What Treball Solidari does

Treball Solidari is a Spanish non-governmental development organization (ONGD) founded in 2000 and headquartered in Palma de Mallorca, focused on financial inclusion and self-employment pathways for vulnerable women through its flagship CONFÍA program. The organization's core methodology combines group solidarity circles (Grupos Confía), formation capsules, personalized tutoring, and sequential microcredit access without collateral — substituting group-based mutual guarantee for traditional banking requirements. Since 2011, the CONFÍA model has scaled from Mallorca to Catalonia and Madrid, reaching over 500 women participants across 14 solidarity groups in 2024 and disbursing 318 microcredits totaling €465,720 cumulatively.

The broader product portfolio extends CONFÍA into adjacent programs: COMBINA (SOIB-concertación professional orientation, 165 annual plazas in Mallorca), FSE+ (EU-co-financed empowerment and self-employment training with INCYDE), Renova and CooperaCONFÍA (cooperative formation and business transfers), Programa Regula (entrepreneurship-based migration regularization), Retorno Voluntario (EU Asylum and Migration Fund-financed assisted return), subsidized B2B training under FUNDAE, and an international cooperation program with 85+ projects completed since 2000 across Central America (Nicaragua, Guatemala, El Salvador) and West Africa (Burkina Faso, Senegal, Mali).

The business model is grant- and impact-investment-funded rather than commercially monetized at the beneficiary level: services to participants are free of charge, financed by public grants from Spanish ministries, regional and municipal governments, European structural funds (FSE+), development finance institutions (notably a €1.2M loan from COFIDES-managed FIS in October 2025), and private foundations including Fundació Sa Nostra, Obra Social La Caixa, and Caixa Colonya. The organization operates through eight regional offices across Spain and an 11-50 employee base, with go-to-market driven by institutional partnerships, public employment service referrals, and community-based outreach rather than direct sales.

Name

Treball Solidari

Legal name

TREBALL SOLIDARI ONGD

Website

https://treballsolidari.org

Company type

Private

Founded year

2000

Operating status

Operating

Headcount range

11–50 employees

Short description

Treball Solidari is a Spanish NGO founded in 2000 that delivers group-based solidarity microfinance, employment orientation, cooperative formation, and international cooperation programs primarily to vulnerable women in Spain and Global South communities.

Ownership category

akta.pro rank

Product category

Social Microfinance and Financial Inclusion Services

NAICS

Other Similar Organizations (except Business, Professional, Labor, and Political Organizations) (813990), Educational Support Services (611710)

SIC

Services-Social Services (8300)

akta.pro primary industry

Microenterprise Group Lending (Joint Liability) (FSAKAGAH)

akta.pro secondary industry

Financial Education & Coaching (Digital Programs, Tools) (FSAGADAH)

Keywords

• Social microfinance
• Financial inclusion services
• Nonprofit NGO programs
• Women entrepreneurship support
• International cooperation

Headquarters

HQ city

Palma De Mallorca

HQ country

Spain

HQ region

Europe

Offices8 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Supply Chain, Others

Revenue model

1. Public Grants and Subsidies: Core funding from public institutions including national government ministries (Ministerio de Derechos Sociales, Ministerio de Trabajo), regional governments (Govern de les Illes Balears, Generalitat Valenciana, Comunidad de Madrid), municipal governments, and European structural funds (FSE+). Grants fund program operations, staff, and service delivery to beneficiaries.
2. Impact Investment Capital: Development finance institutions (COFIDES/FIS) provide loan capital for specific program expansion. Example: €1.2 million loan from Social Impact Fund (FIS) for Confía program supporting migrant women. Represents non-dilutive financing tied to social outcomes.
3. Foundation and Private Donations: Funding from private foundations including Fundació Sa Nostra, CaixaBank, Obra Social La Caixa, Caixa Colonya, and others. Corporate partnerships and individual donations complement public funding for program delivery.
4. Training Services for Companies: FUNDAE-certified training programs for company employees, funded through the empresarial formación bonificada system. Companies recover training costs through Social Security quota deductions. Provides supplemental revenue while fulfilling social mission of workforce development.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels8 records

Core offering

Treball Solidari is a Spanish nonprofit NGO that delivers social and financial inclusion programs for vulnerable women through its flagship CONFÍA program. The offering combines solidarity group formation, personalized tutoring, training, and trust-based microcredits granted without collateral, alongside complementary programs for employment orientation, cooperative entrepreneurship, voluntary return assistance, international cooperation, and subsidized company training.

Product overview

Treball Solidari is an NGO offering an integrated portfolio of social programs centered on the CONFÍA Program as its core product. CONFÍA provides comprehensive support for women's self-employment through solidarity groups, training, microcredits without guarantees, and personalized accompaniment. Additional modules include Combina (employment orientation), FSE+ (EU-funded empowerment training), collective entrepreneurship programs (Renova, CooperaConfía, Programa Regula), subsidized company training, voluntary return assistance, international cooperation projects, and social transformation education. The organization operates across multiple Spanish regions (Balearic Islands, Catalonia, Madrid, Castilla y León, Cantabria, Valencia) and internationally in Central America and Africa.

Differentiator

Problem solved

Functional benefit

Brands

• Programa Confía: An integral support program for self-employment of women in situations of financial exclusion. The innovative methodology is based on solidarity, commitment, and shared responsibility, consisting of creation of supportive group circles, providing training, advice, financing without guarantees (microcredits), tutoring, and accompaniment.
• Programa Combina
• Programa FSE+
• Programa Renova
• CooperaConfía
• Programa Regula
• Programa Retorno Voluntario
• EPTS (Educación para la Transformación Social)

Products and services

• Programa CONFÍA Integral support program for self-employment of women in financial exclusion situations, providing solidarity group circles, training, advice, microcredits without guarantees, tutoring, and accompaniment.
• Programa Combina (SOIB Concertación) Professional orientation service co-financed by the European Social Fund Plus (FSE+) aimed at improving employability, promoting professional careers, facilitating hiring or guiding towards self-employment for people at risk of social exclusion. Operates three attention points in Mallorca (Palma, Port de Pollença, Felanitx) with 165 annual plazas.
• Programa FSE+ de Empleo, Educación, Formación y Economía Social Program co-financed by the European Social Fund Plus and INCYDE Foundation that economically and socially empowers women in vulnerable situations or at risk of social exclusion in the Balearic Islands through combined training and individualized accompaniment.
• Programa Renova Collective entrepreneurship program that facilitates business transfers by connecting entrepreneurs with business ideas to enable entrepreneurship in social economy through cooperatives or labor societies. Operates in Illes Balears, Cantabria, Castilla y León, and Comunitat Valenciana.
• CooperaConfía New stage of the CONFÍA Program where the group of entrepreneurs takes the step towards cooperativism, creating service cooperatives based on democratic and participatory principles of social economy.
• Programa Regula Social roots program that accompanies people who want to regularize their situation through entrepreneurship, supporting those who have been living in Spain for at least two years.
• Formación para Empresas Subsidized training program for companies recognized by FUNDAE, offering courses of 8 to 50 hours covering customer excellence, time management, project management, conflict management, digital skills, and corporate social responsibility. Companies recover costs via Social Security quota deductions.
• Programa Retorno Voluntario Program financed by the EU Asylum and Migration Fund and the Ministry of Inclusion, Social Security and Migrations that accompanies non-EU nationals lacking economic resources who wish to return to their place of origin.
• Cooperación Internacional International cooperation program based on strengthening communities in the Global South, working with grassroots organizations on Sustainable Human Development including gender empowerment, food security, water access, and rural development across Nicaragua, Guatemala, El Salvador, Burkina Faso, Senegal, and Mali.
• EPTS - Educación para la Transformación Social Education for Social Transformation program that promotes active citizenship committed to social justice through activities, workshops, and educational materials on global citizenship and fair trade, delivered in universities and educational institutions.
• Microcréditos Trust-based microcredits without guarantees or co-signers, provided through the CONFÍA solidarity groups to support self-employment of women in vulnerable situations. 318 microcredits granted totaling €465,720 as of 2024.

Quantifiable outcome

• Over 500 women participate in Confía program in 2024
• +4 more outcomes

Named customers5 records

Segments4 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Seven partnerships are on record, tiered core.

• European Microfinance NetworkcoreOthersActive member of European Microfinance Network (Red Europea de Microfinanzas). Participated in XX Annual Conference in Paris where received recognition. Enables knowledge sharing and best practice exchange with microfinance institutions across Europe.
• Coordinadora de Organizaciones para el Desarrollo - EspañacoreOthersMember of the Spanish Coordinator of Development Organizations. Participates in national coordination activities and advocacy for development cooperation policy.
• Youth Business SpaincoreStrategic or Co-development PartnerStrategic partner through Youth Business Spain network supporting youth and vulnerable population entrepreneurship. President Toni Sierra participated in Global Impact Summit 2023 alongside Youth Business Spain director. Provides mentorship and support for entrepreneurship programs.
• FUNDAE (Fundación Estatal para la Formación en el Empleo)coreStrategic or Co-development PartnerRecognized as organizing and delivering entity for subsidized training (formación bonificada) for companies. Enables provision of professional development courses to company employees with costs offset through Social Security quota deductions.
• Servei d'Ocupació de les Illes Balears (SOIB)coreStrategic or Co-development PartnerCOMBINA professional orientation program promoted by SOIB with European Social Fund Plus (FSE+) co-financing. Concertación agreement providing orientation services to 165 women annually in Mallorca. Joint delivery of employment services to vulnerable populations.
• CEPES (Confederación Empresarial Española de Economía Social)coreStrategic or Co-development PartnerPartnership for Renova project on generational relay through worker cooperatives. CEPES provides financing for initiative enabling business transfers to cooperative models. Supports social economy ecosystem development.
• Coordinadora ONGD Illes BalearscoreOthersMember of Balearic Islands NGO Coordinator for Development. Participates in regional coordination, advocacy, and knowledge sharing among development organizations.

Scale indicators9 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Fiare Banca Etica: Italian ethical banking cooperative with a Spanish branch (Fiare Sur) operating in solidarity finance and ethical credit. Comparable as a values-driven financial intermediary serving social economy actors and vulnerable populations in Southern Europe.
• Coop57: Spanish cooperative financial services entity providing credit to social economy organizations and cooperatives. Comparable through its solidarity-finance model and overlap with Treball Solidari's RENOVA and CooperaConfía cooperative-development programs.
• Fundación Microfinanzas BBVA: Spanish banking-affiliated microfinance foundation providing entrepreneurial credit to vulnerable populations in Spain and Latin America. Directly comparable in mission and target market, though with significantly larger institutional backing and geographic footprint.
• Microfinanzas Solidarias: Spanish solidarity microfinance NGO providing microcredit and accompaniment to vulnerable entrepreneurs excluded from conventional banking. Closest comparable peer in Spain given its non-collateral solidarity-lending methodology serving similar beneficiary profiles.

Broad incumbents

• Oikocredit: International cooperative investing in microfinance, renewable energy, and fair trade. Comparable as a solidarity-finance network member alongside Treball Solidari's European Microfinance Network participation, though operating at a much larger global scale.
• Triodos Bank: European ethical bank with Spanish operations financing social enterprises, sustainable business, and excluded populations. Comparable as a values-aligned financial institution serving similar social-economy segments, though with a deposit-funded commercial banking model.
• Cáritas Española: Large Spanish Catholic NGO providing social services, employment support, and economic inclusion programs for vulnerable populations. Comparable in mission and beneficiary overlap, especially for vulnerable women and migrants, but with much larger scale and broader program scope.
• Acción contra el Hambre: Spanish-founded international NGO addressing food insecurity, economic empowerment, and women's autonomy. Comparable in its dual focus on international cooperation (Central America, West Africa) and women's economic empowerment, though at significantly larger scale.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xtwitter.com/treballsolidari?lang=es
• YouTubeyoutube.com/channel/UCN0HcNkEerA9wQf1wa6LmCw
• Facebookfacebook.com/treballsolidari/?view_public_for=258225691449
• Instagraminstagram.com/treballsolidari

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Treball Solidari