Assicap - Servizi Assicurativi

Name

Assicap - Servizi Assicurativi

Legal name

Servizi Assicurativi Consorzio Agrario Srl (abbrev. Assicap Srl)

Website

https://assicap.it

Company type

Private

Founded year

2007

Operating status

Operating

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro industry

PRIMARYFSAJAFAB

Mid-Market Commercial Package (Package Policies)

Financial & Insurance/Insurance — Motor, Property & Casualty/Commercial Package / Business Owners Policies (BOP)

Keywords

• Insurance brokerage services
• Commercial insurance products
• Agricultural insurance solutions
• Personal insurance coverage
• Risk management consulting

Headquarters

HQ city

Paese (Treviso)

HQ country

Italy

HQ region

Europe

Offices5 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Infrastructure, Technology or R&D

Revenue model

1. Insurance Intermediation Commissions: Assicap acts as a mandated insurance agency (agenzia mandataria) operating under Generali divisione Cattolica. Revenue is generated through commissions from insurance policy sales across all insurance branches (rami assicurativi) for individuals, homes, families, vehicles, SMEs, artisans, agricultural businesses, and non-profit/religious entities. The company also holds direct mandates with Europ Assistance Italia, DAS Difesa Automobilistica Sinistri, and Genertel.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

Assicap operates as a mandated insurance agency (agenzia mandataria) under Generali divisione Cattolica, distributing insurance products across all branches (rami assicurativi) — including personal lines (auto, home, health, life, pet), commercial lines (multi-risk, professional liability, cyber risk, employee welfare), agricultural lines (farms, livestock, crops), and a dedicated Business Unit for religious and non-profit organizations. The company also holds direct mandates with Europ Assistance Italia, DAS Difesa Automobilistica Sinistri, and Genertel. Revenue is generated through insurance intermediation commissions on policies placed through a network of licensed agents, sub-agents, and 35 Consorzio Agrario retail points in Treviso and Belluno.

Product overview

Assicap - Servizi Assicurativi is an insurance agency affiliated with Consorzio Agrario TV and BL, operating as a mandated agency of Generali division Cattolica. The company offers a comprehensive portfolio of insurance products organised into distinct lines: Business insurance solutions (Active Impresa line for commerce, artisans, tourism, cyber risk, and professional activities; White Collars, ATTIVA Welfare, TFR/TFM for employee benefits); Agricultural insurance (Active Impresa Agricola, Active Zootecnia, Active Raccolto); Private insurance (Active Veicoli for vehicles including AUTOPIÙ with satellite technology, motorcycles, trucks, agricultural machines, boats; Active Protezione for home/family/health/pets; Speciale Condominio; Active Futuro family of life/investment/annuity products including Domani Protetto, Rinnova Valore, Sostenibile, Multiplan, In Autonomia; GenerAzione Previdente pension plan); and a dedicated Business Unit for Religious and Non-Profit entities. The product architecture follows a modular approach where policies can be customised with various coverage options and riders.

Differentiator

Problem solved

Functional benefit

Brands

• Business Unit Enti Religiosi e Non Profit: Dedicated business unit for religious entities and non-profit organizations with specialized insurance solutions.

Products and services

• Active Veicoli AUTOPIÙ Digital connected car insurance with satellite technology that protects drivers while driving, offers assistance, and provides advanced technological options for safe driving. For individual vehicle owners.
• Active Veicoli MOTO Customisable motorcycle insurance for riders of motorcycles and mopeds, covering third-party liability and other guarantees with protection for personal assets during travel. For individual motorcycle owners.
• Active Veicoli AUTOCARRI Commercial vehicle and truck insurance protecting drivers with assistance and advanced technological options for safe driving. For commercial vehicle owners.
• Active Veicoli Macchine Agricole Flexible and modular insurance for agricultural machinery that can be composed based on real protection needs. For individual agricultural machinery owners.
• Active NATANTI Boat and watercraft insurance designed for navigation enthusiasts with third-party liability, assistance, and accident coverage for driver and passengers. For individual boat owners.
• Active Veicoli ALTRI MEZZI Insurance for buses and operating machines providing effective protection against driving risks with RCA and other guarantees. For commercial vehicle operators.
• Active Protezione Innovative modular multi-risk home, family, relationships, health, and pet insurance providing daily serenity, rapid problem resolution services, and prevention for future wellbeing. For individuals and families.
• Speciale Condominio Condominium insurance solution for handling unexpected events in daily condominium management, protecting against expenses for building damage or third-party damage liability. For condominium administrators and owners.
• Active Futuro Domani Protetto Life insurance for premature death and serious illness that protects policyholders and loved ones by guaranteeing capital for financial commitments, with prevention services included. For individuals.
• Active Futuro Rinnova Valore Single-premium whole life insurance with capital revaluation linked to Gesav Separate Management for prudent capital management without market volatility concerns. For individual savers.
• Active Futuro Sostenibile Whole life insurance with partly revaluable capital and partly linked to internal funds, allowing investment in 5 internal funds focused on sustainable development themes. For individual sustainability-focused investors.
• Active Futuro Multiplan Whole life insurance with recurring and additional single premiums allowing customisable savings plans with 5 different accumulation paths, personalisable by investment profile and family savings needs. For individual investors.
• Active Futuro In Autonomia Revaluable lifetime annuity insurance for loss of autonomy that helps preserve independence and enables effective prevention planning. For individuals concerned with long-term care.
• GenerAzione Previdente Individual Pension Plan (PIP) by Generali Italia that protects living standards and provides supplementary income at retirement with fiscal advantages. For individuals planning retirement.
• Active Impresa Commercio Multi-risk insurance solution for commercial businesses that protects against damaging events impacting business activities and investments, providing assistance services for rapid recovery after unexpected shutdowns. For commercial businesses.
• Active Impresa Arti e Mestieri Insurance solution for artisans and the manufacturing sector that protects against damaging events with prevention support and assistance services for quick recovery from operational disruptions. For artisans and manufacturers.
• Active Impresa Turismo Multi-risk insurance for hotels, B&Bs and hospitality facilities protecting against natural disasters, digital threats, and common incidents, with business continuity and assistance services. For tourism operators.
• Active Impresa Cyber Risk Insurance protection for businesses and professionals against cyber attacks with three guarantee sections: Computer System Damage, Civil Liability, and Legal Protection. For businesses and professionals.
• Attivit\u00e0 Professionale Professional liability insurance covering fiscal/accounting activities, condominium administrators, technical activities, assessors, agricultural technical activities, legal activities, real estate agents, IT centers, health activities, public administration staff, and teachers. For licensed professionals.
• White Collars Collective temporary insurance policies for companies protecting personnel and families against severe events including permanent disability, premature death, loss of autonomy, and serious illness. For businesses purchasing employee benefits.
• ATTIVA Welfare Lungavita Simple, modular, and economical collective term life insurance providing concrete support for personnel in difficult situations. For businesses providing employee welfare benefits.
• Risparmio Impresa Easy Saving Capitalisation insurance policy linked to Gesav separate management helping companies manage corporate liquidity securely and profitably according to specific strategic objectives. For businesses managing corporate cash.
• TFR Azienda Collective mixed policy with capital revaluation that helps companies program and simplify commitments to employees for TFR (Trattamento di Fine Rapporto) payments and advances. For businesses managing employee severance obligations.
• TFM (Trattamento di Fine Mandato) Collective TFM insurance policy for managing commitments to administrators and collaborators regarding end-of-mandate treatment. For businesses managing end-of-mandate obligations.
• Active Impresa Agricola Flexible and customisable insurance for agricultural businesses and agritourism with specific guarantees for activity and asset protection plus digital protection. Allows insuring up to 16 locations under one contract, covering sectors: bees/honey, cereals/processed, floriculture, wood, oil, fruit/vegetables/nuts, tobacco, wine, and livestock. For farmers and agricultural enterprises.
• Active Zootecnia Insurance protecting livestock and beekeeping activities from economic damages resulting from epizootic diseases. For livestock breeders and beekeepers.
• Active Raccolto Crop insurance protecting cultivators from risks arising from adverse weather conditions affecting harvests. Available in subsidised form with public contribution or non-subsidised form. For farmers and crop growers.
• Business Unit Enti Religiosi e Non Profit Dedicated business unit providing insurance solutions for religious entities, church associations, and non-profit organizations with specialised coverage for their unique needs. For religious institutions and non-profit organizations.
• Polizza Protezione - Salute e Benessere New health insurance policy offering comprehensive coverage with free health check-up for subscribers, including three clinical pathways: blood tests, nutritional prevention, and cardiology screening. For individuals and families.

Quantifiable outcome

• Over 17 years of continuous operation in Treviso and Belluno markets since 2007

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Five partnerships are on record, tiered core and minor.

• Consorzio Agrario di Treviso e BellunocoreStrategic or Co-development Partner · 1 January 2007Assicap is a company of the Consorzio Agrario TV e BL. This is the parent organization that established Assicap in 2007. The partnership provides Assicap with access to 35 Consorzio Agrario points of sale across Treviso and Belluno provinces, enabling extensive distribution in agricultural and rural communities.
• Generali Italia S.p.A. (Generali divisione Cattolica)coreChannel Partner/ Reseller/ DistributorAssicap operates as an authorized agency (agenzia mandataria) under Generali divisione Cattolica. This is the primary insurance provider relationship, offering all branches of insurance products including life, property, casualty, and health insurance.
• Europ Assistance Italia S.p.A.minorChannel Partner/ Reseller/ DistributorAssicap holds direct mandate with Europ Assistance for assistance and travel insurance products.
• DAS Difesa Automobilistica Sinistri S.p.A.minorChannel Partner/ Reseller/ DistributorAssicap holds direct mandate with DAS for legal protection insurance products.
• Genertel S.p.A.minorChannel Partner/ Reseller/ DistributorAssicap holds direct mandate with Genertel, Generali's direct insurance brand, for additional product distribution.

Scale indicators3 records

Recent moves5 records

Broad incumbents

• Generali Italia: Generali Italia is Assicap's primary carrier partner and Italy's largest insurer, offering the full product catalog that Assicap distributes. Comparable as the upstream underwriter behind Assicap's intermediation model, and as a broader incumbent with overlapping geographic reach in northern Italy.
• Reale Mutua: Reale Mutua is Italy's largest mutual insurer, operating a network of regional agencies across northern Italy. Comparable as a broad incumbent using a similar intermediated agency model with regional agents serving individuals, families, and SMEs.
• UnipolSai: UnipolSai is one of Italy's largest insurance carriers with a wide agency and sub-agency network, particularly strong in northern and central Italy. Comparable as a broad incumbent serving overlapping customer segments (individuals, SMEs, agriculture) via agency distribution.
• Italiana Assicurazioni: Italiana Assicurazioni is a mid-sized Italian insurer focused on personal and SME lines, distributed through a regional agency network. Comparable to Assicap as a similarly sized carrier using agency-led intermediation in the same Italian market.
• Allianz Italia: Allianz Italia is a major international insurer operating via an extensive agency network across Italy. Comparable as a broad incumbent with the same agency distribution structure and overlapping product breadth (life, health, motor, property, commercial).
• Groupama Italia: Groupama Italia is part of France's Groupama mutual group, with a network of regional agents in Italy focused on individuals, professionals, and agriculture. Comparable as a mutual-rooted incumbent with agricultural focus and agency distribution.
• Vittoria Assicurazioni: Vittoria Assicurazioni is a mid-sized Italian insurer operating through independent agents, with a presence in personal and SME lines. Comparable as a similarly scaled carrier using an agency-led model in similar Italian regional markets.
• Zurich Italia: Zurich Italia is the Italian arm of Zurich Insurance Group, distributed via agents and brokers with a focus on personal, SME, and commercial lines. Comparable as a broad incumbent with overlapping product mix and intermediated distribution.

Direct peers

• Assimoco: Assimoco is an Italian mutual insurer closely tied to the agricultural cooperative movement (Coldiretti/Movement Cooperativo), operating in agro-food and protection insurance. Highly comparable to Assicap given its cooperative roots, agricultural focus, and intermediated distribution model in similar Italian regional markets.
• Cattolica Assicurazioni: Cattolica is a cooperative-rooted Italian insurer (now part of Generali group) that historically operated via mandated agencies similar to Assicap, with strong presence in Veneto and agricultural lines. Comparable as a peer with the same cooperative distribution heritage and product mix.

Market position

Strengths2 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/assicap.assicurazioni
• LinkedInlinkedin.com/company/assicap-servizi-assicurativi
• Instagraminstagram.com/assicap_serviziassicurativi

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles14 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Assicap - Servizi Assicurativi