Allianz - Slovenska poistovna, a.s.

What Allianz - Slovenska poistovna, a.s. does

Allianz - Slovenská poisťovňa, a.s. is a Bratislava-headquartered insurance company operating as the Slovak subsidiary of Munich-based Allianz SE (Allianz Group). Founded in 2003 as a formal legal entity with operational roots in Slovakia since the 1990s, the company employs 589 people and serves private individuals and business owners across Slovakia under National Bank of Slovakia supervision. Its product portfolio spans the full retail insurance stack: motor (PZP mandatory third-party liability and comprehensive auto coverage, with specialized variants for electric vehicles, older vehicles, and small e-vehicles), property and household (Môj domov), life insurance (Šťastný život, Môj život, Senior, Moja farbička for children, plus strategic and investment-linked variants), travel (with mountain and cancellation add-ons), accident, legal protection, mortgage-related, and second-pillar pension annuities.

The company operates the Allegro Multichannel (AMC) core information system for policy administration, customer data management, and claims processing, supported by GDPR-compliant activity recording. Customer-facing technology includes the Môj Allianz online portal, online.allianz.sk for digital policy purchase, an electronic communication service, and an online premium payment gateway. No public or partner-facing API is offered. Underlying architecture is operated via an Allianz Technology SE organizational unit based at Digital Park II in Bratislava.

Revenue is generated through recurring insurance premiums and fund management fees. Distribution combines a nationwide network of independent insurance agents searchable by postal code, independent and tied financial agents, travel agencies, the digital self-service platforms, and a 24-hour infoline. Marketing reaches customers through the Allianz Blog, social channels (Facebook, Instagram, LinkedIn), email newsletters, and long-running sports sponsorships with the Slovak Olympic and Paralympic Committees and the global IOC partnership. Pricing is quote-based on individual risk factors and is not publicly disclosed, with multi-policy bundling discounts available.

Name

Allianz - Slovenska poistovna, a.s.

Legal name

Allianz - Slovenská poisťovňa, a.s.

Website

https://allianz.sk

Company type

Private

Founded year

2003

Operating status

Operating

Headcount range

501–1,000 employees

Short description

Allianz - Slovenská poisťovňa, a.s. is the Slovak insurance subsidiary of Allianz Group, offering comprehensive life, motor, property, travel, and investment-linked insurance products to private individuals and businesses through agent networks and digital platforms in Slovakia.

Ownership category

akta.pro rank

Headquarters

HQ city

Bratislava, Slovensko

HQ country

Slovakia

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Property and Casualty Insurance Premiums: Recurring premium revenue from motor vehicle insurance (PZP mandatory liability, comprehensive auto), property insurance (homeowners), travel insurance, and accident insurance products.
2. Life Insurance Premiums: Premium revenue from life insurance products including investment life insurance (Invest CLI program), term life, and pension-related products (second pillar annuity).
3. Investment Fund Management: Revenue from investment life insurance program Invest, offering multiple funds including bond, equity, and mixed funds with management fees embedded in fund performance.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels4 records

Core offering

Allianz - Slovenská poisťovňa sells insurance products across motor (Moje auto, PZP), property (Môj domov), life (Šťastný život, Môj život), travel (Cestovné poistenie), and investment-linked (Invest pre Allianz) lines for Slovak private and business customers. Distribution combines tied insurance agents, financial agents, the Môj Allianz online portal, and an infoline.

Product overview

Allianz - Slovenská poisťovna, a.s. is a Slovak insurance company offering a comprehensive portfolio of insurance and financial products. The core offerings include vehicle insurance (Moje auto with PZP mandatory coverage, plus specialized electric vehicle and e-scooter insurance), property/home insurance (Môj domov), life insurance (with multiple sub-products including Šťastný život, Môj život, Senior, Moja farbička for children, and investment-focused Moje investovanie/Moja stratégia), travel insurance (Cestovné poistenie with mountain and cancellation add-ons), and supplementary products (accident insurance for schools, legal protection, auto accident, mortgage network, pension annuities). The company also provides digital platforms including the Môj Allianz online portal, Online poistenie for digital purchases, electronic communication services, and an online payment gateway. Investment products include the Invest (CLI) program offering five investment funds. Products serve both individual consumers (súkromné osoby) and business clients (podnikatelia).

Differentiator

Problem solved

Functional benefit

Brands

• Môj Allianz: Online customer portal for managing insurance policies and claims
• Invest (CLI pre Allianz)
• Allianz Partnerstvá
• Allianz Blog

Products and services

• Moje auto Retail motor vehicle insurance policy covering private car owners with comprehensive and collision-style protection, distributed via agents and the online portal.
• PZP Statutory motor third-party liability insurance for vehicle owners, sold to both private individuals and corporate fleet owners.
• Môj domov Household and residential property insurance for private homeowners covering dwelling, contents, and related liability risks.
• Šťastný život Retail life insurance policy for private individuals offering financial protection and savings for the policyholder's family.
• Môj život Additional retail life insurance product line for individual customers providing personal life cover and long-term financial security.
• Cestovné poistenie Travel insurance policy for private and corporate travelers covering medical expenses, trip cancellation, baggage, and related travel risks.
• Invest (CLI pre Allianz) Continuous Life Insurance (CLI) investment-linked product that combines life cover with a savings/investment element, sold to both private and corporate customers seeking long-term capital accumulation.

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Five partnerships are on record, tiered core and major.

• International Olympic Committee (IOC)coreStrategic or Co-development Partner · 1 January 2021Allianz officially began its eight-year global partnership with the Olympic and Paralympic movement on January 1, 2021. The partnership builds on cooperation with the Paralympic movement since 2006. The global partnership includes insurance coverage and sponsorship for Olympic and Paralympic Games including Beijing 2022 and Paris 2024.
• Slovak Olympic and Sports Committee (SOŠV)coreStrategic or Co-development PartnerAllianz is a proud partner of the Slovak Olympic and Sports Committee, which has the authority of the national Olympic committee under the Olympic Charter. The partnership supports development of sport at the local level and has been ongoing for more than 20 years.
• Slovak Paralympic Committee (SPV)coreStrategic or Co-development PartnerAllianz supports the Slovak Paralympic Committee, a sports organization representing athletes with disabilities, through prevention campaigns and long-term sponsorship of Slovak Paralympians. Partnership duration exceeds 20 years.
• Allianz SEcoreOthersAllianz SE, based at Königinstraße 28, 80802 Munich, Germany, is the parent company of Allianz Slovakia. The parent company provides global standards, technology platforms, investment products, and operational support. Allianz SE may receive complaints submitted under insurance law for processing.
• Financial Intermediaries and AgentsmajorChannel Partner/ Reseller/ DistributorNetwork of independent financial agents (samostatní finanční agenti) and tied financial agents (viazaní finanční agenti) distributing insurance products under financial intermediation agreements. Also includes travel agencies offering travel insurance products.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Poštová poisťovňa, a.s. Slovak Post's insurance subsidiary distributing PZP, life, and accident products through the postal network. Competes with Allianz Slovakia for the same retail customer base through a different physical-distribution moat.
• ČSOB Poisťovňa, a.s. KBC Group's Slovak insurance arm, distributing life and non-life products via ČSOB bank channels (bancassurance). A direct peer for life and PZP business where Allianz Slovakia competes via agents and digital rather than bank capture.
• NN Životná poisťovňa, a.s. Leading Slovak life insurer (successor to AXA life in Slovakia, part of NN Group) with a strong unit-linked and protection-life franchise. Directly comparable to Allianz Slovakia's life and investment-linked (Invest CLI) offering.
• Union poisťovňa, a.s. Domestic Slovak multi-line insurer active in PZP, casco, property, life, and accident insurance. Comparable customer segments (individuals and SMEs) and distribution approach via agents and online channels make it a direct competitor on Allianz Slovakia's main lines.
• Generali Slovensko poisťovňa: One of Allianz Slovakia's main head-to-head competitors in the Slovak market, offering a comparable multi-line portfolio including motor (PZP), property, life, and travel insurance to individuals and SMEs. Operates under similar NBS supervision and distribution model, making product/pricing directly comparable.
• UNIQA poisťovňa, a.s. UNIQA's Slovak subsidiary competes across the same product categories (motor, property, life, health, travel) and uses a hybrid agent/digital model similar to Allianz Slovakia's. A natural peer for share-of-wallet comparison in retail P&C and life.
• Wüstenrot poisťovňa, a.s. Slovak insurer within the Wüstenrot group, strong in life and savings-linked products with growing P&C presence. Overlaps with Allianz Slovakia on life, mortgage-related, and household insurance — directly competing for the same retail savings and protection customers.
• Kooperativa poisťovňa, a.s. Vienna Insurance Group: Vienna Insurance Group's Slovak flagship, a direct multi-line competitor offering PZP, casco, property, life, and travel insurance through a tied-agent network. Comparable in scale, product breadth, and channel mix to Allianz Slovakia.

Broad incumbents

• Allianz SE: Ultimate parent company and a global insurance and asset management leader. Operates the same P&C, life, and health product categories as Allianz Slovakia across dozens of markets, providing group-wide product templates, reinsurance, and investment menus that the Slovak entity inherits.
• Generali Group: Global insurance group operating Generali Slovensko and similar CEE entities; competes with Allianz Group across Europe in life and P&C, including investment-linked life and bancassurance. Comparable as the group-level competitor that frames Allianz Slovakia's local competitive set.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/allianzSK
• LinkedInlinkedin.com/company/allianz-sk
• Instagraminstagram.com/allianzsk

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Allianz - Slovenska poistovna, a.s.