Ärzteversorgung Land Brandenburg

What Ärzteversorgung Land Brandenburg does

Ärzteversorgung Land Brandenburg is a public-law pension institution (Körperschaft des öffentlichen Rechts) and an integral unit of the Landesärztekammer Brandenburg, established in 1991 to provide occupational old-age, disability, and survivor benefits for physicians practicing in the German state of Brandenburg. Its core products comprise six benefit lines: Altersrente (regular, early, deferred, and partial old-age pensions), Berufsunfähigkeitsrente (occupational disability pensions, permanent or temporary), Hinterbliebenenrente (widow/widower, life-partnership, and orphan benefits), Kinderzuschüsse (a 10% child supplement per child up to age 27 during education), Rehabilitationsmaßnahmen (subsidies up to 60% of cost, 100% in hardship cases), and an e-Befreiungsantrag digital service routed through the DASBV platform (www.e-befreiungsantrag.de). Contributions are structured as Versorgungsabgaben pegged to the statutory Rentenversicherung Höchstbeitrag, with voluntary top-ups allowed up to 15/10 of the Regelabgabe (capped at EUR 2,245.95/month or EUR 26,951.40/year for 2025).

The business model is membership-driven and non-commercial. Pflichtmitglieder — physicians with a medical practice in Brandenburg who are members of the state medical chamber — are mandatorily enrolled; there is no acquisition motion and no traditional sales funnel. FY2024 results show Beitragsaufkommen of EUR 162.8M (+8.33% YoY) and Anlagevermögen of EUR 2,822.5M (+6.26% YoY), with EUR 103.8M of capital income at a 3.65% net return. Verwaltungskosten ran at 1.43% of gross contributions (down from 1.45%), and the active entitlement base reached 13,357 members, with 50.9% aged 45 or younger — evidence of demographic durability. The organization is governed by the Kammerversammlung, Verwaltungsausschuss (chaired by Dipl.-Med. Andrea Kruse), and Aufsichtsausschuss, with day-to-day management by Geschäftsführer RA Fabian Hendriks; it operates under supervision of the Brandenburg Ministry of Social Affairs and Ministry of Finance.

Distribution and member servicing rely on a Joomla-based corporate website (www.aevlb.de), an annual online Versorgungsbrief, and direct benefit transfers to member bank accounts via Deutsche Apotheker- und Ärztebank (apoBank). The fund does not pursue geographic expansion — its mandate is statutorily limited to Brandenburg — and operates with a lean staff of approximately five employees, achieving scale through capital intensity and statutory mandate rather than commercial reach. No app, no API, and no AI/ML capabilities are disclosed; the technology footprint is limited to HTML5/CSS/JavaScript with WAI-ARIA accessibility and remote-support tooling.

Name

Ärzteversorgung Land Brandenburg

Legal name

Ärzteversorgung Land Brandenburg

Website

https://aevlb.de

Company type

Private

Founded year

1991

Operating status

Operating

Headcount range

1–10 employees

Short description

Ärzteversorgung Land Brandenburg is a public-law pension institution for physicians in Brandenburg, Germany, providing mandatory old-age, disability, survivor, and rehabilitation benefits funded by statutory Versorgungsabgaben and managing EUR 2.8 billion in investment assets.

Ownership category

akta.pro rank

Product category

Professional Pension Fund

NAICS

Pension Funds (525110), Pension Funds (52511)

akta.pro primary industry

Pension Master Trusts, Superannuation & Provident Funds (FSAAAGAB)

Keywords

• Professional pension fund
• Occupational pensions
• Physician retirement benefits
• Disability pension insurance
• Survivor benefits

Headquarters

HQ city

Cottbus

HQ country

Germany

HQ region

Europe

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Others

Revenue model

1. Mitgliedsbeiträge (Versorgungsabgaben): Pflichtbeiträge und freiwillige Versorgungsabgaben der Mitglieder bilden die Haupteinnahmequelle. Das Beitragsaufkommen einschließlich Überleitungen und Nachversicherungen betrug EUR 162,8 Mio. im Geschäftsjahr 2024.

Pricing tiers

Distribution channels1 record

Marketing channels2 records

Core offering

Ärzteversorgung Land Brandenburg is a statutory professional pension fund (Versorgungswerk) for physicians established under public law as an institution of the Landesärztekammer Brandenburg. It collects mandatory pension contributions (Versorgungsabgaben) from its physician members and invests the capital to provide lifelong old-age, disability, and survivor pension benefits, as well as child supplements and rehabilitation measures. The fund manages investment assets of approximately €2.8 billion to finance statutory benefits for around 13,357 active members and 2,461 pensioners.

Product overview

Ärzteversorgung Land Brandenburg is a professional pension fund (Versorgungswerk) operating as an integral unit of the Landesärztekammer Brandenburg (State Medical Association). The organization provides a comprehensive suite of retirement and insurance products for physicians, comprising six core services: old-age pension (Altersrente), occupational disability pension (Berufsunfähigkeitsrente), survivor's pension (Hinterbliebenenrente), child allowance supplements (Kinderzuschüsse), rehabilitation subsidies (Rehabilitationsmaßnahmen), and an electronic exemption application service (e-Befreiungsantrag). Members contribute through Versorgungsabgaben (pension contributions) based on income levels, and benefits are calculated using a complex steigerungszahl (increment) system tied to entry age and contribution history. The fund is governed by a tripartite administrative structure including the Kammerversammlung (chamber assembly), Aufsichtsausschuss (supervisory committee), and Verwaltungsausschuss (management committee), and is subject to regulatory oversight by the Brandenburg Ministry of Health and Ministry of Finance.

Differentiator

Problem solved

Functional benefit

Products and services

• Altersrente (Old-Age Pension) Lifelong monthly retirement pension paid to physician members upon reaching the statutory retirement age, funded through member contributions and investment returns.
• Berufsunfähigkeitsrente (Disability Pension) Pension benefit paid to physician members who become occupationally disabled and unable to continue practising their profession.
• Hinterbliebenenrente (Survivor's Pension) Pension benefit paid to surviving spouses and dependents of deceased members to provide financial protection for their families.
• Kinderzuschüsse (Children's Supplements) Supplementary pension allowances paid on behalf of members' children, supplementing the primary old-age or disability pension.
• Rehabilitationsmaßnahmen (Rehabilitation Measures) Support for medical and occupational rehabilitation services aimed at preventing or mitigating occupational disability among insured physician members.
• e-Befreiungsantrag (Electronic Exemption Application) Digital service enabling physician members to apply online for exemption from compulsory membership in the statutory German pension insurance (Deutsche Rentenversicherung).

Quantifiable outcome

• Mitgliederbestand 2024: 13.357 Mitglieder in Anwartschaft; Neuzugang 2024: 1.433 Mitglieder (Brutto)
• +2 more outcomes

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered core.

• DASBV ( Deutscher Anwaltverlag und service GmbH / DASBV-Plattform)coreTechnology or Integration · 1 January 2023Die DASBV stellt den elektronischen Befreiungsantrag für berufsständisch Versicherte bereit. Mitglieder der Ärzteversorgung Land Brandenburg können den Befreiungsantrag von der gesetzlichen Rentenversicherung ausschließlich über die DASBV-Plattform (www.e-befreiungsantrag.de) stellen.
• Arbeitsgemeinschaft berufsständischer Versorgungseinrichtungen e.V. (ABV)coreStrategic or Co-development PartnerDie ABV ist der Dachverband der berufsständischen Versorgungseinrichtungen. Sie vertritt die Interessen der Versorgungswerke auf politischer Ebene, unter anderem in Fragen wie der Energiepreispauschale, und koordiniert gemeinsame Positionen gegenüber Bundes- und Landesregierungen.

Scale indicators8 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Bayerische Ärzteversorgung: The mandatory physicians' Versorgungswerk for Bavaria, structurally identical to Ärzteversorgung Land Brandenburg — same berufsständische pension model, same product suite (Altersrente, Berufsunfähigkeitsrente, Hinterbliebenenrente), and same legal form under the respective Landesärztekammer.
• Versorgungswerk der Ärztekammer Thüringen: Thuringia's physicians' mandatory pension scheme, organized under the same public-law framework and offering the same Altersrente / BU-Rente / Hinterbliebenenrente catalogue as Brandenburg.
• Versorgungswerk der Landesärztekammer Hessen: Mandatory physicians' pension fund for Hesse, operating under the same berufsständische model — comparable asset size, contribution mechanics, and benefit catalogue (Altersrente, BU-Rente, Hinterbliebenenversorgung).
• Ärzteversorgung Westfalen-Lippe: Statutory pension fund for physicians in the Westfalen-Lippe region, a direct functional peer running the same professional pension scheme under the Ärztekammer Westfalen-Lippe with comparable assets, contributions, and benefit structure.
• Versorgungswerk der Ärztekammer Sachsen-Anhalt: Physicians' Versorgungswerk in Saxony-Anhalt, providing the same berufsständische pension products under the regional Ärztekammer — a smaller state-level peer with comparable operating model.
• Norddeutsche Ärzteversorgung: Joint physicians' Versorgungswerk serving Schleswig-Holstein, Hamburg, Mecklenburg-Vorpommern and Lower Saxony. Directly comparable as a multi-state professional pension scheme with the same regulatory and product framework as Brandenburg's fund.
• Sächsische Ärzteversorgung: Mandatory physicians' pension fund for the State of Saxony — a state-level peer with the same Körperschaft des öffentlichen Rechts structure, product suite and supervisory regime as Brandenburg's fund.
• Versorgungswerk der Ärztekammer Berlin: Berlin-based physicians' Versorgungswerk providing old-age, disability and survivor benefits under the same legal and actuarial framework as Ärzteversorgung Land Brandenburg.

Broad incumbents

• Bayerische Versorgungskammer: Germany's largest berufsständische Versorgungseinrichtung, administering pension schemes for multiple professional groups (physicians, pharmacists, architects, engineers, lawyers) under one roof. Comparable as the broader institutional model for the same regulatory regime in which Ärzteversorgung Land Brandenburg operates.
• Deutsche Rentenversicherung Bund: Germany's statutory pension insurance carrier, from which berufsständische Versorgungswerke physicians are exempted via the e-Befreiungsantrag process. Comparable as the overarching retirement-income framework that defines the regulatory boundary for the Ärzteversorgung's mandatory membership.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/%C3%A4rzteversorgung-land-brandenburg

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Ärzteversorgung Land Brandenburg