Assur.nc - Agent général Allianz

Name

Assur.nc - Agent général Allianz

Legal name

NC.ASSUR sarl

Website

https://assur.nc

Company type

Private

Founded year

1994

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Insurance Agency Services

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

Keywords

• Insurance agency services
• General insurance agent
• Personal lines insurance
• Commercial insurance broker
• Life and provident insurance

Headquarters

HQ city

Nouméa

HQ country

New Caledonia

HQ region

Oceania

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance commissions: As a general agent (agent général) of Allianz, Assur.nc earns commissions on insurance policies sold and renewed. Revenue is generated through insurance premiums collected from customers, with the agency receiving a share as commission for policy distribution and ongoing client management.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Assur.nc is the exclusive general agent (agent général) of Allianz in New Caledonia, distributing Allianz-branded insurance products to individuals, professionals, and businesses. Its portfolio spans personal lines (auto, home, personal accident, funeral, legal protection), life and provident products (assurance vie, prévoyance), and commercial lines (liability, fleet, business interruption, dirigeant protection), with specialized packages for healthcare, accounting, and legal professionals developed with partners UNIM and UNICED.

Product overview

Assur.nc is a general insurance agency representing Allianz in New Caledonia, offering a comprehensive portfolio of insurance products across three main segments: individual coverage (automobile, home, personal accidents, funeral, legal protection, provident insurance, and life investments), professional/business insurance (liability, premises, fleet, and business interruption), and specialized offerings for healthcare, accounting, and legal professionals through UNIM/UNICED partnerships. The products are distributed under the Allianz brand with modular, customizable coverage options tailored to the overseas territories market.

Differentiator

Problem solved

Functional benefit

Products and services

• Assurance Automobile Auto insurance for individuals with multiple coverage formulas (C Eco, C1, C2, C3) offering protection against accidents, vehicle damage, theft, and natural disasters; includes pay-per-kilometer options for vehicles traveling under 9,000 km/year and specific coverage for semi-autonomous, hybrid, and electric vehicles.
• Assurance Multirisque Habitation Multi-risk home insurance for tenants and property owners, covering fire, water damage, natural catastrophes, theft, and glass breakage, with modular formulas and optional add-ons such as natural event protection, liability coverage, recreational equipment, and renewable energy installations.
• Garantie des Accidents de la Vie (GAV) Personal accident insurance covering invalidity or death resulting from everyday accidents including domestic activities, sports, medical accidents, natural disasters, and traffic incidents; offers two coverage levels with services such as home/vehicle adaptation assistance, hospitalization support, and medical expense coverage abroad up to 1,193,000 CFP.
• Assurance Obsèques Funeral expense insurance for overseas territories that allows beneficiaries to receive a capital payment or a service contract detailing funeral arrangements including ceremony type and burial or cremation preferences.
• Protection Juridique Legal protection insurance covering disputes with neighbors, artisans, online merchants, retirement organizations, or tax authorities, providing personalized support through litigation resolution and covering legal fees up to 450,000 CFP per dispute.
• Allianz Prévoyance Provident insurance providing coverage for death, work stoppage, unemployment, or disability with customizable guarantees and options, complementing mandatory health insurance and collective company contracts with optional daily indemnity amounts, waiting periods, and compensation duration settings.
• Assurance Vie (Placements) Life insurance investment product for long-term savings, project financing, and retirement preparation, with flexible contributions, tax-advantaged capital accumulation, partial or total redemption options, and beneficiary designation for wealth transfer.
• Assurance Professionnels Business insurance protecting professional activities, employees, and financial stability against unexpected events, with coverage including premises fire insurance, professional and decennial liability, business interruption, and fleet automobile insurance.
• Offres Santé, Chiffre et Droit (UNIM/UNICED) Specialized insurance packages for healthcare professionals, accountants, and legal practitioners developed in partnership with UNIM and UNICED, offering preferential rates for professional activity coverage, employee protection, and personal insurance needs.
• Protection du Dirigeant Business owner protection covering key person insurance and retirement planning for self-employed workers (TNS), safeguarding the director and their enterprise.

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered core and minor.

• AllianzcoreStrategic or Co-development PartnerAssur.nc operates as an 'agent général' (general agent) of the Allianz group. This is the primary partnership, with Assur.nc representing and distributing Allianz insurance products in New Caledonia. Allianz provides the financial backing, product range, and brand strength while Assur.nc delivers local advisory services and customer relationships. Allianz is present in 70+ countries and is a major insurance player in French overseas territories.
• UNIMminorGTM or Marketing PartnerUNIM is a partner mentioned in the context of exclusive insurance offers developed for healthcare professionals (professions de santé). The partnership provides preferential tariffs for health professionals to insure their activities and personal needs.
• UNICEDminorGTM or Marketing PartnerUNICED is a partner mentioned alongside UNIM for developing exclusive insurance offers for professionals in accounting and law (professions du chiffre et du droit). The partnership provides preferential tariffs for these professional categories.

Scale indicators3 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• Crédit Agricole Assurances: Crédit Agricole Assurances distributes life insurance, prévoyance, and P&C products through the Crédit Agricole regional bank network in France and overseas territories. Comparable as a multi-channel bancassurance and general-distribution competitor for savings and protection products.
• Matmut: Matmut is a French mutual insurer distributing auto, home, and personal insurance through a regional agency network with similar sales-led advisory GTM. Comparable product portfolio and customer base to Assur.nc's individual segment.
• Groupama: Groupama is a major French mutual insurer with regional agents (caisses régionales) distributing multi-line P&C and life insurance across France and overseas territories. Operates a comparable multi-line retail insurance model with local agency presence and recurring commission-based distribution.
• Verspieren: Verspieren is a major French insurance brokerage (courtier) offering multi-line coverage for individuals and professionals, including in overseas territories. Comparable brokerage-led distribution model with focus on advisory services.
• AXA France: AXA is one of the primary general-insurance competitors to Allianz in France and French overseas territories. AXA distributes through a similar general-agent (agent général) network in New Caledonia and other DROM/COM, offering a directly comparable product mix (auto, home, life, professional) and serving the same individual and professional customer segments.
• GMF: GMF (Covéa group) is a leading French mutual insurer for civil servants and individuals, distributing through local agencies with multi-line P&C, legal protection, and provident products — directly comparable to Assur.nc's offerings for individuals and professionals.
• CNP Assurances: CNP Assurances is France's leading personal insurance provider (life, retirement, prévoyance), distributing through partner networks including in overseas territories. Directly comparable for Assur.nc's life insurance and prévoyance offerings under its 'Personnes et Patrimoine' segment.
• April Group: April is a French insurance broker distributing health, prévoyance, and P&C products through a network of partner agents across France. Comparable as a multi-line insurance broker serving individuals and professionals, including overseas-territory exposure.

Broad incumbents

• Covéa (MAAF / MMA / GMF): Covéa is the mutual insurance group behind MAAF, MMA, and GMF, distributing multi-line insurance through local agents in metropolitan France and overseas territories. Comparable portfolio breadth and agency-led distribution model.
• Allianz France: Allianz France is the carrier partner whose products Assur.nc distributes. While not a competitor, it is the parent principal in the agency relationship and operates its own direct distribution in metropolitan France and overseas territories — relevant for understanding the carrier relationship dynamics and direct-distribution risk.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/Assurnc
• LinkedInlinkedin.com/company/assur-nc

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Assur.nc - Agent général Allianz