Consolidated Finvest & Holdings

What Consolidated Finvest & Holdings does

Consolidated Finvest & Holdings Limited is an India-registered, RBI-licensed Non-Banking Financial Company (NBFC) that operates primarily as an investment vehicle within the B.C. Jindal Group conglomerate. Incorporated in 2006 and listed on the National Stock Exchange under the ticker CFHL, the company's stated business activities include investing in shares, stocks, bonds, debentures, mutual funds, and other securities, as well as extending inter-corporate deposits and loans. Its revenue base is generated from returns on these financial instruments and lending activities rather than from product or service sales.

The company maintains a wholly-owned subsidiary, Jindal Photo Investments Ltd, which serves as a structural component of its investment portfolio. Consolidated Finvest operates with a very small employee base of 1-10, consistent with its model as a capital allocation entity rather than an operating business. Q3 FY2025-26 (quarter ended December 2025) standalone revenue was Rs 13.27 crore with net profit of Rs 11.96 crore, representing a 6.29% decline in revenue and 21.42% decline in profit on a year-on-year basis. The operating profit margin of 98.87% reflects the capital-deployment nature of its income mix.

Governance is led by Managing Director Sanjiv Kumar Agarwal alongside a board with representation from the promoter group. In 2024, the company underwent a CFO transition, replacing Praveen Bansal with Sumit Kumar. A prior voluntary delisting attempt from the NSE in 2021 was unsuccessful, and the entity remains publicly traded. There is no evidence in the available data of proprietary technology, AI/ML capabilities, or product development activity; the business is fundamentally a financial holding and investment company.

Name

Consolidated Finvest & Holdings

Legal name

Consolidated Finvest & Holdings Ltd.

Website

https://consofinvest.com

Company type

Public

Founded year

2006

Operating status

Operating

Headcount range

1–10 employees

Short description

Consolidated Finvest & Holdings is an RBI-licensed Indian NBFC and listed investment vehicle of the B.C. Jindal Group, deploying capital across shares, bonds, mutual funds, inter-corporate deposits, and loans.

Ownership category

akta.pro rank

Product category

Non-Banking Financial Services

NAICS

Other Financial Investment Activities (5239), Other Investment Pools and Funds (5259)

SIC

Finance Services (6199)

akta.pro primary industry

Strategic / Balance-Sheet CVC (On-balance-sheet investing) (FSANAHAA)

Keywords

• Non-banking financial services
• Investment management
• Securities portfolio management
• Inter-corporate deposits
• NBFC investment services

Headquarters

HQ city

New Delhi

HQ country

India

HQ region

Asia

Offices3 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Operations, Personnel, Others, Technology or R&D

Revenue model

1. Investment Returns: Returns from investments in shares, stocks, bonds, debentures, mutual funds, inter corporate deposits and loans. As an NBFC, the company generates revenue through interest income, dividend income, capital gains on investment portfolio, and fees from financial services.

Distribution channels1 record

Marketing channels1 record

Core offering

Consolidated Finvest & Holdings Limited is a Non-Banking Finance Company (NBFC) registered with the Reserve Bank of India that invests in shares, stocks, bonds, debentures, mutual funds, inter corporate deposits, and loans. As part of the B.C. Jindal Group, it functions as a single-product investment vehicle managing a diversified securities portfolio on its own balance sheet rather than extending credit to third-party borrowers.

Product overview

Consolidated Finvest & Holdings Limited operates as a single-product Non-Banking Finance Company (NBFC) registered with the Reserve Bank of India. The company's core offering is its Investment Management Services, which encompasses investments in shares, stocks, bonds, debentures, mutual funds, inter corporate deposits, and loans. There are no additional modules, sub-products, or distinct product lines—the company functions as a unified financial services entity focused on investment portfolio management within the B. C. Jindal Group.

Differentiator

Problem solved

Functional benefit

Products and services

• Investment Management Services Core investment management services of the RBI-registered NBFC, deploying capital into shares, stocks, bonds, debentures, mutual funds, inter-corporate deposits, and loans on the company's own balance sheet as part of the B.C. Jindal Group. Revenue is generated through interest income, dividend income, and capital gains on the diversified investment portfolio.

Quantifiable outcome

• 98.87% operating profit margin for Q3 FY2025-26

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators3 records

Recent moves2 records

Expansion highlights3 records

Broad incumbents

• Power Finance Corporation: Indian government-owned NBFC focused on power sector financing. Comparable as a large publicly listed Indian NBFC subject to RBI regulation, though operating in a specialized lending vertical rather than diversified investment management.
• Bajaj Finance: One of India's largest NBFCs offering diversified lending and investment products. A broad incumbent providing scale, capital access, and product breadth that CFHL cannot match, but operates in the same NBFC regulatory framework with RBI oversight.
• Cholamandalam Investment and Finance Company: Major Indian NBFC with diversified financial services including loans and investments. Comparable as a publicly listed NBFC subject to RBI regulation and SEBI oversight, but operates at significantly larger scale across vehicle finance, home loans, and investment products.
• Aditya Birla Capital: Diversified Indian financial services holding company offering lending, investment, insurance, and asset management. Comparable as a publicly listed Indian financial conglomerate subsidiary similar in structure to CFHL's position within the B.C. Jindal Group.
• IDFC First Bank (formerly IDFC Limited): Indian financial institution originally structured as an infrastructure financing NBFC before converting to a bank. Comparable as a publicly listed Indian NBFC-turned-financial institution with diversified investment and lending activities.
• REC Limited (formerly Rural Electrification Corporation): Indian government-owned NBFC focused on power and infrastructure financing. Comparable as a major publicly listed Indian NBFC subject to RBI oversight, though operating at substantially larger scale and in a specialized lending vertical.

Direct peers

• JM Financial: Indian financial services group offering investment management, lending, and capital markets services. Comparable as a publicly listed NBFC engaged in investment activities, inter-corporate deposits, and securities management.
• Reliance Capital: Indian NBFC and financial services holding company with investment activities similar to CFHL. Both are group-affiliated, publicly listed financial holding companies investing in diverse instruments under RBI NBFC regulation.
• Geojit Financial Services: Indian financial services company providing investment and broking services. Comparable as a publicly listed Indian NBFC with investment portfolio management and securities-related activities.
• Motilal Oswal Financial Services: Indian financial services firm with investment management, broking, and NBFC operations. Comparable to CFHL as an Indian listed NBFC engaged in investment portfolio management across multiple asset classes.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights5 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Consolidated Finvest & Holdings