Akita Consult S.r.l.

Name

Akita Consult S.r.l.

Legal name

CRIF Process Outsourcing s.r.l.

Website

https://akitaconsult.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Credit Process and Subsidized Finance Outsourcing Services

NAICS

Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Services-Computer Processing & Data Preparation (7374)

akta.pro primary industry

Business Process-Aligned IT Outsourcing (ITO + BPO Integrated) (BPAEAMAJ)

Keywords

• Credit process outsourcing
• Subsidized finance services
• Credit origination services
• Italian public incentives
• AML and KYC compliance

Headquarters

HQ city

Bologna

HQ country

Italy

HQ region

Europe

Offices4 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. BPO / Outsourcing Services for Credit Processes: CRIF Process Outsourcing provides end-to-end outsourcing of credit processes (credit origination, anti-fraud verification, AML/KYC, financial statement reclassification, third-party verification) and facilitated finance (government incentives management) to financial institutions, confidi, leasing companies, and enterprises. Revenue is generated through service fees for process management, likely contracted on a per-transaction, per-account, or fixed-fee basis under multi-year outsourcing agreements.
2. Facilitated Finance Consulting Services: Advisory and process management services for government subsidized finance programs (Nuova Sabatini, Iperammortamento, Fondo di Garanzia MCC, Garanzia Ismea, Transizione 4.0/5.0, Bando ISI INAIL, etc.) supporting financial players and SMEs through the complete incentive application lifecycle.

Go-to-market motion2 records

Distribution channels2 records

Marketing channels6 records

Core offering

Akita Consult / CRIF Process Outsourcing delivers outsourced end-to-end management of credit processes (credit origination, anti-fraud verification, digital onboarding, AML/KYC, financial statement reclassification, third-party verification) for Italian financial institutions, leasing companies, confidi and brokerage firms. It also manages the full lifecycle of Italian government subsidized finance programs (Nuova Sabatini, Fondo di Garanzia MCC, Garanzia Ismea, Iperammortamento, Transizione 4.0/5.0, Bando ISI INAIL, vehicle fleet renewal grants) for financial players, SMEs and automotive dealers. Service delivery is augmented by an internal Data & Document Intelligence platform built on AI, Machine Learning, RPA, Knowledge Graph and semantic models operating in a human-in-the-loop workflow.

Product overview

CRIF Process Outsourcing is a Gruppo CRIF company offering end-to-end outsourcing solutions for credit processes and subsidized finance (Finanza Agevolata). The offering is a platform-plus-modules architecture centered on CRIF Process Outsourcing as the core service, supported by specialized service modules for credit origination, anti-fraud/DOB/AML verification, financial statement reclassification, and third-party verification. The subsidized finance portfolio includes Nuova Sabatini (with sub-products Sabatini Ordinaria, Sabatini 4.0, Sabatini Green, Aumento di Capitale, Sabatini Friuli Venezia Giulia), Fondo di Garanzia MCC, Garanzia Ismea, Iperammortamento, and Consulenza & Bandi (including Bando ISI Inail and Bando Rinnovo Parco Veicolare). The brand operates under CRIBIS (Gruppo CRIF) following a 2024 merger.

Differentiator

Problem solved

Functional benefit

Brands

• Akita Consult: Division specialized in facilitated finance and public guarantees, brand of CRIBIS

Products and services

• Credit Origination Outsourced credit origination services managing the full lifecycle of credit applications from submission through approval, for Italian banks, leasing companies, confidi and financial intermediaries.
• Anti-fraud Verification, Digital Onboarding and AML/KYC Outsourced anti-fraud verification, digital onboarding, and Anti-Money Laundering / Know Your Customer compliance services for financial institutions, brokerage firms and intermediaries.
• Financial Statement Reclassification (Riclassificazione Bilanci) Outsourced reclassification of financial statements for credit analysis and assessment purposes, supporting lenders and intermediaries in standardized evaluation of borrower accounts.
• Third-Party Verification (Verifica Terze Parti) Outsourced third-party verification services including network screening, background checks and supplier registry management, supporting compliance and counterparty risk assessments.
• Nuova Sabatini Facilitated Finance Management End-to-end outsourced management of the Nuova Sabatini subsidized financing program and its variants (Sabatini Ordinaria, Sabatini 4.0, Sabatini Green, Aumento di Capitale, Sabatini Friuli Venezia Giulia), supporting Italian SMEs, dealers and financial intermediaries in applying for and administering investment loan contributions.
• Fondo di Garanzia MCC Outsourced management of Italy's Central Guarantee Fund (Fondo di Garanzia MCC) for SME credit operations, including a data-driven Due Diligence model for guaranteed loan portfolio analysis and quality/compliance verification.
• Garanzia Ismea Outsourced management of ISMEA guarantee services supporting agricultural and rural business investments, providing financial institutions and agribusinesses with end-to-end handling of the ISMEA guarantee process.
• Iperammortamento Outsourced management of Italy's Iperammortamento super-amortization tax incentive for technological and digital transformation investments, interfacing with GSE and MIMIT and supporting both financial intermediaries and investing SMEs.
• Consulenza & Bandi (Consulting & Grants) Consulting and outsourced application management for public grants and funding programs including INAIL ISI grants and vehicle fleet renewal incentives, covering identification of eligible programs, application preparation and lifecycle management.
• Bando ISI INAIL 2025 (Workplace Safety Grants) Outsourced application management for the INAIL ISI 2025 grant program providing subsidies up to 80% of eligible expenses for health and safety investments by Italian businesses.
• Bando Rinnovo Parco Veicolare (Vehicle Fleet Renewal Grants) Outsourced application management for vehicle fleet renewal grants supporting acquisition of eco-friendly commercial vehicles with alternative propulsion, for fleet operators and dealers.

Quantifiable outcome

• Over 64.7% of facilitated finance investments (Nuova Sabatini) are financed via leasing, where CRIF Process Outsourcing operates as the BPO partner for leading players.
• +1 more outcomes

Named customers8 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Four partnerships are on record, tiered core and minor.

• GeosidecoreStrategic or Co-development Partner · 17 October 2024Geoside (ESCo of the Italgas Group) partnered with CRIBIS/Akita Consult to co-host webinars and events on Transizione 5.0, providing energy management and efficiency expertise alongside Akita's financial incentive expertise. Co-hosted the webinar 'Transizione 5.0 tra la normativa e i casi applicativi' and the in-person event 'Transizione 5.0, guida e incontri operativi con le imprese'.
• Credit Data Research Italia S.r.l.minorGTM or Marketing PartnerCredit Data Research Italia S.r.l., based in Turin, is a partner of CRIF Process Outsourcing for sharing data on subjects interested in facilitated finance products and telemarketing activities. Data is shared for the provision of Credit Data Research Italia's services.
• Gruppo CRIF (Parent)coreOthersAkita Consult is a brand/division of CRIBIS D&B, which is part of the CRIF Group. CRIF Process Outsourcing operates within this group structure. The CRIF Group provides the underlying data assets, technology infrastructure (AI, ML, RPA), and brand credibility.
• FederautocoreStrategic or Co-development PartnerFederauto partnered with Akita Consult for the provision of facilitated finance services to automotive dealers. Akita Consult participates in Federauto events to present financial incentive solutions supporting dealers and their client companies.

Scale indicators2 records

Recent moves7 records

Expansion highlights5 records

Broad incumbents

• Capgemini: Global IT and BPO services firm with a strong financial services practice. Comparable as a broad incumbent offering credit operations, regulatory compliance, and document processing outsourcing to European banks and insurers, overlapping with the credit process and AML/KYC BPO modules.
• Infosys BPM: BPO arm of Infosys providing finance and accounting, mortgage processing, and KYC services to global financial institutions. Comparable as a broad incumbent competing for outsourced credit operations and document-intelligence mandates similar to those delivered by the company.
• Cognizant: Large IT services and BPO firm with dedicated financial services practice. Comparable as a broad incumbent providing credit process, mortgage operations, and KYC/document processing services to banks and lenders, with overlapping capabilities to CRIF Process Outsourcing's offerings.
• Accenture: Global professional services and BPO incumbent with extensive financial services outsourcing practice. Comparable as a broad incumbent that competes for credit process, AML/KYC, and operations outsourcing mandates at Italian and European banks, though it operates at a vastly larger scale and broader scope.
• WNS Holdings: Global business process management company with deep financial services BPO practice including mortgage, lending, and KYC services. Comparable as a broad incumbent providing outsourced credit-process and document-processing services to banks and lenders.
• NTT Data: Global IT services and BPO provider with a strong Italian and European banking practice. Comparable as a broad incumbent that delivers outsourced credit operations, compliance, and digital onboarding services to financial institutions, overlapping with multiple CRIF Process Outsourcing modules.

Regional players

• TeamSystem: Leading Italian SMB software and digital services provider serving SMEs, accountants, and financial intermediaries. Comparable as a domestic Italian player offering practice-management and business-process tooling adjacent to the SME-facing facilitated finance services delivered by the company.

Emerging players

• Modefinance: Italian credit rating agency and fintech providing credit assessment and ESG scoring for SMEs. Comparable because it supports Italian banks and SMEs with financial-statement reclassification-style analysis and credit process tooling, partially overlapping with the BPO's Riclassificazione Bilanci offering.

Direct peers

• Cerved: Italy's leading business information and credit risk data provider, owned by ION Group. Comparable to CRIF Process Outsourcing because both serve Italian banks and corporates with credit information, BPO-adjacent analytics, and credit process support across the origination lifecycle.
• Experian Italia: Italian arm of global credit information group Experian. Comparable as a provider of credit data, anti-fraud, AML/KYC and decisioning services to Italian financial institutions, overlapping directly with the credit origination and verification modules offered by CRIF Process Outsourcing.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/akita-consult-s.r.l.

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Akita Consult S.r.l.