Caisses d'Assurance-Accidents Agricoles d'Alsace (CAAA Alsace)

What Caisses d'Assurance-Accidents Agricoles d'Alsace (CAAA Alsace) does

CAAA Alsace (Caisses d'Assurance-Accidents Agricoles d'Alsace-Moselle) is a French public social insurance institution, legally constituted as an établissement public de droit local, that exclusively manages the work accident and occupational disease (AT/MP) branch of the agricultural social protection scheme for the Alsace-Moselle region. Founded in 1889 under Bismarck's authority — making it the oldest active social protection organization in France — it is governed by the Code des assurances sociales of 19 July 1911, a local-law framework unique to Alsace-Moselle. The institution operates through three wholly owned departmental caisses: CAAA-57 (Moselle, headquartered in Metz), CAAA-67 (Bas-Rhin, headquartered in Schiltigheim), and CAAA-68 (Haut-Rhin, headquartered in Mulhouse). Coverage is mandatory and automatic for all salaried and non-salaried agricultural workers, employers, and specialized operators (viticulture, forestry, landscaping, livestock, cooperatives) within these three departments; this includes the unusual provision of private life accident coverage for non-salaried farmers, which is not standard elsewhere in French social protection.

The core service offering centers on AT/MP indemnification (100% medical expense reimbursement for work accidents, daily allowances during work stoppage, permanent disability pensions), contribution collection (land-based, sectoral, and salary-based contributions), and prevention services (risk assessment support including the mandatory Document Unique d'Évaluation des Risques Professionnels, training programs in phytosanitary handling, work at height, livestock handling, and musculoskeletal prevention, and financial incentives for safety equipment). The technical platform comprises a web-based online accident declaration portal for both employees and self-employed farmers, and integration with the national DSN (Déclaration Sociale Nominative) system for automated monthly contribution data feeds from employer payroll systems. The technology stack is functional rather than differentiated — it digitizes mandatory regulatory workflows without proprietary AI or advanced analytics.

CAAA Alsace does not operate a commercial go-to-market. Revenues are statutorily determined: agricultural contributions represent more than three-quarters of total recorded revenues, with the balance provided by annual French state compensation payments designed to equalize funding inequalities between the general social protection scheme and the agricultural scheme. Contribution rates are set by law based on land area, salary mass, and agricultural sector. The institution is administered by elected employee and employer representatives on each departmental board of directors, and collaborates institutionally with MSA Alsace, MSA Lorraine, MSA Centrale, the Régime général (Ameli), Chambres d'agriculture, ONF, ARS Grand Est, and cross-border partners including Swiss BUL, German SVLFG, and the RISIGU consortium. Revenue figures are not publicly disclosed.

Name

Caisses d'Assurance-Accidents Agricoles d'Alsace (CAAA Alsace)

Legal name

Caisses d'Assurance-Accidents Agricoles

Website

https://3caaa.fr

Company type

Private

Founded year

1889

Operating status

Operating

Headcount range

1–10 employees

Short description

CAAA Alsace is a public-law social insurance institution that manages the mandatory agricultural work accident and occupational disease scheme for the Alsace-Moselle region across three departments (Moselle, Bas-Rhin, Haut-Rhin), serving all salaried and non-salaried agricultural workers and employers.

Ownership category

akta.pro rank

Product category

Agricultural Social Insurance

NAICS

Other Insurance Funds (525190), Health and Welfare Funds (525120), Insurance and Employee Benefit Funds (5251)

SIC

Fire, Marine & Casualty Insurance (6331), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Indemnity (Lost-Time) Workers’ Compensation (FSAJAEAB)

akta.pro secondary industries

Occupational Health & Workplace Safety Public Health Regulation (BPAIAJAL), Workplace Injury & Illness Reporting, Compliance & Enforcement Programs (HLAJAFAK), Occupational Accident Insurance (1099/Contractor Coverage) (FSAIALAF), Exposure Control & Program Management (IH Plans, Controls, Training) (EUAHAGAI)

Keywords

• Agricultural accident insurance
• Occupational disease coverage
• Workplace safety prevention
• Statutory social insurance
• Work injury compensation

Headquarters

HQ city

Schiltigheim, Grandest

HQ country

France

HQ region

Europe

Offices3 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Others

Revenue model

1. Agricultural Contributions: Three categories of contributions fund the CAAA: land-based contributions (cotisations foncières) paid by all landowners subject to property tax on undeveloped land; special contributions from operators with limited land such as horticulturists, market gardeners, and landscapers; and salary-based contributions paid by agricultural businesses employing workers. These contributions represent more than three-quarters of total revenues.
2. State Compensation: Annual financial compensation from the French state to correct inequalities in contributions between the general scheme and the agricultural scheme, ensuring equitable funding for agricultural social protection.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

CAAA Alsace administers the mandatory statutory insurance scheme against work accidents and occupational diseases (AT/MP) for salaried and non-salarié agricultural workers in the Alsace-Moselle region of eastern France, covering Bas-Rhin, Haut-Rhin, and Moselle departments. Beyond indemnifying injured workers, the organisation delivers workplace-risk prevention services, including on-site risk assessments, Document Unique (DUER) authoring assistance, training, and financial incentives to encourage employers to purchase compliant safety equipment. The scheme is funded by employer/self-employed contributions and is governed by a board of elected employee and employer representatives.

Product overview

CAAA Alsace operates as a unified public social insurance institution managing three departmental branches (Moselle 57, Bas-Rhin 67, Haut-Rhin 68) for agricultural accident and occupational disease coverage in the Alsace-Moselle region. The core offering is mandatory work accident insurance (AT/MP) for agricultural workers, complemented by prevention services including risk assessment support, training programs, and financial incentives for safety equipment. Online declaration portals, Document Unique advisory services, and regional documentation resources form the digital service layer.

Differentiator

Problem solved

Functional benefit

Products and services

• Statutory Work-Accident and Occupational-Disease Insurance (AT/MP) Mandatory insurance providing indemnification for medical expenses, daily allowances, and long-term disability benefits arising from work accidents and occupational diseases of agricultural workers in Bas-Rhin, Haut-Rhin, and Moselle.
• Workplace Risk Prevention Services On-site workplace risk assessments, ergonomic and safety advisory, and tailored prevention plans for agricultural employers and workers in Alsace-Moselle.
• Document Unique d'Évaluation des Risques (DUER) Authoring Support Assistance and templates helping small agricultural employers produce their mandatory single risk-assessment document, with optional advisory from prevention staff.
• Online Work-Accident Declaration Service Web-based facility allowing employers or victims to file a work-accident declaration online, accelerating claim initiation.
• Financial Incentives for Agricultural Safety Equipment Grants or partial financing to encourage agricultural employers in Alsace-Moselle to invest in certified safety equipment that reduces workplace risks.
• Occupational Safety Training Programmes Group and individual training sessions for agricultural workers and employers covering accident prevention, first-aid, and safe handling of equipment and livestock.

Quantifiable outcome

• 30,000+ workplace accidents recorded annually in French agriculture (reference for sector scale)
• +1 more outcomes

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

Eleven partnerships are on record, tiered core, major and minor.

• MSA AlsacecoreStrategic or Co-development PartnerMutualité Sociale Agricole Alsace provides complementary social protection (health, retirement) for the agricultural population. MSA Alsace collaborates with CAAA on shared insured populations and administrative processes. Website: www.msa-alsace.fr
• MSA LorrainecoreStrategic or Co-development PartnerMutualité Sociale Agricole Lorraine manages health and retirement coverage for agricultural populations in Moselle. Partners with CAAA for Moselle department services. Website: www.msalorraine.fr
• MSA CentralecoreStrategic or Co-development PartnerThe central MSA body provides national coordination and technical standards for agricultural social protection across France, including the Alsace-Moselle region.
• Régime général (Ameli)majorStrategic or Co-development PartnerThe general social protection scheme (Ameli) serves as the complementary framework for non-agricultural workers. CAAA coordinates with Ameli for cross-regime matters. Website: www.ameli.fr
• Chambres d'agriculturemajorStrategic or Co-development PartnerAgricultural chambers (Bas-Rhin, Haut-Rhin, Lorraine) provide professional support to farmers and agricultural businesses. CAAA collaborates with chambers on prevention initiatives and member outreach. Websites: www.chambres-agriculture.fr, www.bas-rhin.chambagri.fr, www.haut-rhin.chambagri.fr, www.cra-lorraine.fr
• ONF (Office National des Forêts)majorStrategic or Co-development PartnerThe National Forestry Office partners with CAAA Alsace on forest safety initiatives, including identification of emergency meeting points in forests and joint prevention campaigns for forestry workers.
• Swiss Agricultural Insurance (BUL)minorStrategic or Co-development PartnerNeighboring Swiss agricultural accident insurance organization for cross-border knowledge sharing. Website: www.bul.ch
• SVLFG (Sozialversicherung für Landwirtschaft, Forsten und Gartenbau)minorStrategic or Co-development PartnerGerman social insurance for agriculture, forestry, and horticulture serves as neighboring partner for cross-border collaboration. Website: www.svlfg.de
• MutualiaminorStrategic or Co-development PartnerMutual insurance partner collaborating on tick-borne disease prevention campaigns and public health initiatives in Alsace-Moselle forests.
• ARS Grand EstminorStrategic or Co-development PartnerRegional Health Agency participates in multi-partner tick prevention campaign alongside CAAA and MSA to raise awareness of Lyme disease risks.
• RISIGU ConsortiumminorStrategic or Co-development PartnerCross-border partnership with German and Austrian prevention advisors for cattle handling and restraint training, demonstrating transatlantic knowledge exchange on livestock safety techniques.

Scale indicators4 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• MSA Lorraine: Regional MSA entity covering Moselle and Lorraine. Directly comparable: CAAA's strategic partner handling health, retirement, and family branches for the agricultural population that CAAA insures for work accidents in Moselle.
• Mutualité Sociale Agricole (MSA): French agricultural social protection scheme covering health, retirement, and family branches. Directly comparable in serving the same agricultural insured population, but MSA operates in the rest of France while CAAA handles AT/MP in Alsace-Moselle; the two coordinate on shared insured populations.
• BUL (Schweizerische Beratungsstelle für Unfallverhütung in der Landwirtschaft): Swiss agricultural accident insurance and prevention body. Directly comparable: neighboring cross-border peer of CAAA Alsace, manages agricultural accident coverage and prevention services in Switzerland under a statutory mandate, with a comparable bundle of indemnification, training, and prevention.
• MSA Alsace: Regional MSA entity serving the same Alsace agricultural population. Directly comparable: CAAA's strategic partner covering complementary social protection branches (health, retirement, family), while CAAA covers AT/MP — together they constitute the full social protection package for agricultural workers in the territory.
• Sozialversicherung für Landwirtschaft, Forsten und Gartenbau (SVLFG): Germany's statutory social insurance for agriculture, forestry, and horticulture. Directly comparable: cross-border partner of CAAA Alsace, administers work accident insurance and prevention for agricultural workers under a similar mandatory statutory framework, with a national scope instead of regional.

Broad incumbents

• Caisse Nationale d'Assurance Maladie (CNAM): French general scheme health insurance body. Comparable as a statutory social insurance administrator under the same French social protection architecture, but at national scale and for non-agricultural workers — CAAA coordinates with CNAM/Ameli on cross-regime matters.

Others

• Institut National de Recherche et de Sécurité (INRS): French national research and safety institute for occupational accident prevention. Comparable as a provider of prevention training, documentation, and technical resources that complement CAAA's agricultural prevention services at a broader sectoral level.
• Office National des Forêts (ONF): French national forestry office. Comparable as a partner on forest worker safety (joint emergency meeting points, prevention campaigns for forestry workers in Alsace-Moselle) — adjacent rather than competitive, serving as both an insured employer and a co-prevention actor.
• GROUPAMA: French mutual insurance group focused on agricultural and rural populations. Comparable as a partner of CAAA in the agricultural insurance ecosystem and as a major insurer of French farms, but not a direct competitor — CAAA handles mandatory AT/MP while GROUPAMA serves complementary voluntary insurance lines.

Emerging players

• AUVA (Allgemeine Unfallversicherungsanstalt): Austrian statutory accident insurance body. Comparable as a European statutory accident insurer participating in the RISIGU cross-border prevention consortium with CAAA; broader scope (all sectors) but similar prevention methodology for occupational accidents.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/terresenfete67
• LinkedInlinkedin.com/company/caisse-d'ass.-accidents-agricoles

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Subsidiaries3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Caisses d'Assurance-Accidents Agricoles d'Alsace (CAAA Alsace)