What iPlan Retirement Solutions does

iPlan Retirement Solutions Limited (iRS) is a private Isle of Man-registered pension administrator headquartered in Douglas, providing trustee and administration services for both domestic and international retirement schemes. The company serves four distinct customer segments: international multi-national employers across oil & gas, financial services, banking, hotel/leisure, and NGO sectors; Isle of Man domestic employers; individual investors and personal pension clients; and independent trustees. Core products include the Isle of Man Workplace Pension (IOMWPP), Self-Invested Personal Pensions (SIPPs), and international retirement plans operated under the Retirement Benefits Schemes Act 2000 framework with FSA registration as a Professional Retirement Benefits Schemes Administrator.

The company's technology platform consists of a proprietary web-based member portal (iPlan Online / iRS Online) and a mobile application (iPlan Participant App) available on iOS and Android, providing members with contribution tracking, fund holdings viewing, beneficiary management, and self-service functionality. The platform is complemented by an educational content library including Investment Basics and a Retirement Calculator. The company performs administration in-house rather than outsourcing, and operates with a registered Data Controller function under the IoM Data Protection Act 2018 / GDPR framework.

Revenue is generated through professional service fees tailored to individual client requirements, with no public pricing or standard rate card disclosed. The company participates in formal RFP processes for enterprise multinational clients, indicating a structured B2B sales motion for larger employer mandates, while individual investors and personal pension clients are onboarded through a direct consumer channel. No funding rounds, no parent company, and no investor disclosures are present in the source material.

Name

iPlan Retirement Solutions

Legal name

iPlan Retirement Solutions Limited

Website

https://iplan.im

Company type

Private

Founded year

2009

Operating status

Operating

Headcount range

11–50 employees

Short description

iPlan Retirement Solutions is an Isle of Man-based pension administrator providing trustee services, workplace pensions (IOMWPP), SIPPs, and international retirement plans for multinational employers, IoM domestic employers, and individual investors.

Ownership category

akta.pro rank

Product category

Pension Administration Services

NAICS

Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292), Pension Funds (525110)

SIC

Finance Services (6199)

akta.pro primary industry

Digital Retirement Platforms (IRA/401(k), Pension & Decumulation) (FSAGAEAF)

akta.pro secondary industries

Retirement & Pension Wealth (401(k)/IRA/SIPP/Superannuation Retail) (FSAAAAAJ), Retirement Plan Participant Advice & Managed Accounts (FSAEABAF), Pension Master Trusts, Superannuation & Provident Funds (FSAAAGAB)

Keywords

• Pension administration services
• International retirement plans
• Workplace pension schemes
• Self-invested personal pensions
• Independent pension trustees

Headquarters

HQ city

Douglas

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Pension Trustee and Administration Services: Fee-based professional services for pension scheme administration and trustee responsibilities. Fees are tailored to specific client requirements based on plan size and complexity. The company participates in formal RFP processes and provides detailed proposals for services.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels6 records

Core offering

iPlan Retirement Solutions Limited provides pension administration and trustee services for personal and workplace retirement plans. Its core offerings include international retirement plans for multi-national employers, the Isle of Man Workplace Pension (IOMWPP) for domestic employers, Self-Invested Personal Pensions (SIPPs) for individuals and expatriates, and independent trustee services for occupational schemes. Members access and manage their plans through the iPlan Online member portal and the iPlan Participant mobile app.

Product overview

iPlan Retirement Solutions offers a unified pension administration platform comprising multiple interconnected products: the core iPlan Online member portal and iPlan Participant mobile app serve as the primary access points for plan members to manage their retirement accounts. The product portfolio includes International Retirement Plans for multi-national employers, the Isle of Man Workplace Pension (IOMWPP) scheme, and Self-Invested Personal Pensions (SIPPs) available in both bespoke and off-the-shelf variants. Supporting tools include a Retirement Calculator for savings projections and Investment Basics educational content. All plans are administered with transparent fees and assets held in segregated trust accounts under iRS as independent Trustee.

Differentiator

Problem solved

Functional benefit

Brands

• Isle of Man Workplace Pension (IOMWPP): A low cost workplace pension option incorporating the 'Pension Freedoms' announced in the 2018 budget, offering online administration for employers and members.
• iPlan Online

Products and services

• International Retirement Plans Independent provider of international retirement plans for Multi-National Employers, managing plans across various sectors including oil and gas, financial services, banks, hotel and leisure, and global NGO sector, held in trust with iRS as independent Trustee.
• Isle of Man Workplace Pension (IOMWPP) A dual authorised low-cost workplace pension scheme incorporating Pension Freedoms from the 2018 budget, offering efficient management of existing older schemes and new Section 61 rules for future contributions, with online administration for employers and members.
• Self-Invested Personal Pension (SIPP)

Named customers7 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Scale indicators2 records

Recent moves5 records

Expansion highlights5 records

Broad incumbents

• Mercer: Global consulting leader in health, wealth, and career advisory with a substantial defined benefit and defined contribution administration business, including international pension scheme services. Comparable to iRS in serving multinational employer pension needs, but as a large incumbent with a much broader service portfolio.
• Aon: Global professional services firm offering retirement consulting, pension administration, and actuarial services for multinational employers. Comparable to iRS in international retirement plan management, but as a broad incumbent offering a much wider advisory and broking portfolio.
• Standard Life (Phoenix Group): Major UK workplace pension and SIPP provider within Phoenix Group, serving both employer-sponsored and individual customers with a broad product range. Comparable to iRS's workplace and personal pension offerings, but as a much larger incumbent with established UK distribution and proprietary investment options.
• Willis Towers Watson (WTW): Global advisory, broking, and solutions firm with significant pension administration and international pensions consulting capabilities. Comparable to iRS in addressing multinational employer pension needs, but operates as a large incumbent with global delivery and a much broader portfolio.

Direct peers

• Hargreaves Lansdown: UK's largest retail investment platform with a major SIPP product line, offering self-invested personal pensions with broad investment choice and online account management. Comparable to iRS's SIPP and digital account management capabilities, but at substantially larger scale and broader investment menu.
• AJ Bell: UK SIPP and SSAS provider and investment platform serving individual investors and advisers with a strong SIPP franchise. Directly comparable to iRS's SIPP offering, although AJ Bell operates at significantly greater scale and is investment-platform-led rather than trustee-led.
• XPS Pensions Group: UK-listed pensions administration, actuarial, and advisory firm that provides trustee, administration, and consulting services to occupational and personal pension schemes. Directly comparable to iRS in core pensions administration and trustee services, though operating at much larger scale and primarily in the UK rather than Isle of Man.
• Equiniti: UK administration and technology services company providing pension administration, scheme secretarial, and member communications for occupational and personal schemes. Directly comparable to iRS's pension administration and member servicing capabilities, with overlapping client segments.
• Barnett Waddingham: UK actuarial and pensions administration consultancy offering scheme administration, trustee services, and pensions consulting to corporate and public sector clients. Closely comparable to iRS in delivering pension scheme administration and trustee oversight, with a similar mid-market enterprise focus.

Emerging players

• Smart Pension: UK workplace pension provider offering a digital auto-enrolment platform for employers and members. Comparable to iRS's IOMWPP workplace pension offering in targeting employer-sponsored schemes with online administration, but focused on the UK auto-enrolment market and operating as an emerging digital challenger.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/iplan-retirement-solutions-limited

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about iPlan Retirement Solutions