Assudis
Assudis is a Brussels-based Belgian insurance intermediary (FSMA-registered, est. 2001) distributing travel assistance, trip cancellation, and specialty vehicle insurance products to Belgian and Luxembourg residents through its trilingual website and broker portal, underwritten by Mutuaide Assistance and AXA Assistance France.
- Company typePrivate
- Founded-
- HeadquartersBrussels, Belgium
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
What Assudis does
Assudis s.a. is a privately held Belgian insurance intermediary headquartered in Schaerbeek, Brussels, founded in 2001 and registered with the FSMA (Financial Services and Markets Authority) under number 047811A (BCE/KBO 0474.436.007) as a mandated insurance underwriter. The company distributes a portfolio of 13 travel-assistance and vehicle-assistance insurance products to Belgian and Luxembourg residents, plus Schengen/EU travelers, through a trilingual Dutch/French/English website with a dedicated broker portal and customer self-service zone. Product lines span annual and temporary travel assistance (Reference 24, Excellence 24, Global Trip 24, Tempo 24), trip cancellation (Annulo 24), specialty vehicle coverage for atypical vehicles (Auto Assist 24 covering 8 vehicle types, Motorhome 24 for vehicles over 3.5 tons), heavy-vehicle fleet assistance (Truck 23, Autocar 22), and niche persona-specific products (Schengen 24 for non-EU travelers, Au Pair 24, Total Business 22, Abo 22 for corporate travel).
The technical stack is conventional insurance-distribution web infrastructure rather than a technology platform: the website hosts product information, pricing, terms and conditions, IPIDs, and client-portal access for policy management. There are no disclosed APIs, SDKs, mobile applications, or AI/ML capabilities. Underwriting and 24/7 assistance coordination are outsourced to two core partners: Mutuaide Assistance (France), which underwrites and operates the assistance hotline for most consumer, Schengen, au pair, business, and standard vehicle products, and AXA Assistance France / Truck Assistance International (TAI, Lyon), which underwrites and provides multilingual on-site specialists for Truck 23 and Autocar 22 heavy-vehicle products.
Assudis earns revenue on a commission basis from insurance premiums, with contract structures spanning annual subscriptions (Reference 24 Solo €185 to Excellence 24 Tuto €665), temporary/per-trip usage-based pricing (Global Trip 24 at 6.8% of trip value; Tempo 24 €15–€160 per person), corporate subscription models (Abo 22 at €1.74–€4.18 per person/day with €500 minimum), and vehicle-specific annual policies (Auto Assist 24 €226–€652; Truck 23 €116–€544). The go-to-market is sales-led with a dual distribution model: direct-to-consumer through the website and through a broker channel via the Makelaarszone/Espace courtier portal for insurance intermediaries. The firm operates with approximately 6 employees, no disclosed funding rounds, no subsidiaries, and no parent company, and is a member of the Belgian insurance association BAUA.
Assudis firmographics
Firmographics- Name
- Assudis
- Legal name
- Assudis s.a.
- Website
- https://assudis.be
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Assudis is a Brussels-based Belgian insurance intermediary (FSMA-registered, est. 2001) distributing travel assistance, trip cancellation, and specialty vehicle insurance products to Belgian and Luxembourg residents through its trilingual website and broker portal, underwritten by Mutuaide Assistance and AXA Assistance France.
- Ownership category
- akta.pro rank
Assudis industry classification
Industry- Product category
- Travel and Vehicle Assistance Insurance Brokerage
- NAICS
- Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242), Other Insurance Related Activities (52429)
- SIC
- Insurance Agents, Brokers & Service (6411), Accident & Health Insurance (6321), Fire, Marine & Casualty Insurance (6331)
- akta.pro primary industry
- Embedded Travel Insurance Distribution & APIs (THALALAA)
- akta.pro secondary industries
- Trip Cancellation/Interruption & Refund Protection Platforms (THALALAB), Underwriting, Pricing & Policy Administration (PAS) for Travel Insurance (THALALAK), Commercial Auto for Specialty Vehicles (Tow Trucks, Limousines, Dump Trucks, etc.) (FSAJABAG)
Keywords
Where Assudis is headquartered
LocationHeadquarters
- HQ city
- Brussels
- HQ country
- Belgium
- HQ region
- Europe
Offices1 record
Markets served
Assudis business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Others
Revenue model
- Travel Assistance Insurance: Assudis earns commissions from insurance products including annual and temporary travel assistance contracts, trip cancellation insurance, and vehicle breakdown assistance. Products are underwritten by Mutuaide Assistance and AXA Assistance France.
- Vehicle Assistance Insurance: Vehicle breakdown and assistance insurance for various vehicle types (cars, taxis, ambulances, rental vehicles, trucks, motorhomes, coaches) earning commission on annual and temporary policies.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Reference 24 - Annual travel assistance with person and cancellation coverage |
| Subscription | Annual | Excellence 24 - Comprehensive annual travel assistance with extended coverage |
| Usage-based | Pay-as-you-go | Global Trip 24 - Temporary travel assistance and cancellation |
| Usage-based | Pay-as-you-go | Tempo 24 - Temporary travel assistance without cancellation |
| Subscription | Annual | Annulo 24 - Trip cancellation insurance standalone |
| Usage-based | Pay-as-you-go | Annulo 24 Tempo - Temporary trip cancellation |
| Subscription | Annual | Auto Assist 24 - Annual vehicle assistance for 8 atypical vehicle types |
| Usage-based | Pay-as-you-go | Schengen 24 - Travel assistance for foreigners in Schengen/EU |
| Subscription | Annual | Au Pair 24 - Assistance for au pairs in Belgium/Luxembourg |
| Subscription | Annual | Total Business 22 - Business travel assistance |
| Subscription | Annual | Abo 22 - Subscription contract for companies with all trips declared in advance |
| Subscription | Annual | Motorhome 24 - Vehicle assistance for motorhomes over 3.5 tons |
| Subscription | Annual | Truck 23 - Truck breakdown assistance for Belgian transport companies |
| Subscription | Annual | Autocar 22 - Coach/bus breakdown assistance |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels2 records
Assudis product offering
Product offeringCore offering
Assudis is a Belgian insurance intermediary that designs, markets and distributes subscription-based travel assistance and vehicle breakdown insurance products to individuals and commercial operators in Belgium and Luxembourg. Its portfolio combines consumer travel products (Reference 24, Excellence 24, Global Trip 24, Tempo 24, Annulo 24, Schengen 24, Au Pair 24) with vehicle and commercial lines (Auto Assist 24, Motorhome 24, Truck 23, Autocar 22, Total Business 22, Abo 22), all underwritten by Mutuaide Assistance and AXA Assistance France.
Product overview
Assudis is a Belgian travel assistance and insurance company offering a comprehensive portfolio of travel assistance, vehicle assistance, and cancellation insurance products. The product lineup is organized into three main categories: personal travel insurance products (Reference 24, Excellence 24, Global Trip 24, Tempo 24, Annulo 24) covering trip cancellation, medical expenses, and repatriation; specialized vehicle assistance products (Auto Assist 24, Motorhome 24, Truck 23, Autocar 22) for various vehicle types from private cars to trucks and coaches; and niche products for specific audiences (Schengen 24 for non-EU travelers, Au Pair 24 for au pairs, Total Business 22 and Abo 22 for business travelers). The products are distributed through annual contracts, temporary/per-trip contracts, and subscription models for businesses, with underlying insurance provided by Mutuaide Assistance and AXA Assistance France.
Differentiator
Problem solved
Functional benefit
Products and services
- Reference 24
Companies that use Assudis
Customer profileSegments6 records
Ideal customer profiles2 records
Assudis technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Assudis partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core and minor.
- Mutuaide AssistancecorePrimary insurance underwriter for most Assudis travel and vehicle assistance products including Reference, Excellence, Global Trip, Tempo, Schengen, Au Pair, Total Business, Abo, and Auto Assist policies. Provides 24/7 assistance coordination hotline and claims processing. Mutuaide operates the assistance platform and manages medical and vehicle assistance services for policyholders.
- AXA Assistance France (Truck Assistance International - TAI)coreProvides specialized truck and coach assistance services (Truck 23 and Autocar 22 products). Located in Lyon, France. Handles breakdown and accident management for heavy vehicles with multilingual specialists who speak both driver and local languages at breakdown location.
- BAUA (Belgian Insurance Association)minorBelgian Insurance Association member, indicated by BAUA logo on website footer.
Scale indicators2 records
Recent moves1 record
Expansion highlights5 records
Assudis competitors and assessment
Company assessmentEmerging players
- Cover-More Travel Insurance: Specialist travel insurance provider operating across multiple geographies with strong digital distribution. Comparable to Assudis in product focus but differentiated by a tech-led, online-purchase model that contrasts with Assudis's traditional broker-plus-portal approach.
Others
- Voyages-SNCF/OUIGO Travel Insurance Partners: Embedded travel-insurance distribution partners sold at European rail booking flows. Relevant as a reference point for the embedded-insurance channel that Assudis's travel-assistance products could be distributed through if they build or join an API-based distribution layer.
Broad incumbents
- AIG Travel: Global travel insurance carrier serving corporate and leisure travelers with cancellation, medical, and assistance products. Overlaps with Assudis's Total Business 22 and Annulo 24 offerings at the corporate and cancellation end of the market.
- IMA Assistance (Inter Mutuelles Assistance): European mutual-assistance group providing travel and vehicle assistance across multiple EU markets. Comparable to Assudis in product mix but operates at far greater scale through mutual-insurer distribution channels.
- AXA Partners: Global assistance and travel insurance arm of AXA, and parent/affiliate of one of Assudis's own underwriters (AXA Assistance France). Competes with Assudis in Belgian travel assistance while also serving as a wholesale capacity provider, illustrating the dual customer/supplier dynamic Assudis faces.
- Allianz Partners Belgium: Large global travel insurance and assistance provider with established Belgian operations. Competes with Assudis across travel assistance, cancellation, and vehicle products as part of a much broader portfolio, but does not specialize in atypical-vehicle coverage.
Direct peers
- VAB (Vlaamse Automobielclub): Flemish automobile club providing vehicle breakdown assistance and travel services across Belgium. Overlaps directly with Assudis's Auto Assist 24 and broader travel-assistance products, and competes for the same Belgian consumer vehicle-assistance wallet.
- Europ Assistance Belgium: Direct competitor offering travel assistance, vehicle breakdown, and trip cancellation products to Belgian consumers and businesses. Operates its own assistance platform with multilingual coverage and a comparable product portfolio to Assudis across personal travel and corporate segments.
- Touring Belgium: Belgian mobility and assistance organization providing roadside assistance, travel insurance, and member services. Comparable to Assudis as a Belgium-rooted multi-product assistance distributor, though with a membership-led GTM and broader mobility scope.
- Truck Assistance International (TAI) / AXA Assistance France: Specialized truck and coach breakdown provider and current capacity partner for Assudis's Truck 23 and Autocar 22 lines. Comparable as a peer in the heavy-vehicle roadside niche while also being an existing supplier, illustrating Assudis's dependence on a single specialized capacity source.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Assudis social profiles
Digital presenceAssudis financial estimates
Financial estimateRevenue estimate
Valuation estimate
Assudis leadership team
Management profileNumber of profiles
Assudis funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Assudis M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Assudis
What does Assudis do?
Assudis is a Belgian insurance intermediary that designs, markets and distributes subscription-based travel assistance and vehicle breakdown insurance products to individuals and commercial operators in Belgium and Luxembourg. Its portfolio combines consumer travel products (Reference 24, Excellence 24, Global Trip 24, Tempo 24, Annulo 24, Schengen 24, Au Pair 24) with vehicle and commercial lines (Auto Assist 24, Motorhome 24, Truck 23, Autocar 22, Total Business 22, Abo 22), all underwritten by Mutuaide Assistance and AXA Assistance France.
Is Assudis a public or private company?
Assudis is a private company. It is classified as unknown and is currently operating.
When was Assudis founded?
Assudis was founded in -1. It employs 1 to 10 people.
Where is Assudis based?
Assudis is headquartered in Brussels, Belgium, in the Europe region.
How does Assudis make money?
Two revenue lines are on record. Travel Assistance Insurance is the primary driver. The others are vehicle Assistance Insurance.
Who are Assudis's main competitors?
Cover-More Travel Insurance is listed as an emerging player. Voyages-SNCF/OUIGO Travel Insurance Partners is listed as an others. Broad incumbents are AIG Travel, IMA Assistance (Inter Mutuelles Assistance), AXA Partners and Allianz Partners Belgium. Direct peers are VAB (Vlaamse Automobielclub), Europ Assistance Belgium, Touring Belgium and Truck Assistance International (TAI) / AXA Assistance France.
Does Assudis have an API?
No public API is recorded for Assudis.
What industry is Assudis in?
Assudis's product category is Travel and Vehicle Assistance Insurance Brokerage. Its primary akta.pro industry code is THALALAA, Embedded Travel Insurance Distribution & APIs, with a secondary code of THALALAB, Trip Cancellation/Interruption & Refund Protection Platforms. Its NAICS code is 524210 and its SIC code is 6411.