Arcus

Life and Annuity Insurance Servicesarcusltd.io

Arcus delivers technology-enabled insurance services and turnkey solutions to life and annuity insurers and reinsurers. Led by former Athene executives including CEO Chip Gillis, it operates a US insurance subsidiary (Investors Life, acquired July 2024).

Company typePrivate
Founded2009
HeadquartersPalm Beach Gardens, United States
Headcount11–50
GTM typeB2B
OfferingServices

What Arcus does

Arcus is an insurance services platform that builds technology-enabled solutions to help life and annuity (L&A) insurers and reinsurers better connect with and serve their policyholders. The company operates two legal entities — Arcus Holdings Inc., headquartered in Palm Beach Gardens, Florida, and Arcus Ltd., registered in Hamilton, Bermuda — giving it a cross-border footprint suited to both U.S. onshore carriers and Bermuda-domiciled reinsurers. Its product surface centers on a B2B services platform that delivers turnkey technology modernization and policyholder servicing solutions; it also owns a regulated U.S. carrier, Investors Life Insurance Company of North America, acquired on July 1, 2024, which produces retirement products using technology modernization. Underlying proprietary technology, patents, and named AI/ML capabilities are not disclosed in the source material; the company describes its stack only as leveraging "the latest advances in technology."

Arcus's go-to-market is direct enterprise field sales, targeting L&A insurers and reinsurers through the management team's industry relationships. Pricing is not publicly disclosed and is described as quote-based with custom scope. Revenue mechanics are managed-services style engagements plus economic exposure to the Investors Life carrier, which generates insurance premium revenue separate from the services line. Customer segmentation is purely vertical, with L&A insurers and reinsurers as primary buyers; no named customer logos, case studies, or customer counts are available in the source data.

The company is led by CEO Chip Gillis, co-founder of Athene, alongside other executives who were original members of the Athene team from its 2009 launch through its 2016 IPO. Arcus is privately held with no public ticker, no disclosed institutional investors, no funding rounds, and no certifications or compliance disclosures in the input data; the ownership commentary indicates management/founder control.

Arcus firmographics

Firmographics

Name: Arcus
Legal name: Arcus Ltd.
Website: https://arcusltd.io
Company type: Private
Founded year: 2009
Operating status: Operating
Headcount range: 11–50 employees
Short description: Arcus delivers technology-enabled insurance services and turnkey solutions to life and annuity insurers and reinsurers. Led by former Athene executives including CEO Chip Gillis, it operates a US insurance subsidiary (Investors Life, acquired July 2024).
Ownership category
akta.pro rank

Arcus industry classification

Industry

Product category: Life and Annuity Insurance Services
NAICS: Other Insurance Related Activities (52429), Agencies, Brokerages, and Other Insurance Related Activities (5242)
SIC: Life Insurance (6311)
akta.pro primary industry: Annuity + LTC / Long-Term Care Riders (FSAIAJAC)

Keywords

Life and annuity insurance services
Insurance technology platform
Reinsurance services
Turnkey insurance solutions
Retirement products technology

Where Arcus is headquartered

Location

Headquarters

HQ city: Palm Beach Gardens
HQ country: United States
HQ region: North America

Offices2 records

Markets served

Arcus business model

Business model

GTM type: B2B
Offering type: Services
Cost components: Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

Insurance Services and Turnkey Solutions: Revenue generated through providing technology-enabled insurance services to L&A insurers and reinsurers. The company operates a U.S. life insurance operating company (Investors Life Insurance Company of North America) to deliver services to clients.

Go-to-market motion1 record

Distribution channels1 record

Arcus product offering

Product offering

Core offering

Arcus is an insurance services platform that leverages the latest advances in technology to assist life and annuity (L&A) insurers and reinsurers to better connect with and serve their policyholders. The company provides turnkey services to its clients through its U.S. life insurance operating company, Investors Life Insurance Company of North America, which delivers modernized retirement products to consumers.

Product overview

Arcus operates as an insurance services platform offering technology solutions for life and annuity (L&A) insurers and reinsurers. The company, led by a management team of L&A insurance executives with roots at Athene, combines its core platform with an acquired U.S. life insurance operating company (Investors Life Insurance Company of North America) to provide comprehensive turnkey services to clients.

Differentiator

Problem solved

Functional benefit

Products and services

Arcus Insurance Services Platform Insurance services platform that leverages advanced technology to assist life and annuity (L&A) insurers and reinsurers in better connecting with and serving their policyholders. Delivered as turnkey services to client insurers, backed by a management team of L&A insurance executives.
Investors Life Insurance Company of North America A life and annuity insurer leveraged by Arcus to deliver satisfying retirement products to consumers through technology modernization. Operates as Arcus's U.S. life insurance operating company providing turnkey services to clients.

Companies that use Arcus

Customer profile

Segments2 records

Ideal customer profiles1 record

Arcus technology and API

Technology

Technology focussed No

API detail

Has API: No
API docs
API detail

Core technology

AI maturity

App detail

Arcus partnerships and signals

Strategic signal

Partnerships

One partnership is on record.

Investors Life Insurance Company of North AmericacoreOthers · 1 July 2024Arcus Holdings Inc. acquired Investors Life Insurance Company of North America as of July 1, 2024. Investors Life is a life and annuity insurer that leverages technology modernization to deliver satisfying retirement products for consumers. This acquisition establishes Arcus's U.S. life insurance operating company to provide turnkey services to its clients.

Scale indicators1 record

Recent moves3 records

Expansion highlights4 records

Arcus competitors and assessment

Company assessment

Regional players

Legal & General Reinsurance: Legal & General Reinsurance is a global life reinsurer operating from Bermuda and the UK, providing reinsurance solutions to L&A carriers. Comparable to Arcus's reinsurer-facing services motion, though operating at significantly larger scale outside the U.S. core.

Direct peers

FGL Holdings: FGL Holdings is a life insurance and annuity company focused on acquiring and servicing policies with a tech-enabled operating platform. It is comparable to Arcus's acquired-carrier-plus-services-platform strategy in the L&A space.
Resolution Life: Resolution Life is a Bermuda-domiciled insurance services platform that acquires and operates life insurance books and provides technology-enabled services to L&A insurers. It is the closest direct comparable to Arcus's combination of acquired carrier, technology platform, and reinsurer/insurer client base.

Broad incumbents

Lincoln Financial Group: Lincoln Financial Group is a major U.S. provider of life insurance, annuities, and retirement plan services. Comparable as a large incumbent in Arcus's target product and customer categories.
Corebridge Financial: Corebridge Financial is a major L&A insurance and retirement services company spun out of AIG. Comparable to Arcus as a large-scale incumbent in the same customer segment and product set (annuities, retirement). Comparable to Arcus as a large-scale incumbent in the same customer segment and product set (annuities, retirement).
Athene Holding: Athene is a leading retirement services company offering annuities, reinsurance, and institutional services. Arcus's CEO Chip Gillis co-founded Athene, and the company is a direct strategic antecedent and reference point for Arcus's operating model.
Brighthouse Financial: Brighthouse Financial is a major U.S. annuity and life insurance provider spun off from MetLife. It competes in the same L&A customer segments and faces similar modernization and policyholder-service challenges that Arcus targets.
Pacific Life: Pacific Life is a mutual insurance company providing life insurance, annuities, and retirement products. Comparable as a long-established L&A carrier with retirement-product focus and Bermuda reinsurance operations.
Equitable Holdings: Equitable Holdings is a diversified financial services company with a substantial life and annuity insurance business. It is comparable as an established L&A carrier pursuing technology modernization and retirement-focused distribution.

Emerging players

Cetera Financial Group: Cetera is an independent broker-dealer and RIA platform serving financial professionals with insurance and retirement product distribution capabilities. Comparable as an emerging platform player focused on distribution and service infrastructure for retirement products, intersecting with Arcus's policyholder-services strategy.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

Arcus financial estimates

Financial estimate

Revenue estimate

Valuation estimate

Arcus leadership team

Management profile

Number of profiles

Profiles1 record

Arcus subsidiaries and ownership

Company hierarchy

Subsidiaries1 record

Arcus funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

Arcus M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Arcus

What does Arcus do?

Is Arcus a public or private company?

Arcus is a private company. It is classified as founder individual operated bootstrapped and is currently operating.

When was Arcus founded?

Arcus was founded in 2009. It employs 11 to 50 people.

Where is Arcus based?

Arcus is headquartered in Palm Beach Gardens, United States, in the North America region.

How does Arcus make money?

One revenue line is on record: insurance Services and Turnkey Solutions.

Who are Arcus's main competitors?

Legal & General Reinsurance is listed as a regional player. Direct peers are FGL Holdings and Resolution Life. Broad incumbents are Lincoln Financial Group, Corebridge Financial, Athene Holding, Brighthouse Financial, Pacific Life and Equitable Holdings. Cetera Financial Group is listed as an emerging player.

Does Arcus have an API?

No public API is recorded for Arcus.

What industry is Arcus in?

Arcus's product category is Life and Annuity Insurance Services. Its primary akta.pro industry code is FSAIAJAC, Annuity + LTC / Long-Term Care Riders. Its NAICS code is 52429 and its SIC code is 6311.