Kuber Udyog

What Kuber Udyog does

Kuber Udyog Limited is a publicly listed non-deposit taking non-banking financial company (NBFC) registered with the Reserve Bank of India under Section 45-IA of the RBI Act, 1934. Incorporated on November 25, 1982 in West Bengal, India, the company has its equity shares listed on the Calcutta Stock Exchange Association Limited (scrip code 21168) and trades on BSE under the symbol 539408. The company currently operates from a registered office in Kandivali West, Mumbai, with a headcount of 1-10 employees.

The company's stated business operations span three segments: financial services (financing of industrial, commercial and other enterprises, film financing, and money lending), trading and distribution (minerals, ferrous and non-ferrous metals, chemicals, cement, textiles, jute products, and industrial goods), and real estate services (property ownership, management, and builder operations). Per its objects clause, the company explicitly excludes banking activity as defined under the Banking Companies Act, 1949.

The revenue model is based on negotiated financial service terms for industrial and commercial lending, film financing, securities and debenture trading, and real estate investment, with go-to-market conducted through direct enterprise relationships. Customer segments are horizontal and targeted at industrial and commercial enterprises in India. The company has paid-up equity capital of Rs. 34,330,000 as of December 2014, raised to meet RBI's minimum Net Owned Fund requirements. Share registry and transfer agent services are outsourced to Satellite Corporate Services Pvt Ltd.

Name

Kuber Udyog

Legal name

Kuber Udyog Limited

Website

https://kuberudyog.com

Company type

Public

Founded year

1982

Operating status

Operating

Headcount range

1–10 employees

Short description

Kuber Udyog Limited is a publicly listed, RBI-registered non-deposit taking non-banking financial company (NBFC) that provides financing to industrial and commercial enterprises, trades commodities, and operates in real estate, serving enterprise clients in India since 1982.

Ownership category

akta.pro rank

Product category

Non-Banking Financial Services

NAICS

Sales Financing (52222)

SIC

Miscellaneous Business Credit Institution (6159)

akta.pro primary industry

Merchant Cash Advance (MCA) & Revenue-Based Financing (FSAKAGAD)

Keywords

• Non-banking financial services
• Industrial financing
• Film financing
• Securities trading
• Real estate investment

Headquarters

HQ city

Ahmedabad

HQ country

India

HQ region

Asia

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Operations, Personnel, Others, Marketing or Sales

Revenue model

1. Financial Services and Investment Operations: Kuber Udyog Limited operates as a non-deposit taking non-banking financial company (NBFC) providing financial services to industrial, commercial and other enterprises. The company engages in financing activities, film financing, real estate operations, and securities/debenture trading.

Distribution channels1 record

Marketing channels2 records

Core offering

Kuber Udyog Limited is a non-deposit taking, non-banking financial company (NBFC) registered with the Reserve Bank of India. It provides financial services including financing of industrial and commercial enterprises, film financing, money lending, and securities/debenture trading. It also engages in trading and distribution of minerals, metals (ferrous and non-ferrous), chemicals, cement, textiles, jute products, and industrial goods, as well as real estate ownership, property management, and builder operations.

Product overview

Kuber Udyog Limited is a non-deposit taking, non-banking financial company (NBFC) registered with the Reserve Bank of India under Section 45-IA of the RBI Act, 1934. The company operates three core business lines: Financial Services (providing financing to industrial and commercial enterprises, film financing, and money lending), Trading and Distribution (trading minerals, metals, chemicals, and industrial goods), and Real Estate Services (property ownership and development). The company was incorporated on November 25, 1982 and listed on the Calcutta Stock Exchange. It is not a technology product company.

Differentiator

Problem solved

Functional benefit

Products and services

• Financial Services Non-banking financial services including financing of industrial, commercial and other enterprises, film financing, money lending, and securities/debenture trading for enterprise clients in India.
• Trading and Distribution Trading of minerals, metals (ferrous and non-ferrous), chemicals, cement, textiles, jute products, and industrial goods as buyers, sellers, suppliers, traders, merchants, importers, exporters, brokers, and agents.
• Real Estate Services Real estate ownership, property management, and builder operations including acting as landlords, builders, and trustees for properties, agricultural land, farms, and gardens.

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Satellite Corporate Services Pvt LtdcoreOthersRegistrar and Transfer Agent providing share registry services, handling share transfers, investor communications, and regulatory compliance related to shareholding documentation for Kuber Udyog Limited.

Scale indicators3 records

Recent moves6 records

Expansion highlights2 records

Broad incumbents

• Bajaj Finance Limited: India's largest NBFC offering commercial, industrial, and consumer financing — provides the broad incumbent benchmark against which a small NBFC like Kuber Udyog would be measured for product/market comparability.
• Shriram Finance Limited: Large Indian NBFC focused on commercial vehicle and small enterprise financing — relevant broad incumbent comparison for industrial/commercial lending market.
• Cholamandalam Investment and Finance Company Limited: Major Indian NBFC providing vehicle and commercial finance; comparable as a broader incumbent offering financing to commercial and industrial enterprises.
• Muthoot Finance Limited: Large Indian NBFC with gold loans and MSME financing; serves as a comparable broad incumbent for the small-business and commercial lending market.
• IIFL Finance Limited: Indian NBFC offering commercial, housing, and securities-based financing — comparable broad incumbent for the commercial lending and securities/debenture trading verticals.
• Manappuram Finance Limited: Diversified Indian NBFC with gold loans, microfinance, and commercial lending; broadly comparable as a publicly listed Indian NBFC operating across multiple financing verticals.

Direct peers

• Capital Small Finance Bank Limited: Indian small finance institution serving commercial and industrial borrowers in underserved segments; comparable as a small regulated Indian lender focused on commercial enterprise financing.
• MAS Financial Services Limited: Small Indian NBFC providing financing to MSMEs and industrial/commercial enterprises — most directly comparable in size and target customer base to Kuber Udyog's industrial/commercial financing focus.
• Satin Creditcare Network Limited: Indian NBFC engaged in microfinance and small business lending; comparable as a small publicly listed Indian non-deposit taking financial institution operating in commercial lending.

Emerging players

• Baazar Style Retail (formerly known as Sagar Diamonds-related NBFCs): Listed small-cap Indian entity with NBFC heritage; relevant peer in the micro-cap listed NBFC universe where Kuber Udyog resides.

Market position

Strengths3 records

Weaknesses4 records

Competitive moat2 records

Key risks2 records

Key highlights5 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Kuber Udyog