs through continuous risk engineering, cutting-edge prevention and mitigation tools, and robust cyber education.
Products and services
- K2 Cyber Intelligent Cyber Insurance K2 Cyber's flagship cyber insurance product providing comprehensive cyber liability coverage to small and medium-sized businesses. The policy offers up to $3 million in aggregate coverage for companies with annual revenues up to $100 million, including first-party, third-party, and cyber crime coverage with integrated AI-driven risk prevention and personal cyber protection. It is distributed exclusively through appointed brokers and agents via a digital storefront.
Quantifiable outcome
- Policies can be bound in 3 minutes or less through the storefront
- +1 more outcomes
Companies that use K2 Cyber
Customer profileSegments1 record
Ideal customer profiles2 records
K2 Cyber technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
K2 Cyber partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core.
- Liberty Mutual InsurancecoreStrategic partnership with Liberty Mutual Insurance to deliver Intelligent Cyber Insurance to small and medium-sized businesses. Liberty Mutual provides delegated underwriting authority, capacity, and global underwriting expertise for K2 Cyber's SMB program. Liberty Mutual, rated A (Excellent) by A.M. Best, supports the program with specialty insurance capabilities. The program offers up to $3M in cyber liability coverage for companies with annual revenues up to $100M.
- K2 Insurance ServicescoreK2 Cyber Insurance Services LLC is a brand of K2 Insurance Services. K2 Insurance Services is one of the world's largest MGA conglomerates, writing $2B in premiums annually. The parent company provides program innovation, integrity, and underwriting excellence, and K2 Cyber operates as its newest MGA under this umbrella.
- Cyberscout (A Transunion Company)coreK2 Cyber works closely with K2 Insurance Claims and Cyberscout (A Transunion company) to provide a quick and thorough claims response that gets clients back up and running after a cyber incident.
- K2 Insurance ClaimscoreK2 Cyber works closely with K2 Insurance Claims and Cyberscout to provide a quick and thorough claims response that gets clients back up and running after a cyber incident. Clients have a dedicated incident hotline (888-506-1540).
Scale indicators4 records
Recent moves5 records
Expansion highlights5 records
K2 Cyber competitors and assessment
Company assessmentDirect peers
- At-Bay: At-Bay is a cyber insurance MGA serving small and mid-sized businesses with active monitoring and risk-engineering capabilities bundled into its policies. Like K2 Cyber, it focuses on the SMB cyber segment, uses technology-augmented underwriting, and distributes primarily through brokers.
- Corvus Insurance: Corvus Insurance is a cyber and specialty lines MGA leveraging data analytics and proprietary scanning to underwrite SMB and mid-market cyber risk. It is a direct competitor in broker-distributed cyber underwriting with a comparable AI-driven risk engineering value proposition.
- Coalition: Coalition is the largest cyber-focused insurance MGA in the US, offering cyber and technology E&O coverage to SMBs and mid-market businesses. It is the closest direct competitor to K2 Cyber in the SMB cyber MGA category, competing head-to-head on broker distribution, AI-driven underwriting, and integrated security services.
- Cowbell: Cowbell is a cyber insurance MGA focused exclusively on small and medium-sized businesses, using AI-powered risk scoring and continuous underwriting. It competes directly with K2 Cyber for SMB broker-sourced cyber premium in the same revenue range.
Broad incumbents
- Liberty Mutual Insurance: Liberty Mutual is both K2 Cyber's strategic capacity partner (providing delegated underwriting authority and paper) and a broader SMB cyber competitor via its own direct and digital distribution channels. The relationship is therefore both enabling and competitive.
- Beazley: Beazley is a major specialty cyber insurance carrier with deep expertise in cyber liability, including SMB and mid-market segments. K2 Cyber's CUO Meghan Hannes previously led US cyber underwriting at Beazley, illustrating the talent pipeline overlap and competitive context.
- Chubb: Chubb is a leading global P&C insurer with a sizable US cyber book spanning SMB through enterprise. It is a relevant peer for K2 Cyber because it competes for the same upper-SMB cyber premium and is a known career home for K2's cyber underwriting leadership.
- Tokio Marine HCC: Tokio Marine HCC is a specialty cyber and professional lines carrier that competes in the SMB cyber market through brokers. It serves as a useful incumbent benchmark for cyber underwriting appetite, limits, and broker economics adjacent to K2 Cyber's program.
- Hiscox: Hiscox is a specialty insurer with a meaningful SMB cyber book in the US. It competes with K2 Cyber in the small commercial cyber segment via both direct and broker channels, and its cyber leadership overlaps with K2's management alumni network.
Emerging players
- Resilience: Resilience is a cyber insurance provider combining underwriting with a security platform for mid-market and larger SMB clients. It overlaps with K2 Cyber in the SMB-to-mid-market cyber segment and competes for the same broker relationships.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks5 records
Key highlights7 records
Customer concentration
K2 Cyber social profiles
Digital presenceK2 Cyber financial estimates
Financial estimateRevenue estimate
Valuation estimate
K2 Cyber leadership team
Management profileNumber of profiles
Profiles6 records
K2 Cyber funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
K2 Cyber M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about K2 Cyber
What does K2 Cyber do?
K2 Cyber Insurance Services LLC operates as a Managing General Agent (MGA) distributing Intelligent Cyber Insurance to U.S. small and medium-sized businesses with annual revenues up to $100 million. The flagship product delivers up to $3 million in aggregate cyber liability coverage, combining first-party, third-party, and cyber crime protections with AI-driven risk prevention tools, continuous risk engineering, and integrated personal cyber coverage for key business members. The offering is sold exclusively through appointed brokers and agents using a digital storefront for instant quoting and binding, with surplus lines filings handled by K2 Cyber.
Is K2 Cyber a public or private company?
K2 Cyber is a private company. It is classified as corporate owned and is currently operating.
When was K2 Cyber founded?
K2 Cyber was founded in 2000. It employs 1 to 10 people.
Where is K2 Cyber based?
K2 Cyber is headquartered in Chapel Hill, United States, in the North America region.
How does K2 Cyber make money?
One revenue line is on record: insurance Commission (MGA).
Who are K2 Cyber's main competitors?
Direct peers on record are At-Bay, Corvus Insurance, Coalition and Cowbell. Broad incumbents are Liberty Mutual Insurance, Beazley, Chubb, Tokio Marine HCC and Hiscox. Resilience is listed as an emerging player.
Does K2 Cyber have an API?
No public API is recorded for K2 Cyber.
What industry is K2 Cyber in?
K2 Cyber's product category is Cyber Insurance. Its primary akta.pro industry code is FSAJAOAN, SMB / Packaged Cyber Policies, with a secondary code of FSAJAOAA, Standalone Cyber Liability Insurance. Its NAICS code is 524210 and its SIC code is 6411.