PortfolioPilot
PortfolioPilot (Global Predictions Inc.) is an SEC-registered AI financial advisory platform serving 50,000+ self-directed US and Canada investors with portfolio analysis, tax optimization, and personalized recommendations powered by proprietary quantitative models, a securities-linked Knowledge Graph, and large language models.
- Company typePrivate
- Founded2022
- HeadquartersSan Francisco, United States
- Headcount11–50
- GTM typeB2C
- OfferingSoftware
What PortfolioPilot does
PortfolioPilot is an AI-powered financial advisory platform operated by Global Predictions Inc., an SEC-registered investment advisor headquartered in San Francisco. Founded in 2022, the platform serves self-directed individual investors across the US and Canada, providing institutional-quality portfolio analysis, tax optimization, estate planning, retirement planning, and personalized investment recommendations without requiring users to transfer custody of their assets. As of May 2026, the platform is used by 50,000+ individuals with $40B+ in connected or manually entered assets, and is positioned as a low-cost alternative to traditional wealth managers (subscriptions starting at $20/month versus an average 1.04% AUM advisor fee).
The platform is built on a hybrid AI architecture that combines proprietary quantitative finance algorithms, ensemble machine learning models, large language models, and a Knowledge Graph linking 10,000+ macroeconomic indicators to 50,000+ securities. Core technical components include a multi-layered Recommendation Engine, a Forecasting Engine (combining market beta, index, and proprietary Stats+ML forecasts), an Economic Insights Engine, a Portfolio Score System with risk-adjusted return and downside protection analytics, a Tax Optimization Engine with wash-sale detection, and a conversational AI Assistant. The system integrates with 12,000+ financial institutions for bank-level account aggregation and was validated by winning the M6 Financial Forecasting Competition and scoring 85.8%–96.2% on a 12-exam suite of finance professional certification tests.
PortfolioPilot operates a freemium subscription model distributed entirely through self-serve digital channels. Tiers are: Free (unlimited net worth tracking, retirement planning, portfolio assessment, and fund/stock discovery), Gold at $20/month billed annually (personalized recommendations, hidden-fee detection, tax impact analysis, limited AI assistant), Platinum at $49/month (fee optimization, tax-efficient distribution advice, AI equity research, unlimited AI assistant), and Pro at $99/month (private equity modeling, liquidity analysis, secure document uploads, optional expert consultations). To date the company has raised approximately $5 million in disclosed funding across rounds in 2022 and 2025, has 11–50 employees, and was most recently expanded via the March 2026 launch of PortfolioPilot 3.0 ("Financial AGI") and a 2025 acquisition of the diversification.com domain.
PortfolioPilot firmographics
Firmographics- Name
- PortfolioPilot
- Legal name
- Global Predictions Inc.
- Website
- https://portfoliopilot.com
- Company type
- Private
- Founded year
- 2022
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- PortfolioPilot (Global Predictions Inc.) is an SEC-registered AI financial advisory platform serving 50,000+ self-directed US and Canada investors with portfolio analysis, tax optimization, and personalized recommendations powered by proprietary quantitative models, a securities-linked Knowledge Graph, and large language models.
- Ownership category
- akta.pro rank
PortfolioPilot industry classification
Industry- Product category
- AI-Powered Personal Finance Software
- NAICS
- Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Portfolio Construction & Asset Allocation Advisory (FSAEAAAC)
- akta.pro secondary industries
- Investor Education, Research & Portfolio Analytics Services (Retail) (FSAAAAAO), Model Portfolio & Portfolio Construction Engines (FSAGAEAD)
Keywords
Where PortfolioPilot is headquartered
LocationHeadquarters
- HQ city
- San Francisco
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
PortfolioPilot business model
Business model- GTM type
- B2C
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Infrastructure, Marketing or Sales, Operations
Revenue model
- Subscription - Premium Tiers: Recurring monthly subscription revenue from Gold ($20/month), Platinum ($49/month), and Pro ($99/month) tiers. Users are charged annually or monthly depending on billing preference. Free tier provides basic net worth tracking with premium features locked behind paid subscriptions.
- Freemium Model: Free tier provides full net worth tracking and core planning tools. Revenue is generated by converting free users to paid tiers through feature upsells. The free tier serves as a customer acquisition channel.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Monthly | Free tier with unlimited net worth tracking, retirement planning, portfolio assessment, and fund/stock discovery tools |
| Subscription | Annual | Gold tier with personalized investing recommendations, tax optimization, and limited AI assistant access |
| Subscription | Annual | Platinum tier with fee optimization, tax-efficient distribution advice, AI equity research, and unlimited AI assistant |
| Subscription | Monthly | Pro tier for investors with complex portfolios including private equity modeling and expert consultations |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels5 records
PortfolioPilot product offering
Product offeringCore offering
PortfolioPilot is an AI-powered financial advisory web platform operated by Global Predictions Inc. (an SEC Registered Investment Advisor) that analyzes existing user portfolios across 12,000+ connected financial institutions without requiring custody transfer. It delivers personalized investment recommendations, continuous tax-loss harvesting, net worth tracking across all asset classes, retirement scenario modeling, and estate planning tools.
Product overview
PortfolioPilot is a unified AI-powered financial advisory platform operated by Global Predictions Inc., an SEC Registered Investment Advisor. The platform consists of a core web application with integrated modules for net worth tracking, AI investing advice, continuous tax optimization, estate planning, retirement planning, and portfolio management. Core features include a Knowledge Graph connecting macroeconomic data to 50,000+ securities, a Recommendation Engine using hedge fund-inspired models, ensemble ML forecasting, and an AI Assistant powered by large language models. The platform is offered through four pricing tiers: Free (net worth tracking and basic planning), Gold ($20/month - personalized recommendations and tax optimization), Platinum ($49/month - advanced research and unlimited AI), and Pro ($99/month - complex portfolio management). All tiers connect to 12,000+ banks and brokerages for automatic account aggregation. The platform differentiates through its quantitative foundation combining knowledge graphs, forecasting engines, and economic insights.
Differentiator
Problem solved
Functional benefit
Products and services
- PortfolioPilot Platform AI-powered financial advisory web platform operated by Global Predictions Inc. (SEC Registered Investment Advisor) that provides comprehensive portfolio management, net worth tracking, and personalized investment recommendations across all asset classes including brokerage, retirement, real estate, crypto, and private equity, without requiring custody transfer. Connects to 12,000+ financial institutions.
- Net Worth Dashboard Aggregates all assets including securities, real estate, private equity, cash, crypto, and liabilities into a single unified view with portfolio scoring and performance analysis. Connects to 12,000+ banks and brokerages for automatic account aggregation.
- AI Investing Advice AI-powered investment advisory capability providing personalized recommendations based on portfolio analysis, risk preferences, tax impact, and goals. Includes fee detection and downside protection recommendations, delivered under SEC Registered Investment Advisor fiduciary status.
- Continuous Tax Optimization Tax-loss harvesting recommendations and tax-efficient trading analysis including year-to-date capital gains estimates, wash sale risk identification, tax impact analysis before each trade, and personalized recommendations for tax-saving opportunities.
- Estate Planning Checklist Free estate planning tool that guides users through creating comprehensive estate plans including executor selection, beneficiary designations, wills, living trusts, digital assets planning, and guardianship for minor children.
- Retirement Planner Retirement planning tool with scenario modeling, life event simulations, probability of success analysis, Social Security optimization, Roth conversion planning, and RMD calculations.
- Portfolio Management Hedge fund-inspired portfolio management tools including a Portfolio Optimizer providing AI-optimized buy/sell ideas, Crisis Simulations for stress-testing against historical crashes, What-If Scenarios for modeling buy/sell/rebalance impacts, Fee Saver, and Security Explorer covering 50,000+ securities.
- Financial Tools & Calculators Suite of 27+ free financial calculators including Expected Return Forecaster, Fee Impact Calculator, Risk-Return Analyzer, Roth Conversion Estimator, RMD Calculator, Social Security Optimizer, Capital Gains Bracket Planner, Wash-Sale Checker, and Tax Alpha Estimator.
Quantifiable outcome
- 98% less than average financial advisor fee (comparison to 1.04% AUM wealth manager fee of $10,400/year for $1M portfolio vs $240/year for PortfolioPilot Gold)
- +3 more outcomes
Companies that use PortfolioPilot
Customer profileNamed customers1 record
Segments3 records
Ideal customer profiles3 records
PortfolioPilot technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration7 records
AI capability7 records
Feature8 records
PortfolioPilot partnerships and signals
Strategic signalScale indicators7 records
Recent moves5 records
Expansion highlights5 records
PortfolioPilot competitors and assessment
Company assessmentDirect peers
- Betterment: One of the largest independent robo-advisors offering automated portfolio management, tax-loss harvesting, and retirement planning to self-directed investors. Direct competitor in the AI-driven retail wealth advisory space, though Betterment uses an AUM-fee model and requires asset transfer whereas PortfolioPilot analyzes existing accounts.
- Wealthfront: Leading robo-advisor offering automated investing, financial planning, and tax-loss harvesting. Competes directly for self-directed investor mindshare and pricing pressure; Wealthfront's Path financial planning tool overlaps with PortfolioPilot's retirement planning capabilities.
- Empower Personal Dashboard (formerly Personal Capital): Free net worth tracking and financial dashboard with AI-enhanced planning tools, premium advisory services, and broad account aggregation. PortfolioPilot explicitly competes against Empower on aggregator-driven portfolio analytics for mass-affluent investors.
- SoFi Automated Investing: SoFi's free robo-advisor with account aggregation and financial planning tools, bundled into the SoFi member ecosystem. Comparable pricing structure (free tier) and target customer (self-directed Gen X/Millennial investors).
- Kubera: Modern net worth tracking and portfolio dashboard with broad asset-class coverage including crypto, real estate, and alternative investments. PortfolioPilot explicitly compares against Kubera on its website and competes for users who prioritize holistic multi-asset visibility.
Broad incumbents
- Yahoo Finance Plus: Subscription-based premium tier of Yahoo Finance offering portfolio tracking, research, and AI-driven insights. Competes at a similar price point ($20-50/month range) for self-directed investors seeking portfolio analytics and investment research.
- Schwab Intelligent Portfolios: Charles Schwab's robo-advisor offering automated portfolio management free to Schwab clients. Represents the bundled-incumbent threat: a major brokerage leveraging existing custody relationships to offer AI-augmented investing at no incremental cost.
- Vanguard Personal Advisor: Vanguard's hybrid robo-advisor combining automated portfolio management with access to human advisors. Competes on price (low AUM fees) and brand trust within Vanguard's existing 30M+ investor base.
- Morningstar Investor: Long-established investment research and portfolio analytics platform used by self-directed investors. Overlaps on portfolio tracking, fund/stock research, and analytical tools; represents the traditional incumbent PortfolioPilot is disrupting with AI-native UX.
Emerging players
- Magnifi: AI-powered investment search and research assistant providing conversational access to securities data and market insights. Represents an emerging AI-native competitor in the retail investor research and analysis space with overlapping target audience.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
PortfolioPilot social profiles
Digital presencePortfolioPilot financial estimates
Financial estimateRevenue estimate
Valuation estimate
PortfolioPilot leadership team
Management profileNumber of profiles
Profiles1 record
PortfolioPilot funding detail
Funding detailFunding overview
Funding rounds2 records
Investors6 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
PortfolioPilot M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about PortfolioPilot
What does PortfolioPilot do?
PortfolioPilot is an AI-powered financial advisory web platform operated by Global Predictions Inc. (an SEC Registered Investment Advisor) that analyzes existing user portfolios across 12,000+ connected financial institutions without requiring custody transfer. It delivers personalized investment recommendations, continuous tax-loss harvesting, net worth tracking across all asset classes, retirement scenario modeling, and estate planning tools.
Is PortfolioPilot a public or private company?
PortfolioPilot is a private company. It is classified as venture growth investor backed and is currently operating.
When was PortfolioPilot founded?
PortfolioPilot was founded in 2022. It employs 11 to 50 people.
Where is PortfolioPilot based?
PortfolioPilot is headquartered in San Francisco, United States, in the North America region.
How does PortfolioPilot make money?
Two revenue lines are on record. Subscription - Premium Tiers are the primary driver. The others are freemium Model.
Who are PortfolioPilot's main competitors?
Direct peers on record are Betterment, Wealthfront, Empower Personal Dashboard (formerly Personal Capital), SoFi Automated Investing and Kubera. Broad incumbents are Yahoo Finance Plus, Schwab Intelligent Portfolios, Vanguard Personal Advisor and Morningstar Investor. Magnifi is listed as an emerging player.
Does PortfolioPilot have an API?
No public API is recorded for PortfolioPilot.
What industry is PortfolioPilot in?
PortfolioPilot's product category is AI-Powered Personal Finance Software. Its primary akta.pro industry code is FSAEAAAC, Portfolio Construction & Asset Allocation Advisory, with a secondary code of FSAAAAAO, Investor Education, Research & Portfolio Analytics Services (Retail). Its NAICS code is 523940 and its SIC code is 6282.