Advantage Partners Network Inc.

What Advantage Partners Network Inc. does

Advantage Partners Network Inc. (legal name: Advantage Partners Inc.) is a privately held insurance agency network founded in 2004 by industry veterans Peter Phillips and James Bastian, headquartered in the New York metropolitan area (Great Neck, NY). The company recruits and supports independent insurance agents — including startup agencies, existing agencies, and former captive agents — by providing access to a portfolio of 40+ insurance carriers across personal and commercial lines. It operates a lean 7-person organization with no disclosed external funding or parent company, suggesting a founder-owned/management-controlled structure.

The network distributes services through two membership models. Sub Code Membership grants qualifying agents direct carrier access to quote, bind, and service their book of business via carrier websites. Affiliate Membership allows agents who do not meet volume thresholds to submit business via Acord forms through the network's in-house underwriting team. Branded digital quoting tools — including a Homeowners/Dwelling Application and an Artisan Contractor's Quick Quote — supplement the workflow. The carrier panel spans mainstream national players (Chubb, Liberty Mutual, Travelers, The Hartford, CNA), digital-native insurers (Lemonade, Clearcover, NEXT, Coterie), and specialty providers (K2 Cyber, Propeller Bonds, Jewelers Mutual).

The revenue model is commission-based: Advantage Partners earns commissions from insurance carriers on premiums written through the network by member agents. Agents retain 100% ownership of their written business, pay no upfront fees or long-term contract obligations, and are eligible for carrier profit-sharing, bonuses, and incentives. Differentiation rests on access to hard-to-obtain carrier appointments, a no-fee/no-contract structure, business consulting and training, and minimal volume requirements. The company has earned Safeco's Chairman's Award and Premier Partner Agent designation, signaling carrier-recognized performance.

Name

Advantage Partners Network Inc.

Legal name

Advantage Partners Inc.

Website

https://advantagepartnersnetwork.com

Company type

Private

Founded year

2004

Operating status

Operating

Short description

Advantage Partners Network is a privately held insurance agency network, founded in 2004 and based in the New York metro area, that recruits independent insurance agents and grants them access to 40+ insurance carriers across personal and commercial lines through commission-based Sub Code and Affiliate membership models.

Ownership category

akta.pro rank

Product category

Insurance Agency Network Services

NAICS

Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Affinity, Membership & Association Referral Programs (FSAEAMAL)

Keywords

• Insurance agency network
• Independent agent support
• Carrier appointments
• Insurance wholesale distribution
• Agency consulting services

Headquarters

HQ city

New York metropolitan area

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Commission-based revenue from insurance carriers: Advantage Partners Network generates revenue through commissions earned from insurance carriers when agents write business through the network. Independent agents earn competitive commissions and may be eligible for profit-sharing, bonuses, and carrier profit sharing. Agents own 100% of the business they write.

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

Advantage Partners Network is an insurance agency network that recruits and supports independent insurance agents by providing access to mainstream insurance carriers and agency appointments. Agents join without upfront fees or long-term contracts and earn competitive commissions plus eligibility for profit sharing, bonuses, and incentives while retaining 100% ownership of their book of business. The network supports both personal and commercial lines through Sub Code Membership (direct carrier access) and Affiliate Membership (placement via the network's underwriting team).

Product overview

Advantage Partners Network is an insurance agency network that provides independent insurance agents with access to major insurance carriers and markets through both personal and commercial lines products. The core offering consists of two main digital quoting tools: the Homeowners/Dwelling Application for personal lines quoting, and the Artisan Contractor's Quick Quote for commercial lines. Agents access these tools to quote, bind, and service insurance policies through the network's carrier partnerships.

Differentiator

Problem solved

Functional benefit

Products and services

• Sub Code Membership Membership tier for independent insurance agents who meet carrier volume requirements; grants direct carrier sub-codes allowing the agent to quote, bind, and service their book of business through carrier websites across both personal and commercial lines.
• Affiliate Membership Membership tier for independent insurance agents who do not yet meet carrier volume requirements; the agent submits personal and commercial lines business via fax or email using Acord forms, and the network's in-house underwriting team handles carrier placement and servicing.
• Homeowners / Dwelling Application Digital quoting tool that enables independent insurance agents to generate quotes for homeowners and dwelling insurance policies for their clients through the Advantage Partners Network.
• Artisan Contractor's Quick Quote Quick quote tool designed for artisan contractors that allows independent insurance agents to rapidly generate insurance quotes for the artisan contractor commercial lines segment through the Advantage Partners Network.
• Carrier Appointment Access Access to appointments with more than 40 mainstream insurance carriers spanning personal lines (e.g., Safeco, Lemonade, Mercury, Plymouth Rock, NYCM) and commercial lines (e.g., Travelers, Liberty Mutual, Chubb, CNA, The Hartford, NEXT, Pie Insurance), enabling agents to place business across multiple carriers without procuring appointments independently.
• Business Consulting and Training Business consulting, training, accessible in-house underwriters, agency business development specialists, and agency continuation/exit planning support offered to network agents to help grow their book of business and agency value.

Named customers1 record

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

44 partnerships are on record, tiered core.

• National General PremiercoreChannel Partner/ Reseller/ DistributorInsurance carrier operating in NY, NJ, CT markets available through the network.
• National General AutocoreChannel Partner/ Reseller/ DistributorInsurance carrier operating in NY, FL, NJ markets available through the network.
• NBICcoreChannel Partner/ Reseller/ DistributorInsurance carrier operating in NY, NJ, CT, MA, DE, MD, RI, VA markets available through the network.
• NeptunecoreChannel Partner/ Reseller/ DistributorInsurance carrier partner available through Advantage Partners Network.
• MonolinecoreChannel Partner/ Reseller/ DistributorInsurance carrier operating in AK, FL, KY, NY, NJ, ME, MN, OR markets available through the network.
• AttunecoreChannel Partner/ Reseller/ DistributorInsurance carrier available through Advantage Partners Network, providing agents with access to coverage options for their clients.
• American EuropeancoreChannel Partner/ Reseller/ DistributorInsurance carrier operating in NY, NJ, MD, PA, RI, SC markets available through the network.
• AmTrustcoreChannel Partner/ Reseller/ DistributorInsurance carrier available in all 50 states through Advantage Partners Network.
• Bankers InsurancecoreChannel Partner/ Reseller/ DistributorInsurance carrier operating in FL, AZ, TX, TN markets available through the network.
• Blitz InsurancecoreChannel Partner/ Reseller/ DistributorInsurance carrier partner available through Advantage Partners Network.
• Cabrillo CoastalcoreChannel Partner/ Reseller/ DistributorInsurance carrier operating in NY market available through the network.
• ChubbcoreChannel Partner/ Reseller/ DistributorMajor insurance carrier partner available through Advantage Partners Network.
• ClearcovercoreChannel Partner/ Reseller/ DistributorInsurance carrier partner available through Advantage Partners Network.
• CNAcoreChannel Partner/ Reseller/ DistributorMajor commercial insurance carrier partner available through Advantage Partners Network.
• Collectibles Insurance ServicescoreChannel Partner/ Reseller/ DistributorInsurance carrier specializing in collectibles coverage available through the network.
• CoteriecoreChannel Partner/ Reseller/ DistributorInsurance carrier available in 48 states (except NY and MA) through Advantage Partners Network.
• FoxquiltcoreChannel Partner/ Reseller/ DistributorInsurance carrier partner available through Advantage Partners Network.
• Frank CrumcoreChannel Partner/ Reseller/ DistributorInsurance carrier available in 37 states through Advantage Partners Network.
• HeritagecoreChannel Partner/ Reseller/ DistributorInsurance carrier operating in FL market available through the network.
• Interboro InsurancecoreChannel Partner/ Reseller/ DistributorInsurance carrier partner available through Advantage Partners Network.
• Jewelers MutualcoreChannel Partner/ Reseller/ DistributorInsurance carrier specializing in jewelers coverage available through the network.
• K2 CybercoreChannel Partner/ Reseller/ DistributorCyber insurance carrier partner available through Advantage Partners Network.
• KingstonecoreChannel Partner/ Reseller/ DistributorInsurance carrier partner available through Advantage Partners Network.
• LemonadecoreChannel Partner/ Reseller/ DistributorInsurance carrier operating in NY, NJ, AZ, TX, VA markets available through the network.
• Liberty MutualcoreChannel Partner/ Reseller/ DistributorMajor insurance carrier partner available through Advantage Partners Network.
• MercurycoreChannel Partner/ Reseller/ DistributorInsurance carrier operating in NY, NJ, FL markets available through the network.
• NEXTcoreChannel Partner/ Reseller/ DistributorInsurance carrier partner available through Advantage Partners Network for small business insurance.
• PathpointcoreChannel Partner/ Reseller/ DistributorInsurance carrier partner available through Advantage Partners Network.
• Pie InsurancecoreChannel Partner/ Reseller/ DistributorInsurance carrier partner available through Advantage Partners Network for workers comp.
• Plymouth RockcoreChannel Partner/ Reseller/ DistributorInsurance carrier operating in NY, NJ markets available through the network.
• Propeller BondscoreChannel Partner/ Reseller/ DistributorInsurance carrier available in all 50 states through Advantage Partners Network for surety bonds.
• RainbowcoreChannel Partner/ Reseller/ DistributorInsurance carrier partner available through Advantage Partners Network.
• RocketMGAcoreChannel Partner/ Reseller/ DistributorInsurance carrier partner available through Advantage Partners Network.
• SenecacoreChannel Partner/ Reseller/ DistributorInsurance carrier partner available through Advantage Partners Network.
• ShelterpointcoreChannel Partner/ Reseller/ DistributorInsurance carrier partner available through Advantage Partners Network.
• ShoreOne InsurancecoreChannel Partner/ Reseller/ DistributorInsurance carrier operating in NY, NJ markets available through the network.
• SlidecoreChannel Partner/ Reseller/ DistributorInsurance carrier partner available through Advantage Partners Network.
• The HartfordcoreChannel Partner/ Reseller/ DistributorMajor insurance carrier available in all states through Advantage Partners Network.
• TravelerscoreChannel Partner/ Reseller/ DistributorMajor insurance carrier partner available through Advantage Partners Network.
• Universal Property & CasualtycoreChannel Partner/ Reseller/ DistributorInsurance carrier partner available through Advantage Partners Network.
• Utica National Insurance GroupcoreChannel Partner/ Reseller/ DistributorInsurance carrier operating in CT, DE, GA, IL, MA, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, WI markets available through the network.
• Vacant ExpresscoreChannel Partner/ Reseller/ DistributorInsurance carrier specializing in vacant property coverage available through the network.
• BranchcoreChannel Partner/ Reseller/ DistributorInsurance carrier partner available through Advantage Partners Network with appointment sign-up via their platform.
• ISCcoreChannel Partner/ Reseller/ DistributorMGA partner available through Advantage Partners Network.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• SIAA (Strategic Insurance Agency Alliance): National alliance that recruits independent agents and provides access to multiple carrier appointments with no upfront buy-in — directly comparable model and value proposition to Advantage Partners Network.
• Smart Choice Agents Network: Independent agent network providing access to multiple carriers and back-office support for personal and commercial lines; competes for the same startup and former captive agent segments as Advantage Partners.
• Ascend (insurance aggregator): Insurtech-driven agency network offering independent agents carrier access and digital tools; comparable in member-agent focus but differentiated by stronger technology stack.
• Brown & Riding Insurance Services: Wholesale brokerage and agency network providing independent agents access to specialty and standard market carriers across personal and commercial lines.
• RPS (Risk Placement Services): Wholesale insurance distributor providing independent agents with carrier appointments and underwriting support across multiple lines; direct competitor for affiliate/sub-code agent relationships.

Broad incumbents

• World Insurance Associates: Large national insurance brokerage and agency network with broad carrier access; competes with Advantage Partners for independent agent partnerships but operates at much greater scale.
• Hub International: Major global insurance brokerage aggregating multiple agencies; offers similar carrier access and support services as Advantage Partners but as part of a much broader portfolio.

Regional players

• Insurance Brokers of the Mid-Atlantic (IBMA): Regional insurance agency network providing carrier access to independent agents in the mid-Atlantic; comparable business model though geographically narrower than Advantage Partners' multi-state carrier footprint.

Others

• TriCounty Independent Insurance Agents Association: Professional association that Advantage Partners' founders are actively involved with; comparable in serving independent insurance agents in the tri-county NY area but as a trade/membership body rather than a carrier access network.
• Phillips Brokerage, Inc. Founded by Advantage Partners co-founder Peter Phillips in 1979, this NY-based retail insurance agency is operationally adjacent but separately owned; useful comparison for founder's track record in agency operations.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xtwitter.com/advtgpartners
• Facebookfacebook.com/AdvantagePartners
• LinkedInlinkedin.com/company/advantage-partners-inc-/mycompany

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Advantage Partners Network Inc.