ADLATUS AKTIENGESELLSCHAFT

What ADLATUS AKTIENGESELLSCHAFT does

ADLATUS AKTIENGESELLSCHAFT is a privately held, BaFin-regulated independent wealth management and financial advisory firm headquartered in Chemnitz, Germany, founded in 2002 by Michael Dutz and Stephan H. Geupel — both former senior bankers at HypoVereinsbank and Commerzbank. The firm operates eight branch offices across eastern and central Germany (Chemnitz, Berlin, Dresden, Jena, Leipzig, Würzburg, Zwickau) and serves primarily high-net-worth private clients, with adjacent service lines into real estate buyers/investors and mid-sized German Mittelstand companies. It is registered as a German Aktiengesellschaft with a stated share capital of EUR 250,000 (HRB 23591, Amtsgericht Chemnitz) and operates under BaFin supervision (Instituts-Nr. 118929) with mandatory membership in the EdW investor compensation scheme.

The firm's core offerings center on discretionary Vermögensverwaltung (asset management) and Anlageberatung (investment advisory) over an investment universe of more than 8,000 funds and 15,000 bonds, complemented by Finanz- und Vorsorgeplanung (financial and retirement planning), Erbschafts- und Nachfolgeplanung (estate and succession planning), real estate financing (comparing 150+ banks), real estate management, real estate listings (powered through a partnership with immowelt GmbH), and Unternehmens- und Wirtschaftsberatung covering corporate finance, M&A, valuation, and restructuring for the Mittelstand. The team numbers approximately 20 specialists and includes a Head of Organization with prior consulting experience at KPMG and Arthur D. Little.

ADLATUS generates revenue from five streams: recurring portfolio management fees and investment advisory fees (AUM-based), transaction commissions on real estate financing, managed-services fees for real estate management, and project/professional-services fees for corporate finance advisory. Distribution is sales-led and relationship-based, delivered through in-person advisory at the eight branch offices, supported by a corporate website, LinkedIn, Facebook, and YouTube channels, and earned media coverage in outlets such as Das Investment, Private Banker, and FinanceNewsTV. Technology is limited to standard financial-services tooling, Google Analytics for web measurement, and the immowelt integration; there is no proprietary digital platform, no mobile app, no public API, and no disclosed AI/ML capability.

Name

ADLATUS AKTIENGESELLSCHAFT

Legal name

ADLATUS AKTIENGESELLSCHAFT

Website

https://adlatus-ag.de

Company type

Private

Founded year

2002

Operating status

Operating

Headcount range

1–10 employees

Short description

ADLATUS AKTIENGESELLSCHAFT is a privately held, BaFin-regulated independent wealth management and financial advisory firm founded in 2002, operating eight offices across eastern and central Germany to serve high-net-worth private clients, real estate buyers, and mid-sized German Mittelstand companies with asset management, advisory, real estate, and corporate finance services.

Ownership category

akta.pro rank

Headquarters

HQ city

Chemnitz

HQ country

Germany

HQ region

Europe

Offices7 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Portfolio Management Fees: ADLATUS generates revenue through portfolio management mandates where they make investment decisions on behalf of clients within their defined risk parameters. They manage client assets across various investment vehicles including securities, real estate, and structured investments.
2. Investment Advisory Fees: Revenue from advisory mandates where clients receive recommendations but make their own investment decisions. The company provides tailored investment proposals and retirement planning concepts following the 'Best-Advice' principle.
3. Corporate Finance and Business Consulting: Fees from business consulting services including corporate finance, mergers and acquisitions, enterprise valuation, and corporate restructuring advisory for mid-sized companies.
4. Real Estate Financing Commission: Revenue from mortgage and real estate financing services, comparing offerings from over 150 banks and building societies to find optimal financing solutions for clients.
5. Real Estate Management Services: Fees for comprehensive property management including tenant management, maintenance coordination, and administrative services for real estate asset owners.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels8 records

Core offering

ADLATUS is an independent BaFin-regulated wealth manager and financial advisory firm offering discretionary portfolio management, non-discretionary investment advisory, financial and retirement planning, estate and succession planning, real estate financing, real estate management, real estate listings, and business and management consulting (corporate finance, M&A, valuation, restructuring) for private clients and mid-sized companies. The firm emphasizes bank-independence and holistic, cross-divisional advisory delivered through eight branch offices across Germany.

Product overview

ADLATUS AKTIENGESELLSCHAFT is an independent financial services company operating as a single unified offering with distinct service divisions. The core business centers on wealth management and investment advisory, supplemented by real estate services and business consulting. The main product divisions are: Vermögensverwaltung (Asset Management) as the flagship service, Anlageberatung (Investment Advisory) for clients making their own decisions, Finanz- und Vorsorgeplanung (Financial and Retirement Planning), and Erbschafts- und Nachfolgeplanung (Estate and Succession Planning) within Wealth Management; Immobilienfinanzierung (Real Estate Financing), Immobilienmanagement (Real Estate Management), and Immobilienangebote (Real Estate Offers) for real estate services; and Unternehmens- und Wirtschaftsberatung (Business and Management Consulting) covering corporate finance, M&A, and restructuring. These divisions work together to provide holistic financial services, with the company operating independently without ties to banks or financial institutions.

Differentiator

Problem solved

Functional benefit

Products and services

• Vermögensverwaltung (Portfolio Management) Independent discretionary asset management service in which ADLATUS makes investment decisions on behalf of clients within their defined risk parameters. The service is built on over 20 years of experience and a structured advisory process, designed for clients seeking professional management of securities, funds, bonds, and structured investments without making day-to-day investment decisions themselves.
• Anlageberatung (Investment Advisory) Non-discretionary investment advisory service where ADLATUS provides recommendations but the client retains final investment decisions. The service operates on the 'Best-Advice' principle, free of external product influences, and is suitable for clients who want professional guidance while keeping control over their investment choices.
• Finanz- und Vorsorgeplanung (Financial and Retirement Planning) Financial and retirement planning service that analyses the client's personal financial situation, calculates expected government pension entitlements, and develops individual retirement concepts designed to close pension gaps. Designed for individuals concerned about insufficient state pension provision and seeking a structured plan to bridge income shortfalls in retirement.
• Erbschafts- und Nachfolgeplanung (Estate and Succession Planning) Estate and succession planning service that supports intergenerational wealth preservation through early planning. Scope includes asset valuation, foundation establishment, and tax optimization. Targeted at families and business owners preparing to transfer wealth or business interests to the next generation.
• Immobilienfinanzierung (Real Estate Financing) Real estate financing brokerage that compares offers from over 150 banks, building societies, and direct lenders to identify optimal financing solutions. Services cover first mortgages, follow-up financing, and refinancing, including access to public subsidy programs such as KfW. Designed for private buyers, property investors, and clients seeking to refinance existing real estate debt.
• Immobilienmanagement (Real Estate Management) Professional property management service that handles technical, commercial, and organisational tasks for property portfolios. Scope includes purchase and sale advice, renovation optimisation, rental, and ongoing property management. Aimed at real estate asset owners who require outsourced administration of their property holdings.
• Immobilienangebote (Real Estate Offers) Curated real estate listings platform presented by ADLATUS and powered by immowelt GmbH, showcasing properties positioned as inflation-protected investments and secure retirement provisions. Targets private clients and investors seeking vetted real estate opportunities through ADLATUS's advisory lens.
• Unternehmens- und Wirtschaftsberatung (Business and Management Consulting) Corporate finance and management consulting service covering mergers and acquisitions, enterprise valuation, corporate restructuring, business financing optimisation, and crisis management. Targeted at German mid-sized companies (Mittelstand) and their owners facing strategic, financing, succession, or turnaround decisions.

Quantifiable outcome

• Recognized as 'Elite der Vermögensverwalter 2020/2021' in the German-speaking region

Named customers4 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Scale indicators6 records

Recent moves7 records

Expansion highlights5 records

Broad incumbents

• Berenberg: Hamburg-based German private bank with full wealth management, investment advisory, and corporate finance capabilities. Far larger than ADLATUS but offers the same integrated wealth and corporate advisory value proposition.
• UBS Wealth Management: Global wealth manager with a large German franchise. Represents the global-scale competitor that ADLATUS's independent positioning is partially differentiated against, particularly for HNW clients with cross-border needs.
• Deutsche Bank Wealth Management: Wealth management arm of Deutsche Bank providing HNW and UHNW advisory. Provides the bank-tied alternative to ADLATUS's independent positioning and is a primary competitor for HNW clients in major German cities.

Direct peers

• Frankfurter Bankgesellschaft: Frankfurt-based private bank focused on independent wealth management for HNW clients. Overlaps with ADLATUS's discretion-based portfolio management and 20+ year trust-orientation model.
• MLP AG: Wiesloch-based financial advisory and wealth management group serving HNW and professional clients in Germany. Comparable in multi-advisory-line approach (wealth, real estate financing, corporate consulting) and national footprint.
• Quirin Privatbank: Berlin-based independent German private bank focused on HNW advisory and wealth management with a Best-Advice mandate. Direct overlap with ADLATUS's core wealth management and advisory services and similar bank-independent positioning.
• Hauck & Aufhäuser: Frankfurt-based independent German private bank providing asset management, wealth advisory, and corporate finance. Similar integration of wealth management and corporate/M&A advisory under an independent license.
• Flossbach von Storch: Cologne-based independent German asset manager with multi-billion-euro AUM and a Best-Advice-style independent positioning. Most directly comparable to ADLATUS in business model and client target, though significantly larger in scale.
• DJE Kapital: Pullach-based independent German asset manager (Dr. Jens Ehrhard Group) offering discretionary portfolio management and funds. Comparable independent philosophy and HNW focus, but with substantially broader AUM and product breadth.
• Donner & Reuschel: Hamburg-based independent private bank offering wealth management, advisory, and corporate finance for HNW and Mittelstand clients. Comparable in independence and in combining private wealth and corporate advisory.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks7 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/watch?v=v_hi7k5AUAI&t=8s
• Facebookfacebook.com/ADLATUS
• LinkedInlinkedin.com/company/adlatus-aktiengesellschaft

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ADLATUS AKTIENGESELLSCHAFT