Developer docs
API playgroundTry for free, no card

Search company profiles

KJMC Corporate Advisors India

Full company profile

uuid003mtsg

Namestring
KJMC Corporate Advisors India
Legal namestring
KJMC Financial Services Limited
Websiteurl
kjmcfinserv.com
Company typeenum
Public
Founded yearint
1988
Descriptiontext

KJMC Financial Services Limited is an RBI-registered non-banking finance company (NBFC) listed on the Bombay Stock Exchange (code 530235) and headquartered in Mumbai. Founded in 1988 as part of the KJMC Finserv Group, the company provides fund-based lending products focused on two-wheeler finance (new and pre-owned vehicles, tenure up to 36 months) and unsecured small-ticket MSME business loans (tenure up to 18 months) for working capital, expansion, and growth funding. It also operates co-lending and loan transfer arrangements with institutional partners, and runs a referral channel that connects clients with banks and NBFCs for home loans, loan against property, business loans, personal loans, construction finance, machinery loans, and loan against shares. Beyond lending, the company is an active investor in listed and unlisted securities including pre-IPO shares and start-ups, and the broader KJMC Finserv Group spans wealth and asset management, investment banking, institutional equities, broking, mutual fund distribution, realty broking, and housing finance.

The company operates a proprietary, full-stack digital lending platform with API-based origination, underwriting, and loan management capabilities. Its proprietary underwriting tool enables quick loan approvals with minimum documentation, and the platform reads financial transactional SMS data on the user's device to support credit risk assessment. Applications are accepted online and offline. Leadership is anchored by Chairman I C Jain (CA, 45+ years of experience, former AMBI Chairman and former director at M&M, Essar, Asian Paints, and Raymond's), Executive Director Rajnesh Jain (CA, focused on structured debt and business development), and Non-Executive Director Girish Jain (Engineer and PGDBM, sets up and runs investment banking, broking, research, and distribution; former AMBI Chairman and former SEBI Primary Market Advisory Committee member).

Revenue is generated through four streams: interest income on direct two-wheeler, MSME, corporate, and individual loans; referral/affiliate fees from third-party loan products; transaction fees from co-lending and loan transfer arrangements; and investment income from listed/unlisted securities. Pricing is transaction-based with monthly billing and one-time processing fees, and rates are described as competitive but not publicly disclosed. Distribution combines self-serve online applications, offline direct lending, and partner channels (banks, NBFCs), with marketing concentrated on the corporate website, LinkedIn, Facebook, and email, plus an investor relations portal. Operations are entirely India-domiciled.

Short descriptiontext

KJMC Financial Services Limited is an RBI-registered, BSE-listed Indian NBFC offering digital two-wheeler and MSME loans, co-lending and loan transfer arrangements, and referral services for third-party loan products, supported by a proprietary API-based origination and underwriting platform.

Operating statusenum
Operating
Ownership categoryenum
Headcount rangeband
1–10
akta.pro rankint
HeadquartersMumbai, India
HQ citystring
Mumbai
HQ countrystring
India
HQ regionstring
Asia
Markets served

Serves global market

Offices1 record

Each record includes

City, Country, Type, Description, Source

Keyword5 values
MSME lending, two-wheeler finance, digital lending platform, NBFC services, loan referral services
Industry4 codes
1Merchant Cash Advance (MCA) & Revenue-Based Financing
CodeFSAKAGADPrimaryYes
2Non-Qualified Mortgage (Non-QM) & Specialty Product Brokers
CodeFSALABAGPrimaryNo
3Non-QM & Specialty Wholesale Lending (Bank Statement/DSCR/Alt-Doc)
CodeFSALACADPrimaryNo
4Merchant Cash Advance & Revenue-Based Financing Enablement
CodeFSAGALAHPrimaryNo
NAICS code2 codes
  • Nondepository Credit Intermediation5222
  • Mortgage and Nonmortgage Loan Brokers52231
SIC code2 codes
  • Short-Term Business Credit Institutions6153
  • Loan Brokers6163
Product category
Non-Banking Financial Services (NBFC Lending)
GTM motion3 records

Each record includes

Type, Description, Source

Revenue model4 records
1Interest Income from Lending
TypeTransaction Fee
Description

Core revenue from interest charged on two-wheeler loans and MSME loans. Fund-based lending solutions including need-based short-term loans to corporates and individuals.

2Referral Fees
TypeAffiliate Referral
Description

Revenue from referral services connecting clients to banks and other financial institutions for loan products such as Home Loans, Loan Against Property, Business Loans, Personal Loans, Construction Finance, Machinery Loans, and Loan Against Shares.

3Co-lending and Loan Transfers
TypeTransaction Fee
Description

Revenue from co-lending arrangements and loan transfer services.

4Investment Income
TypeData Monetisation
Description

Active investor in listed and unlisted securities including pre-IPO shares and start-ups.

Marketing channels5 records

Each record includes

Title, Type, Stage, Description, Source

Distribution channels4 records

Each record includes

Title, Type, Scope, Target buyer, Description, Source

Cost components5 values
Personnel, Technology or R&D, Operations, Marketing or Sales, Others
Pricing details3 tiers
1Two Wheeler Loans - Need based short term loans for two-wheeler purchase (new and pre-owned)
ModelTransaction based/ take rateBilling cadenceMonthly
Notes

Interest rates product-specific and competitive. One-time processing fee applicable. Tenure up to 36 months for new two-wheelers.

2MSME Loans - Unsecured small ticket business loans for working capital and expansion
ModelTransaction based/ take rateBilling cadenceMonthly
Notes

Flexible tenure up to 18 months. One-time processing fee applicable.

3Corporate and Individual Loans - Need-based short-term financing
ModelTransaction based/ take rateBilling cadenceMonthly
Notes

Competitive interest rates. One-time processing fee.

GTM typeB2B and B2C
B2B and B2C
Offering typeServices
Services
Core offering1 text field

KJMC Financial Services Limited is an RBI-registered NBFC offering fund-based lending solutions including Two-Wheeler Loans (new and pre-owned), unsecured MSME Loans for working capital and expansion, and Short-Term Loans to corporates and individuals. The company also arranges Co-lending/Loan Transfer arrangements with institutional partners and provides referral services connecting clients to banks and other NBFCs for products such as Home Loans, Loan Against Property, Business Loans, Personal Loans, Construction Finance, Machinery Loans, and Loan Against Shares. Lending is powered by a proprietary, API-based digital platform with in-house underwriting and loan management capabilities that enable quick approvals with minimum documentation.

Differentiator
Functional benefit
Problem solved
Quantifiable outcome1 of 2 values shown
  • Quick loan approvals with minimum documentation through proprietary underwriting
+1 more record
Product overview1 text field

KJMC Financial Services Limited is an RBI-registered NBFC offering a portfolio of fund-based lending products centered around two-wheeler loans and MSME (Micro, Small and Medium Enterprise) loans. The company operates a proprietary digital lending platform with API-based origination, underwriting, and loan management capabilities. Its product suite includes Two Wheeler Loans (for new and pre-owned vehicles), MSME Loans (unsecured business loans), Co-lending/Loan Transfers, and Short-term loans to corporates and individuals. Additionally, the company provides referral services connecting clients with banks and other lenders for third-party products including home loans, loans against property, personal loans, and machinery loans.

Product and service1 record
1Two Wheeler Loans
Scale indicator3 records

Each record includes

Type, Value, Description, Source

Partnership1 partner
1Banks and Financial Institutions
Strategic tierCoreTypeChannel Partner/ Reseller/ Distributor
Description

KJMC provides referral services connecting clients to banks and other financial institutions for loan products including Home Loan, Loan Against Property, Business Loan, Personal Loan, Construction Finance, Machinery Loan, and Loan Against Shares. KJMC assists clients with documentation and due diligence processes with the referred institutions.

Recent move6 records

Each record includes

Date, Type, Title, Description, Source

Expansion highlight4 records

Each record includes

Type, Description

Market position
Competitive moat5 records

Each record includes

Type, Details

Key risks6 records

Each record includes

Headline, Details, Source

Key highlights6 records

Each record includes

Headline, Details, Source

Customer concentration

Classification, Details

Named customers3 records

Each record includes

Name, Industry, Type, Use case, Source, UUID

Segment4 records

Each record includes

Title, Type, Primary, Description, Pain point addressed, Use case, Source

Ideal customer profile4 records

Each record includes

Profile, Firmographic size, Sales motion, Sales cycle length, Buying structure, Purchase trigger, Buyer persona, Geography, Industry vertical, Primary use case, Description, Pain points, Evidence proof points, Target buyer

Technology focused
No
API detail
Has APIbool
No

Docs URL, Description

AI maturity
App detail

Has app

Feature3 records

Each record includes

Title, Differentiator, Description, Source

Core technology
Revenue estimate
Valuation estimate
Number of profiles
Profiles3 records

Each record includes

Name, Designation, Designation category, Overview, Profile commentary, Source

Subsidiaries8 records

Each record includes

Name, Acquired on, Relationship type, Type, Business focus

No data
Funding overview

Funding stage, Last funding date, Total funding USD

Funding rounds

Each record includes

Round, Amount USD, Date, Pre money valuation, Total investors, Investors, News

Investors

Each record includes

Name, Type, Date of entry, Rounds participated, Website

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Each record includes

Name, Acquisition type, Announced date, Completed date, Status, Website, News

Investment

Each record includes

Name, Round, Announced date, Lead investor, Website, News

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

KJMC Corporate Advisors India

Non-Banking Financial Services (NBFC Lending)kjmcfinserv.com

KJMC Financial Services Limited is an RBI-registered, BSE-listed Indian NBFC offering digital two-wheeler and MSME loans, co-lending and loan transfer arrangements, and referral services for third-party loan products, supported by a proprietary API-based origination and underwriting platform.

What KJMC Corporate Advisors India does

KJMC Financial Services Limited is an RBI-registered non-banking finance company (NBFC) listed on the Bombay Stock Exchange (code 530235) and headquartered in Mumbai. Founded in 1988 as part of the KJMC Finserv Group, the company provides fund-based lending products focused on two-wheeler finance (new and pre-owned vehicles, tenure up to 36 months) and unsecured small-ticket MSME business loans (tenure up to 18 months) for working capital, expansion, and growth funding. It also operates co-lending and loan transfer arrangements with institutional partners, and runs a referral channel that connects clients with banks and NBFCs for home loans, loan against property, business loans, personal loans, construction finance, machinery loans, and loan against shares. Beyond lending, the company is an active investor in listed and unlisted securities including pre-IPO shares and start-ups, and the broader KJMC Finserv Group spans wealth and asset management, investment banking, institutional equities, broking, mutual fund distribution, realty broking, and housing finance.

The company operates a proprietary, full-stack digital lending platform with API-based origination, underwriting, and loan management capabilities. Its proprietary underwriting tool enables quick loan approvals with minimum documentation, and the platform reads financial transactional SMS data on the user's device to support credit risk assessment. Applications are accepted online and offline. Leadership is anchored by Chairman I C Jain (CA, 45+ years of experience, former AMBI Chairman and former director at M&M, Essar, Asian Paints, and Raymond's), Executive Director Rajnesh Jain (CA, focused on structured debt and business development), and Non-Executive Director Girish Jain (Engineer and PGDBM, sets up and runs investment banking, broking, research, and distribution; former AMBI Chairman and former SEBI Primary Market Advisory Committee member).

Revenue is generated through four streams: interest income on direct two-wheeler, MSME, corporate, and individual loans; referral/affiliate fees from third-party loan products; transaction fees from co-lending and loan transfer arrangements; and investment income from listed/unlisted securities. Pricing is transaction-based with monthly billing and one-time processing fees, and rates are described as competitive but not publicly disclosed. Distribution combines self-serve online applications, offline direct lending, and partner channels (banks, NBFCs), with marketing concentrated on the corporate website, LinkedIn, Facebook, and email, plus an investor relations portal. Operations are entirely India-domiciled.

KJMC Corporate Advisors India firmographics

Firmographics
Name
KJMC Corporate Advisors India
Legal name
KJMC Financial Services Limited
Website
https://kjmcfinserv.com
Company type
Public
Founded year
1988
Operating status
Operating
Headcount range
1–10 employees
Short description
KJMC Financial Services Limited is an RBI-registered, BSE-listed Indian NBFC offering digital two-wheeler and MSME loans, co-lending and loan transfer arrangements, and referral services for third-party loan products, supported by a proprietary API-based origination and underwriting platform.
Ownership category
akta.pro rank

KJMC Corporate Advisors India industry classification

Industry
Product category
Non-Banking Financial Services (NBFC Lending)
NAICS
Nondepository Credit Intermediation (5222), Mortgage and Nonmortgage Loan Brokers (52231)
SIC
Short-Term Business Credit Institutions (6153), Loan Brokers (6163)
akta.pro primary industry
Merchant Cash Advance (MCA) & Revenue-Based Financing (FSAKAGAD)
akta.pro secondary industries
Non-Qualified Mortgage (Non-QM) & Specialty Product Brokers (FSALABAG), Non-QM & Specialty Wholesale Lending (Bank Statement/DSCR/Alt-Doc) (FSALACAD), Merchant Cash Advance & Revenue-Based Financing Enablement (FSAGALAH)

Keywords

  • MSME lending
  • Two-wheeler finance
  • Digital lending platform
  • NBFC services
  • Loan referral services

Where KJMC Corporate Advisors India is headquartered

Location

Headquarters

HQ city
Mumbai
HQ country
India
HQ region
Asia

Offices1 record

Markets served

KJMC Corporate Advisors India business model

Business model
GTM type
B2B and B2C
Offering type
Services
Cost components
Personnel, Technology or R&D, Operations, Marketing or Sales, Others

Revenue model

  1. Interest Income from Lending: Core revenue from interest charged on two-wheeler loans and MSME loans. Fund-based lending solutions including need-based short-term loans to corporates and individuals.
  2. Referral Fees: Revenue from referral services connecting clients to banks and other financial institutions for loan products such as Home Loans, Loan Against Property, Business Loans, Personal Loans, Construction Finance, Machinery Loans, and Loan Against Shares.
  3. Co-lending and Loan Transfers: Revenue from co-lending arrangements and loan transfer services.
  4. Investment Income: Active investor in listed and unlisted securities including pre-IPO shares and start-ups.

Pricing tiers

ModelBillingPrice
Transaction based/ take rateMonthlyTwo Wheeler Loans - Need based short term loans for two-wheeler purchase (new and pre-owned)
Transaction based/ take rateMonthlyMSME Loans - Unsecured small ticket business loans for working capital and expansion
Transaction based/ take rateMonthlyCorporate and Individual Loans - Need-based short-term financing

Go-to-market motion3 records

Distribution channels4 records

Marketing channels5 records

KJMC Corporate Advisors India product offering

Product offering

Core offering

KJMC Financial Services Limited is an RBI-registered NBFC offering fund-based lending solutions including Two-Wheeler Loans (new and pre-owned), unsecured MSME Loans for working capital and expansion, and Short-Term Loans to corporates and individuals. The company also arranges Co-lending/Loan Transfer arrangements with institutional partners and provides referral services connecting clients to banks and other NBFCs for products such as Home Loans, Loan Against Property, Business Loans, Personal Loans, Construction Finance, Machinery Loans, and Loan Against Shares. Lending is powered by a proprietary, API-based digital platform with in-house underwriting and loan management capabilities that enable quick approvals with minimum documentation.

Product overview

KJMC Financial Services Limited is an RBI-registered NBFC offering a portfolio of fund-based lending products centered around two-wheeler loans and MSME (Micro, Small and Medium Enterprise) loans. The company operates a proprietary digital lending platform with API-based origination, underwriting, and loan management capabilities. Its product suite includes Two Wheeler Loans (for new and pre-owned vehicles), MSME Loans (unsecured business loans), Co-lending/Loan Transfers, and Short-term loans to corporates and individuals. Additionally, the company provides referral services connecting clients with banks and other lenders for third-party products including home loans, loans against property, personal loans, and machinery loans.

Differentiator

Problem solved

Functional benefit

Products and services

  • Two Wheeler Loans

Quantifiable outcome

  • Quick loan approvals with minimum documentation through proprietary underwriting
  • +1 more outcomes

Companies that use KJMC Corporate Advisors India

Customer profile

Named customers3 records

Segments4 records

Ideal customer profiles4 records

KJMC Corporate Advisors India technology and API

Technology

Technology focussed No

API detail

Has API
No
API docs
API detail

Core technology

AI maturity

App detail

Feature3 records

KJMC Corporate Advisors India partnerships and signals

Strategic signal

Partnerships

One partnership is on record.

  • Banks and Financial InstitutionscoreChannel Partner/ Reseller/ DistributorKJMC provides referral services connecting clients to banks and other financial institutions for loan products including Home Loan, Loan Against Property, Business Loan, Personal Loan, Construction Finance, Machinery Loan, and Loan Against Shares. KJMC assists clients with documentation and due diligence processes with the referred institutions.

Scale indicators3 records

Recent moves6 records

Expansion highlights4 records

KJMC Corporate Advisors India competitors and assessment

Company assessment

Market position

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

KJMC Corporate Advisors India social profiles

Digital presence

KJMC Corporate Advisors India financial estimates

Financial estimate

Revenue estimate

Valuation estimate

KJMC Corporate Advisors India leadership team

Management profile

Number of profiles

Profiles3 records

KJMC Corporate Advisors India subsidiaries and ownership

Company hierarchy

Subsidiaries8 records

KJMC Corporate Advisors India funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

KJMC Corporate Advisors India M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about KJMC Corporate Advisors India

What does KJMC Corporate Advisors India do?

KJMC Financial Services Limited is an RBI-registered NBFC offering fund-based lending solutions including Two-Wheeler Loans (new and pre-owned), unsecured MSME Loans for working capital and expansion, and Short-Term Loans to corporates and individuals. The company also arranges Co-lending/Loan Transfer arrangements with institutional partners and provides referral services connecting clients to banks and other NBFCs for products such as Home Loans, Loan Against Property, Business Loans, Personal Loans, Construction Finance, Machinery Loans, and Loan Against Shares. Lending is powered by a proprietary, API-based digital platform with in-house underwriting and loan management capabilities that enable quick approvals with minimum documentation.

Is KJMC Corporate Advisors India a public or private company?

KJMC Corporate Advisors India is a public company. It is classified as public and is currently operating.

When was KJMC Corporate Advisors India founded?

KJMC Corporate Advisors India was founded in 1988. It employs 1 to 10 people.

Where is KJMC Corporate Advisors India based?

KJMC Corporate Advisors India is headquartered in Mumbai, India, in the Asia region.

How does KJMC Corporate Advisors India make money?

Four revenue lines are on record. Interest Income from Lending is the primary driver. The others are referral Fees, co-lending and Loan Transfers and investment Income.

Does KJMC Corporate Advisors India have an API?

No public API is recorded for KJMC Corporate Advisors India.

What industry is KJMC Corporate Advisors India in?

KJMC Corporate Advisors India's product category is Non-Banking Financial Services (NBFC Lending). Its primary akta.pro industry code is FSAKAGAD, Merchant Cash Advance (MCA) & Revenue-Based Financing, with a secondary code of FSALABAG, Non-Qualified Mortgage (Non-QM) & Specialty Product Brokers. Its NAICS code is 5222 and its SIC code is 6153.

Unlock the full company data

50 free credits on sign-up, no credit card required.

Contact sales
Live signals
ScanXKJMC Financial Services holds 38th AGM, approves auditor and director changesKJMC Financial Services held its 38th AGM on September 28, 2026, via video conferencing, where shareholders approved the appointment of TLB & Co. as statutory auditors for four years and reappointed key directors. The meeting also sought approval for issuing non-convertible debentures up to ₹50 crore on a private placement basis.ScanXKJMC Corporate Advisors proposes ₹0.70 dividend, sets Sept 29 AGMKJMC Corporate Advisors scheduled its 28th AGM for September 29, 2026, proposing a final dividend of ₹0.70 per share for FY26. The company seeks shareholder approval to raise up to ₹20 crore via private placement, and re-appoints two independent directors for five-year terms.ScanXKJMC Financial Services sets Sept 28 AGM; e-voting opens Sept 24KJMC Financial Services set its 38th AGM for September 28, 2026, with e-voting opening September 24 and closing September 27. The company reported FY26 revenue of ₹63,293 lakh, up 21% year-on-year, and net profit of ₹16,296 lakh, up 100%. Shareholders will vote on a ₹1 dividend and a ₹50 crore debt issuance.ScanXKJMC Financial Services sets Sept 21 record date for ₹1 dividendKJMC Financial Services set September 21, 2026 as the record date for its FY26 final dividend of ₹1 per share. Standalone net profit doubled to ₹16.3 crore, and revenue rose 20.6% to ₹59.3 crore. The AGM on September 28, 2026 will approve the dividend and related-party transactions.Business News TodayKJMC Fin Ser Standalone June 2026 Net Sales at Rs 3.04 crore, up 42.48% Y-o-Y- Moneycontrol.comKJMC Financial Services reported standalone net sales of Rs 3.04 crore for June 2026, marking a 42.48% increase compared to the same period last year. The earnings data was published on August 10, 2026, and the company trades on the NSE/BSE exchanges.ScanXKJMC Financial Services sees Suhas Sahakari exit board after termSuhas Sahakari has stepped down as Independent Director and Committee Chairperson at KJMC Financial Services on August 9, 2026, after completing a two-year term. The departure triggers standard governance updates for committee leadership positions. No information regarding his successor or replacement has been disclosed in the article.ScanXKJMC Financial Services Q1 Results: Net profit rises 51% YoY to ₹162.06 lakhKJMC Financial Services posted a net profit of ₹162.06 lakh for Q1FY27, up 51% year-over-year, reversing a loss in the prior quarter. Revenue from operations grew 46% to ₹322.90 lakh while total comprehensive income jumped significantly to ₹3,743.78 lakh. The sharp turnaround from Q4 loss to profitable Q1 suggests operational improvement, though the modest absolute revenue base raises questions about scalability.Business StandardKJMC Financial Services consolidated net profit rises 63.89% in the June 2026 quarterKJMC Financial Services reported a 63.89% increase in consolidated net profit to Rs 1.77 crore for the quarter ended June 2026, compared to Rs 1.08 crore in the same period of the previous year. The company also saw its sales rise by 57.94% to Rs 3.38 crore during this period.ScanXKJMC Corporate Advisors accepts resignation of Company SecretaryKJMC Corporate Advisors (India) Limited has accepted the resignation of Mrs. Khushbu Ashok Bohra as Company Secretary & Compliance Officer effective July 20, 2026, due to personal reasons, with the resignation approved by the Board. The article is a routine corporate governance announcement regarding a key managerial personnel change at the listed company. No timeline or replacement details for the vacancy were provided in the report.Business StandardKJMC Corporate Advisors (India) reports consolidated net loss of Rs 0.17 crore in the March 2026 quarterKJMC Corporate Advisors (India) reported consolidated net loss of Rs 0.17 crore for the quarter ended March 2026, significantly narrowed from a net loss of Rs 0.43 crore in the same quarter of the previous year, while quarterly sales surged 92.44% to Rs 2.29 crore. For the full year ended March 2026, the company posted net profit of Rs 1.96 crore, up 88.46% from Rs 1.04 crore in the prior year, with annual sales rising 44.94% to Rs 12.32 crore.