Unicorn Risk Solutions
Unicorn Risk Solutions, now operating as Howden following a November 2023 acquisition by Howden Broking Group, is an Australian insurance brokerage delivering commercial and personal lines, risk advisory, and specialty coverage across 18+ verticals.
- Company typePrivate
- Founded1994
- HeadquartersPerth, Australia
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What Unicorn Risk Solutions does
Unicorn Risk Solutions was an Australian insurance brokerage that was acquired by UK-based Howden Broking Group Limited in November 2023 and subsequently rebranded to Howden, operating under the legal entity Howden Pacific Holdings Pty Ltd. The company provides insurance brokerage and risk advisory services to businesses and individuals across diverse verticals including childcare, construction, education, energy, manufacturing, marine, equine and bloodstock, film and media, superyachts, corporate risks, financial and professional services, M&A transactions, people risk and workers' compensation, private clients, alternative risk solutions, real estate, tradies, and climate risk and resilience.
The core technology is a human-driven insurance brokerage platform delivered through a global office network spanning Europe, Asia Pacific, the Americas, and Middle East & Africa. The product portfolio comprises six insurance solution categories (Financial & Professional Services, Corporate Risks, Affinity & Associations, People Risks, Private Clients, and Alternative Risk Solutions), complemented by sector-specific coverage and risk advisory services including captive insurance, risk consulting, risk engineering, and valuations. Notable specialty offerings include cyber insurance, M&A warranty and indemnity coverage, climate risk parametric solutions, and energy transition coverage.
Revenue is generated through commissions earned from insurance carriers for placing client coverage, with pricing structured as quote-based and customized per client risk profile, industry sector, and coverage limits. The go-to-market is sales-led via direct office relationships, supplemented by the Howden One Network broker referral channel. Marketing channels include LinkedIn, Instagram, and a News & Insights content publication. Distribution is principally direct field sales to enterprise and high-net-worth clients, with no publicly disclosed pricing tiers or self-service digital channel.
Unicorn Risk Solutions firmographics
Firmographics- Name
- Unicorn Risk Solutions
- Legal name
- Howden Pacific Holdings Pty Ltd
- Website
- https://unicornrisk.com.au
- Company type
- Private
- Founded year
- 1994
- Operating status
- Acquired
- Headcount range
- 11–50 employees
- Short description
- Unicorn Risk Solutions, now operating as Howden following a November 2023 acquisition by Howden Broking Group, is an Australian insurance brokerage delivering commercial and personal lines, risk advisory, and specialty coverage across 18+ verticals.
- Ownership category
- akta.pro rank
Unicorn Risk Solutions industry classification
Industry- Product category
- Commercial Insurance Brokerage
- NAICS
- Insurance Agencies and Brokerages (52421)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)
- akta.pro secondary industry
- Mid-Market Commercial Package (Package Policies) (FSAJAFAB)
Keywords
Where Unicorn Risk Solutions is headquartered
LocationHeadquarters
- HQ city
- Perth
- HQ country
- Australia
- HQ region
- Oceania
Offices2 records
Markets served
Unicorn Risk Solutions business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Insurance Brokerage Services: As an insurance broker, Howden earns revenue through commissions from insurance carriers for placing client coverage. The company provides risk advisory, people risk solutions, and alternative risk solutions to businesses and individuals.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | Custom insurance solutions tailored to client needs |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels4 records
Unicorn Risk Solutions product offering
Product offeringCore offering
Unicorn Risk Solutions, now operating as Howden following its November 2023 acquisition by Howden Broking Group Limited, is an insurance brokerage placing commercial and personal coverage with carriers and earning commissions on those placements. The offering spans corporate risks, people risk (workers' compensation and employee benefits), private client insurance for high-net-worth individuals, alternative risk solutions including captive insurance, and sector-specific coverage across childcare, construction, education, energy, manufacturing, marine and logistics, transport, equine, film and entertainment, superyachts, real estate, tradies, and M&A transactions. Risk advisory services — risk consulting, risk engineering, risk management, valuations, climate risk and resilience — complement the brokerage placements.
Product overview
Unicorn Risk Solutions, now rebranded as Howden, operates as a unified platform of insurance and risk management solutions. The portfolio consists of six core insurance solution categories (Financial & Professional Services, Corporate Risks, Affinity & Associations, People Risks, Private Clients, and Alternative Risk Solutions) complemented by sector-specific coverage and comprehensive risk advisory services including captive insurance, risk consulting, risk engineering, and valuations. The company offers industry-specific insurance across sectors such as childcare, construction, education, energy, marine, and transport, with additional specialized offerings for cyber insurance, M&A transactions, and climate risk resilience.
Differentiator
Problem solved
Functional benefit
Products and services
- Corporate Risks Comprehensive corporate risk insurance solutions protecting businesses against operational and financial risks, including property, liability, and specialty coverage for large corporations.
- Financial & Professional Services Insurance coverage tailored for financial institutions and professional service firms, addressing their professional indemnity, financial risk, and regulatory compliance needs.
- People Risks Coverage addressing workforce-related risks including workers' compensation, employee benefits, and safety, prevention and injury management services for businesses.
- Private Clients Personal insurance solutions for high-net-worth individuals and families covering luxury property, valuable collections, superyachts, equine, and personal liability.
- Alternative Risk Solutions Non-traditional risk transfer mechanisms for sophisticated clients, including captive insurance solutions, discretionary trusts, mutuals, and self-insurance alternatives.
- Cyber Insurance Protection against cyber threats, data breaches, and digital risks for businesses.
- M&A Insurance Insurance solutions supporting mergers and acquisitions transactions, including warranty and indemnity coverage and representations and warranties insurance.
- Captive Insurance Solutions Self-insurance arrangements allowing organisations to retain and manage their own risks through captive insurance vehicles.
- Risk Consulting Expert advisory services for identifying, assessing, and managing organisational risks across insurance, operational, and strategic dimensions.
- Risk Engineering
Companies that use Unicorn Risk Solutions
Customer profileSegments18 records
Ideal customer profiles3 records
Unicorn Risk Solutions technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Unicorn Risk Solutions partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Howden Broking Group LimitedcoreUnicorn Risk Solutions was acquired by Howden in November 2023 and now operates under the Howden brand. Howden Broking Group Limited (UK) is the parent company providing global brand, resources, and network support across all regions including Europe, Asia Pacific, The Americas, and Middle East & Africa.
Scale indicators3 records
Recent moves6 records
Expansion highlights4 records
Unicorn Risk Solutions competitors and assessment
Company assessmentMarket position
Competitive moat3 records
Key highlights6 records
Customer concentration
Unicorn Risk Solutions social profiles
Digital presenceUnicorn Risk Solutions financial estimates
Financial estimateRevenue estimate
Valuation estimate
Unicorn Risk Solutions leadership team
Management profileNumber of profiles
Unicorn Risk Solutions funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Unicorn Risk Solutions M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Unicorn Risk Solutions
What does Unicorn Risk Solutions do?
Unicorn Risk Solutions, now operating as Howden following its November 2023 acquisition by Howden Broking Group Limited, is an insurance brokerage placing commercial and personal coverage with carriers and earning commissions on those placements. The offering spans corporate risks, people risk (workers' compensation and employee benefits), private client insurance for high-net-worth individuals, alternative risk solutions including captive insurance, and sector-specific coverage across childcare, construction, education, energy, manufacturing, marine and logistics, transport, equine, film and entertainment, superyachts, real estate, tradies, and M&A transactions. Risk advisory services — risk consulting, risk engineering, risk management, valuations, climate risk and resilience — complement the brokerage placements.
Is Unicorn Risk Solutions a public or private company?
Unicorn Risk Solutions is a private company. It is classified as corporate owned and is currently acquired.
When was Unicorn Risk Solutions founded?
Unicorn Risk Solutions was founded in 1994. It employs 11 to 50 people.
Where is Unicorn Risk Solutions based?
Unicorn Risk Solutions is headquartered in Perth, Australia, in the Oceania region.
How does Unicorn Risk Solutions make money?
One revenue line is on record: insurance Brokerage Services.
Does Unicorn Risk Solutions have an API?
No public API is recorded for Unicorn Risk Solutions.
What industry is Unicorn Risk Solutions in?
Unicorn Risk Solutions's product category is Commercial Insurance Brokerage. Its primary akta.pro industry code is FSAEADAJ, Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines), with a secondary code of FSAJAFAB, Mid-Market Commercial Package (Package Policies). Its NAICS code is 52421 and its SIC code is 6411.