SG Finserve
- Company typePublic
- Founded1994
- HeadquartersGhaziabad, India
- Headcount51–100
- GTM typeB2B
- OfferingServices
SG Finserve firmographics
Firmographics- Name
- SG Finserve
- Legal name
- SG Finserve Limited
- Website
- https://sgfinserve.com
- Company type
- Public
- Founded year
- 1994
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Ownership category
- akta.pro rank
SG Finserve industry classification
Industry- Product category
- Supply Chain Finance (NBFC Lending)
- NAICS
- Nondepository Credit Intermediation (5222), Sales Financing (52222)
- SIC
- Short-Term Business Credit Institutions (6153), Miscellaneous Business Credit Institution (6159)
- akta.pro primary industry
- Merchant Cash Advance (MCA) & Revenue-Based Financing (FSAKAGAD)
- akta.pro secondary industries
- SME Equipment & Asset Finance (Leasing, Fleet, Capex) (FSABABAH), Direct Lending — Specialty Finance (Consumer/SME Lending Platforms) (FSAHAJAF)
Keywords
Where SG Finserve is headquartered
LocationHeadquarters
- HQ city
- Ghaziabad
- HQ country
- India
- HQ region
- Asia
Offices2 records
Markets served
SG Finserve business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Operations, Personnel, Infrastructure, Technology or R&D, Marketing or Sales
Revenue model
- Interest Income from Lending: Primary revenue from interest income on loans provided to channel partners including dealers, distributors, retailers, transporters and logistics operators in the supply chain
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Flexible repayment plans based on income cycles |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels3 records
SG Finserve product offering
Product offeringCore offering
SG Finserve Limited is a tech-enabled, RBI-registered NBFC providing inclusive supply chain financing to channel partners — dealers, distributors, retailers, vendors, suppliers, transporters, and logistics operators — of Indian corporates. Its portfolio includes dealer financing, vendor financing, logistics/transporter finance, retailer financing, and collateral-free business loans for MSMEs. Loan processing is 100% digital with quick disbursement typically within 2–3 working days.
Product overview
SG Finserve Limited (SGFL) is an RBI-registered tech-enabled NBFC offering a unified platform of inclusive business financing solutions to channel partners—Dealers, Distributors, Retailers, Suppliers, Transporters, and Logistics operators—serving Indian corporates and MSMEs. The company's product portfolio comprises four core offerings: Dealer Financing (inventory management for dealerships), Vendor Financing (working capital for suppliers), Logistics/Transporter Finance (freight invoice discounting), and Retailer Financing (deep-tier supply chain finance). The company also provides collateral-free business loans for enterprises without traditional security. All solutions leverage technology for digital KYC, quick disbursements, and streamlined application processes, positioning the platform as a one-stop solution for the entire supply chain financing ecosystem.
Differentiator
Problem solved
Functional benefit
Products and services
- Dealer Financing A specialized financial solution designed to support dealerships in acquiring and managing inventory across various industries including metals, automotive, building materials, agriculture machinery, and consumer durables. Targeted at channel partner dealers of Indian corporates.
- Vendor Financing A financial arrangement where SG Finserve provides financing to suppliers, allowing them to access capital to support their operations as part of supply chain finance. Offered to vendor/supplier channel partners of Indian corporates.
- Logistics/Transporter Finance A financing solution supporting transport and logistics companies by enabling them to discount freight/transport invoices over the counter at SGFL branches for immediate cash disbursement into their account. Targeted at transport companies and logistics operators.
- Retailer Financing Financial support offered to suppliers within the extended supply chain network as part of deep-tier supply chain finance solutions for retailers. Targeted at retailers in the supply chain network.
- Collateral-Free Business Loans Unsecured business loans designed for small business owners, vendors, transporters, and dealers who lack traditional collateral, focusing on business strength, cash flow, and repayment behavior for eligibility. Targeted at MSMEs and SMEs requiring business financing.
Companies that use SG Finserve
Customer profileNamed customers3 records
Segments5 records
Ideal customer profiles2 records
SG Finserve technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
SG Finserve partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered customer.
- Shankara Building Products LimitedcustomerShankara Building Products is one of the customers of SG Finserve using dealer financing services
- Ravi Tubes and Pipes Private LimitedcustomerRavi Tubes and Pipes is a customer utilizing SG Finserve's supply chain financing solutions
- H Vikas Pipe & Steel LLPcustomerH Vikas Pipe & Steel is a small business customer of SG Finserve
Scale indicators13 records
Recent moves7 records
Expansion highlights4 records
SG Finserve competitors and assessment
Company assessmentDirect peers
- Canbank Factors: Public-sector Indian factoring and SCF company offering receivables discounting and channel partner financing — similar product mix and customer segments to SG Finserve's transporter/vendor financing.
- SBI Global Factors: Subsidiary of State Bank of India providing factoring and supply chain financing to MSMEs and corporate channel partners in India — directly comparable business model and target customer base to SG Finserve's dealer/vendor financing.
- IFCI Factors: Indian SCF/factoring NBFC focused on dealer and vendor financing for corporates — directly comparable offering and target segment as SG Finserve's supply chain finance platform.
Emerging players
- MAS Financial Services: Indian NBFC providing MSME, dealer and channel partner financing — comparable target segment and dealer financing product mix to SG Finserve, though operating across a broader set of states.
- KredX: Invoice discounting and supply chain financing platform in India serving MSMEs and corporates — directly comparable receivables-based financing product to SG Finserve's freight invoice discounting.
- CredAble: Supply chain financing and working capital platform for Indian corporates and their suppliers — comparable SCF model focused on anchor-corporate channel partner financing.
- Oxyzo Financial Services (OfBusiness): Tech-enabled NBFC providing supply chain financing and SME lending in India with digital underwriting — comparable tech-first NBFC approach and overlapping customer base in manufacturing and trading.
Broad incumbents
- Hero FinCorp: Diversified Indian NBFC with SME, dealer and equipment financing arms — comparable channel-partner financing DNA but operates at much larger scale as part of the Hero group.
- Tata Capital Financial Services: NBFC arm of Tata group offering SME, supply chain and dealer financing — broad incumbent with overlapping supply chain and dealer financing products serving Indian corporates.
- Cholamandalam Investment and Finance: Large, established Indian NBFC with diversified SME, vehicle and supply chain financing — broader incumbent with overlapping product set but larger scale and wider portfolio than SG Finserve.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks7 records
Key highlights7 records
Customer concentration
SG Finserve social profiles
Digital presenceSG Finserve financial estimates
Financial estimateRevenue estimate
Valuation estimate
SG Finserve leadership team
Management profileNumber of profiles
Profiles14 records
SG Finserve funding detail
Funding detailFunding overview
Funding rounds1 record
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
SG Finserve M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about SG Finserve
What does SG Finserve do?
SG Finserve Limited is a tech-enabled, RBI-registered NBFC providing inclusive supply chain financing to channel partners — dealers, distributors, retailers, vendors, suppliers, transporters, and logistics operators — of Indian corporates. Its portfolio includes dealer financing, vendor financing, logistics/transporter finance, retailer financing, and collateral-free business loans for MSMEs. Loan processing is 100% digital with quick disbursement typically within 2–3 working days.
Is SG Finserve a public or private company?
SG Finserve is a public company. It is classified as public and is currently operating.
When was SG Finserve founded?
SG Finserve was founded in 1994. It employs 51 to 100 people.
Where is SG Finserve based?
SG Finserve is headquartered in Ghaziabad, India, in the Asia region.
How does SG Finserve make money?
One revenue line is on record: interest Income from Lending.
Who are SG Finserve's main competitors?
Direct peers on record are Canbank Factors, SBI Global Factors and IFCI Factors. Emerging players are MAS Financial Services, KredX, CredAble and Oxyzo Financial Services (OfBusiness). Broad incumbents are Hero FinCorp, Tata Capital Financial Services and Cholamandalam Investment and Finance.
Does SG Finserve have an API?
No public API is recorded for SG Finserve.
What industry is SG Finserve in?
SG Finserve's product category is Supply Chain Finance (NBFC Lending). Its primary akta.pro industry code is FSAKAGAD, Merchant Cash Advance (MCA) & Revenue-Based Financing, with a secondary code of FSABABAH, SME Equipment & Asset Finance (Leasing, Fleet, Capex). Its NAICS code is 5222 and its SIC code is 6153.