ardhi sacco soceity

Name

ardhi sacco soceity

Legal name

Ardhi Sacco Society Limited

Website

https://ardhisacco.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Cooperative Savings and Credit Services (SACCO)

SIC

Savings Institutions, Not Federally Chartered (6036), Finance Services (6199)

akta.pro primary industry

Affordable Housing / Down Payment Assistance (DPA) Mortgage Origination (FSALAAAM)

Keywords

• Savings and credit cooperative
• Cooperative financial services
• Member savings accounts
• Cooperative lending services
• Real estate sacco

GTM type

B2C

Offering type

Services

Cost components

Operations, Personnel, Technology or R&D, Marketing or Sales

Core offering

Ardhi Sacco Society Limited is a Kenyan Savings and Credit Cooperative Society (SACCO) that provides savings mobilization and credit facilities to its members. The organization's name 'Ardhi' (Swahili for 'land') suggests a thematic orientation toward real estate, housing, or land-related financial services for cooperative members. The current website only displays a coming-soon countdown, with no detailed product catalog publicly disclosed.

Product overview

Ardhi Sacco Society Limited is a Savings and Credit Cooperative (SACCO) operating in Kenya. The available source material consists of a basic landing page with a coming soon message. The source does not contain specific product listings, named offerings, service descriptions, or detailed portfolio information beyond the company name and classification as a savings and credit cooperative society.

Differentiator

Problem solved

Functional benefit

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves1 record

Expansion highlights2 records

Direct peers

• Stima Sacco Society: Long-standing Kenyan SACCO offering savings and credit products to a defined membership; comparable in governance structure, regulatory framework, and member-driven funding model.
• Kenya Mortgage Refinance Company (KMRC): Kenya's mortgage refinance company created to expand mortgage access in the country; any Kenyan SACCO focused on housing credit is a natural origination partner and direct competitor in the same housing-finance value chain.
• Kenya National Police SACCO: Major Kenyan SACCO serving a large defined membership with savings mobilisation and credit facilities including housing loans; directly comparable in cooperative structure, regulation, and product mix.
• HF Group (Housing Finance Group, Kenya): Kenya's dedicated housing finance institution offering mortgages and housing-related credit, operating in the same housing-finance niche that Ardhi Sacco's 'Ardhi' (Swahili for land/housing) brand explicitly targets. Both originate housing-sector credit to Kenyan borrowers.
• Mwalimu National Sacco Society: One of Kenya's largest SACCOs, providing savings mobilisation and credit to a defined membership segment (teachers); directly comparable in cooperative structure, regulatory environment, and member-focused model.
• Shelter Afrique: Pan-African housing finance institution providing mortgage and housing-sector lending across East Africa; competes in the same housing-credit niche that Ardhi Sacco's name and member focus imply.
• Tower Sacco Society Limited: Established Kenyan SACCO offering member savings and credit facilities; directly comparable cooperative model serving a defined membership base in Kenya, the same regulatory regime, and overlapping product scope.

Broad incumbents

• Equity Group Holdings: Large Kenyan retail bank with mortgage and housing-related lending products serving Kenyan retail and SME customers; a broader incumbent overlapping on housing credit and deposit mobilisation.
• KCB Bank Kenya: Large Kenyan commercial bank with mortgage products and broad deposit franchise operating in the same Kenyan housing-credit market; comparable as a much larger incumbent in overlapping retail lending categories.
• Co-operative Bank of Kenya: Kenya's largest cooperative-affiliated commercial bank with broad deposit-taking and lending operations including housing finance; comparable as a much larger incumbent sharing the cooperative ethos but operating across many product lines.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat2 records

Key risks5 records

Key highlights4 records

Customer concentration

• LinkedInlinkedin.com/company/ardhi-sacco-soceity

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ardhi sacco soceity