BG Verkehr

What BG Verkehr does

BG Verkehr (legal name: Berufsgenossenschaft Verkehrswirtschaft Post-Logistik Telekommunikation) is a statutory accident insurance institution (Berufsgenossenschaft) organized as a federal public-law corporation (bundesunmittelbare Körperschaft des öffentlichen Rechts) under German social security law (SGB VII). It is one of several German Berufsgenossenschaften and provides mandatory occupational accident and disease insurance to companies in the transport, logistics, postal, and telecommunications sectors. Its service portfolio spans prevention, medical rehabilitation, cash benefits, pensions, and trauma support (Trauma-Lotsen), with industry-specific coverage for road freight, waste management, taxi and bus, inland and maritime navigation, aviation, parcel logistics, and telecommunications.

The organization delivers services through a nationwide network of 15+ regional offices (Bezirksverwaltungen) plus specialized units including the Dienststelle Schiffssicherheit (Maritime Safety Division) and a Verbindungsstelle (Liaison Office). Digital infrastructure includes the BGdirekt secure online portal for member company administration, an E-Learning platform with Webex video conferencing for safety training, the Medienkatalog for ordering prevention materials, the Kompendium Arbeitsschutz regulatory reference, and the SicherheitsProfi member magazine. External integrations are limited to standard services: Google Maps, Vimeo, Webex, LinkedIn, XING/kununu, and Google reCAPTCHA. No public-facing API exists.

BG Verkehr is funded entirely by annual member contributions calculated on prior-year actual costs, total wage sums (Entgeltsumme), and danger classification (Gefahrklasse), with a Beitragsfuß of 2.75 for 2023. As a non-profit entity, it cannot generate profit and is supervised by the Bundesamt für Soziale Sicherung. Membership is mandatory by industry classification rather than by contract, and the organization is self-governed through a Vertreterversammlung and Vorstand with employer and employee representation. Notable outcomes include 66,445 reportable accidents in 2024 (down 10.4%), 88 fatal accidents in 2023, and a 20-year seatbelt awareness campaign that raised truck driver seatbelt usage from 5–10% to approximately 90%.

Name

BG Verkehr

Legal name

Berufsgenossenschaft Verkehrswirtschaft Post-Logistik Telekommunikation (BG Verkehr)

Website

https://www.bg-verkehr.de/

Company type

Private

Operating status

Operating

Headcount range

1,001–5,000 employees

Short description

BG Verkehr is a German statutory accident insurance institution (Berufsgenossenschaft) that provides mandatory occupational accident, disease, and rehabilitation coverage to companies in the transport, logistics, postal, and telecommunications sectors, funded by member contributions and supervised under federal social security law.

Ownership category

akta.pro rank

Product category

Statutory Accident Insurance

NAICS

Direct Property and Casualty Insurance Carriers (524126), Direct Insurance (except Life, Health, and Medical) Carriers (52412)

SIC

Accident & Health Insurance (6321)

akta.pro primary industry

Workers’ Compensation Insurance (FSAJAKAM)

akta.pro secondary industries

Indemnity (Lost-Time) Workers’ Compensation (FSAJAEAB), Loss Control & Safety Engineering (Driver Training, Policy/Program Design, Audits) (TLABANAJ), Motor Vehicle Liability Insurance (FSAJAMAC)

Keywords

• Occupational safety services
• Workplace accident prevention
• Transport sector insurance
• Statutory insurance contributions
• Statutory accident insurance

Headquarters

HQ city

Hamburg

HQ country

Germany

HQ region

Europe

Offices16 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Statutory Insurance Contributions: BG Verkehr operates as a statutory accident insurance institution funded by annual contributions (Beiträge) from member companies. The contribution calculation is based on actual costs from the previous year (Bedarf), total wages (Entgeltsumme), and danger class (Gefahrklasse). The contribution rate (Beitragsfuß) for 2023 was 2.75. As a non-profit public law corporation, BG Verkehr cannot generate profits.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels8 records

Core offering

BG Verkehr is the statutory accident insurance institution (Berufsgenossenschaft) for the transport, logistics, postal, and telecommunications sectors in Germany. It collects mandatory contribution-based premiums from member companies and provides workplace accident and occupational disease insurance, medical rehabilitation, cash benefits, and pensions for injured workers. The organization also delivers prevention services including on-site safety consultation, training seminars, e-learning, industry-specific safety guidance, and maritime safety certification through its Dienststelle Schiffssicherheit division.

Product overview

BG Verkehr operates as a statutory accident insurance provider (Berufsgenossenschaft) offering a portfolio of service products centered on insurance coverage, prevention, and occupational safety for the transport, logistics, postal, and telecommunications sectors. The core digital products include the BGdirekt extranet portal for member company administration, the Medienkatalog for ordering prevention materials, the Kompendium Arbeitsschutz for regulatory reference, and the SicherheitsProfi magazine for stakeholder communication. Supporting services include an E-Learning-Plattform for online training with Webex integration, the ASD occupational health service for member companies, and several named prevention campaigns (Vision Zero, Hat's geklickt?, GDA). The product portfolio is delivered primarily through the www.bg-verkehr.de website and associated specialized portals.

Differentiator

Problem solved

Functional benefit

Products and services

• BGdirekt Online Portal

Quantifiable outcome

• 66,445 reportable accidents in 2024 (10.4% decrease)
• +2 more outcomes

Named customers2 records

Segments9 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration6 records

Feature3 records

Partnerships

Six partnerships are on record, tiered minor and core.

• Seven Berufsgenossenschaften and Unfallkasse (IT Services Cooperation)minorStrategic or Co-development Partner · 1 January 2025Cooperation of seven Berufsgenossenschaften and one Unfallkasse for IT services, aiming to reduce costs, improve quality, and enhance availability of IT services for member organizations.
• DocStop für Europäer e.V.minorOthers · 1 January 2023BG Verkehr donated 40,000 EUR to support DocStop's medical roadside assistance services for truck and bus drivers across Europe, funding improved medical access for professional drivers.
• DVR (Deutscher Verkehrssicherheitsrat)coreStrategic or Co-development Partner · 1 January 2002Long-standing partnership with DVR for the Hat's geklickt? seatbelt awareness campaign targeting truck drivers. Over 20 years, the campaign improved seatbelt usage from 5-10% to approximately 90% in commercial vehicles.
• IVSS (Internationale Vereinigung für Soziale Sicherheit)coreStrategic or Co-development PartnerBG Verkehr participates in the international Vision Zero campaign initiated by IVSS, aligning with global efforts to eliminate workplace accidents and occupational diseases. This partnership provides access to international best practices and enables cross-border knowledge sharing in occupational safety.
• DGUV (Deutsche Gesetzliche Unfallversicherung)coreStrategic or Co-development PartnerBG Verkehr operates under the DGUV umbrella and collaborates on shared standards, prevention campaigns (including Vision Zero and GDA - Gemeinsame Deutsche Arbeitsschutzstrategie), and professional development. DGUV Fachbereich Verkehr und Landschaft is a key coordination body.
• SIGUVminorOthersBG Verkehr is a shareholder (Gesellschafter) of SIGUV, a shared services organization for German statutory accident insurance institutions.

Scale indicators5 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• BG BAU (Berufsgenossenschaft der Bauwirtschaft): German statutory accident insurance institution for the construction sector. Operates under the same SGB VII framework as BG Verkehr with mandatory membership, contribution-based funding, integrated prevention and rehabilitation services, and a comparable digital portal strategy.
• BG Metall (Berufsgenossenschaft Metall Nord Süd): Statutory accident insurer for the German metalworking industry under SGB VII. Closest functional analogue to BG Verkehr in structure (mandatory membership, employer-employee self-governance, prevention plus rehabilitation) but serves a different industrial sector.
• BG ETEM (Berufsgenossenschaft Energie Textil Elektro Medienerzeugnisse): German statutory accident insurer covering energy, textiles, electrical and media products. Operates the same SGB VII contribution/prevention/rehabilitation model as BG Verkehr and is part of the same DGUV umbrella and the 2025 IT cooperation consortium.
• BGHW (Berufsgenossenschaft Handel und Warenlogistik): Statutory accident insurer for German retail and warehousing logistics. Highly comparable to BG Verkehr because of logistics-sector overlap, identical statutory mandate, shared membership of the DGUV network, and participation in the 2025 multi-BG IT cooperation.
• BG RCI (Berufsgenossenschaft Rohstoffe und chemische Industrie): Statutory accident insurer for raw materials and the chemical industry in Germany. Same SGB VII structure, same contribution/prevention/rehabilitation model, and shared IT cooperation partner of BG Verkehr as of 2025.
• BGN (Berufsgenossenschaft Nahrungsmittel und Gastgewerbe): Statutory accident insurer for food and hospitality in Germany. Directly comparable institution under SGB VII with the same contribution logic, prevention services and member self-governance, and a co-participant in the 2025 IT services cooperation.
• VBG (Verwaltungs-Berufsgenossenschaft): German statutory accident insurer for administrative and service-sector employers. Operates the identical SGB VII framework, prevention plus rehabilitation portfolio, and is part of the same DGUV umbrella and 2025 IT cooperation as BG Verkehr.
• Suva (Schweizerische Unfallversicherungsanstalt): Swiss statutory accident insurance institution. Highly comparable as a non-profit public-law accident insurer with mandatory membership, contribution-based funding, integrated prevention and rehabilitation services, and an industry-segmented mandate.
• AUVA (Allgemeine Unfallversicherungsanstalt): Austrian statutory accident insurance institution. Comparable to BG Verkehr in mandate, contribution-based funding under public law, prevention-and-rehabilitation integrated service model, and national geographic scope.

Others

• DGUV (Deutsche Gesetzliche Unfallversicherung): Umbrella association of German statutory accident insurers including BG Verkehr. Comparable as the coordinating body that sets cross-sector prevention strategy (e.g. Vision Zero, GDA) and shared services; not a competitor but a governing counterpart.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/bg-verkehr

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about BG Verkehr