Cooperativa de Ahorro y Crédito
Cooperativa de Ahorro y Crédito is a Peru-based savings and credit cooperative operating under the Multipres brand, headquartered in Cercado de Lima with roughly 402 employees and a minimal online presence.
- Company typePrivate
- Founded-
- Headquarters—
- Headcount251–500
- GTM typeB2C
- OfferingServices
What Cooperativa de Ahorro y Crédito does
Cooperativa de Ahorro y Crédito is a savings and credit cooperative headquartered in Cercado de Lima, Peru, operating under the "Multipres" brand with an employee base of approximately 402. As a cooperative, its functional role is to provide financial intermediation services — including savings, credit, and related member services — to its cooperative members and likely surrounding retail customers, consistent with the standard operating model of Latin American "cooperativas de ahorro y crédito." The legal and operating structure (cooperative vs. bank, member-owned vs. investor-owned) cannot be precisely determined from the available source material.
The company's digital footprint is minimal. Its public website at multipres.com consists of a GoDaddy-hosted landing page displaying only a logo image, a "© 2025 Multipres – Todos os direitos reservados" copyright notice, and a cookie consent banner. No product catalog, account-opening flow, online banking functionality, app store presence, or service descriptions are exposed in the source content. Notably, the site renders in Portuguese rather than Spanish, which is the dominant language in Peru, raising questions about whether Multipres is targeting Portuguese-speaking markets (e.g., Brazilian diaspora or cross-border members) or whether the template was inherited without localization. No API endpoints, SDKs, MCP integrations, or technology stack disclosures are documented.
The revenue model cannot be characterized from the source material. Standard cooperative financial economics would imply net interest income on loan portfolios, fee income on member services, and returns on invested member deposits, but no pricing schedules, product terms, deposit rates, loan yields, fee structures, or revenue figures are disclosed. No funding rounds, investors, M&A activity, or ownership disclosures are present. Operating geographies, branch network, member counts, and asset size are similarly undetermined. The available data supports only a high-level factual description of what the entity is, not how it operates commercially.
Cooperativa de Ahorro y Crédito firmographics
Firmographics- Name
- Cooperativa de Ahorro y Crédito
- Website
- https://multipres.com
- Company type
- Private
- Headcount range
- 251–500 employees
- Short description
- Cooperativa de Ahorro y Crédito is a Peru-based savings and credit cooperative operating under the Multipres brand, headquartered in Cercado de Lima with roughly 402 employees and a minimal online presence.
- Ownership category
- akta.pro rank
Cooperativa de Ahorro y Crédito industry classification
Industry- Product category
- Cooperative Banking
- NAICS
- Credit Unions (52213), Credit Unions (522130)
- akta.pro primary industry
- Community Development Credit Unions (CDCUs) (FSABAEAC)
Keywords
Cooperativa de Ahorro y Crédito business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure
Cooperativa de Ahorro y Crédito product offering
Product offeringCore offering
Cooperativa de Ahorro y Crédito is a Peruvian savings and credit cooperative headquartered in Cercado de Lima, operating under the Multipres brand with approximately 402 employees. It provides cooperative-style financial services to its members, and is reached through the corporate website multipres.com. The source content does not enumerate specific deposit, loan, or service products.
Differentiator
Problem solved
Functional benefit
Companies that use Cooperativa de Ahorro y Crédito
Customer profileIdeal customer profiles1 record
Cooperativa de Ahorro y Crédito technology and API
TechnologyAPI detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Cooperativa de Ahorro y Crédito partnerships and signals
Strategic signalExpansion highlights1 record
Cooperativa de Ahorro y Crédito competitors and assessment
Company assessmentDirect peers
- Financiera Confianza: Peruvian consumer and small-business lender focused on underbanked segments. Comparable to Multipres's likely target borrower base and to its role in extending credit outside the traditional banking system.
- Caja Arequipa: Peruvian savings and credit cooperative (Caja Municipal) serving retail depositors and borrowers. Directly comparable as a Lima/Peru-headquartered member-owned financial cooperative offering deposits and credit products.
- Mibanco: Peruvian microfinance bank focused on small-business and consumer credit. Comparable as a Peru-based lender serving similar unbanked and underbanked segments that credit cooperatives typically address.
- Caja Cusco: Peruvian savings and credit cooperative with branch-based deposit and consumer/SME lending. Comparable in cooperative governance model and Peruvian retail financial services focus.
- Caja Huancayo: Peruvian savings and credit cooperative operating a multi-region branch network with deposit and lending products. Comparable to Multipres as a member-owned cooperative financial institution targeting retail customers in Peru.
- Cooperativa de Ahorro y Crédito San Hilarión: Peruvian savings and credit cooperative with member deposit and lending operations. Directly comparable in legal structure, product set, and target member base to Multipres.
Broad incumbents
- Banco de Crédito del Perú (BCP): Peru's largest commercial bank with full retail deposit and credit franchises. Comparable as the dominant incumbent whose deposit, lending, and digital-wallet products compete directly with cooperative offerings in Lima.
- Desjardins Group: Large North American cooperative financial group operating member-owned banking and credit services. Comparable as a benchmark cooperative operating model and member-centric product set, though at much larger scale.
- Banco GNB Perú: Mid-sized Peruvian commercial bank offering retail deposits, consumer credit, and SME lending. Comparable as a competing depository institution operating in the same Lima market segments as cooperative lenders.
Emerging players
- Yape (BCP digital wallet): Peruvian mobile wallet and payments platform tied to BCP with growing credit and deposit-adjacent features. Comparable as an emerging digital competitor that could divert younger members from traditional cooperatives like Multipres.
Market position
Strengths3 records
Weaknesses4 records
Competitive moat2 records
Key risks4 records
Key highlights3 records
Customer concentration
Cooperativa de Ahorro y Crédito social profiles
Digital presenceCooperativa de Ahorro y Crédito financial estimates
Financial estimateRevenue estimate
Valuation estimate
Cooperativa de Ahorro y Crédito leadership team
Management profileNumber of profiles
Cooperativa de Ahorro y Crédito funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Cooperativa de Ahorro y Crédito M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Cooperativa de Ahorro y Crédito
What does Cooperativa de Ahorro y Crédito do?
Cooperativa de Ahorro y Crédito is a Peruvian savings and credit cooperative headquartered in Cercado de Lima, operating under the Multipres brand with approximately 402 employees. It provides cooperative-style financial services to its members, and is reached through the corporate website multipres.com. The source content does not enumerate specific deposit, loan, or service products.
When was Cooperativa de Ahorro y Crédito founded?
Cooperativa de Ahorro y Crédito was founded in -1. It employs 251 to 500 people.
Who are Cooperativa de Ahorro y Crédito's main competitors?
Direct peers on record are Financiera Confianza, Caja Arequipa, Mibanco, Caja Cusco, Caja Huancayo and Cooperativa de Ahorro y Crédito San Hilarión. Broad incumbents are Banco de Crédito del Perú (BCP), Desjardins Group and Banco GNB Perú. Yape (BCP digital wallet) is listed as an emerging player.
Does Cooperativa de Ahorro y Crédito have an API?
No public API is recorded for Cooperativa de Ahorro y Crédito.
What industry is Cooperativa de Ahorro y Crédito in?
Cooperativa de Ahorro y Crédito's product category is Cooperative Banking. Its primary akta.pro industry code is FSABAEAC, Community Development Credit Unions (CDCUs). Its NAICS code is 52213.