Payback LTD
Payback LTD is an Israeli private firm that provides fraud investigation, evidence compilation, and crypto asset tracing services to individuals who have lost money to online trading, crypto, forex, and romance scams, operating globally across Israel, Australia, the UK, and the US.
- Company typePrivate
- Founded2010
- HeadquartersRamat Gan, Israel
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Payback LTD does
Payback LTD (legally Money Back Ltd.) is a privately held Israeli company founded in 2010 and headquartered in Ramat Gan that provides investigation, evidence compilation, and advisory services to victims of online financial scams. Its customers are individuals who have lost money to binary options, cryptocurrency, forex, stock trading, property, romance, and credit card phishing schemes, and the company serves them through a sales-led, direct-to-consumer model anchored by a free initial consultation. Core delivery is performed by Certified Fraud Examiners credentialed through the Association of Certified Fraud Examiners (ACFE), with the methodology combining manual case review, evidence gathering, blockchain analytics for crypto asset tracing, and structured Alternative Dispute Resolution (ADR) guidance. The publicly stated outcome metric of $41,073,743 retrieved for clients (December 2025) reflects cumulative client recoveries, not company revenue.
The company's revenue model is built on three tiered, one-time professional service fees: a Fraud Investigation Report at $3,500 plus $750 per transaction, a Full Support Package at $10,000 with hands-on implementation support and a 24/7 hotline, and a Crypto Tracing Report priced comparably to the base report. Distribution is direct via the company website, supported by free consultations as the primary lead-conversion mechanism, with content marketing, social media, and testimonials as top-of-funnel channels. Payback also sells adjacent offerings including ADR Basic and Advanced education courses, AML compliance and claims consulting, online safety tools (Whistleblowing, Fraud Prevention Tools, Payback Verifier), and a B2B cyber security portfolio spanning Red Team, Blue Team, Security Consulting, SOC Consulting, Cyber Intelligence, and Social Engineering services.
The business operates globally with regulatory presence in Israel, Australia (AFCA member No.109819), the UK (FCA-recognized legal exclusion), and the US (approved to operate following a resolved DOJ/FBI inquiry). Headcount is reported at 11–50 employees, no external funding rounds or institutional investors are disclosed, and ownership appears founder/management-controlled. The business model is bootstrapped and fee-for-service, with no disclosed subscription or recurring revenue line, and the primary forward-looking signals are product diversification into B2B cyber security and geographic buildout across English-speaking regulated markets.
Payback LTD firmographics
Firmographics- Name
- Payback LTD
- Legal name
- Money Back Ltd.
- Website
- https://payback-ltd.com
- Company type
- Private
- Founded year
- 2010
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Payback LTD is an Israeli private firm that provides fraud investigation, evidence compilation, and crypto asset tracing services to individuals who have lost money to online trading, crypto, forex, and romance scams, operating globally across Israel, Australia, the UK, and the US.
- Ownership category
- akta.pro rank
Payback LTD industry classification
Industry- Product category
- Fraud Investigation and Fund Recovery Services
- NAICS
- Collection Agencies (56144)
- SIC
- Services-Consumer Credit Reporting, Collection Agencies (7320)
- akta.pro primary industry
- Fraud Detection & Prevention (payments fraud, account takeover, scams) (FSAGAFAE)
- akta.pro secondary industries
- Fraud Prevention, Risk & Chargeback Management (CRAFALAE), Payments Fraud & Chargeback Prevention (HDADALAE)
Keywords
Where Payback LTD is headquartered
LocationHeadquarters
- HQ city
- Ramat Gan
- HQ country
- Israel
- HQ region
- Middle East
Offices1 record
Markets served
Payback LTD business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure
Revenue model
- Fraud Investigation Reports: One-time purchase of investigation reports containing case review, evidence gathering, detailed investigation findings, and recommended action plans. Base price of $3,500 plus $750 per transaction.
- Full Support Package: Comprehensive service including personalized consultation, implementation support, monitoring and feedback, and 24/7 support hotline. One-time fee of $10,000 for end-to-end assistance.
- Crypto Tracing Report: Asset movement investigation and perpetrator investigation service producing detailed reports with action plans for crypto recovery. Pricing not publicly disclosed.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Unit Pricing | Pay-as-you-go | Fraud Investigation Report - Base + Transaction Fee |
| One time/ perpetual license | Pay-as-you-go | Full Support Package |
| Other | Pay-as-you-go | Crypto Tracing Report |
| Freemium | Pay-as-you-go | Free Initial Consultation |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels8 records
Payback LTD product offering
Product offeringCore offering
Payback LTD provides paid fraud investigation and fund recovery services for individuals who have lost money to online scams, including binary options, crypto, forex, stock trading, property, credit card phishing, and romance scams. Its core sellable products are a Fraud Investigation Report ($3,500 plus $750 per transaction), a Full Support Package ($10,000), and a Crypto Tracing Report ($3,500 plus $750 per transaction), supported by an internal investigation and blockchain analysis platform and ADR process expertise. The company also offers B2B cyber-security services, professional consulting on AML/KYC and claims, and ADR training courses.
Product overview
Payback LTD is a scam recovery company that offers a suite of investigation and professional consulting services. The core products include the Fraud Investigation Report ($3,500+) and Full Support Package ($10,000), along with a Crypto Tracing Report for cryptocurrency-related cases. These are complemented by specialized investigation services for various scam types (binary options, digital currency, forex, stock trading, property, credit card phishing, and romance scams), education courses on ADR processes, professional consulting services including AML compliance, and B2B cyber security offerings (Blue Team, Red Team, Security Consulting, SOC Consulting, Cyber Intelligence, Social Engineering). Online safety tools include Whistleblowing, Fraud Prevention Tools, and Payback Verifier. The company operates globally with regulatory authorization in Israel, Australia (AFCA member), UK (FCA-recognized), and US approval.
Differentiator
Problem solved
Functional benefit
Products and services
- Fraud Investigation Report
Quantifiable outcome
- $41,073,743 retrieved for clients (December 2025)
Companies that use Payback LTD
Customer profileSegments8 records
Ideal customer profiles2 records
Payback LTD technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
Payback LTD partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core.
- Association of Certified Fraud Examiners (ACFE)coreACFE is the world's largest anti-fraud organization. Payback's investigation services are led by Certified Fraud Examiners, indicating a strategic partnership that provides credibility through ACFE certification standards and training.
- Australian Financial Complaints Authority (AFCA)coreAFCA is Australia's independent dispute resolution scheme for financial complaints. Payback is an AFCA member (No.109819), indicating regulatory oversight and authorization to operate in the Australian market.
- Money Back Ltd.coreOfficial parent company trading as Payback. Registered as an Israeli company (No. 515711653). The company operates globally under this legal entity.
Scale indicators3 records
Recent moves6 records
Expansion highlights5 records
Payback LTD competitors and assessment
Company assessmentBroad incumbents
- CipherTrace (Mastercard): Cryptocurrency intelligence and blockchain analytics firm (acquired by Mastercard) providing AML and fraud-prevention tools. Comparable in underlying blockchain-tracing capability, but serves institutional compliance rather than retail scam recovery.
- EY Forensic & Integrity Services: Big Four forensic practice offering fraud investigation, asset tracing, and dispute advisory. Comparable on investigation methodology and asset-recovery capability but positioned for enterprise and legal counsel clients rather than direct consumer services.
- Kroll: Global risk consultancy with a substantial cyber, fraud, and investigations practice. Comparable in fraud-investigation expertise and multi-jurisdiction capability, but serves corporate/institutional clients primarily, not individual victims.
- TRM Labs: Blockchain intelligence platform for fraud detection, AML compliance, and crypto investigations. Overlaps with Payback's crypto asset tracing focus at the technology layer, but positioned for institutional and law-enforcement buyers.
- Chainalysis: Market-leading blockchain analytics platform used by law enforcement and financial institutions for tracing crypto flows. Overlaps with Payback's crypto tracing capability but serves B2B/government clients rather than individual scam victims, and operates at much greater scale.
Direct peers
- MyChargeBack: Direct competitor offering chargeback and funds-recovery services for online scam victims, with a similar global footprint and consumer-direct sales motion. Closely comparable in pricing model, scam-type segmentation, and investigation-led service offering.
- CNC Intelligence: Cyber investigations firm specializing in crypto tracing, romance scam recovery, and investment fraud retrieval. Closely aligned with Payback's service mix and consumer-victim target market.
- IFW Global: International fraud investigations and fund recovery firm targeting victims of online investment and romance scams. Direct overlap in customer segment, scam-type coverage, and cross-border recovery operations.
Emerging players
- Coinfirm: Blockchain AML and analytics provider offering crypto tracing and compliance tooling. Comparable on the blockchain analysis capability but typically positioned for institutional compliance clients rather than individual scam recovery.
Others
- ACFE (Association of Certified Fraud Examiners): Professional body that certifies fraud examiners and provides anti-fraud training — a strategic partner of Payback rather than a competitor. Relevant as an enabling/credentialing institution that defines the talent standards Payback's investigators meet.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Payback LTD social profiles
Digital presencePayback LTD compliance and trust
Trust signalCompliance3 records
Payback LTD financial estimates
Financial estimateRevenue estimate
Valuation estimate
Payback LTD leadership team
Management profileNumber of profiles
Payback LTD funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Payback LTD M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Payback LTD
What does Payback LTD do?
Payback LTD provides paid fraud investigation and fund recovery services for individuals who have lost money to online scams, including binary options, crypto, forex, stock trading, property, credit card phishing, and romance scams. Its core sellable products are a Fraud Investigation Report ($3,500 plus $750 per transaction), a Full Support Package ($10,000), and a Crypto Tracing Report ($3,500 plus $750 per transaction), supported by an internal investigation and blockchain analysis platform and ADR process expertise. The company also offers B2B cyber-security services, professional consulting on AML/KYC and claims, and ADR training courses.
Is Payback LTD a public or private company?
Payback LTD is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Payback LTD founded?
Payback LTD was founded in 2010. It employs 11 to 50 people.
Where is Payback LTD based?
Payback LTD is headquartered in Ramat Gan, Israel, in the Middle East region.
How does Payback LTD make money?
Three revenue lines are on record. Fraud Investigation Reports are the primary driver. The others are full Support Package and crypto Tracing Report.
Who are Payback LTD's main competitors?
Broad incumbents on record are CipherTrace (Mastercard), EY Forensic & Integrity Services, Kroll, TRM Labs and Chainalysis. Direct peers are MyChargeBack, CNC Intelligence and IFW Global. Coinfirm is listed as an emerging player. ACFE (Association of Certified Fraud Examiners) is listed as an others.
Does Payback LTD have an API?
No public API is recorded for Payback LTD.
What industry is Payback LTD in?
Payback LTD's product category is Fraud Investigation and Fund Recovery Services. Its primary akta.pro industry code is FSAGAFAE, Fraud Detection & Prevention (payments fraud, account takeover, scams), with a secondary code of CRAFALAE, Fraud Prevention, Risk & Chargeback Management. Its NAICS code is 56144 and its SIC code is 7320.