What ARBES does

ARBES Technologies is a privately held Czech software vendor founded in 1993 that delivers information systems and modernization services to financial institutions, with primary focus on banks, capital markets participants, investment companies, leasing providers, and — secondarily — healthcare and insurance organizations. The company is headquartered in Prague with a wholly-owned subsidiary in Bratislava (ARBES Technologies Slovakia) and active client relationships extending into Austria.

The core technology stack is built around three proprietary offerings. Digi Platform is a microservice-based modular architecture designed to transform legacy monolithic banking systems into independently deployable business and operational modules. TOPAS is a collective investment administration system positioned by clients as the leading market solution for fund portfolio administration in the Czech market. AMS (Asset Management System) handles investment asset management, client onboarding, and contract workflow automation. The company maintains deep regulatory expertise in ISO 20022, instant payments compliance, and collective investment requirements, and has begun layering ESG-specific functionality onto the platform (e.g., the VÚB Banka vehicle evaluation module).

ARBES operates a direct enterprise field-sales model targeting named Tier 1 financial institutions — UniCredit Bank, Česká spořitelna, Raiffeisenbank, Air Bank, J&T Banka, VÚB Banka, Amundi, MetLife, NN, DenizBank, RBCZ, and Penta Bank. Revenue is generated through custom development, implementation, and ongoing support under annual subscription or quote-based contracts; pricing is not publicly disclosed. The company reports 200+ experts, over 30 years on the market, and 700+ million CZK in revenue, with no disclosed venture, growth equity, or institutional investor backing.

Name

ARBES

Legal name

Arbes Technologies

Website

https://arbes.cz

Company type

Private

Founded year

1993

Operating status

Operating

Headcount range

1–10 employees

Short description

ARBES Technologies is a privately held Czech software vendor, founded 1993, that builds and modernizes information systems for banks, capital markets firms, leasing companies, and insurance providers across Central Europe. Its Digi Platform, TOPAS, and AMS products serve Tier 1 clients including UniCredit, Česká spořitelna, and Raiffeisenbank.

Ownership category

akta.pro rank

Product category

Financial Services Software

NAICS

Computer Systems Design Services (541512), Custom Computer Programming Services (541511), Software Publishers (513210)

SIC

Services-Computer Integrated Systems Design (7373), Services-Computer Programming Services (7371)

akta.pro primary industry

Asset & Maintenance Management (EAM/CMMS) Platforms (HDAEAEAM)

Keywords

• Banking software solutions
• Capital markets software
• Investment management systems
• Legacy system modernization
• Asset management platform

Headquarters

HQ city

Prague

HQ country

Czechia

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Revenue model

1. Software Solutions and Licensing: Delivery of proprietary software solutions for banking, capital markets, leasing, and healthcare sectors. Includes custom development, implementation, and ongoing support services.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

ARBES Technologies develops and sells proprietary software solutions for financial institutions, including banks, leasing companies, insurance providers, and asset managers. Its portfolio includes TOPAS for collective investment administration, AMS (Asset Management System) for portfolio and asset management, and the DIGI Platform, a proprietary microservice-based framework purpose-built for modernizing legacy monolithic banking core systems.

Product overview

ARBES delivers a modular software portfolio for financial institutions, offering sector-specific solutions across banking, investments, leasing, and healthcare. The core platform is DIGI Platform, which enables the transformation of legacy systems into microservices architecture. Key modules include TOPAS (collective investment management), AMS (Asset Management System for investment services), and industry-specific solutions. The company provides both platform infrastructure and tailored solutions for different financial sectors, with modules that can function independently or be integrated with each other.

Differentiator

Problem solved

Functional benefit

Products and services

• TOPAS

Quantifiable outcome

• Extremely fast project completion with incredibly low error rate
• +1 more outcomes

Named customers12 records

Segments5 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Scale indicators4 records

Recent moves5 records

Expansion highlights5 records

Emerging players

• Thought Machine: Cloud-native core banking engine competing for European bank modernization mandates. Emerging challenger whose SaaS economics and modern architecture could pressure ARBES on future tenders.
• Mambu: Cloud-native core banking platform gaining traction with European banks and fintechs. Represents the emerging SaaS-style threat to traditional on-prem CEE banking software vendors like ARBES.
• BSI Business Systems Integration (now part of Capco): European financial-services software and consulting firm with banking platform expertise and customer base across Switzerland, Germany, and other European markets. Comparable regional specialist positioning to ARBES.

Broad incumbents

• Finastra: Large global financial services software provider covering core banking, lending, and capital markets. Competes with ARBES for CEE bank modernization RFPs and brings a wider portfolio and larger R&D budget.
• FIS (Fidelity National Information Services): Major US-headquartered provider of banking, capital markets, and investment software and services. Competes at the top end of CEE bank technology deals, with much broader capabilities than ARBES.
• Oracle Financial Services Software: Provides banking, capital markets, and risk software to large global and European banks. Competes with ARBES in the institutional banking software space with significantly broader product depth.
• Temenos: Global leader in core banking software serving banks of all sizes. Represents the broad incumbent that ARBES competes against in CEE modernization deals, with much larger scale and product breadth.

Regional players

• Asseco Poland: Major Central European banking and enterprise software vendor with deep footprint in Polish and broader CEE banks. Closest geographic and product analogue to ARBES, serving similar institutional customers with core banking and capital markets solutions.
• Tietoevry: Nordic-headquartered IT services and financial software provider with established banking customers across Northern and Central Europe. Comparable business model combining proprietary banking software with implementation services for regional banks.

Direct peers

• Avaloq: Wealth management and banking software platform serving private banks and asset managers across Europe. Directly comparable to ARBES' AMS/TOPAS offerings in the investment and asset management software space.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/arbes

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ARBES