Goldman Sachs TFI
- Company typePrivate
- Founded1997
- HeadquartersWarsaw, Poland
- Headcount51–100
- GTM typeB2C
- OfferingServices
Goldman Sachs TFI firmographics
Firmographics- Name
- Goldman Sachs TFI
- Legal name
- ING TFI S.A.
- Website
- https://gstfi.pl
- Company type
- Private
- Founded year
- 1997
- Operating status
- Acquired
- Headcount range
- 51–100 employees
- Ownership category
- akta.pro rank
Goldman Sachs TFI industry classification
Industry- Product category
- Asset Management
- NAICS
- Portfolio Management and Investment Advice (523940), Open-End Investment Funds (525910), Pension Funds (525110)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Retirement & Pension Wealth (401(k)/IRA/SIPP/Superannuation Retail) (FSAAAAAJ)
Keywords
Where Goldman Sachs TFI is headquartered
LocationHeadquarters
- HQ city
- Warsaw
- HQ country
- Poland
- HQ region
- Europe
Offices1 record
Markets served
Goldman Sachs TFI business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Others
Revenue model
- Asset Management Fees: Revenue generated through management fees charged on assets under management across their mutual fund offerings including equity funds, bond funds, mixed funds, money market funds, and pension funds (PPK, IKE, IKZE)
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Pay-as-you-go | Individual Pension Account (IKE) - 2026 contribution limit 28,260 PLN |
| Subscription | Pay-as-you-go | Individual Pension Security Account (IKZE) - 2026 maximum deduction 3,617 PLN (or 5,426 PLN for entrepreneurs) |
| Subscription | Pay-as-you-go | Investment Funds - 29 different funds available |
Distribution channels4 records
Marketing channels7 records
Goldman Sachs TFI product offering
Product offeringCore offering
Polish asset management company (towarzystwo funduszy inwestycyjnych) offering a portfolio of 29 investment funds across equity, bond, mixed, short-term debt, lifecycle, and alternative categories. The company also provides individual pension savings accounts (IKE and IKZE) with Polish tax advantages, and workplace pension schemes (PPK and PPE) for corporate clients. As of end-December 2025, it managed approximately PLN 43 billion in assets for around 800,000 clients.
Product overview
ING TFI (formerly Goldman Sachs TFI) is a Polish asset management company operating as a unified platform offering investment funds and pension account products. The core offering includes 29 investment funds across multiple categories (equity, bond, short-term debt, mixed, lifecycle, alternative), supplemented by individual pension accounts (IKE and IKZE) for retirement savings with tax advantages, and employee programs (PPK and PPE) for corporate clients. The platform is accessible via web portal and mobile application (INGTFI24).
Differentiator
Problem solved
Functional benefit
Products and services
- Fundusze Inwestycyjne (Investment Funds) 29 investment funds across equity, bond, short-term debt, mixed, lifecycle, and alternative categories, available for investment with a minimum of 100 PLN and free account opening and maintenance. Designed for Polish retail investors seeking professionally managed exposure across risk profiles.
- IKE (Indywidualne Konto Emerytalne) Individual Pension Account enabling tax-free investment growth with exemption from the 19% capital gains tax on profits. 2026 contribution limit of 28,260 PLN, minimum 50 PLN per contribution, free account opening and maintenance. Targeted at individual investors building private retirement savings with professional fund management.
- IKZE (Indywidualne Konto Zabezpieczenia Emerytalnego) Individual Pension Security Account offering annual PIT tax deductions for retirement savers. Maximum 2026 tax relief of 3,617 PLN (5,426 PLN for entrepreneurs), free account opening and maintenance, minimum 50 PLN contribution. Designed for individuals seeking tax-advantaged retirement savings.
- PPK (Pracownicze Plany Kapitałowe) Employee Capital Plans, mandatory workplace pension schemes for employees aged 18-54, with employer and employee contributions supplemented by state subsidies. Administered for corporate clients to help meet Polish retirement benefit obligations.
- PPE (Pracownicze Programy Emerytalne) Employee Pension Programs, voluntary workplace pension schemes offering tax-advantaged retirement savings with employer contributions. Offered to corporate clients to support employee retention and retirement benefits compliance.
- ING TFI24 Mobile Application Standalone mobile application available on iOS and Android app stores, providing convenient and intuitive access to investment accounts, fund selection, and portfolio management for ING TFI clients.
Quantifiable outcome
- IKE ranked #1 for 8 consecutive years by Analiz Online
- +2 more outcomes
Companies that use Goldman Sachs TFI
Customer profileSegments2 records
Ideal customer profiles2 records
Goldman Sachs TFI technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
Goldman Sachs TFI partnerships and signals
Strategic signalScale indicators7 records
Recent moves5 records
Expansion highlights4 records
Goldman Sachs TFI competitors and assessment
Company assessmentDirect peers
- Allianz Polska TFI: Polish asset management arm of Allianz, offering mutual funds and pension/retirement solutions. Competes for retail investment and corporate pension mandates leveraging Allianz's insurance-linked brand in Poland.
- Aviva Investors Poland TFI: Polish asset management operation of Aviva, focused on retail mutual funds, IKE/IKZE, and workplace pension programs (PPK/PPE). Competes directly in the same retail retirement wrapper category.
- Millennium TFI: Polish TFI affiliated with Bank Millennium, distributing investment funds and pension products through its parent bank's customer base. Direct bank-channel analog to ING TFI's distribution strategy.
- PKO Towarzystwo Funduszy Inwestycyjnych (PKO TFI): Largest Polish mutual fund manager and a direct competitor in retail investment funds, IKE/IKZE, and PPK/PPE. Operates the same retail TFI model with similar product breadth and Polish retail distribution.
- Skarbiec TFI: Independent Polish asset manager offering mutual funds and structured investment products. Competes for retail Polish investors across active equity and bond fund categories.
- Quercus TFI: Polish asset manager offering equity, bond, and absolute-return mutual funds. Competes for retail and HNW Polish investors seeking active management, particularly in Polish equity strategies.
- Santander TFI (formerly Santander Asset Management Poland): Bank-affiliated Polish TFI distributing investment funds and pension products through Santander Bank Polska's retail network. Closely analogous to ING TFI's bank-distribution business model.
- PZU TFI (PZU Asset Management): Major Polish asset manager offering mutual funds, PPK, PPE, and IKE/IKZE products through PZU Group's insurance and banking distribution. Directly competes for retail retirement assets and corporate pension mandates.
- NN Investment Partners TFI (NN TFI): Polish TFI subsidiary of NN Group, offering mutual funds, IKE/IKZE, and workplace pension programs. One of the closest direct competitors given overlapping retirement-product focus and similar Polish retail distribution model.
- Nationale-Nederlanden (Poland): Polish life insurance and asset management operation providing IKE, IKZE, and unit-linked investment products. Overlaps with ING TFI on retirement wrappers and retail wealth accumulation strategies.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Goldman Sachs TFI social profiles
Digital presenceGoldman Sachs TFI compliance and trust
Trust signalCompliance1 record
Goldman Sachs TFI financial estimates
Financial estimateRevenue estimate
Valuation estimate
Goldman Sachs TFI leadership team
Management profileNumber of profiles
Profiles1 record
Goldman Sachs TFI funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Goldman Sachs TFI M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Goldman Sachs TFI
What does Goldman Sachs TFI do?
Polish asset management company (towarzystwo funduszy inwestycyjnych) offering a portfolio of 29 investment funds across equity, bond, mixed, short-term debt, lifecycle, and alternative categories. The company also provides individual pension savings accounts (IKE and IKZE) with Polish tax advantages, and workplace pension schemes (PPK and PPE) for corporate clients. As of end-December 2025, it managed approximately PLN 43 billion in assets for around 800,000 clients.
Is Goldman Sachs TFI a public or private company?
Goldman Sachs TFI is a private company. It is classified as corporate owned and is currently acquired.
When was Goldman Sachs TFI founded?
Goldman Sachs TFI was founded in 1997. It employs 51 to 100 people.
Where is Goldman Sachs TFI based?
Goldman Sachs TFI is headquartered in Warsaw, Poland, in the Europe region.
How does Goldman Sachs TFI make money?
One revenue line is on record: asset Management Fees.
Who are Goldman Sachs TFI's main competitors?
Direct peers on record are Allianz Polska TFI, Aviva Investors Poland TFI, Millennium TFI, PKO Towarzystwo Funduszy Inwestycyjnych (PKO TFI), Skarbiec TFI, Quercus TFI, Santander TFI (formerly Santander Asset Management Poland), PZU TFI (PZU Asset Management), NN Investment Partners TFI (NN TFI) and Nationale-Nederlanden (Poland).
Does Goldman Sachs TFI have an API?
No public API is recorded for Goldman Sachs TFI.
What industry is Goldman Sachs TFI in?
Goldman Sachs TFI's product category is Asset Management. Its primary akta.pro industry code is FSAAAAAJ, Retirement & Pension Wealth (401(k)/IRA/SIPP/Superannuation Retail). Its NAICS code is 523940 and its SIC code is 6282.