ATRI Insurance Services

What ATRI Insurance Services does

ATRI Insurance Services, LLC is a Managing General Agent (MGA) headquartered in Westfield, New Jersey with a secondary office in New York City, specializing in management and professional liability insurance. The company operates as a private LLC with approximately 20 employees and distributes its products exclusively through wholesale brokers and retail agents rather than selling directly to insureds. ATRI is led by a senior team drawn from AIG, Chubb, Ironshore, Tokio Marine, Sompo International, and Travelers, with each principal bringing 30-40+ years of industry experience in management liability underwriting and claims.

The company's product portfolio spans five core programs: Primary Commercial Management Liability (covering D&O, EPL, Fiduciary, and Employed Lawyers with limits up to $5M per coverage), Excess Management Liability Programs, the LawyersProtection program for mid-size law firms with 10-100 attorneys, MPL/Cyber/Tech E&O for technology and miscellaneous professionals, and a standalone Lloyds Cyber program for small to medium businesses with revenue under $1 billion. Policies are issued primarily by Fair American Insurance and Reinsurance Company (FAIRCO) on an admitted basis, with additional capacity from Lloyds of London, Munich Re Syndicate 0457, and Hamilton Insurance DAC 4000 for cyber lines. The carrier stack is rated AA+ by S&P and A++ Superior by AM Best, providing top-tier balance sheet backing.

ATRI's go-to-market is wholesale distribution through broker and agent relationships, with VP and EVP-level contacts available to brokers for direct engagement. The company generates revenue through insurance premiums collected on policies underwritten through its carrier partners, with quote-based pricing determined by individual risk assessment rather than fixed-rate offerings. Customer segments span public and private companies of all sizes, not-for-profit institutions, state and local government entities, and a wide range of professional services firms across industries including construction, retail, financial services, manufacturing, legal, and technology. ATRI's operating geography is domestic (USA) with no global footprint claims.

Name

ATRI Insurance Services

Legal name

ATRI Insurance Services, LLC

Website

https://atriinsuranceservices.com

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

ATRI Insurance Services is a Managing General Agent (MGA) headquartered in Westfield, NJ that distributes management, professional, and cyber liability insurance through wholesale brokers and agents, backed by top-rated carriers including FAIRCO and Lloyds of London, serving public and private companies, non-profits, law firms, and SMBs across the United States.

Ownership category

akta.pro rank

Product category

Management and Professional Liability Insurance

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro industry

PRIMARYFSAEADAK

Insurance Program Administration & MGA/MGU Services

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Insurance Brokerage & Risk Advisory

SECONDARYFSAEADAD

Wholesale Insurance Brokerage (Excess & Surplus Lines)

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Insurance Brokerage & Risk Advisory

Keywords

• Management liability insurance
• Professional liability insurance
• Cyber liability coverage
• Directors and officers insurance
• Lawyers professional liability

Headquarters

HQ city

Westfield

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Insurance Premium Revenue: ATRI operates as a Managing General Agent (MGA) earning revenue through insurance premiums collected on management liability, professional liability, cyber, and related insurance products underwritten through their carrier partners.

Pricing tiers

Go-to-market motion2 records

Distribution channels1 record

Marketing channels3 records

Core offering

ATRI Insurance Services is a Managing General Agent (MGA) that underwrites and distributes management and professional liability insurance products—including Directors & Officers Liability, Employment Practices Liability, Fiduciary Liability, Lawyers Professional Liability, Cyber Liability, and Technology E&O coverage—through a network of insurance brokers and agents. Policies are primarily issued by Fair American Insurance and Reinsurance Company (FAIRCO), rated AA+ by S&P and A++ by AM Best, with capacity limits up to $5M per coverage and aggregate capacity up to $125M for qualified risks.

Product overview

ATRI Insurance Services is a Managing General Agent (MGA) offering a portfolio of management and professional liability insurance products. The core offerings include Primary Commercial Management Liability (covering D&O, EPL, Fiduciary, and Employed Lawyers), Excess Management Liability Programs, the ATRI LawyersProtection program for law firms, MPL/Cyber/Tech E&O for miscellaneous professionals and technology companies, and the Lloyds Cyber standalone program. Policies are primarily issued by Fair American Insurance and Reinsurance Company (FAIRCO), rated AA+ by S&P and A++ by AM Best. Programs are offered on both admitted and non-admitted bases with capacity limits up to $5M per coverage.

Differentiator

Problem solved

Functional benefit

Brands

• LawyersProtection: ATRI LawyersProtection is an exclusive nationwide program designed for mid-size law firms needing innovative underwriting solutions for Lawyers Professional Liability.

Segments10 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered core.

• Fair American Insurance and Reinsurance Company (FAIRCO)coreOthersATRI's primary policies are issued by Fair American Insurance and Reinsurance Company (FAIRCO) on an admitted basis. FAIRCO is rated AA+ by Standard and Poor's and A++ Superior by AM Best, providing top-rated carrier backing for ATRI's management liability programs.
• Lloyds of LondoncoreTechnology or IntegrationATRI's Cyber Program is backed by carrier support from Lloyds of London, rated A+ (Superior). Lloyds provides the primary backing for the standalone cyber insurance product offered to small and medium businesses.

Scale indicators1 record

Recent moves6 records

Expansion highlights4 records

Direct peers

• CRC Group: CRC Group is a large wholesale insurance broker and MGA offering specialty products including management liability, professional liability, and cyber through retail broker partnerships—directly comparable to ATRI's product and channel model.
• Risk Placement Services (RPS): RPS is a major wholesale broker and MGA platform specializing in professional liability, management liability, and cyber lines distributed through retail brokers—matching ATRI's wholesale distribution strategy and specialty product focus.
• Amwins: Amwins is the largest independent wholesale distributor and managing general agent in the US, offering specialty insurance products including management liability, professional liability, and cyber through broker and agent channels—directly comparable to ATRI's MGA model and product mix.
• Brown & Riding: Brown & Riding is a specialty wholesale brokerage and MGA focused on management liability, professional liability, and excess casualty, placing coverage through retail brokers—closely aligned with ATRI's specialty MGA offering.
• Burns & Wilcox: Burns & Wilcox is a wholesale insurance broker and MGA specializing in specialty commercial and professional liability lines, distributing through a network of retail agents and brokers—a similar MGA-plus-wholesale model to ATRI.
• NSM Insurance Group: NSM Insurance Group is a specialty program manager and MGA offering niche commercial and professional lines distributed through wholesale brokers—a comparable specialty program administrator model to ATRI's MGA structure.

Broad incumbents

• Tokio Marine HCC: Tokio Marine HCC is a major specialty insurance carrier offering professional liability, management liability, and cyber products—overlapping with ATRI's lines but operating at a much larger scale as a direct carrier rather than MGA.
• Beazley: Beazley is a specialty insurer with strong franchises in professional liability, management liability, and cyber—both through direct underwriting and via delegated authority arrangements—competing with ATRI in specialty broker-distributed lines.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/atri-insurance-services

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ATRI Insurance Services