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ASRI 21 INSURANCE

Full company profile

uuid003wyle

Namestring
ASRI 21 INSURANCE
Legal namestring
Asri21
Websiteurl
asri21.tj
Company typeenum
Private
Founded yearint
2020
Descriptiontext

ASRI 21 Insurance (Asri21) is a privately held insurance company headquartered in Dushanbe, Tajikistan, founded in 2020. It underwrites and distributes a broad portfolio of ten insurance products split between retail and corporate lines, including Stop Virus (COVID-19 coverage), accident and illness, apartment and home property protection, outbound travel (VZR), auto insurance (DSAGO and AutoKasko), personnel/voluntary health insurance, corporate property, construction and installation risks, general liability, and corporate vehicle owner liability. The company operates through a small team (6 employees) led by Acting General Director Manonov Sh.Kh., with separate retail and corporate sales departments headed by Sultonov T. and Yusupov D.A. respectively.

The business model is built on collecting recurring insurance premiums on annual subscription policies priced in Tajik somoni — for example, apartment protection at 350 somoni/year for 30,000 somoni of coverage, home protection at 550 somoni/year for 40,000 somoni, and auto liability at 0.8%–1% of insured value. Distribution is direct via the asri21.tj website, phone, and the Dushanbe office, with the website available in Russian and Tajik. The company serves only the Tajikistan market, has no disclosed ownership, parent, or external funding, and signals transparency through publication of audited financial statements for 2021 and 2022. Competitive positioning emphasizes "21st-century" modern insurance service standards and transparent reporting as a contrast to traditional Tajik insurers.

Short descriptiontext

ASRI 21 Insurance is a privately held Tajik insurer based in Dushanbe, founded in 2020, underwriting ten retail and corporate insurance lines — including auto, property, travel, accident, personnel, and liability coverage — for individuals and businesses across Tajikistan via direct sales.

Operating statusenum
Operating
Ownership categoryenum
Headcount rangeband
1–10
akta.pro rankint
HeadquartersDushanbe, Tajikistan
HQ citystring
Dushanbe
HQ countrystring
Tajikistan
HQ regionstring
Asia
Markets served

Serves global market

Offices1 record

Each record includes

City, Country, Type, Description, Source

Keyword5 values
general insurance services, property insurance, auto insurance, travel insurance, corporate liability insurance
Industry5 codes
1Commercial Package / Business Owners Policies (BOP)
CodeFSAJAMAGPrimaryYes
2Commercial Umbrella / Excess Liability
CodeFSAJADALPrimaryNo
3International/Expat Critical Illness & Hospital Indemnity
CodeFSAIAKAJPrimaryNo
4Long-Term Disability (LTD) Insurance
CodeFSAIAIADPrimaryNo
5Umbrella Insurance
CodeFSAJAMAKPrimaryNo
NAICS code4 codes
  • Insurance Carriers and Related Activities524
  • Direct Insurance (except Life, Health, and Medical) Carriers52412
  • Direct Property and Casualty Insurance Carriers524126
  • Direct Health and Medical Insurance Carriers524114
SIC code3 codes
  • Insurance Carriers, Nec6399
  • Fire, Marine & Casualty Insurance6331
  • Accident & Health Insurance6321
Product category
Insurance Services
Social media profiles1 record
Revenue model1 record
1Insurance Premium Revenue
TypeSubscription Recurring
Description

The company generates revenue through collecting insurance premiums from policyholders across its various insurance product lines including personal accident, property, vehicle, travel, personnel, corporate property, construction, and liability insurance.

asri21.tj
Marketing channels2 records

Each record includes

Title, Type, Stage, Description, Source

Distribution channels1 record

Each record includes

Title, Type, Scope, Target buyer, Description, Source

Cost components5 values
Personnel, Operations, Marketing or Sales, Infrastructure, Technology or R&D
Pricing details4 tiers
1Apartment Protection - 12-month policy with total coverage of 30,000 somoni
ModelSubscriptionBilling cadenceAnnual
Notes

Policy cost: 350 somoni. Coverage breakdown: property 10,000 somoni, apartment finishing 10,000 somoni, civil liability 10,000 somoni. Period: 12 months.

asri21.tj
2House Protection - 12-month policy with total coverage of 40,000 somoni
ModelSubscriptionBilling cadenceAnnual
Notes

Policy cost: 550 somoni. Coverage breakdown: property 20,000 somoni, apartment finishing 20,000 somoni. Period: 12 months.

asri21.tj
3Auto Insurance - DSAGO (Voluntary Third-Party Liability)
ModelSubscriptionBilling cadenceAnnual
Notes

Cost ranges from 0.8% to 1% of the insurance amount. Covers damage to third parties' life, health, and property.

asri21.tj
4Stop Virus Insurance Programs
ModelSubscriptionBilling cadenceAnnual
Notes

Two programs available with total coverage of 10,000 and 15,000 somoni respectively. Provides protection against coronavirus-related expenses.

asri21.tj
GTM typeB2B and B2C
B2B and B2C
Offering typeServices
Services
Core offering1 text field

ASRI 21 INSURANCE underwrites and sells a comprehensive range of insurance policies to individuals and businesses in Tajikistan, including accident and illness, property (apartment and home), auto (DSAGO and Kasko), travel, COVID-19 (Stop Virus), personnel (voluntary health), corporate property, construction and installation risks, general liability, and vehicle owner liability coverage. Policies are issued as annual subscriptions priced either as a fixed fee or as a percentage of the insured amount.

Differentiator
Functional benefit
Problem solved
Quantifiable outcome1 value
  • Fast claims processing and payment
Product overview1 text field

ASRI 21 INSURANCE is a Tajik insurance company offering a comprehensive portfolio of insurance products organized for both private and corporate clients. The private client offerings include Stop Virus (COVID-19 insurance), Accident and Illness Insurance, Apartment/Home Protection, Travel Insurance (ВЗР), and Auto Insurance. Corporate offerings include Personnel Insurance (voluntary health insurance), Corporate Property Insurance, Construction and Installation Risks Insurance, Liability Insurance, and Vehicle Owner Liability Insurance. The company positions itself as providing modern insurance services aligned with 21st-century trends, with a focus on transparency and dispelling stereotypes about insurance in Tajikistan.

Product and service1 record
1Accident and Illness Insurance (Страхование от несчастных случаев и болезней)
Scale indicator2 records

Each record includes

Type, Value, Description, Source

Partnership6 partners
Strategic tierMinorTypeOthers
Description

Partner company with logo displayed on ASRI 21's partner section. Nature of partnership not explicitly detailed.

Strategic tierMinorTypeOthers
Description

Partner company with logo displayed on ASRI 21's partner section. Nature of partnership not explicitly detailed.

Strategic tierMinorTypeOthers
Description

Partner company with logo displayed on ASRI 21's partner section. Nature of partnership not explicitly detailed.

4Sifat Pharma (sifatpharma.tj)
Strategic tierMinorTypeOthers
Description

Partner company with logo displayed on ASRI 21's partner section. Nature of partnership not explicitly detailed.

asri21.tj
Strategic tierMinorTypeOthers
Description

Partner company with logo displayed on ASRI 21's partner section. Nature of partnership not explicitly detailed.

6Jamshed Tower
Strategic tierMinorTypeOthers
Description

Partner entity with logo displayed on ASRI 21's partner section. Nature of partnership not explicitly detailed.

asri21.tj
Recent move5 records

Each record includes

Date, Type, Title, Description, Source

Expansion highlight4 records

Each record includes

Type, Description

Peers8 records
TypeBroad incumbent
Description

Global multi-line insurer with broad personal and commercial product portfolios. Comparable as a broad incumbent defining the long-term shape of the multi-line insurance category ASRI 21 is operating in.

TypeRegional player
Description

Uzbek state-affiliated insurance carrier. Comparable as a regional Central Asian multi-line peer addressing similar low-penetration market conditions and serving retail and corporate clients.

TypeBroad incumbent
Description

Global multi-line insurance giant. Comparable as a broad incumbent whose product structure and underwriting playbook in emerging markets informs the long-term competitive trajectory ASRI 21 might face.

4Sugd Insurance Company
TypeDirect peer
Description

One of the larger established Tajik multi-line insurers offering personal and corporate coverage. Directly comparable as a domestic competitor in the same Tajikistan market with overlapping product lines.

5ESKATA Insurance
TypeDirect peer
Description

Tajikistan-based insurance company providing personal and corporate coverage. Directly comparable as a domestic multi-line insurer targeting the same customer segments in Tajikistan.

TypeRegional player
Description

Major Central Asian financial group with insurance operations primarily in Kazakhstan. Comparable as a regional multi-line insurance competitor serving a similarly developing post-Soviet market.

7Spitamen Insurance
TypeDirect peer
Description

Tajik insurance carrier offering multiple lines of personal and corporate insurance. Directly comparable as a domestic peer competing for the same retail and corporate clients in Dushanbe and beyond.

8KIC (Kazakhstan Insurance Company)
TypeRegional player
Description

Kazakhstani insurance carrier offering property, casualty, and personal lines. Comparable as a regional peer operating in a post-Soviet Central Asian insurance market with similar regulatory and distribution dynamics.

Market position
Strengths4 records

Each record includes

Headline, Details, Source

Weaknesses4 records

Each record includes

Headline, Details, Source

Competitive moat3 records

Each record includes

Type, Details

Key risks5 records

Each record includes

Headline, Details, Source

Key highlights5 records

Each record includes

Headline, Details, Source

Customer concentration

Classification, Details

Named customers4 records

Each record includes

Name, Industry, Type, Use case, Source, UUID

Segment2 records

Each record includes

Title, Type, Primary, Description, Pain point addressed, Use case, Source

Ideal customer profile2 records

Each record includes

Profile, Firmographic size, Sales motion, Sales cycle length, Buying structure, Purchase trigger, Buyer persona, Geography, Industry vertical, Primary use case, Description, Pain points, Evidence proof points, Target buyer

Technology focused
No
API detail
Has APIbool
No

Docs URL, Description

AI maturity
App detail

Has app

Core technology
Revenue estimate
Valuation estimate
Number of profiles
Profiles3 records

Each record includes

Name, Designation, Designation category, Overview, Profile commentary, Source

No data
No data
Funding overview

Funding stage, Last funding date, Total funding USD

Funding rounds

Each record includes

Round, Amount USD, Date, Pre money valuation, Total investors, Investors, News

Investors

Each record includes

Name, Type, Date of entry, Rounds participated, Website

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Each record includes

Name, Acquisition type, Announced date, Completed date, Status, Website, News

Investment

Each record includes

Name, Round, Announced date, Lead investor, Website, News

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

ASRI 21 INSURANCE

Insurance Servicesasri21.tj

ASRI 21 Insurance is a privately held Tajik insurer based in Dushanbe, founded in 2020, underwriting ten retail and corporate insurance lines — including auto, property, travel, accident, personnel, and liability coverage — for individuals and businesses across Tajikistan via direct sales.

What ASRI 21 INSURANCE does

ASRI 21 Insurance (Asri21) is a privately held insurance company headquartered in Dushanbe, Tajikistan, founded in 2020. It underwrites and distributes a broad portfolio of ten insurance products split between retail and corporate lines, including Stop Virus (COVID-19 coverage), accident and illness, apartment and home property protection, outbound travel (VZR), auto insurance (DSAGO and AutoKasko), personnel/voluntary health insurance, corporate property, construction and installation risks, general liability, and corporate vehicle owner liability. The company operates through a small team (6 employees) led by Acting General Director Manonov Sh.Kh., with separate retail and corporate sales departments headed by Sultonov T. and Yusupov D.A. respectively.

The business model is built on collecting recurring insurance premiums on annual subscription policies priced in Tajik somoni — for example, apartment protection at 350 somoni/year for 30,000 somoni of coverage, home protection at 550 somoni/year for 40,000 somoni, and auto liability at 0.8%–1% of insured value. Distribution is direct via the asri21.tj website, phone, and the Dushanbe office, with the website available in Russian and Tajik. The company serves only the Tajikistan market, has no disclosed ownership, parent, or external funding, and signals transparency through publication of audited financial statements for 2021 and 2022. Competitive positioning emphasizes "21st-century" modern insurance service standards and transparent reporting as a contrast to traditional Tajik insurers.

ASRI 21 INSURANCE firmographics

Firmographics
Name
ASRI 21 INSURANCE
Legal name
Asri21
Website
https://asri21.tj
Company type
Private
Founded year
2020
Operating status
Operating
Headcount range
1–10 employees
Short description
ASRI 21 Insurance is a privately held Tajik insurer based in Dushanbe, founded in 2020, underwriting ten retail and corporate insurance lines — including auto, property, travel, accident, personnel, and liability coverage — for individuals and businesses across Tajikistan via direct sales.
Ownership category
akta.pro rank

ASRI 21 INSURANCE industry classification

Industry
Product category
Insurance Services
NAICS
Insurance Carriers and Related Activities (524), Direct Insurance (except Life, Health, and Medical) Carriers (52412), Direct Property and Casualty Insurance Carriers (524126), Direct Health and Medical Insurance Carriers (524114)
SIC
Insurance Carriers, Nec (6399), Fire, Marine & Casualty Insurance (6331), Accident & Health Insurance (6321)
akta.pro primary industry
Commercial Package / Business Owners Policies (BOP) (FSAJAMAG)
akta.pro secondary industries
Commercial Umbrella / Excess Liability (FSAJADAL), International/Expat Critical Illness & Hospital Indemnity (FSAIAKAJ), Long-Term Disability (LTD) Insurance (FSAIAIAD), Umbrella Insurance (FSAJAMAK)

Keywords

  • General insurance services
  • Property insurance
  • Auto insurance
  • Travel insurance
  • Corporate liability insurance

Where ASRI 21 INSURANCE is headquartered

Location

Headquarters

HQ city
Dushanbe
HQ country
Tajikistan
HQ region
Asia

Offices1 record

Markets served

ASRI 21 INSURANCE business model

Business model
GTM type
B2B and B2C
Offering type
Services
Cost components
Personnel, Operations, Marketing or Sales, Infrastructure, Technology or R&D

Revenue model

  1. Insurance Premium Revenue: The company generates revenue through collecting insurance premiums from policyholders across its various insurance product lines including personal accident, property, vehicle, travel, personnel, corporate property, construction, and liability insurance.

Pricing tiers

ModelBillingPrice
SubscriptionAnnualApartment Protection - 12-month policy with total coverage of 30,000 somoni
SubscriptionAnnualHouse Protection - 12-month policy with total coverage of 40,000 somoni
SubscriptionAnnualAuto Insurance - DSAGO (Voluntary Third-Party Liability)
SubscriptionAnnualStop Virus Insurance Programs

Distribution channels1 record

Marketing channels2 records

ASRI 21 INSURANCE product offering

Product offering

Core offering

ASRI 21 INSURANCE underwrites and sells a comprehensive range of insurance policies to individuals and businesses in Tajikistan, including accident and illness, property (apartment and home), auto (DSAGO and Kasko), travel, COVID-19 (Stop Virus), personnel (voluntary health), corporate property, construction and installation risks, general liability, and vehicle owner liability coverage. Policies are issued as annual subscriptions priced either as a fixed fee or as a percentage of the insured amount.

Product overview

ASRI 21 INSURANCE is a Tajik insurance company offering a comprehensive portfolio of insurance products organized for both private and corporate clients. The private client offerings include Stop Virus (COVID-19 insurance), Accident and Illness Insurance, Apartment/Home Protection, Travel Insurance (ВЗР), and Auto Insurance. Corporate offerings include Personnel Insurance (voluntary health insurance), Corporate Property Insurance, Construction and Installation Risks Insurance, Liability Insurance, and Vehicle Owner Liability Insurance. The company positions itself as providing modern insurance services aligned with 21st-century trends, with a focus on transparency and dispelling stereotypes about insurance in Tajikistan.

Differentiator

Problem solved

Functional benefit

Products and services

  • Accident and Illness Insurance (Страхование от несчастных случаев и болезней)

Quantifiable outcome

  • Fast claims processing and payment

Companies that use ASRI 21 INSURANCE

Customer profile

Named customers4 records

Segments2 records

Ideal customer profiles2 records

ASRI 21 INSURANCE technology and API

Technology

Technology focussed No

API detail

Has API
No
API docs
API detail

Core technology

AI maturity

App detail

ASRI 21 INSURANCE partnerships and signals

Strategic signal

Partnerships

Six partnerships are on record, tiered minor.

  • Top Video (topvideo.tj)minorOthersPartner company with logo displayed on ASRI 21's partner section. Nature of partnership not explicitly detailed.
  • Oson (oson.tj)minorOthersPartner company with logo displayed on ASRI 21's partner section. Nature of partnership not explicitly detailed.
  • Anor (anor.tj)minorOthersPartner company with logo displayed on ASRI 21's partner section. Nature of partnership not explicitly detailed.
  • Sifat Pharma (sifatpharma.tj)minorOthersPartner company with logo displayed on ASRI 21's partner section. Nature of partnership not explicitly detailed.
  • IBT (ibt.tj)minorOthersPartner company with logo displayed on ASRI 21's partner section. Nature of partnership not explicitly detailed.
  • Jamshed TowerminorOthersPartner entity with logo displayed on ASRI 21's partner section. Nature of partnership not explicitly detailed.

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

ASRI 21 INSURANCE competitors and assessment

Company assessment

Broad incumbents

  • Zurich Insurance: Global multi-line insurer with broad personal and commercial product portfolios. Comparable as a broad incumbent defining the long-term shape of the multi-line insurance category ASRI 21 is operating in.
  • Allianz: Global multi-line insurance giant. Comparable as a broad incumbent whose product structure and underwriting playbook in emerging markets informs the long-term competitive trajectory ASRI 21 might face.

Regional players

  • Compulsory Insurance Company (Uzbekistan): Uzbek state-affiliated insurance carrier. Comparable as a regional Central Asian multi-line peer addressing similar low-penetration market conditions and serving retail and corporate clients.
  • Halyk Insurance (Halyk Group): Major Central Asian financial group with insurance operations primarily in Kazakhstan. Comparable as a regional multi-line insurance competitor serving a similarly developing post-Soviet market.
  • KIC (Kazakhstan Insurance Company): Kazakhstani insurance carrier offering property, casualty, and personal lines. Comparable as a regional peer operating in a post-Soviet Central Asian insurance market with similar regulatory and distribution dynamics.

Direct peers

  • Sugd Insurance Company: One of the larger established Tajik multi-line insurers offering personal and corporate coverage. Directly comparable as a domestic competitor in the same Tajikistan market with overlapping product lines.
  • ESKATA Insurance: Tajikistan-based insurance company providing personal and corporate coverage. Directly comparable as a domestic multi-line insurer targeting the same customer segments in Tajikistan.
  • Spitamen Insurance: Tajik insurance carrier offering multiple lines of personal and corporate insurance. Directly comparable as a domestic peer competing for the same retail and corporate clients in Dushanbe and beyond.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

ASRI 21 INSURANCE social profiles

Digital presence

ASRI 21 INSURANCE financial estimates

Financial estimate

Revenue estimate

Valuation estimate

ASRI 21 INSURANCE leadership team

Management profile

Number of profiles

Profiles3 records

ASRI 21 INSURANCE funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

ASRI 21 INSURANCE M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ASRI 21 INSURANCE

What does ASRI 21 INSURANCE do?

ASRI 21 INSURANCE underwrites and sells a comprehensive range of insurance policies to individuals and businesses in Tajikistan, including accident and illness, property (apartment and home), auto (DSAGO and Kasko), travel, COVID-19 (Stop Virus), personnel (voluntary health), corporate property, construction and installation risks, general liability, and vehicle owner liability coverage. Policies are issued as annual subscriptions priced either as a fixed fee or as a percentage of the insured amount.

Is ASRI 21 INSURANCE a public or private company?

ASRI 21 INSURANCE is a private company. It is classified as unknown and is currently operating.

When was ASRI 21 INSURANCE founded?

ASRI 21 INSURANCE was founded in 2020. It employs 1 to 10 people.

Where is ASRI 21 INSURANCE based?

ASRI 21 INSURANCE is headquartered in Dushanbe, Tajikistan, in the Asia region.

How does ASRI 21 INSURANCE make money?

One revenue line is on record: insurance Premium Revenue.

Who are ASRI 21 INSURANCE's main competitors?

Broad incumbents on record are Zurich Insurance and Allianz. Regional players are Compulsory Insurance Company (Uzbekistan), Halyk Insurance (Halyk Group) and KIC (Kazakhstan Insurance Company). Direct peers are Sugd Insurance Company, ESKATA Insurance and Spitamen Insurance.

Does ASRI 21 INSURANCE have an API?

No public API is recorded for ASRI 21 INSURANCE.

What industry is ASRI 21 INSURANCE in?

ASRI 21 INSURANCE's product category is Insurance Services. Its primary akta.pro industry code is FSAJAMAG, Commercial Package / Business Owners Policies (BOP), with a secondary code of FSAJADAL, Commercial Umbrella / Excess Liability. Its NAICS code is 524 and its SIC code is 6399.

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