AGENCE MMA FACON-FAUVEL

What AGENCE MMA FACON-FAUVEL does

AGENCE MMA FACON-FAUVEL is a single-location general insurance agency (Agent Général) operating under the MMA brand franchise in Saint-Herblain, Pays de la Loire, France. Firmographic data indicates a private entity founded in 2019 with 1-10 employees, distributing personal and commercial insurance lines (auto, home, health, life, professional liability, multi-risk business, décennale guarantee, fleet, and cybersecurity cover) to individual consumers and small-to-medium enterprises in the Nantes metropolitan area. The agency inherits MMA's broader product portfolio, back-office infrastructure, and ACPR-regulated mutual insurance framework, distributing policies issued by MMA IARD Assurances Mutuelles and MMA Vie Assurances Mutuelles.

The parent MMA network is a Société d'Assurance Mutuelle incorporated under French mutual insurance law, headquartered in Le Mans and operating approximately 2,000 physical agency points across all French metropolitan departments plus Monaco. MMA serves over 3 million clients and operates within the Covéa group alongside affiliated entities providing legal protection (Covéa Protection Juridique), asset management (Covéa Finance), health network services (Santéclair), and provident coverage (APGIS). Distribution combines face-to-face agency consultation with self-service digital channels: an online quote platform generating personalized quotes in under 3 minutes (mma.fr, entreprise.mma.fr), a geolocated agency directory, and iOS/Android mobile applications.

Revenue mechanics rely on commission-based brokerage of subscription insurance premiums on annual billing cycles, with tier-based pricing (Tiers, Médiane, Tous Risques) for auto insurance and quote-based pricing for home, health, and professional lines. The agency captures placement commissions and renewal economics on multi-line policy bundles. Pricing is risk-adjusted per individual policyholder profile; no specific premium volume, commission rate, or revenue figure is disclosed for AGENCE MMA FACON-FAUVEL in the source material, although the broader La Fabrique d'Assurances network (a separate 6-agency grouping under different associates) is reported at €13 million in annual premiums across approximately 14,000 clients.

Name

AGENCE MMA FACON-FAUVEL

Legal name

MMA Assurances Mutuelles de France

Website

https://agence.mma.fr

Company type

Private

Founded year

2019

Operating status

Operating

Headcount range

1–10 employees

Short description

AGENCE MMA FACON-FAUVEL is a single-location MMA-branded general insurance agency in Saint-Herblain (Nantes), distributing personal and commercial P&C and life insurance products to local consumers and SMEs under the MMA mutual carrier's franchise within the Covéa group.

Ownership category

akta.pro rank

Product category

Property and Casualty Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242), Direct Life, Health, and Medical Insurance Carriers (52411), Other Insurance Related Activities (52429)

SIC

Insurance Agents, Brokers & Service (6411), Life Insurance (6311), Accident & Health Insurance (6321)

akta.pro primary industry

Mid-Market Commercial Package (Package Policies) (FSAJAFAB)

akta.pro secondary industry

Individual Health Insurance Brokerage & Distribution (FSAIAEAL)

Keywords

• Mutual insurance agency
• Auto insurance
• Home insurance
• Professional liability insurance
• Health insurance brokerage

Headquarters

HQ city

Saint-Herblain, Pays de la Loire

HQ country

France

HQ region

Europe

Offices8 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others

Revenue model

1. Property and Casualty Insurance Premiums: MMA generates revenue through insurance premiums collected from policyholders. The company offers auto insurance, home insurance, health/mutual insurance, professional liability insurance, and multi-risk policies. Premiums are collected on subscription basis (monthly or annual billing).

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

AGENCE MMA FACON-FAUVEL is a local MMA mutual insurance brokerage agency distributing the full MMA insurance product portfolio to individuals and businesses. Core offerings span personal insurance (auto, home, health/mutuelle, school, life, personal accident, prévoyance) and professional insurance (RC Pro, multirisque, local professionnel, fleet, décennale, cyber, loan). The agency is part of La Fabrique d'Assurances, a six-office network serving 14,000 clients and approximately 13 million euros in annual premiums, with both face-to-face advisory and digital quote tools.

Product overview

MMA (Assurances Mutuelles de France) operates as a mutual insurance group offering a comprehensive portfolio of insurance products and services for individuals, professionals, and businesses. The product portfolio includes core personal lines (auto, home, health) and commercial lines (professional liability, multi-risk business, legal protection), distributed through a nationwide network of approximately 2,000 agency locations. The offering functions as a unified insurance platform where individual and business coverage can be combined, with digital quote tools enabling cross-selling across all product lines.

Differentiator

Problem solved

Functional benefit

Products and services

• Assurance Auto Vehicle insurance covering car, motorcycle, and other motorized transport, with options including Tous risques (full coverage), Médiane (mid-range), and Tiers (third-party) formulas, plus customizable mileage packages (less than 5,000 km/year to unlimited) with refund or carryover for unused kilometers. Distributed to individual consumers across France.
• Assurance Habitation Home insurance for owners, renters, and co-tenants covering property damage, theft, civil liability, and emergency appliance repair services. Distributed to individual consumers across France.
• Mutuelle Santé / Assurance Santé Supplementary health insurance covering hospitalization, specialist consultations, dental care, and optical expenses with customizable reimbursement levels. Distributed to individuals and group plans for employers.
• Responsabilité Civile Professionnelle (RC Pro) Professional liability insurance protecting businesses against claims from clients or third parties for damages caused in the course of professional activities. Distributed to self-employed professionals and SMEs in France.
• Multirisque Professionnelle Comprehensive business insurance combining property damage, liability, and operational risk coverage tailored to SME and PMI needs. Distributed to small and medium enterprises.
• Local Professionnel Insurance coverage for professional premises including buildings, equipment, and business interruption protection. Distributed to small business owners.
• Protection Juridique Professionnelle Legal protection insurance covering professional dispute resolution, litigation costs, and legal counsel for businesses. Distributed to professionals and SMEs.
• Assurance Vie Life insurance and savings products for long-term investment, retirement planning, and capital growth with guaranteed returns. Distributed to individual consumers for retirement and estate planning.
• Garantie Accidents de la Vie (GAV) Personal accident insurance covering everyday life incidents, disability, and related damages for individuals and families. Distributed to individual consumers and households.
• Assurance Scolaire School insurance providing coverage for students during school activities and commutes. Distributed to families with school-age children.
• Assurance Prévoyance Death benefit and income protection insurance ensuring financial security for families in case of illness, disability, or death. Distributed to individuals and families.
• Assurance Emprunteur Loan insurance protecting borrowers and lenders against default due to death, disability, or job loss. Distributed to individuals taking mortgages or consumer loans.
• Mutuelle Entreprise / Assurance Collective Group health insurance plans for employers to provide employee benefits with tax advantages. Distributed to businesses and SMEs.
• Garantie Décennale Ten-year construction liability insurance mandatory for builders and contractors in France. Distributed to construction professionals and contractors.
• Assurance Flottes Fleet insurance covering multiple company vehicles under a single policy with consolidated coverage and simplified management. Distributed to businesses with company vehicles.
• Assurance Cybersécurité Cyber risk insurance protecting businesses against data breaches, ransomware attacks, and digital liability claims. Distributed to SMEs and enterprises.

Quantifiable outcome

• 7.9/10 customer satisfaction score from BVA study (2000 interviews)
• +3 more outcomes

Named customers4 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Five partnerships are on record, tiered core and minor.

• Covéa FinancecoreStrategic or Co-development PartnerPart of the Covéa group, Covéa Finance is a portfolio management company (Société de gestion de portefeuille) authorized by AMF, managing MMA's financial investments and insurance funds. Located at 8-12 Rue Boissy d'Anglas, 75008 Paris. Capital of 7,114,644 euros.
• Covéa Protection JuridiquecoreTechnology or IntegrationLegal protection insurance subsidiary of Covéa group. Located at 160 Rue Henri Champion, 72045 Le Mans CEDEX 2. Capital of 88,077,090.60 euros. Provides legal protection services integrated with MMA insurance products.
• APGISminorStrategic or Co-development PartnerApproved provident institution (Institution de Prévoyance) regulated by Social Security Code. SIREN 304-217-904. Located at 12 Rue Massue, 94684 Vincennes Cedex. Provides complementary pension and provident solutions.
• SantéclairminorStrategic or Co-development PartnerHealth services company specializing in optical, dental, and hearing care management. Located at 7 Mail Pablo Picasso, 44 046 Nantes CEDEX 1. Capital of 3,834,029 euros. Provides health network services for MMA complementary health insurance.
• Covéa TechnologiescoreTechnology or IntegrationTechnology services company of the Covéa group. Located at 11 Place des cinq martyrs du lycée Buffon, 75014 Paris. Capital of 38,400 euros. Provides IT and technology infrastructure services for MMA.

Scale indicators5 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• AXA France: Largest P&C insurer in France with broad agency distribution and direct/online channels. Direct competitor on personal and commercial lines but operates at much greater scale.
• Allianz France: Global insurer with strong French agency network offering overlapping personal, professional, and life products. Comparable on product breadth though structurally different (publicly listed vs mutual).
• Generali France: Major French insurer with general agent network offering personal and commercial lines. Comparable agency-driven distribution with overlapping product set.
• SwissLife France: French insurer with strong presence in life, prévoyance, and health, distributed via agents and financial advisors. Overlaps with MMA on life, health, and emprunteur lines.
• Crédit Agricole Assurances: Bancassurer distributing personal and professional insurance through Crédit Agricole's bank branch network. Overlaps with MMA on product lines but uses captive bank distribution rather than independent general agents.

Direct peers

• Groupama: French mutual insurance group offering the same multi-line personal and professional insurance products (auto, home, health, life, RC Pro) through a regional agency network. Closest structural peer given mutual model and identical product breadth.
• Matmut: French mutual insurer offering auto, home, and health insurance through regional agencies. Highly comparable distribution model and customer base to MMA agencies.
• Macif: French mutual insurer with a comparable agency-based distribution model and similar personal/professional line focus. Competes head-to-head with MMA in the mutual insurance segment.

Emerging players

• Direct Assurance: AXA's direct-to-consumer online insurance subsidiary competing in French auto and home. Represents the InsurTech threat to MMA's traditional agency model.

Others

• Covéa: Parent mutual group of MMA, also operating MAAF, GMF, and MMA under one umbrella. Connected via shared Covéa Finance, Covéa Protection Juridique, and Covéa Technologies subsidiaries.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/mma-agence-fauvel

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Subsidiaries8 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about AGENCE MMA FACON-FAUVEL