ASSURANCES ALLIANZ LE FLAMBOYANT

What ASSURANCES ALLIANZ LE FLAMBOYANT does

ASSURANCES ALLIANZ LE FLAMBOYANT is a local Allianz-branded insurance agency located in Saint-Denis, on the French overseas department of Réunion. Founded in 2006 and operating with 1–10 employees, it functions as a single node inside Allianz France's national distribution network of 2,516 agency branches and approximately 1,800 independent general insurance agents serving Metropolitan France and Overseas departments (Guadeloupe, Martinique, Guyane, La Réunion, Mayotte). The agency distributes the full Allianz retail insurance catalog under the master brand: vehicle (auto, 2-roues), habitation, santé complémentaire, prévoyance/dépendance, family protection, legal protection, school insurance, pet insurance, life insurance, retirement plans, and financial/real estate investments, including a dedicated overseas ("Outre-mer") product line such as Pack Famille.

The underlying operating model is a traditional general-agency distribution franchise: independent agents sell annual, quote-based insurance premiums to individuals, professionals, businesses, and local authorities, with revenue derived from recurring subscription premiums across multiple product lines. The agency does not operate proprietary technology; the technology field is unspecified, and there is no disclosed app, API, or AI capability. Customer-facing infrastructure is provided by the parent (Allianz France / Allianz SE), including the allianz.fr website, social media presence, and a Google-review aggregation layer that contributed to the network winning the "Prix de l'enseigne la mieux notée sur Google 2024" with a 4.86/5 rating across 43,000 reviews.

The go-to-market is sales-led and field-based: agents provide face-to-face advisory services rather than selling via a self-serve digital channel at the agency level, although Allianz France retains "Luko by Allianz Direct" as a parallel digital brand. The broader group operates subsidiaries spanning banking (Allianz Banque), asset management (Allianz Global Investor), real estate (Allianz Immovalor), and trade credit (Allianz Trade), giving the agency latent cross-sell capacity into adjacent financial services, though these are not managed at the local branch level.

Name

ASSURANCES ALLIANZ LE FLAMBOYANT

Legal name

Allianz France

Website

https://agence.allianz.fr

Company type

Private

Founded year

1890

Operating status

Operating

Headcount range

1–10 employees

Short description

ASSURANCES ALLIANZ LE FLAMBOYANT is a local Allianz-branded insurance agency in Saint-Denis, Réunion, distributing auto, home, health, life, and savings products to individuals, professionals, businesses, and local authorities as part of Allianz France's 2,516-branch network.

Ownership category

akta.pro rank

Headquarters

HQ city

SAINT-DENIS

HQ country

Réunion

Offices3 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance Premiums: Allianz generates revenue primarily through insurance premiums collected from policyholders across multiple insurance categories including auto, habitation, santé, prévoyance, épargne, and professional lines.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

ASSURANCES ALLIANZ LE FLAMBOYANT is a local Allianz France insurance agency based in Saint-Denis, Réunion, distributing a full multi-line insurance and financial services portfolio. It sells auto, 2-roues, and home insurance; health (santé) and prévoyance/dependency coverage; family, pet, school, and legal protection products; as well as savings, life insurance, retirement plans, financial investments, real estate investments, loan insurance, and wealth transmission products to individuals, professionals, businesses, and local authorities.

Product overview

Allianz is a comprehensive insurance and financial services provider offering a multi-product portfolio through a network of over 2,500 agency locations across France. The core offering includes vehicle insurance (auto, 2-roues), home insurance (habitation, equipment), health and prévoyance (life protection, dependency), family protection (legal protection, school insurance), and savings/retirement products (life insurance, retirement plans, financial investments, real estate investments). The company serves 5 million customers across metropolitan France and overseas departments, positioning itself as a full-service insurance partner for individuals, professionals, and businesses. The product lineup follows a modular structure where basic coverage types (auto, habitation, santé) serve as core products, supplemented by specialized offerings (pet insurance, legal protection) and financial planning tools (retirement savings, wealth transmission).

Differentiator

Problem solved

Functional benefit

Brands

• Allianz Banque: Banking services offered by Allianz in France
• Allianz Global Investor
• Allianz Trade
• Luko by Allianz Direct

Products and services

• Assurance Auto Vehicle insurance covering cars, providing protection against accidents, damages, and liability.
• Assurance 2 Roues Insurance coverage for motorcycles and two-wheeled vehicles.
• Assurance Habitation Home insurance protecting residential properties against damages, theft, and natural disasters.
• Assurance Santé Health insurance complementing Social Security reimbursements for medical expenses.
• Prévoyance et Dépendance Life and dependency insurance providing financial protection for unforeseen life events.
• Assurance Chien Chat Pet insurance covering veterinary expenses for dogs and cats.
• Protection de la Famille Family protection insurance covering accidents and family-related risks.
• Protection Juridique Legal protection insurance covering legal expenses and providing access to legal counsel.
• Plan Épargne Retraite Retirement savings plan for long-term financial planning.
• Assurance Vie Life insurance investment product for savings and inheritance planning.
• Placements Financiers Financial investment products for wealth management.
• Investissements Immobiliers Real estate investment products for property-based wealth building.
• Assurance Emprunteur Loan insurance protecting borrowers against inability to repay due to death, disability, or job loss.
• Transmission (wealth transmission and estate planning) Wealth transmission and estate planning services.
• Équipements Habitation Home equipment insurance covering appliances and household systems.
• Pack Famille (Outre-mer) Comprehensive family insurance package tailored for overseas territories, bundling multiple coverage types relevant to Réunion and other overseas departments.

Quantifiable outcome

• 4.86/5 average Google rating based on 43,000+ customer reviews
• +1 more outcomes

Named customers4 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators5 records

Recent moves4 records

Expansion highlights4 records

Direct peers

• Matmut: Matmut is a French mutual insurer with a strong regional agency footprint and similar multi-line personal insurance offering (auto, habitation, santé, prévoyance). Competes head-to-head with Allianz agencies for individual and SMB customers across French territories.
• Groupama: Groupama is a major French mutual insurer with a dense regional agency network that overlaps Allianz France across personal and professional lines, including a meaningful presence in overseas departments. Both rely on a physical-agency distribution model for advisory-led insurance sales.
• AXA France: AXA France is the largest direct competitor to Allianz France, operating a comparable general-insurance agency network across Metropolitan France and overseas departments including Réunion. Both serve individuals, professionals, businesses, and local authorities with similar multi-line personal insurance products (auto, habitation, santé, prévoyance, épargne).
• Société Générale Assurances: Société Générale Assurances distributes home, auto, santé, prévoyance, life/savings products via Société Générale bank branches in France. Directly comparable distribution model and product mix to Allianz France agencies.
• Covéa (MAAF / MMA / GMF): Covéa operates the MAAF, MMA, and GMF brands — three of France's largest mutual insurance networks with extensive physical agency coverage. They compete with Allianz France across personal and commercial lines using a comparable agency-led advisory model.
• Crédit Agricole Assurances: Crédit Agricole Assurances distributes personal lines (auto, habitation, santé, prévoyance, life/savings) through the Crédit Agricole regional bank branch network across France. Same product portfolio and similar individual/professional customer base as Allianz France agencies.
• Generali France: Generali France operates a general insurance agency network distributing auto, habitation, santé, prévoyance, and savings products via independent agents. Comparable to Allianz France in product breadth, agent-led distribution, and target customer segments.
• BNP Paribas Cardif: BNP Paribas Cardif distributes life insurance, prévoyance, and savings products via BNP Paribas bank branches across France. Overlaps Allianz France's life/savings and prévoyance offering through a comparable physical-distribution model targeting individual customers.

Emerging players

• Alan (health insurance): Alan is a French digital health-insurance challenger that has scaled across France and into Europe. While currently focused on health (one of Allianz France's core lines), Alan's digital-first model represents the competitive threat facing traditional agency-distributed health products.
• Luko by Allianz Direct: Luko (acquired by Allianz) is a digital-first direct home insurance brand operating inside the Allianz family. It represents the parent's strategic response to digital disruption and is an emerging peer whose growth could either complement or cannibalize traditional Allianz agency economics.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xtwitter.com/allianzfrance
• YouTubeyoutube.com/user/allianzfrance
• Facebookfacebook.com/allianz.france
• LinkedInlinkedin.com/company/assurances-allianz-le-flamboyant
• Instagraminstagram.com/allianz_france/?hl=fr

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ASSURANCES ALLIANZ LE FLAMBOYANT