COI Capital Management

What COI Capital Management does

COI Capital Management Pty Ltd is a Melbourne-based private credit and investment management firm that operates as a non-bank direct lender, sourcing and underwriting credit opportunities for wholesale clients under the Corporations Act 2001 (Cth). The firm manages the COI Capital Fund, a wholesale private credit vehicle, and serves Australian-resident wholesale investors and borrowers via a relationship-driven origination and underwriting process that emphasises borrower quality, security position, and defined exit pathways. It also engages professional advisors as referral partners.

The business is structured across three wholly-owned subsidiaries that segregate regulatory roles: COI Funds Management Pty Ltd (AFSL 564515) acts as trustee and issuer of the Fund, COI Asset Management Pty Ltd (CAR No. 001316461) provides investment management services, and COI Loan Management Pty Ltd (CAR No. 001316462) provides nominee and custody services. Underlying technology consists of a private credit investment management platform, loan administration, and custody services delivered in part through an Adax-powered investor portal (portal-coicapital.adaxonline.com).

Revenue is generated through managed investment management fees on the Fund's AUM; pricing is not publicly disclosed and is governed by the Fund's Trust Deed, Information Memorandum, and Supplementary IM. Distribution is exclusively direct and domestic, limited to wholesale investors and borrowers within Australia. The firm is a certified member of the Australian Financial Complaints Authority (AFCA) and operates with a small team of 1–10 employees; it discloses no funding rounds, acquisitions, partnerships, or leadership changes.

Name

COI Capital Management

Legal name

COI Capital Management Pty Ltd

Website

https://coicapital.com.au

Company type

Private

Founded year

2022

Operating status

Operating

Headcount range

1–10 employees

Short description

COI Capital Management is a Melbourne-based private credit manager operating the wholesale COI Capital Fund. It provides direct lending to Australian borrowers and manages fund investments for wholesale investors via three licensed subsidiaries.

Ownership category

akta.pro rank

Product category

Private Credit / Direct Lending

NAICS

Portfolio Management and Investment Advice (523940), Other Financial Investment Activities (5239)

SIC

Investment Advice (6282)

akta.pro primary industry

Private Credit / Direct Lending (FSAAAHAG)

akta.pro secondary industry

Senior Secured Direct Lending (FSANADAA)

Keywords

• Private credit lending
• Direct lending funds
• Commercial real estate debt
• Investment management services
• Wholesale credit funds

Headquarters

HQ city

Melbourne

HQ country

Australia

HQ region

Oceania

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Private Credit Fund Management: COI Capital Management operates the COI Capital Fund, a private credit fund structure. Revenue is generated through investment management fees from managing the fund, with services provided by COI Asset Management as CAR No. 001316461 of COI Funds Management. Nominee and custody services are provided by COI Loan Management. The fund targets wholesale clients seeking private credit investment opportunities with a focus on direct lending.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

COI Capital Management is a private credit and investment management firm that manages commercial real estate debt and equity investments through the COI Capital Fund, a wholesale private credit vehicle. The firm operates as a direct lender, providing relationship-driven lending solutions to wholesale borrowers with rigorous due diligence, selective origination, and disciplined underwriting. Wholesale investors gain access to private credit opportunities supported by modern governance, analytical rigour, and a robust risk-first credit framework. Services are delivered via three wholly-owned operating subsidiaries covering fund trusteeship, investment management, and nominee/custody.

Product overview

COI Capital Management operates as a unified private credit and investment management firm offering a structured product ecosystem. The core offering is the COI Capital Fund, a wholesale investment vehicle managed by COI Funds Management (as trustee), COI Asset Management (as investment manager), and COI Loan Management (as nominee/custodian). These entities work together to provide private credit strategies through direct lending to borrowers, with investor access via a dedicated portal. The firm's services span the entire credit lifecycle from origination and due diligence to ongoing portfolio management and investor reporting.

Differentiator

Problem solved

Functional benefit

Brands

• COI Capital Fund: The managed investment fund offered by COI Capital Management, with COI Funds Management Pty Ltd acting as trustee.

Products and services

• COI Capital Fund A wholesale private credit investment fund vehicle offering sophisticated/professional investors access to disciplined private credit strategies with rigorous underwriting, robust risk frameworks, and alignment of interests. The fund is managed by COI Funds Management (trustee), COI Asset Management (investment manager), and COI Loan Management (nominee/custody).
• Investor Portal A dedicated online portal for wholesale investors to access fund information, documents, and portfolio updates for the COI Capital Fund. Direct self-serve access channel for existing and prospective wholesale investors.
• Private Credit Solutions (Direct Lending) Direct lending services providing thoughtfully structured credit solutions to wholesale borrowers. Emphasises rigorous due diligence, selective origination, disciplined underwriting, and clear exit pathways grounded in sound fundamentals and relationship-driven engagement.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators1 record

Recent moves5 records

Expansion highlights3 records

Direct peers

• MaxCap Group: MaxCap is an Australian commercial real estate debt investment manager with a private credit fund structure. Comparable to COI Capital as a CRE-focused direct lender targeting wholesale/institutional investors in Australia.
• PPFA (Pallas Capital): Pallas Capital is an Australian private credit real estate fund manager focused on senior secured mortgages and direct lending. Directly comparable to COI Capital's relationship-driven, secured CRE direct lending focus.
• Qualitas: Qualitas is Australia's largest non-bank real estate private credit manager, originating and managing debt investments across commercial real estate. Directly comparable to COI Capital as a domestic, direct-lending private credit manager focused on property-backed credit.
• Metrics Credit Partners: Metrics Credit Partners is an Australian private credit manager specialising in corporate and real estate direct lending to mid-market borrowers. Highly comparable to COI Capital given its direct lending model, institutional wholesale LP base, and Australian focus.
• Wingate Group: Wingate is an Australian private investment and credit manager with exposure to direct lending and structured credit. Comparable to COI Capital as a boutique Australian private credit manager operating a fund-based, relationship-driven model.
• La Trobe Financial: La Trobe Financial is a large Australian non-bank lender and asset manager operating wholesale credit and real estate debt funds. Comparable to COI Capital as a domestically focused, fund-based private credit manager with relationship-driven origination.

Broad incumbents

• Partners Group: Partners Group is a global private markets investment manager with significant private credit and direct lending capabilities. Comparable as a multi-strategy private markets incumbent with exposure to private credit that competes for the same wholesale LP pools as COI Capital.
• Ares Management: Ares Management is a global alternative asset manager with one of the world's largest private credit franchises. Relevant as a broad incumbent defining the private credit category in which COI Capital competes, though at vastly greater scale.
• Blackstone Credit (Blackstone): Blackstone Credit is the private credit arm of Blackstone, one of the largest global alternative asset managers. Relevant as a broad incumbent shaping private credit expectations for institutional LPs that COI Capital also targets.

Emerging players

• Pacific Equity Partners: Pacific Equity Partners is an Australasian private equity and capital manager with growing private credit capabilities. Comparable as a domestic multi-strategy alternative manager with overlapping LP relationships in the Australian wholesale market.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks7 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/coicapital

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about COI Capital Management