Humano Seguros, S A
Humano Seguros is a Dominican Republic insurance company underwriting health, life, auto, and property coverage for individuals, families, and enterprises. A subsidiary of Grupo Humano alongside health administrator ARS Primera, it distributes through 67 physical touchpoints nationwide and is staffed by ~1,970 employees.
- Company typePrivate
- Founded2001
- HeadquartersSanto Domingo, Dominican Republic
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Humano Seguros, S A does
Humano Seguros, S A is a Dominican Republic-based insurance company that underwrites health, life, auto, and property coverage for individuals, families, and enterprise clients across the country. It operates as the flagship insurance subsidiary of Grupo Humano, a Dominican-capital insurance group founded in 2001 that consolidates Humano Seguros with ARS Primera, a health risk administrator positioned within the Dominican Social Security System. The two subsidiaries together employ approximately 1,970 people (44% male / 56% female) and generate revenue primarily through recurring insurance premiums on a horizontal product portfolio spanning personal and commercial lines.
The company runs an unusually dense direct distribution network relative to a single-country market, comprising 19 full-service offices, 31 stands, 12 kiosks, and 5 Humano points for a total of 67 physical touchpoints. This network supports a direct-to-consumer go-to-market complemented by group insurance for enterprise and mid-market clients. Marketing and brand-building are driven through organic digital channels (LinkedIn, the Humano News corporate portal) and ESG-facing CSR programs (Humano de Corazón for pediatric health; Humano Sostenible for diversity, climate, and maternal-child health). The group holds the UAF Sello de Certificación for anti-money laundering compliance, ranked 4th on Revista Mercado's Best Companies to Work For in the Dominican Republic, and was awarded the Premio Voluntariado Solidario 2023 by the Ministerio de Economía, Planificación y Desarrollo.
Underlying technology, proprietary systems, APIs, and AI/ML capabilities are not disclosed in the available data. Operationally, the business model depends on a labor-intensive physical distribution and service footprint rather than digital channels, with pricing conducted on an individualized risk-assessment basis rather than published rates. Grupo Humano's positioning as a locally-capitalized insurer rather than a foreign multinational is a deliberate brand and stakeholder posture in the Dominican market.
Humano Seguros, S A firmographics
Firmographics- Name
- Humano Seguros, S A
- Legal name
- Humano Seguros, S A
- Website
- https://arshumano.com
- Company type
- Private
- Founded year
- 2001
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Humano Seguros is a Dominican Republic insurance company underwriting health, life, auto, and property coverage for individuals, families, and enterprises. A subsidiary of Grupo Humano alongside health administrator ARS Primera, it distributes through 67 physical touchpoints nationwide and is staffed by ~1,970 employees.
- Ownership category
- akta.pro rank
Humano Seguros, S A industry classification
Industry- Product category
- Insurance Services
- NAICS
- Direct Life, Health, and Medical Insurance Carriers (52411), HMO Medical Centers (621491), Direct Life Insurance Carriers (524113)
- SIC
- Accident & Health Insurance (6321), Life Insurance (6311)
- akta.pro primary industry
- Individual Health Insurance Administration (TPA/ASO) (FSAIAEAK)
- akta.pro secondary industry
- Group HMO Plans (FSAIAFAK)
Keywords
Where Humano Seguros, S A is headquartered
LocationHeadquarters
- HQ city
- Santo Domingo
- HQ country
- Dominican Republic
- HQ region
- Latin America
Offices1 record
Markets served
Humano Seguros, S A business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Marketing or Sales, Technology or R&D
Revenue model
- Insurance Premiums: Humano Seguros generates revenue primarily through insurance premiums collected from policyholders across its health, life, auto, and property insurance product lines. As a subsidiary of Grupo Humano, which also operates ARS Primera (a health risk administrator within the Dominican Social Security System), the group consolidates insurance and health risk management operations under unified management.
Go-to-market motion1 record
Distribution channels3 records
Marketing channels3 records
Humano Seguros, S A product offering
Product offeringCore offering
Humano Seguros is a Dominican Republic insurance company offering a broad portfolio of health, life, auto, and property insurance products to individuals, families, and businesses. As a subsidiary of Grupo Humano, it operates alongside ARS Primera, a health risk administrator serving affiliates of the Dominican Social Security System, providing integrated insurance and health risk management services across the country.
Product overview
Grupo Humano operates as a Dominican capital insurance group consolidating two primary subsidiaries: Humano Seguros (health, life, auto, and property insurance) and ARS Primera (health risk administration). The group offers a multi-channel distribution network including 19 offices, 31 stands, 12 kiosks, and 5 service points, serving over 1,970 employees with products designed for individuals and businesses across the Dominican Republic.
Differentiator
Problem solved
Functional benefit
Brands
- Humano de Corazón: Corporate social responsibility program to help recover health of underprivileged children with high-cost and complex diseases, as well as permanent life conditions.
- Humano Sostenible
Products and services
- Humano Seguros Health Insurance
Companies that use Humano Seguros, S A
Customer profileSegments2 records
Ideal customer profiles2 records
Humano Seguros, S A technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Humano Seguros, S A partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Junior Achievement Dominicana (JA Dominicana)minorGrupo Humano and Junior Achievement Dominicana signed a partnership agreement in September 2023 to provide technology training for women. This initiative aligns with Grupo Humano's sustainability and diversity commitments under the Humano Sostenible program.
Scale indicators3 records
Recent moves4 records
Expansion highlights3 records
Humano Seguros, S A competitors and assessment
Company assessmentDirect peers
- La Colonial de Seguros: Long-standing Dominican Republic insurance carrier offering health, life, auto, and property products. Directly comparable as a domestic multi-line insurer competing in the same primary market.
- Monumental Life Insurance: Dominican Republic-domiciled life and health insurance carrier. Direct competitor in the life/health insurance segments serving similar individual and group customers.
- Seguros Banreservas: Dominican Republic-based insurance company affiliated with Banco de Reservas, offering multi-line coverage including health, life, auto, and property. Comparable in target market (DR) and product breadth.
- Universal de Seguros: Dominican Republic-domiciled insurer offering multi-line coverage including group and individual health plans. Direct competitor in the DR market with similar customer segments.
Broad incumbents
- AXA: Global multi-line insurer with Dominican Republic operations offering health, life, and P&C products. Comparable in product breadth with much larger capital base and global reach.
- Cigna: Global health services and insurance company with Dominican Republic health and group benefits operations. Comparable in the health insurance segment, especially group/employer-sponsored.
- Chubb: Global P&C and specialty insurance carrier with operations across the Caribbean including the Dominican Republic. Comparable in auto and property lines, but with global scale and reinsurance capacity.
- MAPFRE: Global Spanish-headquartered insurance group with established multi-line operations (health, life, auto, property) in the Dominican Republic. Closely comparable in product portfolio and geographic footprint, but with materially larger global capital and reinsurance access.
- AIG: Global insurance carrier with presence in the Dominican Republic offering life, P&C, and specialty lines. Comparable in product breadth, particularly for corporate and group clients.
Regional players
- Seguros SURA: Latin American insurance company with a Dominican Republic subsidiary, offering P&C, life, and health products. Comparable in product breadth but operates regionally across multiple LatAm markets.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
Humano Seguros, S A social profiles
Digital presenceHumano Seguros, S A financial estimates
Financial estimateRevenue estimate
Valuation estimate
Humano Seguros, S A leadership team
Management profileNumber of profiles
Humano Seguros, S A funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Humano Seguros, S A M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Humano Seguros, S A
What does Humano Seguros, S A do?
Humano Seguros is a Dominican Republic insurance company offering a broad portfolio of health, life, auto, and property insurance products to individuals, families, and businesses. As a subsidiary of Grupo Humano, it operates alongside ARS Primera, a health risk administrator serving affiliates of the Dominican Social Security System, providing integrated insurance and health risk management services across the country.
When was Humano Seguros, S A founded?
Humano Seguros, S A was founded in 2001. It employs 11 to 50 people.
Where is Humano Seguros, S A based?
Humano Seguros, S A is headquartered in Santo Domingo, Dominican Republic, in the Latin America region.
How does Humano Seguros, S A make money?
One revenue line is on record: insurance Premiums.
Who are Humano Seguros, S A's main competitors?
Direct peers on record are La Colonial de Seguros, Monumental Life Insurance, Seguros Banreservas and Universal de Seguros. Broad incumbents are AXA, Cigna, Chubb, MAPFRE and AIG. Seguros SURA is listed as a regional player.
Does Humano Seguros, S A have an API?
No public API is recorded for Humano Seguros, S A.
What industry is Humano Seguros, S A in?
Humano Seguros, S A's product category is Insurance Services. Its primary akta.pro industry code is FSAIAEAK, Individual Health Insurance Administration (TPA/ASO), with a secondary code of FSAIAFAK, Group HMO Plans. Its NAICS code is 52411 and its SIC code is 6321.