Ucoga
Ucoga is an independent Spanish insurance brokerage founded in 2013, specializing in agricultural, truck, and motorhome insurance across Galicia and Asturias, serving cooperatives, mid-market enterprises, and individuals through a 10+ office network and 30+ insurance carrier partnerships.
- Company typePrivate
- Founded2013
- HeadquartersSantiago De Compostela, Spain
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What Ucoga does
Ucoga Asesores, Sociedad Limitada (CIF B-70.346.879) is an independent insurance brokerage (correduría de seguros) founded in January 2013, headquartered in Santiago de Compostela, Galicia, Spain. The company is authorized by the Dirección General de Seguros y Fondos de Pensiones under key J-2991 and operates across predominantly agricultural and transport insurance verticals — with specialized sub-brands in crop/livestock insurance (Ucoga Agro, Ucoga Agrícola, Ucoga Agroseguro), truck insurance (Total Camión), and motorhome/caravan insurance (Ucoga Autocaravanas), complemented by personal lines (home, life, health, auto, motorcycle, travel, pet) and business insurance. Its underlying technology is a WordPress-based corporate website combined with the Segelevia insurance management platform (version 1.8.7.1) for the customer portal, supporting policyholder access, claims, and payment management.
The business model is commission-based: Ucoga places policies with more than 30 (now reported as 35) insurance carrier partners including Allianz, AXA, Generali, FIATC, Liberty Seguros, Plus Ultra, and Reale, and earns transaction fees on premiums placed. Go-to-market is a hybrid of direct sales-led motion through a network of 10+ physical offices across Galicia and Asturias, channel partnerships with agricultural cooperatives (notably an exclusive agreement with Cooperativa Lemos) and business associations, plus digital self-serve channels (totalcamion.es, seguroautocaravana.com). The company targets mid-market agricultural and transport clients, SMBs, and individual consumers primarily in the Galicia region of northwest Spain.
Ucoga firmographics
Firmographics- Name
- Ucoga
- Legal name
- UCOGA ASESORES, SOCIEDAD LIMITADA
- Website
- http://www.ucoga.es
- Company type
- Private
- Founded year
- 2013
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Ucoga is an independent Spanish insurance brokerage founded in 2013, specializing in agricultural, truck, and motorhome insurance across Galicia and Asturias, serving cooperatives, mid-market enterprises, and individuals through a 10+ office network and 30+ insurance carrier partnerships.
- Ownership category
- akta.pro rank
Where Ucoga is headquartered
LocationHeadquarters
- HQ city
- Santiago De Compostela
- HQ country
- Spain
- HQ region
- Europe
Offices10 records
Markets served
Ucoga business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Insurance Commissions: Ucoga earns commissions from insurance companies for policies placed. These commissions are part of the external management costs of insurers and are included in the insurance premium paid by the customer.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Annual | Customized insurance policies |
Go-to-market motion2 records
Distribution channels5 records
Marketing channels5 records
Ucoga product offering
Product offeringCore offering
Ucoga is an independent insurance brokerage (correduría de seguros) that distributes insurance policies from more than 30 insurance companies to individuals and businesses in Galicia and northwestern Spain. It specializes in agricultural insurance (crops, livestock, machinery), transport insurance (truck fleets, motorhomes), and personal/commercial insurance lines, supported by a regional office network and an online customer portal for policy management.
Product overview
UCOGA is a Galician insurance brokerage (correduría de seguros) founded in January 2013, offering a portfolio of specialized insurance products through distinct sub-brands. The company operates primarily in agricultural insurance (UCOGA AGRO for general agricultural risks, UCOGA AGRÍCOLA for machinery) and transport insurance (TOTAL CAMIÓN for trucks, UCOGA AUTOCARAVANAS for motorhomes), alongside personal and commercial insurance lines. The company works with over 30 insurance providers and operates an online customer portal (Segelevia) for policy management. UCOGA holds industry certifications from INADE, Adecose, Agacose, Cojebro, and AENOR, demonstrating professional standards compliance.
Differentiator
Problem solved
Functional benefit
Brands
- Total Camión: Insurance brand specializing in truck insurance services.
- Ucoga Autocaravanas
- Ucoga Agro
- Ucoga Agrícola
Products and services
- Total Camión (Truck Insurance) Specialized truck insurance brand providing coverage for heavy vehicles, transport fleets, and commercial trucking operations at UCOGA, distributed through totalcamion.es.
- Ucoga Autocaravanas (Motorhome Insurance) Motorhome and camper insurance specialist brand offering tailored coverage for leisure vehicles, accessible at seguroautocaravana.com.
- Ucoga Agro (Agricultural Insurance) Agricultural insurance specialist brand offering comprehensive coverage for farms, livestock, crops, and agricultural operations specific to Galician farming.
- Ucoga Agrícola (Agricultural Machinery Insurance) Agricultural machinery insurance covering tractors, farm equipment, and machinery against damage, breakdowns, and operational losses.
- Ucoga Agroseguro (Agricultural Insurance Lines) Distribution of subsidized agricultural insurance lines including Line 415 (animal carcass removal and destruction), Line 315 (forage crops), and other ENESA-administered agricultural coverage.
- Seguros Personales (Personal Insurance) Personal insurance products including home, life, health, automobile, motorcycle, travel, and pet insurance for individuals and families.
- Seguros para Empresas (Business Insurance) Business and commercial insurance solutions covering business assets, liability, employees, and operational risks for enterprises of all sizes.
Quantifiable outcome
- Indemnizaciones del seguro agrario en Galicia alcanzaron los 27,3 millones de euros (2023)
Companies that use Ucoga
Customer profileNamed customers6 records
Ideal customer profiles4 records
Ucoga technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature1 record
Ucoga partnerships and signals
Strategic signalPartnerships
16 partnerships are on record, tiered core and minor.
- Cooperativa LemoscoreExclusive insurance management partnership where Ucoga serves as exclusive insurance managers for the cooperative and its members, offering tailored insurance solutions for the agricultural sector.
- Cooperativas Lácteas Unidas (CLUN)minorCollaboration in corporate social responsibility initiatives. Joint product donations to Aeródromo Militar featuring CLUN milk products (Clesa, Feiraco, Leche Únicla) from insured farms.
- ADSG AiraminorLivestock disease prevention association. Ucoga participates in training sessions organized by ADSG Aira on topics like Epizootic Hemorrhagic Disease affecting cattle.
- Cooperativas Agroalimentarias de EspañaminorNational agricultural cooperative federation. Ucoga participates in training sessions and sponsors events like the Women in Cooperatives Day.
- Asociación Área Empresarial del Tambre (AAET)minorBusiness association partnership signed in 2020 to provide insurance advisory services to member companies and organize training sessions.
- Galicia Business SchoolminorCollaboration agreement signed in 2021 with the business school for professional development and knowledge sharing.
- CojebrominorInsurance broker network. Ucoga participated in IV Camino de Santiago Cojebro Solidario charity event and donated 740 liters of milk.
- INADEminorExternal customer service provider for complaints and claims resolution. Address: C/La Paz, 2, Bajo, 36202-Vigo. Regulated by 'Reglamento para la Defensa del Cliente'.
- Allianz, Compañía de Seguros y Reaseguros, S.A.coreInsurance company partner providing auto, travel assistance, fire, and other property coverage products.
- AXA Seguros GeneralescoreInsurance company partner providing automobile coverage including mandatory liability, voluntary liability, legal defense, and fleet insurance.
- FIATC, Mutua de Seguros y ReaseguroscoreInsurance company partner in the network of 30+ insurers Ucoga works with.
- Generali EspañacoreInsurance company partner in the network of 30+ insurers Ucoga works with.
- Liberty SeguroscoreInsurance company partner in the network of 30+ insurers Ucoga works with.
- Plus Ultra SeguroscoreInsurance company partner in the network of 30+ insurers Ucoga works with.
- Reale Seguros GeneralescoreInsurance company partner in the network of 30+ insurers Ucoga works with. Won IV Torneo Solidario de Pádel UCOGA 2025.
- Banco de Alimentos Rías AltasminorFood bank receiving donations from Ucoga's charity events including Torneo Solidario de Pádel and food drives. Received nearly 4,000 kg of food and 2,880 liters of milk from various donations.
Scale indicators4 records
Recent moves9 records
Expansion highlights6 records
Ucoga competitors and assessment
Company assessmentDirect peers
- Howden Iberia: Independent specialty insurance broker with growing presence across Iberia, focused on mid-market and specialty commercial lines. Comparable to Ucoga as an independent broker pursuing vertical specialization outside the global brokerage giants.
- Pérez Bolívar Correduría de Seguros: Independent Spanish insurance brokerage headquartered in Murcia, working with multiple carriers to serve commercial and personal lines. Comparable independent broker of similar size and multi-carrier model.
- General Brokers Brokers (GBB): Spanish insurance broker network providing back-office and carrier access to affiliated independent brokerages. Comparable to Ucoga as an independent broker operating within a multi-carrier, multi-office model in Spain.
Broad incumbents
- Aon Spain: Spanish arm of global insurance and reinsurance broker Aon. Competes with Ucoga on commercial and agricultural insurance placement but operates at much larger scale with broader service lines.
- Marsh Spain: Spanish operations of Marsh, the global risk and insurance broker. Overlaps with Ucoga in commercial insurance advisory but addresses enterprise clients with broader risk consulting services.
- WTW Spain (Willis Towers Watson): Spanish arm of WTW, a global advisory and brokerage firm. Competes in insurance intermediation and risk advisory for the Spanish market, with a much wider portfolio than Ucoga.
Others
- Cojebro: International confederation of independent insurance brokers in Spain. Ucoga is a member/partner. Relevant as an ecosystem peer that aggregates independent brokers for joint purchasing power and shared services.
- Grupo Adecose: Spanish Association of Insurance Broker Companies (Asociación Española de Corredurías de Seguros). Ucoga is a member. Relevant as the sector association and proxy for the broader Spanish independent broker competitive set.
Regional players
- Segurcamión / Total Camión competitors: Spanish insurance broker specializing in truck and commercial vehicle insurance. Highly comparable to Ucoga's Total Camión sub-brand, with overlapping specialty focus even if not directly headquartered in Galicia.
- Soliss Correduría de Seguros: Regional Spanish insurance broker rooted in Castilla-La Mancha, similar in size and multi-carrier positioning. Comparable as a regional independent broker competing against national/global brands.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Ucoga social profiles
Digital presenceUcoga compliance and trust
Trust signalCompliance9 records
Ucoga financial estimates
Financial estimateRevenue estimate
Valuation estimate
Ucoga leadership team
Management profileNumber of profiles
Profiles5 records
Ucoga funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Ucoga M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Ucoga
What does Ucoga do?
Ucoga is an independent insurance brokerage (correduría de seguros) that distributes insurance policies from more than 30 insurance companies to individuals and businesses in Galicia and northwestern Spain. It specializes in agricultural insurance (crops, livestock, machinery), transport insurance (truck fleets, motorhomes), and personal/commercial insurance lines, supported by a regional office network and an online customer portal for policy management.
Is Ucoga a public or private company?
Ucoga is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Ucoga founded?
Ucoga was founded in 2013. It employs 11 to 50 people.
Where is Ucoga based?
Ucoga is headquartered in Santiago De Compostela, Spain, in the Europe region.
How does Ucoga make money?
One revenue line is on record: insurance Commissions.
Who are Ucoga's main competitors?
Direct peers on record are Howden Iberia, Pérez Bolívar Correduría de Seguros and General Brokers Brokers (GBB). Broad incumbents are Aon Spain, Marsh Spain and WTW Spain (Willis Towers Watson). Others are Cojebro and Grupo Adecose. Regional players are Segurcamión / Total Camión competitors and Soliss Correduría de Seguros.
Does Ucoga have an API?
No public API is recorded for Ucoga.