What Polytex India does

Polytex India Limited is a publicly listed Indian Non-Banking Financial Company incorporated in 1987 under the Companies Act, 1956, and registered with the Reserve Bank of India under Chapter III-B of the RBI Act, 1934. The company's equity shares trade on the Bombay Stock Exchange (scrip code 512481; ISIN: INE012F01016) and are admitted with both CDSL and NSDL depositories.

The company operates a single, unified NBFC financial services offering consisting of two revenue streams: (i) investments and trading in shares and securities, generating returns via capital appreciation and trading activity, and (ii) short-term loans and advances, generating interest income and lending-related fees. There are no distinct named products or technology modules disclosed; the underlying technology is described only as an NBFC operations platform for investments, securities trading, and short-term lending, with no proprietary features, APIs, SDKs, or AI/ML components documented. Its registered office is in Andheri East, Mumbai, with offices at Ecospace IT Park and Technopolis Knowledge Park; investor grievances are routed through MUFG Intime India and System Support Services as Registrar and Transfer Agents.

The business model is direct enterprise-facing financial intermediation, with horizontal segmentation aimed at retail and institutional borrowers seeking short-term liquidity and investment exposure. Marketing is limited to regulatory disclosures via BSE filings and a basic company website; pricing is not publicly disclosed. Governance is led by Executive Director-Chairperson Arvind Mulji Kariya, with Executive Director Anandkumar Labhshankar Trivedi (appointed 14 November 2025), three Non-Executive Independent Directors, one Non-Executive Non-Independent Director, and Abhijeet Prasad as Company Secretary & Compliance Officer. The entity's commercial footprint is restricted to India, with no subsidiaries, no M&A activity, no funding rounds, and no patents or certifications recorded in the available data.

Name

Polytex India

Legal name

Polytex India Limited

Website

https://polytexindia.com

Company type

Public

Founded year

1987

Operating status

Operating

Headcount range

1–10 employees

Short description

Polytex India Limited is a Mumbai-based RBI-registered NBFC, listed on the Bombay Stock Exchange, engaged in investments and trading in shares and securities and providing short-term loans and advances to retail and institutional borrowers in India.

Ownership category

akta.pro rank

Headquarters

HQ city

Vile Parle

HQ country

India

HQ region

Asia

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Others

Revenue model

1. Investments and Trading: The company is engaged in investments and trading in shares and securities, generating returns through capital appreciation and trading activities.
2. Short-term Loans and Advances: Providing short-term loans and advances to customers, generating interest income and lending-related fees.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels2 records

Core offering

Polytex India Limited is an RBI-registered Non-Banking Financial Company (NBFC) engaged in two principal activities: providing short-term loans and advances to customers (generating interest income and lending-related fees), and engaging in investments and trading in shares and securities (generating returns through capital appreciation and trading activities). The company is regulated under Chapter III-B of the RBI Act, 1934 and is listed on the Bombay Stock Exchange.

Product overview

Polytex India Limited operates as a single unified NBFC financial services offering. The company provides short-term loans and advances, and is engaged in investments and trading in shares and securities. No distinct named products or modules were identified beyond the core NBFC financial services activity.

Differentiator

Problem solved

Functional benefit

Products and services

• Short-term Loans and Advances Lending product offering short-term loans and advances to customers, generating interest income and lending-related fees. Targeted at customers with short-term liquidity requirements and segments where flexibility in loan size and tenor, speedy appraisal and disbursement, and small-ticket lending are valued.
• Investments and Trading in Shares and Securities Proprietary investment and trading activities in shares and securities conducted by the company, generating returns through capital appreciation and trading activities. Targeted at counterparties and investment opportunities within the Indian securities market.

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Five partnerships are on record, tiered core and minor.

• Bombay Stock Exchange (BSE)coreOthersEquity shares listed on BSE with scrip code 512481, providing market visibility and regulatory compliance for public trading.
• Central Depository Services Ltd (CDSL)coreOthersShares admitted with CDSL for electronic share settlement and dematerialization services.
• National Securities Depository Ltd (NSDL)coreOthersShares admitted with NSDL for electronic share settlement and dematerialization services.
• MUFG Intime India Private LimitedcoreOthersRegistrar and Transfer Agent handling investor grievances and securities-related queries. Located at C-101, 247 Park, L.B.S. Marg, Vikhroli (W), Mumbai-400083.
• System Support ServicesminorOthersExternal RTA services provider located at Gala No. 209, Shivai Industrial Estate, Near Logitech Park, 89, Andheri Kurla Road, Sakinaka, Andheri (East), Mumbai - 400072.

Scale indicators3 records

Recent moves4 records

Expansion highlights1 record

Direct peers

• Spandana Sphoorty Financial: Listed Indian NBFC focused on microfinance and small-ticket lending to retail customers. Comparable to Polytex as a smaller listed NBFC focused on short-term, higher-risk retail credit under RBI supervision.
• Five Star Business Finance: Listed Indian NBFC focused on small-business and secured loans. Comparable to Polytex at broadly similar small-cap listed NBFC profile with overlapping short-term lending to retail and institutional borrowers under RBI supervision.
• IndoStar Capital Finance: Listed Indian NBFC providing retail, SME and housing finance. Comparable to Polytex as a smaller listed NBFC providing short-term advances and operating under RBI oversight.

Broad incumbents

• Cholamandalam Investment and Finance: Listed Indian NBFC, part of the Murugappa Group, focused on vehicle finance, home equity and SME lending. Comparable as a public NBFC with a regulated lending book and similar short-term component, though multiple times larger.
• Mahindra & Mahindra Financial Services: Listed Indian NBFC focused on rural, semi-urban and SME lending. Comparable as a public NBFC providing short-term and longer-term credit to retail and institutional borrowers under RBI oversight.
• Shriram Finance: Large Indian NBFC providing commercial-vehicle finance, personal loans, gold loans and small-business credit. Comparable as a publicly listed RBI-regulated NBFC serving similar retail and institutional borrowers, though with materially greater scale and diversification.
• Muthoot Finance: Publicly listed Indian NBFC with gold loans as anchor product plus diversified personal/business lending. Comparable as a listed RBI-registered NBFC generating interest income on short-tenor advances, with overlapping regulatory regime.
• Manappuram Finance: Listed Indian NBFC combining gold loans with diversified consumer, SME and microfinance lending. Comparable as a public NBFC with similar short-term advances product mix and the same RBI regulatory supervisor.
• L&T Finance Holdings: Diversified Indian NBFC with rural, housing, SME and infrastructure financing. Comparable as a listed, RBI-regulated NBFC with overlapping short-term lending products, though much larger and broader.
• Bajaj Finance: India's largest publicly listed NBFC, offering consumer, SME, mortgage, commercial and small-business lending under RBI supervision. Comparable as a regulated, publicly listed NBFC offering short-term and longer-term credit, though vastly larger and more diversified than Polytex India.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat2 records

Key risks7 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/polytex-india-ltd

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Polytex India