US Japan Financial Service

What US Japan Financial Service does

US Japan Financial Service, operating as Pacific International, Inc., is a privately-held financial consulting firm founded in Chicago in October 2009 that specializes in resolving cross-border financial account issues for Japanese nationals and corporations. The firm operates from three offices in Chicago (US headquarters), Tokyo (regional headquarters in the Marunouchi Nijubashi Building / Tokyo Chamber of Commerce), and Sydney (Citigroup Center) and serves clients across the United States, Canada, Japan, Australia, New Zealand, Hong Kong, Singapore, and the United Kingdom. Its core services include dormant asset recovery from US state-escheated accounts (with a claimed 90%+ success rate), overseas bank and investment account troubleshooting (unfreezing, closure, online access restoration), legal services coordination with US attorneys, inheritance and real estate support, corporate services for Japanese companies in North America (accounting outsourcing via Marcum LLP, interpretation via Language Line Solutions), and professional interpretation and translation. The company only works with international financial institutions that are members of the Institute of International Finance (IIF) and explicitly does not handle investment solicitation, investment product sales, FX, or cryptocurrency-related cases.

The technology stack is deliberately minimal: SSL 128-bit encryption secures online application and payment forms, and a proprietary dormant asset recovery process leverages the company's network of US state financial bureaus, the IRS, the US Embassy Commerce Division, the Social Security Administration, Bank of Canada, Bank of England, and Australian state revenue authorities. No APIs, mobile apps, or AI/ML capabilities are documented. The platform is built on a Wix-hosted website with online inquiry forms, and customer engagement is mediated primarily through phone hotlines (US/Canada, Japan, Australia), email, and SSL-encrypted web forms.

The business operates on a quote-based professional services model with a success-fee structure: no charges are levied if the service objective is not achieved. Free initial consultation is offered, with toll-free numbers available across the three primary geographies. Revenue is not publicly disclosed, no external funding has been raised, no M&A activity has been reported, and the firm is led by Representative Director Takashi Hara. Marketing is primarily direct and referral-driven, supported by Trustpilot reviews, BBB accreditation, National Notary Association membership, and Tokyo Chamber of Commerce membership. The customer base is a mix of individual Japanese expatriates and returnees dealing with overseas account issues, inheritance/estate holders, Japanese corporations in North America, and law firms and judicial scriveners handling international cases.

Name

US Japan Financial Service

Legal name

Pacific International, Inc.

Website

https://usjapanfinancial.com

Company type

Private

Founded year

2009

Operating status

Operating

Headcount range

11–50 employees

Short description

US Japan Financial Service (Pacific International, Inc.) is a Chicago-based private financial consulting firm that helps Japanese expatriates, returnees, and corporations resolve overseas bank account issues, recover state-escheated dormant assets, and coordinate cross-border legal and inheritance matters across the US, Japan, Australia, and beyond.

Ownership category

akta.pro rank

Product category

Cross-border Financial Advisory

NAICS

Finance and Insurance (52), Miscellaneous Intermediation (523910), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Investment Advice (6282), Finance Services (6199)

akta.pro primary industry

Debt & Capital Advisory (Debt Raising, Refinancing, Private Credit) (BPAHAOAD)

akta.pro secondary industries

Offshore & International Private Banking (FSAAABAB), Banking Setup & Local Administrative Support (Registrations, Permits) (EDAIANAH)

Keywords

• Dormant asset recovery
• Overseas account services
• Cross-border financial consulting
• International inheritance services
• Bilingual financial advisory

Headquarters

HQ city

Chicago

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Overseas Account Service Fees: Service fees for resolving overseas account issues including unfreezing, closure, dormant asset recovery. Operates on a success-fee basis where no charges apply if the purpose is not achieved. Pricing is quote-based after account status review.
2. Legal and Administrative Support: Fees for legal-related services including communication with US attorneys, negotiations, documentation, and procedures for international litigation support. Bilingual specialists act as intermediary between clients and US legal professionals.
3. Corporate Services: Accounting outsourcing, phone interpretation, and other business support services for Japanese companies in North America.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

US Japan Financial Service provides specialized consulting and recovery services for Japanese individuals and corporations dealing with overseas (primarily US) financial account issues. Core deliverables include retrieval of dormant assets escheated to US state governments, unfreezing and closing overseas bank and investment accounts, international inheritance and insurance/real estate procedure support, and legal coordination with US attorneys. The firm also offers accounting outsourcing, sales channel development, and interpretation support for Japanese companies operating in North America.

Product overview

US Japan Financial Service is a financial consulting services company operated by Pacific International Inc. Group, offering a unified service platform for Japanese individuals and corporations dealing with overseas financial account issues. The core product is the Dormant Asset Recovery Service (休眠資産口座返還サービス), which recovers state-escheated funds. This is supported by the Overseas Financial Account Services module covering account unfreezing, closure, and troubleshooting. Add-on modules include Legal Services for international litigation support, Insurance/Real Estate/Inheritance Services, Corporate Services for Japanese businesses in North America, and Interpretation/Translation Services. The company also provides a Document Forms Service for filing various financial and tax documents. Services are available across Americas, Asia/Oceania, and Europe regions.

Differentiator

Problem solved

Functional benefit

Products and services

• Dormant Asset Recovery Service (休眠資産口座返還サービス)

Named customers5 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

Nine partnerships are on record, tiered core and supporting.

• IRS (Internal Revenue Service)coreOthersOfficial cooperation with US federal tax authority for tax-related documentation and filing procedures for international financial accounts.
• US State Financial BureauscoreOthersCoordination with various US state financial administrations for dormant asset recovery and state-level tax compliance.
• US Embassy in Japan Commerce DivisionsupportingOthersCollaborative relationship with US Embassy commercial section for business support services.
• US Social Security AdministrationsupportingOthersCoordination for Social Security-related documentation and procedures.
• Australian State Commerce/Finance BureauscoreOthersCoordination with Australian state-level commerce and revenue authorities for Oceania region services.
• Bank of CanadasupportingOthersCoordination for Canadian financial account services.
• Bank of EnglandsupportingOthersCoordination for UK/European financial account services.
• Marcum LLPsupportingImplementation/ SI/ Consulting PartnerAccounting outsourcing partner for North America-based Japanese companies. Marcum LLP provides accounting services referred through US Japan Financial Service.
• Language Line SolutionssupportingChannel Partner/ Reseller/ DistributorPhone interpretation services for English-speaking Japanese companies. Language Line provides on-demand interpretation services referred to clients.

Scale indicators3 records

Recent moves6 records

Expansion highlights3 records

Emerging players

• Bright!Tax: Bright!Tax provides US tax preparation services for US expats and foreign nationals. Similar niche cross-border financial services for international clients, though focused on tax compliance rather than banking/asset recovery.
• Greenback Tax Services: Greenback Tax Services specializes in US tax preparation for American expatriates and foreign nationals with US tax filing needs. Comparable cross-border financial services focus for expats, but centered on tax rather than banking account resolution.

Broad incumbents

• Sumitomo Mitsui Banking Corporation (SMBC): SMBC is a Japanese megabank with US branch operations serving Japanese corporate and individual clients. Comparable Japanese-banking client overlap, but provides standard banking services rather than account-resolution and asset-recovery specialization.
• MUFG Union Bank: MUFG (Mitsubishi UFJ Financial Group) is one of Japan's largest banks with major US operations serving Japanese corporate clients and individuals. Overlap with US Japan Financial Service's client base (Japanese nationals/corporations with US banking needs), but operates as a full-service bank rather than a specialized intermediary.
• Mizuho Bank: Mizuho Bank is a Japanese megabank with US operations targeting Japanese corporate clients and individuals. Similar cross-border Japanese client base, but operates as a universal bank rather than a niche intermediary.

Direct peers

• EY US: EY US maintains a Japan Business Services practice providing tax, legal, and advisory services to Japanese clients operating in the US. Similar cross-border professional services targeting Japanese businesses and individuals.
• KPMG US: KPMG US operates a Japanese Practice serving Japanese-affiliated businesses and individuals in the US with tax, advisory, and cross-border services. Comparable client base (Japanese expats and corporations in the US) and cross-border advisory offerings.
• BDO USA: BDO USA operates a dedicated Japan Business Services practice providing accounting, tax, and advisory services to Japanese companies and individuals in the US. Comparable bilingual, cross-border professional services targeting the same Japanese-in-NA client segment.
• Marcum LLP: Marcum LLP is a US-Japan Financial Service's named implementation partner and provides accounting outsourcing services to Japanese companies in North America. Direct overlap on client base (Japanese businesses in the US), bilingual service delivery, and cross-border professional services.
• RSM US: RSM US is a member of the Japanese Business Network and provides accounting and advisory services to Japanese-owned subsidiaries and Japanese individuals in the US. Overlap in bilingual professional services and Japanese-client focus.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks6 records

Key highlights5 records

Customer concentration

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about US Japan Financial Service