Assets Only

What Assets Only does

Assets Only B.V. is a Dutch boutique management consultancy headquartered in Amsterdam's Zuidas district (WTC Tower One), specializing in Risk, Compliance, and ESG advisory supported by data management and process optimization capabilities. The firm serves three core verticals: financial institutions (banks, asset managers, fintechs, payment providers), pension funds and execution organizations navigating the Wet toekomst pensioenen (WTP) transition, and government entities with a notable practice in healthcare fraud (Zorgfraude) detection. Its service catalog spans Financial Economic Crime / KYC advisory and remediation, multi-tier KYC/CDD Managed Services, WTP implementation, information security (DORA, NIS2, ISO 27001), data governance and management, project and process management, and an ESG practice launched in January 2026 covering CSRD, CSDDD, SFDR, and EU Taxonomy compliance.

The firm operates on a primarily project-based professional services model with an emerging recurring managed-services layer (annual subscriptions across three tiers). Delivery is performed by multidisciplinary teams combining legal, compliance, process, and IT expertise, with approximately 25-50 staff including two partners with 15+ years of FEC/KYC experience. GTM is consultative and senior-led, relying on direct enterprise relationships, thought leadership (whitepapers, New Business Radio appearances, consultancy.nl coverage), LinkedIn/X presence, and referrals rather than broad-based marketing. Tools experience spans Collibra, Microsoft Purview, Informatica, and Ataccama, with automation and AI deployed within the KYC/CDD managed services stack.

In October 2025 Assets Only consolidated three legacy brands (Improving Assets, Valid8 Consulting, DataSavvy) under a unified Assets Only® identity (OneBrand strategy), and in January 2026 expanded into integrated ESG services led by two new Associate Partners. The firm holds SNA and NEN certifications, has no disclosed external investors, and operates exclusively in the Netherlands across Dutch and EU regulatory frameworks (Wwft/AMLR, DORA, NIS2, CSRD, WTP). Named clients include ING, ABN AMRO, Rabobank, Triodos, de Volksbank, Achmea, APG, PGGM, FMO, Obvion, and the University of Amsterdam.

Name

Assets Only

Legal name

Assets Only B.V.

Website

https://assetsonly.com

Company type

Private

Founded year

2019

Operating status

Operating

Headcount range

11–50 employees

Short description

Assets Only is a Dutch boutique consultancy based in Amsterdam that advises financial institutions, pension funds, and government on Risk, Compliance, and ESG, with practices in KYC/FEC remediation, managed KYC/CDD services, WTP implementation, and healthcare fraud detection.

Ownership category

akta.pro rank

Product category

Risk, Compliance and ESG Consulting

NAICS

Finance and Insurance (52)

SIC

Finance Services (6199)

akta.pro primary industry

ESG Reporting, Disclosure & Regulatory Compliance (SFDR, EU Taxonomy, TCFD/ISSB) (FSAAALAK)

akta.pro secondary industry

ESG/Sustainable Investment Advisory (FSAEAAAJ)

Keywords

• Risk management consulting
• Regulatory compliance services
• KYC financial crime consulting
• ESG compliance advisory
• Data governance consulting

Headquarters

HQ city

Amsterdam, North Holland

HQ country

Netherlands

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Consulting Services: Professional consulting services providing advisory and implementation support in risk, compliance, ESG, and data management. Projects are delivered by expert consultants and charged based on scope, duration, and seniority of resources deployed.
2. KYC/CDD Managed Services: Full outsourcing of KYC/CDD compliance operations for financial institutions. Three service tiers: Compliance Foundation (small institutions), Compliance Operations (growing organizations), and Compliance Outsourced (complete compliance operation). Clients report 60% reduction in internal hours required.

Pricing tiers

Go-to-market motion2 records

Distribution channels1 record

Marketing channels7 records

Core offering

Assets Only is a Dutch business consultancy providing advisory, implementation, remediation, and managed services across Risk, Compliance, and ESG. It supports financial institutions, pension organizations, government bodies, and critical-infrastructure organizations with KYC and financial crime compliance, regulatory change, information security, data management, fraud prevention, and process optimization.

Product overview

Assets Only is a Dutch business consultancy that bundles multiple advisory and implementation services under one brand following the consolidation of Improving Assets, Valid8 Consulting, and DataSavvy. The company operates three core expertises — Risk, Compliance, and ESG — supported by process optimization and data management capabilities. Core service lines include Financial Economic Crime (FEC/KYC), KYC Remediation, KYC/CDD Managed Services (with three service tiers), WTP Implementatie (pension transition), Zorgfraude (healthcare fraud), Data Management, Project & Procesmanagement, Compliance Monitoring, Informatiebeveiliging, and ESG. The company serves three sectors: Financial Institutions, Pension funds, and Government. Former sub-brands Improving Assets, Valid8 Consulting, and DataSavvy are now fully integrated under the Assets Only brand.

Differentiator

Problem solved

Functional benefit

Products and services

• Financial Economic Crime Advisory and implementation services for financial economic crime frameworks, KYC processes, transaction monitoring, and compliance with Wwft, AMLD, and sanctions law, including SIRA analysis, remediation, and policy, process, and tooling setup.
• KYC Remediation Remediation of client dossiers to align with current KYC regulations, using experienced specialists, smart tooling, and a structured process for dossier assessment, enrichment, and compliance alignment.
• KYC/CDD Managed Services Full or partial outsourcing of KYC/CDD operations for DNB- or AFM-supervised financial institutions, including regulatory mapping, process engineering, automation, analyst capacity, and continuous monitoring through three service tiers.
• Pension Future Act Implementation Implementation support for the Pension Future Act (WTP), combining actuarial expertise, pension-law knowledge, business analysis, and project management for pension funds and execution organizations.
• Healthcare Fraud Detection Healthcare-fraud detection and mitigation services for municipalities, procurement organizations, and healthcare purchasers, combining banking-fraud investigation, Lean methods, process redesign, training, and fraud-detection software support.
• Data Management Data governance, quality improvement, analytics, dashboard and platform development, system implementation, and testing for financial institutions, pension organizations, and government bodies.
• Project and Process Management Project and program management using Lean, Lean Six Sigma, Agile, DevOps, organizational transformation, and PMO services for business, IT, and compliance initiatives.
• Compliance Monitoring Ongoing compliance monitoring using data analysis and proprietary monitoring software to detect and prevent fraud and support continuing regulatory compliance.
• Information Security Information-security management services, including ISMS setup and review under ISO 27001/27002, access and incident management, business continuity, supply-chain security, and mapping to DORA, NIS2, the Cybersecurity Act, and BIO2.
• ESG ESG compliance, risk, performance, data, and assurance services supporting CSRD, EU Taxonomy, CSDDD, and SFDR requirements, integrating ESG risks into operating models, and assisting with ESG-tool selection and implementation.
• Risk Risk-management services that make risk control demonstrable through an evidence-by-design approach, framework consolidation, and combined advisory, implementation, and testing support.
• Compliance Compliance services covering the identification and analysis of laws and supervisory requirements, implementation project management, policy and process translation, system changes, and reporting to supervisors.

Quantifiable outcome

• 60% reduction in internal compliance hours for KYC/CDD Managed Services clients
• +1 more outcomes

Named customers11 records

Segments4 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

AI capability2 records

Partnerships

Three partnerships are on record, tiered internal consolidation.

• Improving Assetsinternal consolidationOthersOne of the former brands consolidated under the Assets Only name in October 2025. Specialized in KYC process optimization and improvement services.
• Valid8 Consultinginternal consolidationOthersFormer brand consolidated under the Assets Only name. Brought additional consulting capabilities to the integrated firm.
• DataSavvyinternal consolidationOthersFormer brand consolidated under the Assets Only name. Contributed data expertise to the unified organization.

Scale indicators5 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• Holland Consulting Group: Dutch management and technology consultancy with deep expertise in financial services and pension sector advisory. Comparable to Assets Only in size and Dutch market focus, with overlapping risk, compliance, and pension domain capabilities.
• IG&H Consulting & Fintech: Dutch advisory boutique focused on financial services, pension, and insurance clients with risk, compliance, data, and digital capabilities. Closely comparable to Assets Only in size, sector focus, and Dutch market specialization, competing for similar mid-sized risk and compliance mandates.

Broad incumbents

• CGI Netherlands: Global IT and business consulting firm with a significant Dutch presence serving banks, pension administrators, and government on regulatory, risk, and data programs. Competes with Assets Only on DORA, NIS2, and ESG-related IT and compliance implementations.
• PwC Netherlands: Big 4 firm with a sizeable Risk, Compliance, and ESG advisory practice in the Netherlands serving the same major banks, pension funds, and government clients as the latter. Competes with Assets Only on large multi-year transformation mandates and on managed services in KYC/AML.
• EY Netherlands: Big 4 firm with Financial Services Risk Management and Sustainability/ESG practices that serve the same Dutch banking, pension, and government buyers. Overlaps with Assets Only on KYC remediation, AML, and CSRD/EU Taxonomy advisory.
• Deloitte Netherlands: Big 4 firm with a strong Risk & Financial Crime practice and a growing ESG/Sustainability advisory that serves the same Dutch financial-institution and pension-fund clients. Direct competitor on KYC remediation, AML compliance, and CSRD reporting work.
• KPMG Netherlands: Big 4 firm with established Advisory practice covering Risk, Compliance, and ESG and a dedicated pension-sector practice. Competes with Assets Only on DORA, WTP implementation, and ESG reporting mandates for Dutch banks, insurers, and pension funds.
• BearingPoint Netherlands: European management and technology consultancy with a strong Dutch practice in Financial Services, Risk & Compliance, and RegTech. Competes with Assets Only on regulatory transformation, KYC operations, and managed services for Dutch banks and pension funds.
• Conclusion (consultancy): Dutch consultancy group combining multiple specialist labels in Risk, Compliance, Data, and IT serving Dutch enterprise and financial-services clients. Direct competitor on KYC, compliance, and digital transformation mandates for banks and pension funds.

Emerging players

• Validis: Fintech-focused data and analytics provider offering KYC, financial crime, and credit risk data infrastructure to lenders. Adjacent rather than head-to-head: overlaps with Assets Only's KYC/CDD managed services and data-management capabilities, but operates on a tech-product model rather than consulting.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks7 records

Key highlights7 records

Customer concentration

• Xx.com/only_assets
• LinkedInlinkedin.com/company/assetsonly

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Assets Only