Developer docs
API playgroundTry for free, no card

Search company profiles

USA Funds

Full company profile

uuid003ps5q

Namestring
USA Funds
Legal namestring
USA Funds
Websiteurl
usafunds.org
Company typeenum
Private
Founded yearint
2000
Descriptiontext

USA Funds is a nonprofit organization headquartered in Indianapolis, United States, focused on student loan support and financial literacy education. The firm operates with 251-500 employees and was founded in 1960 according to firmographic data, though its current public-facing brand presence carries a copyright dating to 2000. Its stated mission centers on reducing student loan defaults and improving borrower financial wellness in the United States.

The organization delivers its services through a four-pillar platform: Student Loan Help (a direct-assistance resource center for borrowers), Resources for Education Lenders (institutional support for managing loan portfolios and borrower relationships), the Life Skills financial literacy program, and the Borrowers Connect program that links borrowers with default-prevention resources. All offerings are distributed through the USA Funds website as free, self-serve resources targeting two primary user groups: individual student borrowers and institutional education lenders. The organization has publicly cited $22.3 billion in prevented student loan defaults as its headline impact metric.

USA Funds does not publicly disclose pricing, revenue, or contract structures. As a nonprofit, it appears to operate without a traditional transactional revenue model, relying instead on its mission-aligned positioning and free distribution model. The input data contains no information on funding sources, ownership structure, leadership composition, geographic expansion plans, partnerships, or M&A activity, which limits any deeper analysis of its operating economics or institutional backers.

Short descriptiontext

USA Funds is an Indianapolis-based nonprofit that provides free student loan assistance, financial literacy programs, and default-prevention resources to U.S. student borrowers and education lenders through its website.

Operating statusenum
Operating
Ownership categoryenum
Headcount rangeband
251–500
akta.pro rankint
HeadquartersIndianapolis, United States
HQ citystring
Indianapolis
HQ countrystring
United States
HQ regionstring
North America
Markets served

Serves global market

Keyword5 values
student loan assistance, financial literacy education, default prevention services, education lender resources, nonprofit financial education
Industry3 codes
1Private Student Loans (Undergraduate & Graduate)
CodeFSAKAEABPrimaryYes
2Scholarship & Fellowship Foundations and Trusts
CodeEDADAHACPrimaryNo
3Grantmaking & Philanthropic Funds (Institutional Donors)
CodeBPADAOABPrimaryNo
NAICS code2 codes
  • Grantmaking and Giving Services81321
  • Educational Support Services611710
SIC code2 codes
  • Finance Services6199
  • Miscellaneous Business Credit Institution6159
Product category
Student Loan Services
No data
Marketing channels1 record

Each record includes

Title, Type, Stage, Description, Source

Distribution channels1 record

Each record includes

Title, Type, Scope, Target buyer, Description, Source

Cost components4 values
Personnel, Operations, Marketing or Sales, Technology or R&D
GTM typeB2B and B2C
B2B and B2C
Offering typeServices
Services
Core offering1 text field

USA Funds is a nonprofit organization that delivers free financial literacy and student loan support programs. Its core offerings include direct borrower assistance (Student Loan Help), institutional support for education lenders, a Life Skills financial literacy program, and the Borrowers Connect borrower engagement program, all aimed at preventing student loan defaults.

Differentiator
Functional benefit
Problem solved
Quantifiable outcome1 value
  • Prevented $22.3 billion in student loan defaults through organization programs and support
Product overview1 text field

USA Funds is a nonprofit organization offering a suite of financial literacy and student loan assistance programs. The organization operates a unified resource platform comprising four main offerings: Student Loan Help (direct borrower assistance), Resources for Education Lenders (institutional support), Life Skills (financial literacy education), and Borrowers Connect (borrower engagement program). These programs work together to prevent student loan defaults and promote financial wellness.

Product and service4 records
1Student Loan Help
CategoryStudent loan assistance service
Description

A resource center providing guidance and assistance for students and graduates navigating student loan repayment, defaults, and financial literacy. Intended for individual borrowers seeking direct support with their student loans.

2Resources for Education Lenders
CategoryEducation lender support service
Description

Support services and resources tailored for education lenders and institutions to manage loan portfolios, support borrower relationships, and reduce default rates. Intended for institutional clients in the education lending space.

3Life Skills
CategoryFinancial literacy education program
Description

A financial literacy program designed to help individuals develop essential money management and life skills. Intended for students, borrowers, and individuals seeking free financial education.

4Borrowers Connect
CategoryBorrower engagement program
Description

A program connecting student loan borrowers with resources and support to successfully manage their loans and avoid default. Intended for current and former student loan borrowers seeking structured engagement and guidance.

Scale indicator1 record

Each record includes

Type, Value, Description, Source

Recent move4 records

Each record includes

Date, Type, Title, Description, Source

Expansion highlight1 record

Each record includes

Type, Description

Peers10 records
1Money Management International
TypeDirect peer
Description

Nonprofit consumer credit counseling agency offering student loan counseling and financial education — a comparable peer in financial literacy and counseling targeting the same borrower segments.

2Nelnet
TypeBroad incumbent
Description

A large, for-profit student loan servicer handling federal and private loan portfolios; a broad incumbent in the same ecosystem touching the lender relationships USA Funds supports.

3Great Lakes Higher Education Corporation
TypeDirect peer
Description

A nonprofit student loan servicer that supports borrowers with repayment tools and default aversion outreach — overlapping the Resources for Education Lenders and borrower support offerings.

4National Foundation for Credit Counseling (NFCC)
TypeDirect peer
Description

Nonprofit umbrella network providing credit and debt counseling, including student loan counseling — a direct peer in the financial education/counseling space targeting borrowers.

5GreenPath Financial Wellness
TypeDirect peer
Description

A nonprofit credit counseling and financial education organization offering student loan counseling and money management tools — directly comparable to USA Funds' financial literacy programming.

6Inceptia
TypeDirect peer
Description

A nonprofit organization providing student loan default-prevention and financial literacy services to schools, lenders, and borrowers. Directly comparable to USA Funds' core default-prevention and education-lender programs.

7American Student Assistance (ASA)
TypeDirect peer
Description

Nonprofit organization that provides college and career planning, financial education, and student loan repayment support — directly comparable mission and offering set to USA Funds' Life Skills and Borrowers Connect.

8Navient (now Maximus Federal Student Loan Servicing)
TypeBroad incumbent
Description

A major student loan servicer providing repayment, default-prevention, and borrower outreach services at scale; a broad incumbent whose services overlap with parts of USA Funds' lender resources.

9Federal Student Aid (FSA)
TypeBroad incumbent
Description

The U.S. Department of Education office that administers federal student aid; a key institutional counterparty that shapes default-prevention programming and is the principal public alternative to USA Funds' borrower resources.

10The Institute of Student Loan Advisors (TISLA)
TypeDirect peer
Description

Nonprofit offering free student loan advice to borrowers; an analogous direct-support organization competing for the same borrower audience as USA Funds' Student Loan Help resource.

Market position
Strengths4 records

Each record includes

Headline, Details, Source

Weaknesses5 records

Each record includes

Headline, Details, Source

Competitive moat3 records

Each record includes

Type, Details

Key risks6 records

Each record includes

Headline, Details, Source

Key highlights6 records

Each record includes

Headline, Details, Source

Customer concentration

Classification, Details

Segment2 records

Each record includes

Title, Type, Primary, Description, Pain point addressed, Use case, Source

Ideal customer profile2 records

Each record includes

Profile, Firmographic size, Sales motion, Sales cycle length, Buying structure, Purchase trigger, Buyer persona, Geography, Industry vertical, Primary use case, Description, Pain points, Evidence proof points, Target buyer

Technology focused
No
API detail
Has APIbool
No

Docs URL, Description

AI maturity
App detail

Has app

Core technology
Revenue estimate
Valuation estimate
Number of profiles
No data
No data
Funding overview

Funding stage, Last funding date, Total funding USD

Funding rounds

Each record includes

Round, Amount USD, Date, Pre money valuation, Total investors, Investors, News

Investors

Each record includes

Name, Type, Date of entry, Rounds participated, Website

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Each record includes

Name, Acquisition type, Announced date, Completed date, Status, Website, News

Investment

Each record includes

Name, Round, Announced date, Lead investor, Website, News

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

USA Funds

Student Loan Servicesusafunds.org

USA Funds is an Indianapolis-based nonprofit that provides free student loan assistance, financial literacy programs, and default-prevention resources to U.S. student borrowers and education lenders through its website.

What USA Funds does

USA Funds is a nonprofit organization headquartered in Indianapolis, United States, focused on student loan support and financial literacy education. The firm operates with 251-500 employees and was founded in 1960 according to firmographic data, though its current public-facing brand presence carries a copyright dating to 2000. Its stated mission centers on reducing student loan defaults and improving borrower financial wellness in the United States.

The organization delivers its services through a four-pillar platform: Student Loan Help (a direct-assistance resource center for borrowers), Resources for Education Lenders (institutional support for managing loan portfolios and borrower relationships), the Life Skills financial literacy program, and the Borrowers Connect program that links borrowers with default-prevention resources. All offerings are distributed through the USA Funds website as free, self-serve resources targeting two primary user groups: individual student borrowers and institutional education lenders. The organization has publicly cited $22.3 billion in prevented student loan defaults as its headline impact metric.

USA Funds does not publicly disclose pricing, revenue, or contract structures. As a nonprofit, it appears to operate without a traditional transactional revenue model, relying instead on its mission-aligned positioning and free distribution model. The input data contains no information on funding sources, ownership structure, leadership composition, geographic expansion plans, partnerships, or M&A activity, which limits any deeper analysis of its operating economics or institutional backers.

USA Funds firmographics

Firmographics
Name
USA Funds
Legal name
USA Funds
Website
https://usafunds.org
Company type
Private
Founded year
2000
Operating status
Operating
Headcount range
251–500 employees
Short description
USA Funds is an Indianapolis-based nonprofit that provides free student loan assistance, financial literacy programs, and default-prevention resources to U.S. student borrowers and education lenders through its website.
Ownership category
akta.pro rank

USA Funds industry classification

Industry
Product category
Student Loan Services
NAICS
Grantmaking and Giving Services (81321), Educational Support Services (611710)
SIC
Finance Services (6199), Miscellaneous Business Credit Institution (6159)
akta.pro primary industry
Private Student Loans (Undergraduate & Graduate) (FSAKAEAB)
akta.pro secondary industries
Scholarship & Fellowship Foundations and Trusts (EDADAHAC), Grantmaking & Philanthropic Funds (Institutional Donors) (BPADAOAB)

Keywords

  • Student loan assistance
  • Financial literacy education
  • Default prevention services
  • Education lender resources
  • Nonprofit financial education

Where USA Funds is headquartered

Location

Headquarters

HQ city
Indianapolis
HQ country
United States
HQ region
North America

Markets served

USA Funds business model

Business model
GTM type
B2B and B2C
Offering type
Services
Cost components
Personnel, Operations, Marketing or Sales, Technology or R&D

Distribution channels1 record

Marketing channels1 record

USA Funds product offering

Product offering

Core offering

USA Funds is a nonprofit organization that delivers free financial literacy and student loan support programs. Its core offerings include direct borrower assistance (Student Loan Help), institutional support for education lenders, a Life Skills financial literacy program, and the Borrowers Connect borrower engagement program, all aimed at preventing student loan defaults.

Product overview

USA Funds is a nonprofit organization offering a suite of financial literacy and student loan assistance programs. The organization operates a unified resource platform comprising four main offerings: Student Loan Help (direct borrower assistance), Resources for Education Lenders (institutional support), Life Skills (financial literacy education), and Borrowers Connect (borrower engagement program). These programs work together to prevent student loan defaults and promote financial wellness.

Differentiator

Problem solved

Functional benefit

Products and services

  • Student Loan Help A resource center providing guidance and assistance for students and graduates navigating student loan repayment, defaults, and financial literacy. Intended for individual borrowers seeking direct support with their student loans.
  • Resources for Education Lenders Support services and resources tailored for education lenders and institutions to manage loan portfolios, support borrower relationships, and reduce default rates. Intended for institutional clients in the education lending space.
  • Life Skills A financial literacy program designed to help individuals develop essential money management and life skills. Intended for students, borrowers, and individuals seeking free financial education.
  • Borrowers Connect A program connecting student loan borrowers with resources and support to successfully manage their loans and avoid default. Intended for current and former student loan borrowers seeking structured engagement and guidance.

Quantifiable outcome

  • Prevented $22.3 billion in student loan defaults through organization programs and support

Companies that use USA Funds

Customer profile

Segments2 records

Ideal customer profiles2 records

USA Funds technology and API

Technology

Technology focussed No

API detail

Has API
No
API docs
API detail

Core technology

AI maturity

App detail

USA Funds partnerships and signals

Strategic signal

Scale indicators1 record

Recent moves4 records

Expansion highlights1 record

USA Funds competitors and assessment

Company assessment

Direct peers

  • Money Management International: Nonprofit consumer credit counseling agency offering student loan counseling and financial education — a comparable peer in financial literacy and counseling targeting the same borrower segments.
  • Great Lakes Higher Education Corporation: A nonprofit student loan servicer that supports borrowers with repayment tools and default aversion outreach — overlapping the Resources for Education Lenders and borrower support offerings.
  • National Foundation for Credit Counseling (NFCC): Nonprofit umbrella network providing credit and debt counseling, including student loan counseling — a direct peer in the financial education/counseling space targeting borrowers.
  • GreenPath Financial Wellness: A nonprofit credit counseling and financial education organization offering student loan counseling and money management tools — directly comparable to USA Funds' financial literacy programming.
  • Inceptia: A nonprofit organization providing student loan default-prevention and financial literacy services to schools, lenders, and borrowers. Directly comparable to USA Funds' core default-prevention and education-lender programs.
  • American Student Assistance (ASA): Nonprofit organization that provides college and career planning, financial education, and student loan repayment support — directly comparable mission and offering set to USA Funds' Life Skills and Borrowers Connect.
  • The Institute of Student Loan Advisors (TISLA): Nonprofit offering free student loan advice to borrowers; an analogous direct-support organization competing for the same borrower audience as USA Funds' Student Loan Help resource.

Broad incumbents

  • Nelnet: A large, for-profit student loan servicer handling federal and private loan portfolios; a broad incumbent in the same ecosystem touching the lender relationships USA Funds supports.
  • Navient (now Maximus Federal Student Loan Servicing): A major student loan servicer providing repayment, default-prevention, and borrower outreach services at scale; a broad incumbent whose services overlap with parts of USA Funds' lender resources.
  • Federal Student Aid (FSA): The U.S. Department of Education office that administers federal student aid; a key institutional counterparty that shapes default-prevention programming and is the principal public alternative to USA Funds' borrower resources.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

USA Funds financial estimates

Financial estimate

Revenue estimate

Valuation estimate

USA Funds leadership team

Management profile

Number of profiles

USA Funds funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

USA Funds M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about USA Funds

What does USA Funds do?

USA Funds is a nonprofit organization that delivers free financial literacy and student loan support programs. Its core offerings include direct borrower assistance (Student Loan Help), institutional support for education lenders, a Life Skills financial literacy program, and the Borrowers Connect borrower engagement program, all aimed at preventing student loan defaults.

Is USA Funds a public or private company?

USA Funds is a private company. It is classified as nonprofit foundation owned and is currently operating.

When was USA Funds founded?

USA Funds was founded in 2000. It employs 251 to 500 people.

Where is USA Funds based?

USA Funds is headquartered in Indianapolis, United States, in the North America region.

Who are USA Funds's main competitors?

Direct peers on record are Money Management International, Great Lakes Higher Education Corporation, National Foundation for Credit Counseling (NFCC), GreenPath Financial Wellness, Inceptia, American Student Assistance (ASA) and The Institute of Student Loan Advisors (TISLA). Broad incumbents are Nelnet, Navient (now Maximus Federal Student Loan Servicing) and Federal Student Aid (FSA).

Does USA Funds have an API?

No public API is recorded for USA Funds.

What industry is USA Funds in?

USA Funds's product category is Student Loan Services. Its primary akta.pro industry code is FSAKAEAB, Private Student Loans (Undergraduate & Graduate), with a secondary code of EDADAHAC, Scholarship & Fellowship Foundations and Trusts. Its NAICS code is 81321 and its SIC code is 6199.

Unlock the full company data

50 free credits on sign-up, no credit card required.

Contact sales
Live signals
GlobeNewswireColleges in Four States to Develop New Career-Focused Student Advising ModelUSA Funds and Complete College America announced a two-year initiative to develop Purpose First, a student advising model combining career assessment, ROI data, and labor market info. The $1 million grant will involve 30 colleges from four states, including New Hampshire, Tennessee, Hawaii, and Houston.GlobeNewswireUSA Funds awards nearly $2.3 million to promote minority student successUSA Funds awarded nearly $2.3 million in grants to seven colleges for data tools and practices to improve college completion and career readiness of minority students. The three-year MSI Measuring College Value initiative targets two-year and four-year minority-serving institutions, with each school receiving a data coach and an innovation group.GlobeNewswireStudent Connections to provide innovative student success solutionsUSA Funds launched Student Connections, a division dedicated to increasing student success in higher education. The division offers innovative solutions developed with institutions and students to help students overcome barriers to enrollment, completion, and post-graduation success. It supports USA Funds' nonprofit focus on Completion With a Purpose.GlobeNewswireUSA Funds and Gallup Launch Nationally Representative Daily Research Platform Dedicated to 'Completion With a Purpose'USA Funds and Gallup announced a collaboration to launch a daily research platform interviewing about 500 U.S. adults on higher education. The survey will run 350 days a year, aiming to provide insights on 'Completion With a Purpose' for students and graduates.GlobeNewswire12 Hawaii Schools Receive Funding to Implement New STEM Education ProgramsTwelve Hawaii schools will implement Project Lead The Way STEM programs with a $2.2 million grant from USA Funds. The funding covers program fees, teacher training, and equipment. A second round of grant requests is planned for fall.GlobeNewswireGov. Ige announces $6.8 million in private grants to promote high-paying STEM jobs for Hawai'i residentsHawaii Gov. David Ige announced a $6.8 million initiative from USA Funds to expand STEM education and jobs. The grant supports Project Lead The Way in 48 high schools and a University of Hawaii STEM Center. Hawaii needs 16,000 more STEM workers annually but ranks 47th in STEM degrees per 100,000 residents.GlobeNewswireShital Patel joins USA Funds as Chief Information OfficerUSA Funds appointed Shital Patel as Chief Information Officer and Senior Vice President, Operational Support, effective October 5. Patel will oversee all IT and services, having previously managed enterprise sales for Microsoft and served as CIO for the City of Indianapolis.GlobeNewswireUSA Funds and Education at Work Sign Affiliation AgreementUSA Funds signed an affiliation agreement with Education at Work, a Cincinnati nonprofit that hires college students as part-time agents. Students earn up to $15,000 annually, including $6,000 in tuition assistance, and gain employability skills. The partnership aims to expand operations and support more students.GlobeNewswireUSA Funds' Carol D'Amico joins U.S. Conference of Mayors Business CouncilCarol D'Amico, USA Funds executive vice president, was selected to represent USA Funds on the U.S. Conference of Mayors Business Council. USA Funds awarded over $20 million in grants for its Completion With a Purpose initiative, and will recognize three cities for exemplary efforts to increase postsecondary attainment.GlobeNewswireAlison Griffin named senior vice president, external and government relationsUSA Funds promoted Alison Griffin to senior vice president, External and Government Relations, effective March 11, 2015. She will manage thought-leadership activities and coordinate national government relations, building relationships with higher education stakeholders. Griffin previously founded Miles Above Strategies and served as policy adviser to the House Education Committee.