Conseso

What Conseso does

Conseso (legal name: Corredora de Seguros Conseso Ltda.) is a privately held Bolivian insurance brokerage firm founded in 1985 in Cochabamba by four partners — Carlos Rivero Adriazola, Gustavo Andia Saavedra, Mariano Ballivian Chavez, and Nadia Grachov — three of whom remain active on the board. The company operates as an intermediator between clients and the Bolivian insurance market, offering multi-line brokerage across general insurance (auto, fire, theft, transportation, civil liability), personal insurance (life, health, accidents, funeral), and surety bonds, complemented by risk-administration, consulting/audit, and 24/7 claims assistance delivered by in-house specialized insurance lawyers.

The underlying technology stack is modest: an insurance brokerage platform, a 24/7 claims-assistance digital channel, a form-download portal, WhatsApp Business for remote quoting, and standard social media properties. Conseso maintains no public APIs or proprietary AI/ML systems. Distribution is anchored by 12 physical offices covering 8 Bolivian departments and 3 intermediate cities, supported by a WhatsApp inside-sales motion — a deliberately high-touch, advisory-led model rather than a self-service digital model.

Conseso earns transaction-fee commissions from the insurers it places business with, working with all major Bolivian carriers (Nacional Seguros, Alianza, Bisa, Boliviana Ciacruz, Fortaleza, Univida, Vitalicia, among others) plus Bupa for international health coverage. The firm ranks 5th nationally among Bolivian insurance brokers, is regulated by APS and UIF, and serves horizontal customer segments spanning large enterprises, mid-market companies, SMEs/mypes, and inclusive-insurance populations. Pricing is not publicly disclosed; quotes are delivered on request.

Name

Conseso

Legal name

Corredora de Seguros Conseso Ltda.

Website

https://conseso.com

Company type

Private

Founded year

1985

Operating status

Operating

Headcount range

51–100 employees

Short description

Conseso is a privately held Bolivian insurance brokerage founded in 1985, ranking 5th nationally and operating 12 offices across 8 departments. It places general, personal, and surety business with all major Bolivian insurers, supplemented by risk consulting and 24/7 legal-led claims assistance.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Mid-Market Commercial Package (Package Policies) (FSAJAFAB)

Keywords

• Insurance brokerage services
• Risk management consulting
• Claims management services
• Commercial insurance advisory
• Personal insurance products

Headquarters

HQ city

Cochabamba

HQ country

Bolivia

HQ region

Latin America

Offices12 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage Commissions: Conseso acts as an insurance broker earning commissions from insurance companies for placing client policies. They advise on insurance contracting and administration, working with all insurance companies in the Bolivian market without additional costs to clients.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels5 records

Core offering

Conseso is an insurance brokerage that places client policies with all insurance companies in the Bolivian market across three main product lines: general insurance (auto, fire, multi-risk, theft, transportation, civil liability), personal insurance (life, health, accidents, funeral), and surety bonds. The brokerage is supported by 24/7 claims assistance from specialized insurance lawyers, corporate insurance program consulting and audit, and risk administration services. It distributes these services through 12 physical offices across Bolivia plus WhatsApp and web channels.

Product overview

Conseso is a Bolivian insurance brokerage firm founded in 1985, operating as the oldest and most experienced broker in the Bolivian market (ranked 5th nationally). The company offers an integrated portfolio of insurance services organized into three main categories: Seguros Generales (motor, aviation, fire, multi-risk, theft, transportation, civil liability), Seguros Personales (life, health, accidents, funeral), and Seguros de Fianzas (surety bonds). These are complemented by specialized consulting, risk management, and claims handling services provided by a national network of 12 offices. The company also operates a 24/7 digital claims platform and an online form portal. Regulated by APS (Autoridad de Fiscalización y Control de Pensiones y Seguros) and UIF (Unidad de Investigaciones Financieras).

Differentiator

Problem solved

Functional benefit

Products and services

• Seguros Generales (General Insurance) Brokerage of general insurance products for businesses and individuals, including automotive, aviation, fire and allied risks, multi-risk, theft, employee infidelity, vessels and boats, transportation, and civil liability coverage, placed with all insurance companies in the Bolivian market.
• Seguros Personales (Personal Insurance) Brokerage of personal insurance products including personal accidents, short-term and long-term individual life, group life, death/funeral expenses, medical assistance and health, and mortgage life insurance, for individuals and groups in Bolivia.
• Seguros de Fianzas (Surety Bonds) Brokerage of surety bonds including proposal seriousness, contract fulfillment, correct investment of advances, customs obligations, good execution of work, and qualified guarantee, placed with surety insurers in the Bolivian market.
• Asistencia y Tramitación de Siniestros (Claims Assistance and Management) 24/7 claims assistance service staffed by professional insurance lawyers who manage and pursue claims on behalf of policyholders before insurance companies and across administrative, judicial, and police instances to obtain compensation.
• Consultoría y Asesoría (Insurance Program Consulting and Advisory) Advisory and audit services for the administration and execution of corporate insurance programs, helping companies structure and oversee their insurance portfolios.
• Administración de Riesgos (Risk Management Services) Risk management services that help clients estimate, evaluate, and calculate the effects of risks that may cause damage to people and/or assets, supporting informed insurance and mitigation decisions.

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

17 partnerships are on record, tiered core and minor.

• Nacional SeguroscoreOthersInsurance company partner for general and personal insurance products. Conseso provides brokerage services placing client policies with this insurer.
• FortalezacoreOthersInsurance company partner. Conseso acts as broker placing client insurance policies with this provider.
• Alianza SeguroscoreOthersInsurance company partner for multiple insurance products including health networks and accident coverage.
• UnividacoreOthersInsurance company partner for life and personal insurance products.
• CredisegurocoreOthersInsurance company partner offering credit-related insurance products.
• CredinformcoreOthersInsurance company partner providing health networks, accident personal insurance, and hospital/physician networks.
• Bisa SeguroscoreOthersInsurance company partner for various insurance products including health provider networks.
• Boliviana CiacruzcoreOthersInsurance company partner providing multiple insurance coverage options.
• BupacoreOthersInternational insurance company partner offering health and insurance solutions.
• IllimanicoreOthersInsurance company partner for various insurance products.
• VitaliciacoreOthersInsurance company partner specializing in life insurance products.
• ProvidacoreOthersInsurance company partner for life and pension-related insurance products.
• UnibienescoreOthersInsurance company partner for property and casualty insurance.
• Aldeas Infantiles S.O.S.minorOthersSocial foundation partner. Conseso supports and participates in social impact projects with this organization as part of their CSR program.
• Hospital Viedma - Niños QuemadosminorOthersHealthcare partner for burned children program. Conseso supports this hospital program as part of corporate social responsibility.
• Banco de AlimentosminorOthersFood bank partner. Conseso participates in social projects with this organization as part of their CSR initiatives.
• La Escuelita - Mediación EscolarminorOthersSchool mediation program partner. Conseso supports educational mediation projects in schools.

Scale indicators4 records

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• Lockton: World's largest privately held insurance brokerage, with growing Latin American operations. Shares Conseso's privately-held, relationship-driven brokerage model and emphasis on risk advisory and claims support for commercial clients.
• Marsh: Global insurance brokerage and risk advisory firm operating in over 130 countries, including a presence in Latin America. Comparable to Conseso in offering multi-carrier placement, risk consulting and claims advocacy, but at far greater scale and with multinational client reach.
• Willis Towers Watson: Global advisory, insurance brokerage and reinsurance firm with operations across Latin America. Comparable to Conseso in placing commercial and personal insurance and providing risk advisory, though WTW typically serves larger and more sophisticated clients.
• Arthur J. Gallagher: US-headquartered global insurance brokerage and risk management services company with significant Latin American activity. Matches Conseso's brokerage, risk advisory and claims service model but serves far larger enterprise accounts across multiple geographies.
• Aon: Global professional services firm with a large insurance brokerage and risk management practice, including Latin American operations. Comparable to Conseso in broking commercial and personal lines for corporate clients, while also providing reinsurance brokerage and advisory.

Direct peers

• Nacional Seguros: Bolivian insurance carrier that is also a core placement partner of Conseso. Comparable as a domestic insurance distribution/placement channel for Bolivian commercial and personal lines, though as a carrier rather than a broker.
• Alianza Seguros: Bolivian insurance carrier and core Conseso placement partner. Comparable in offering multiple insurance lines (health networks, accidents, etc.) through the Bolivian market, but operates as an underwriter rather than broker.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/consesoltda
• LinkedInlinkedin.com/company/corredora-de-seguros-conseso-ltda
• Instagraminstagram.com/conseso.bo

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Conseso