Taxcore Lending

What Taxcore Lending does

TaxCORE Lending is a privately held specialty finance company headquartered in Dallas, Texas, that originates commercial property tax loans for business owners and developers across the state. Founded around 2013 and operating under Texas state license number 151754, the company funds delinquent property taxes directly with the relevant Texas county on behalf of the borrower, then structures an affordable repayment plan — typically 3-10 years at single-digit fixed rates with interest-only options and up to 12 months before the first payment. TaxCORE serves a broad range of commercial property types including office, industrial, retail, apartments, hotels, farmland, condominiums, restaurants, parking lots, warehouses, single-family lot developments, raw land, and active development/construction projects, and the company reports having funded over $125 million in delinquent property taxes since inception.

The company runs an integrated operating platform in which it warehouses and services its own loans rather than outsourcing servicing to a third party, supplemented by a secure online application portal (reCAPTCHA-protected) and direct phone sales operations available seven days a week. Underwriting involves a title search and closing process that can be completed in as little as 24 hours from application, with closings handled by mobile agents who travel to the borrower's home or business. Product adjacencies include commercial bridge loans as alternative short-term financing and a lowest-rate guarantee program that matches or beats competitor APRs by 0.25% (or pays the borrower $100 if it cannot).

The revenue model is single-stream: interest income and fees on originated commercial property tax loans in Texas, with monthly billing on a single-digit fixed-rate basis and no prepayment penalty. Go-to-market is an inside-sales / direct-phone model combined with a self-serve online application, supported by content marketing, BBB accreditation, and membership in the Texas Property Tax Lienholders Association. The team is small (1-10 employees) and the firm operates exclusively within Texas, where it serves all 254 counties and major metros including Austin, Dallas, Houston, San Antonio, Fort Worth, and El Paso.

Name

Taxcore Lending

Legal name

TaxCORE Lending

Website

https://taxcorelending.com

Company type

Private

Founded year

2013

Operating status

Operating

Headcount range

1–10 employees

Short description

TaxCORE Lending is a Dallas-based, Texas-licensed specialty finance company that originates and services commercial property tax loans for business owners and developers across all 254 Texas counties, using in-house loan warehousing and single-digit fixed-rate terms.

Ownership category

akta.pro rank

Product category

Commercial Property Tax Lending

NAICS

Credit Intermediation and Related Activities (522)

SIC

Miscellaneous Business Credit Institution (6159)

akta.pro primary industry

Refund Anticipation Loans (RAL) & Tax Advance Credit (FSAKAMAH)

akta.pro secondary industry

Small-Dollar Short-Term Installment Loans (Non-payday) (FSAKAMAI)

Keywords

• Commercial property tax loans
• Property tax lending
• Tax financing solutions
• Commercial bridge loans
• Delinquent tax funding

Headquarters

HQ city

Dallas

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others

Revenue model

1. Commercial Property Tax Loans: TaxCORE Lending provides commercial property tax loans to business owners in Texas. The company earns interest on these loans at single-digit fixed rates. Repayment terms are available from 3-10 years. The company funds the county directly to pay off property taxes and creates an affordable repayment plan for the borrower.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

TaxCORE Lending is a specialty finance company that provides commercial property tax loans to business owners and developers across Texas. The company funds county property taxes directly on behalf of borrowers and creates affordable repayment plans with single-digit fixed rates and terms of 3-10 years. It also offers commercial bridge loans as alternative short-term financing and matches or beats competitor rates through a lowest-rate guarantee program.

Product overview

TaxCORE Lending operates as a specialty finance company offering a single core product: commercial property tax loans. The main offering enables business owners to finance delinquent property taxes with features including single-digit fixed rates, no payments for up to 12 months, and repayment terms of 3-10 years. The company also provides alternative financing through commercial bridge loans as an add-on option, and supplements its offering with a lowest rate guarantee program that matches or beats competitor rates by 0.25%.

Differentiator

Problem solved

Functional benefit

Products and services

• Commercial Property Tax Loan A financing product for Texas commercial property owners that funds county property taxes directly on their behalf and structures an affordable repayment plan with single-digit fixed rates, terms of 3-10 years, and up to 12 months before the first payment, helping borrowers avoid up to 47% in tax penalties and foreclosure risk.
• Commercial Bridge Loans An alternative short-term financing option for commercial property owners needing short-term liquidity solutions, offered as a complement to TaxCORE's core property tax loan product.
• Lowest Rate Guarantee Program A rate-matching guarantee program under which TaxCORE Lending will match or lower closing costs and interest rate by 0.25% APR against any approved competitor term sheet from another Texas property tax lender dated the same month and year, or pay the customer $100 if it cannot beat the offer.

Quantifiable outcome

• Loan approval and closing can occur in as little as 24 hours from application
• +2 more outcomes

Named customers4 records

Segments3 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

One partnership is on record.

• Texas Property Tax Lienholders Association (TPTLA)coreOthersTaxCORE Lending is a proud member of the Texas Property Tax Lienholders Association. The company is regulated by the State of Texas and holds License Number 151754. This membership demonstrates industry standing and regulatory compliance within the property tax lending sector.

Scale indicators4 records

Recent moves5 records

Expansion highlights3 records

Direct peers

• Kiavi: Real estate investor bridge lender (formerly LendingHome) with similar time-sensitive commercial lending products and digital approval workflow that echoes TaxCORE's 24-hour closing capability.
• LendingOne: Real estate bridge lender providing financing to real estate investors, comparable to TaxCORE's commercial property bridge loan products for time-pressed borrowers needing fast capital deployment.
• CoreVest: Real estate bridge lender serving residential and commercial investors with short-term financing products analogous to TaxCORE's commercial bridge loan product for working-capital-constrained borrowers.
• Anchor Loans: Real estate bridge lender providing short-term financing to real estate investors and developers, comparable to TaxCORE's commercial bridge loan offering for time-sensitive commercial property financing needs.

Broad incumbents

• BlueVine: SMB working capital and lending platform serving similar small and medium-sized business customers that TaxCORE targets with commercial property tax financing solutions.
• Ares Capital: Large business development company and private credit platform with extensive direct lending capabilities, representing a much broader incumbent in the specialty finance space where TaxCORE operates.
• OnDeck Capital: Established SMB working capital lender serving small and medium-sized businesses, comparable to TaxCORE's target market of SMB commercial property owners needing working capital solutions.
• Tax Ease: Larger property tax lender operating across multiple states with overlapping commercial property tax financing focus, but at significantly greater scale and geographic breadth than TaxCORE's Texas-only operations.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks7 records

Key highlights8 records

Customer concentration

• Xtwitter.com/taxcorelending
• Facebookfacebook.com/taxcorelending
• LinkedInlinkedin.com/company/taxcore-lending-llc

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Taxcore Lending