Allianz pojišťovna Česká republika

What Allianz pojišťovna Česká republika does

Allianz pojišťovna, a.s. is the Czech Republic subsidiary of Munich-based Allianz Group, operating as a general insurance carrier headquartered at Ke Štvanici 656/3, Prague 8 (IČO: 47 11 59 71). The company sells a comprehensive portfolio of insurance and financial products spanning motor (mandatory third-party liability, comprehensive, GAP, electric vehicle, motorcycle), property and liability (household, real estate, third-party liability), life and accident, travel, and pension savings, alongside a packaged business insurance product ("My Company") targeting Czech SMEs. The company employs approximately 570 staff and operates exclusively in the Czech Republic market with no documented geographic expansion plans.

Distribution is multi-channel: direct online sales through allianz.cz and dedicated portals (travel.allianz.cz, moje.allianz.cz), a national network of insurance advisors (poradci) and physical branch offices, an inbound call center at +420 241 170 000, and mobile applications for policy management and claims tracking. Revenue is generated through recurring insurance premiums across multiple product lines, with pricing determined by individual risk factors rather than publicly disclosed schedules. Product packaging is structured for tiered self-selection — e.g., business insurance in four tiers (Comfort, Plus, Extra, Max), home insurance in three tiers, and travel insurance (Allianz Travel PLUS) underwritten by Allianz Group subsidiary AWP P&C SA. Customer segments split between individual consumers (vehicle owners, homeowners, travelers, retirees) and small-to-medium businesses.

The technology stack centers on a standard insurance platform supporting online quote generation, digital policy purchase, and online claims reporting with 24/7 status tracking. The company has invested in web accessibility (WCAG 2.1, EN 301 549 compliance) and maintains GDPR-aligned data protection practices through the Czech Insurance Association Self-Regulatory Standards (adopted 2019). No proprietary AI/ML models, public patents, or technology product differentiators are disclosed; the underlying technology appears to be standard insurance-industry digitization rather than novel insurtech. Loyalty and retention mechanisms include the Allianz PLUS discount program (up to 21% on auto insurance) and bundled free IT assistance with property insurance contracts.

Name

Allianz pojišťovna Česká republika

Legal name

Allianz pojišťovna, a. s.

Website

https://allianz.cz

Company type

Private

Founded year

1890

Operating status

Operating

Headcount range

501–1,000 employees

Short description

Allianz pojišťovna Česká republika is the Czech general insurance subsidiary of global Allianz Group, offering motor, property, life, travel, pension, and SME business insurance to Czech consumers and small businesses through a multi-channel distribution network of online portals, branches, advisors, and a call center.

Ownership category

akta.pro rank

Product category

General Insurance (Property and Casualty, Life, and Pension)

NAICS

Direct Property and Casualty Insurance Carriers (524126), Direct Life Insurance Carriers (524113), Direct Life, Health, and Medical Insurance Carriers (52411)

SIC

Insurance Carriers, Nec (6399), Fire, Marine & Casualty Insurance (6331), Life Insurance (6311), Accident & Health Insurance (6321)

akta.pro primary industry

Whole Life Insurance (FSAIABAA)

akta.pro secondary industries

Hybrid Life + LTC (Linked-Benefit) Insurance (FSAIAJAB), Traditional Long-Term Care (LTC) Insurance (FSAIAJAA)

Keywords

• General insurance products
• Life insurance coverage
• Vehicle insurance policies
• Property insurance products
• Pension savings products

Headquarters

HQ city

Praha 8 - Karlín, Praha

HQ country

Czechia

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Premiums: Allianz pojišťovna generates revenue through insurance premiums collected from policyholders across multiple insurance categories including vehicle (povinné ručení, havarijní pojištění), property (majetek, domácnost, nemovitost), life (život, úrazové), travel (cestovní pojištění), and pension (penzijní spoření). Premiums are collected on subscription/recurring basis aligned with policy terms.

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels5 records

Core offering

Allianz pojišťovna Česká republika underwrites and distributes a multi-line insurance portfolio for individuals and small/medium businesses in the Czech Republic, covering motor (mandatory liability, comprehensive, GAP, electric vehicle), property and home (household, real estate, liability), travel, life and accident, and pension savings products through its own brand, plus a packaged business insurance offering (My Company). Customers can purchase coverage online via allianz.cz calculators and dedicated portals, via a network of advisors and branches, and through a call center, with claims reported and tracked digitally through the MojeAllianz portal.

Product overview

Allianz pojišťovna Česká republika is a Czech insurance company offering a comprehensive portfolio of insurance and financial products. The offering consists of multiple distinct product lines organized around major life categories: vehicle insurance (autopojištění) covering mandatory liability, comprehensive coverage, GAP and electric vehicle insurance; property and liability insurance (pojištění majetku a odpovědnosti) for homes and real estate; travel insurance under the Allianz Travel PLUS brand with customizable packages; life and health insurance including accident and long-term care coverage; pension savings products; and business insurance under the My Company brand. The company operates primarily through its website allianz.cz, a client portal (MojeAllianz), and a network of branches and advisors. Insurance can be purchased online through dedicated calculators and booking systems, and claims can be reported and tracked through digital channels.

Differentiator

Problem solved

Functional benefit

Brands

• Allianz ŽIVOT: Life insurance products
• Allianz Travel PLUS
• My Company
• My Home
• Moje Allianz

Products and services

• Autopojištění (Car Insurance) Comprehensive vehicle insurance covering mandatory third-party liability (povinné ručení), comprehensive coverage (havarijní pojištění), GAP insurance, and motorcycle insurance for vehicle owners in the Czech Republic.
• Pojištění majetku a odpovědnosti (Property and Liability Insurance) Property and liability insurance for homeowners and tenants, covering household contents (pojištění domácnosti), real estate (pojištění nemovitosti), and third-party liability for property owners and tenants.
• Allianz Travel PLUS (Cestovní pojištění) Travel insurance with customizable packages offering unlimited medical expense coverage, trip cancellation insurance, and automatic coverage of 180+ sports activities for travelers departing from the Czech Republic.
• Životní pojištění (Life Insurance) Life insurance products including Allianz ŽIVOT, accident insurance (úrazové pojištění), long-term care (dlouhodobá péče), Partners ŽIVOT, and investment-linked funds for individuals seeking financial protection and savings.
• Penzijní produkty (Pension Products) Pension savings product with pension fund management, loyalty program, employer contribution support, and online contract modification capabilities for retirement planning.
• My Company (Business Insurance) Business insurance product for small and medium enterprises offering four package options (Comfort, Plus, Extra, Max) covering movable property, buildings, business interruption, liability, and assistance services in a single contract.
• Služby a hlášení škody (Claims Reporting and Services) Online damage reporting and claims tracking service allowing customers to report vehicle, property, life, and travel insurance claims digitally with 24/7 status tracking.
• MojeAllianz Client Portal Client portal providing policyholders access to policy management, claims tracking, document uploads, and insurance payment verification.

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• AWP P&C SAcoreOthersAWP P&C SA is the insurer for Allianz Travel PLUS travel insurance products. This is a subsidiary within the Allianz Group that provides the travel insurance coverage underwritten for Czech Republic customers.

Scale indicators1 record

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• Allianz SE: Global parent company of Allianz pojišťovna and one of the world's largest insurance and asset management groups. Provides capital, reinsurance, brand, and product capabilities to the Czech subsidiary while operating broadly across insurance segments globally.
• Generali Group: Global insurance incumbent and parent of Generali Česká pojišťovna. Operates broadly across life and P&C insurance worldwide and is a key competitor to Allianz Group in the Czech market through its local subsidiary.
• Vienna Insurance Group: Central European insurance incumbent and parent of Kooperativa pojišťovna. Operates across multiple CEE markets including Czech Republic, providing capital and reinsurance to its Czech subsidiary while competing broadly with Allianz Group.

Emerging players

• Direct pojišťovna: Czech digital-first insurer focused on motor and travel insurance sold directly online. Represents the emerging digital-native competitive threat to traditional multi-line carriers like Allianz in commodity insurance segments.
• ERV Evropská pojišťovna: Specialist travel insurance provider in Czech Republic offering comparable travel insurance products to Allianz Travel PLUS. Focuses specifically on travel, cancellation, and assistance services for both individuals and corporate clients.

Direct peers

• Česká podnikatelská pojišťovna (ČPP): Czech insurer historically focused on SME and commercial segments with growing retail presence. Competes directly with Allianz's My Company product in the SME insurance space and offers comparable P&C products to consumers.
• Kooperativa pojišťovna: One of the largest multi-line insurers in the Czech Republic and a direct competitor across P&C, life, and SME insurance. A subsidiary of Vienna Insurance Group, Kooperativa offers very similar product breadth, advisor-driven distribution, and digital capabilities to Allianz pojišťovna.
• UNIQA pojišťovna: Czech multi-line insurer offering motor, property, life, and accident insurance. Subsidiary of Austrian UNIQA Group, it shares similar product portfolio structure and advisor-driven distribution with Allianz pojišťovna.
• NN pojišťovna: Czech life and pension insurance specialist offering comparable life insurance and pension savings products to Allianz ŽIVOT and penzijní spoření. Directly competes in the long-term savings and life protection segments.
• Generali Česká pojišťovna: Major Czech multi-line insurer offering auto, home, life, and travel insurance through agents and digital channels. Part of the global Generali Group, it competes head-to-head with Allianz across retail and SME segments in the Czech market.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/allianz-ceska-republika

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Allianz pojišťovna Česká republika