Abeille Assurances - Eric Prost

What Abeille Assurances - Eric Prost does

Abeille Assurances – Eric Prost operates as a regional general-agent (agent général) office of the Abeille Assurances brand, headquartered in Chalon-sur-Saône in the Bourgogne-Franche-Comté region of France. Within the broader Abeille Assurances national general-agent network, the agency distributes a comprehensive insurance product range spanning both individual and professional lines. The portfolio includes auto (Assurance Auto), home (Assurance Habitation), complementary health (Complémentaire Santé), life insurance and retirement savings (Assurance Vie, PERIN), borrower insurance (Assurance Emprunteur), and — on the professional side — multi-risk business cover (Multirisque Professionnelle), professional liability (RC Pro), agricultural cover (Assurances Agricoles), and business-owner protection (Prévoyance Chef d'Entreprise). Core technology, proprietary platforms, and AI/ML capabilities are not disclosed in the source material; the agency operates a phygital model combining in-person general-agent advisory with digital tools — online quote engines (devis) and a customer portal (Espace Personnel) — for routine transactions. ORIAS regulatory registration (number 7009589) authorizes the entity to intermediate insurance products in France.\n\nThe business model is fundamentally an insurance intermediation model: revenue is generated through commissions on policy premiums collected across the product portfolio, with subscription/recurring revenue mechanics driven by annual policy renewals. Pricing is quote-based, reflecting individual risk profiles rather than uniform public rates, and the agency does not underwrite risk itself. GTM is hybrid: a direct-to-consumer physical-agency channel across 30+ French cities is augmented by self-serve digital acquisition via online quotes and the customer portal, supported by organic social-media presence on Facebook, X, LinkedIn, YouTube, and Instagram for top-of-funnel awareness.\n\nThe agency serves two principal segments — French individual consumers (particuliers) seeking personal-protection and savings/retirement products, and professionals/SMBs (professionnels) requiring commercial multi-risk, liability, agricultural, or owner-protection cover. Customer concentration is highly diversified across a long tail of household and SME policyholders; there are no named enterprise logo customers or anchor accounts disclosed. The agency has disclosed no funding history, M&A activity, leadership changes, or significant recent strategic transactions beyond the ongoing operation and digital enrichment of its existing agency and product footprint.

Name

Abeille Assurances - Eric Prost

Legal name

Abeille Assurances

Website

https://agences.abeille-assurances.fr

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

11–50 employees

Short description

Abeille Assurances – Eric Prost is a French general-agent insurance agency (Chalon-sur-Saône, part of the national Abeille Assurances network) distributing auto, home, health, life, retirement, borrower, and professional-insurance products to individual consumers and SMBs across 30+ French cities via agency and digital channels.

Ownership category

akta.pro rank

Product category

Insurance Services

NAICS

Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Embedded Insurance & Affinity Distribution Platforms (FSAGAGAL)

akta.pro secondary industries

Individual Supplemental Health (Hospital Indemnity, Critical Illness, Accident) (FSAIAEAD), Professional Liability (E&O) (FSAJAGAC)

Keywords

• Property and casualty insurance
• Personal insurance products
• Life insurance savings
• Professional liability coverage
• Agricultural insurance solutions

Headquarters

HQ city

CHALON SUR SAONE, Bourgogne Franche-Comté

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Premiums: Abeille Assurances generates revenue through collecting insurance premiums from policyholders across multiple insurance product lines including auto, habitation (home), santé (health), vie (life), emprunteur (loan insurance), professional multirisque, and agricultural insurance. The revenue model is subscription/recurring in nature as insurance policies typically renew annually.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Abeille Assurances sells and distributes personal and professional insurance policies — including auto, home, complementary health, life insurance, retirement savings (PERIN), mortgage/loan insurance, professional multi-risk, professional liability, agricultural, and business owner protection — through a network of general agent agencies across France, supported by online quote (devis) tools and a customer self-service portal. The company acts as an insurance intermediary (ORIAS registration 7009589) providing advisory, policy issuance, and ongoing servicing for both individuals and businesses.

Product overview

Abeille Assurances operates as a multi-product insurance company offering a comprehensive portfolio of insurance solutions through a network of general agent agencies across France. The offering is organized into two main segments: individual/personal insurance (particuliers) covering auto, home, health, life, and loan protection; and professional/business insurance (professionnels) covering multi-risk business, professional liability, agricultural, and business owner protection. The company also provides digital quote tools (devis) for multiple products, enabling customers to request estimates online while maintaining access to physical agency locations for complex advice and personalized service.

Differentiator

Problem solved

Functional benefit

Products and services

• Assurance Auto Vehicle insurance for automobiles. After the first year, the policyholder can switch insurer at any time under the Hamon law, with resignation formalities handled by the new insurer. Sold to individual consumers through general agents and online quotes.
• Assurance Habitation Home insurance covering housing-related risks. Mandatory for tenants (including furnished rentals) and for owners of properties in a condominium; strongly recommended for individual homeowners. Targeted at individual consumers.
• Complémentaire Santé Complementary health insurance providing optimal coverage across all care areas, particularly those poorly or not reimbursed by the mandatory French health regime. Marketed especially toward seniors and retirees as a flagship offering. For individual consumers.
• Assurance Vie Life insurance and retirement savings product allowing medium- to long-term investment across multiple supports, with specific tax treatment and access to funds at any time. Designed for projects such as studies, retirement, or capital appreciation. For individual consumers.
• Assurance Emprunteur Mortgage/loan insurance protecting borrowers in case of death, disability, or inability to repay a mortgage. For individual consumers.
• Plan Épargne Retraite (PERIN) Individual retirement savings plan offering medium- to long-term savings with tax advantages for retirement. For individual consumers.
• Assurance Multirisque Professionnelle Commercial multi-risk insurance protecting companies' premises, professional assets, and liabilities against fire, water damage, explosion, storm, hail, glass breakage, theft, and vandalism. For business owners and professionals.
• Responsabilité Civile Professionnelle (RC Pro) Professional liability insurance covering damages caused to third parties and the financial consequences of faults committed during business activities. Mandatory for regulated professions (legal, health, construction, certain automotive and service professions) and strongly recommended for others.
• Assurances Agricoles Agricultural insurance solutions for farmers and agricultural businesses covering farming-specific risks. For agricultural operators and farm businesses.
• Prévoyance Chef d'Entreprise Business owner health and protection insurance covering death, disability, and incapacity risks for company directors and key personnel. For business owners and executives.

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators1 record

Recent moves5 records

Expansion highlights4 records

Direct peers

• SwissLife France: SwissLife France is a life, health, and savings insurer in France, distributing via a network of general agents and advisors. Comparable as a multi-product French insurer with agency distribution, especially in retirement and health lines.
• Groupama: Groupama is a major French mutual insurer with a deep regional agency network (caisses régionales) distributing P&C, health, life, and agricultural insurance. Directly comparable to Abeille in product breadth and physical-agency distribution model in France.
• Matmut: Matmut is a French mutual insurer distributing auto, home, health, life, and professional liability insurance through regional agencies. Directly comparable as a multi-line agency-based French insurer serving both individuals and professionals.
• AXA France: AXA France is the French subsidiary of AXA, operating one of the largest general-agent and exclusive-distribution networks in France across P&C, life, health, and savings. Directly comparable to Abeille Assurances as a multi-line insurance distributor in France using a general-agent model.
• Allianz France: Allianz France is the French arm of Allianz, distributing personal and commercial insurance through a network of general agents across France. Comparable as a multi-line insurer with agent-based distribution in the same French market.
• Generali France: Generali France is the French subsidiary of Generali, distributing P&C, life, health, and savings products through a general-agent network. Comparable as a multi-line insurer with agent-based distribution in France.
• Covéa (MAAF, MACIF, GMF): Covéa is a French mutual insurance group combining MAAF, MACIF, and GMF, distributing auto, home, health, life, and professional lines through a national agency/sales network. Directly comparable as a multi-line French insurance distributor serving individuals and professionals.

Broad incumbents

• BNP Paribas Cardif: BNP Paribas Cardif distributes savings, protection, and creditor insurance through BNP Paribas banking networks and partners globally. Comparable as a multi-line insurer with strong French distribution, though primarily bank-affiliated rather than agency-based.
• Société Générale Assurances: Société Générale Assurances distributes life, P&C, and creditor insurance through Société Générale's banking network in France. Comparable product range but uses bank-branch distribution rather than a standalone general-agent network.
• Crédit Agricole Assurances: Crédit Agricole Assurances distributes P&C, life, health, and creditor insurance through the Crédit Agricole regional bank network across France. Comparable product breadth but distributed via banking channels rather than standalone general agents.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

• Xx.com/AbeilleAssur
• YouTubeyoutube.com/channel/UCK-oc1Nt9ShGDdjx3Lq7ikw
• Facebookfacebook.com/AbeilleAssurances
• LinkedInlinkedin.com/company/abeilleassuranceschalon
• Instagraminstagram.com/abeilleassurances

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Abeille Assurances - Eric Prost