FinChain
- Company typePrivate
- Founded2024
- HeadquartersHong Kong, Hong Kong SAR China
- Headcount—
- GTM typeB2B and B2C
- OfferingSoftware
FinChain firmographics
Firmographics- Name
- FinChain
- Legal name
- Finchain Holdings (Cayman) Limited
- Website
- https://finchain.global
- Company type
- Private
- Founded year
- 2024
- Operating status
- Operating
- Ownership category
- akta.pro rank
FinChain industry classification
Industry- Product category
- Blockchain Finance / RWA Tokenization Platform
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Funds, Trusts, and Other Financial Vehicles (525)
- SIC
- Finance Services (6199), Asset-Backed Securities (6189)
- akta.pro industry
- Stablecoin Issuers (Fiat-Backed)Financial & Insurance/Crypto & Digital Assets/Stablecoins & Tokenized Fiat (Issuance & Infrastructure)On-Chain Payments & Stablecoin Infrastructure (Issuance, Rails, Treasury)Financial & Insurance/Financial Technology (Fintech)/Blockchain & Web3 Financial Infrastructure (Tokenization, Custody Tech)Mint/Redeem, Issuance APIs & Treasury Operations PlatformsFinancial & Insurance/Crypto & Digital Assets/Stablecoins & Tokenized Fiat (Issuance & Infrastructure)Enterprise Payments & Tokenized Money (stablecoins, tokenized deposits, CBDC rails)Financial & Insurance/Blockchain & Web3/Enterprise Blockchain & Tokenization (permissioned networks, RWA tokenization)Permissioned Blockchain Platforms & Frameworks (Hyperledger, Corda, Quorum)Financial & Insurance/Blockchain & Web3/Enterprise Blockchain & Tokenization (permissioned networks, RWA tokenization)Compliance, Risk & RegTech for Tokenized Assets (KYC/AML, sanctions, travel rule, reporting)Financial & Insurance/Blockchain & Web3/Enterprise Blockchain & Tokenization (permissioned networks, RWA tokenization)
Keywords
Where FinChain is headquartered
LocationHeadquarters
- HQ city
- Hong Kong
- HQ country
- Hong Kong SAR China
- HQ region
- Asia
Offices1 record
Markets served
FinChain business model
Business model- GTM type
- B2B and B2C
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Infrastructure, Operations, Marketing or Sales, Others
Revenue model
- Digital Currency Trading Spread: FinChain facilitates the purchase and sale of digital currencies (USDT, USDC, FUSD) through its platform. The company quotes prices and earns a spread between buy and sell prices within a 10-second acceptance window. Settlement is T+1 to T+3 business days.
- FUSD Minting Fees: Users pay fees to mint FUSD stablecoins (currently supports 1:1 minting against USDT). The platform may charge transaction or minting fees for stablecoin creation.
- Yield-Bearing Stablecoin (FUSD) Value Accrual: FUSD generates native yield via a reward multiplier mechanism similar to compound interest in traditional bonds. The yield compounds programmatically daily and directly raises the user's FUSD balance. The issuer sets the predetermined rate.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Digital Currency Trading |
| Transaction based/ take rate | Pay-as-you-go | FUSD Minting |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels8 records
FinChain product offering
Product offeringCore offering
FinChain operates a compliant EVM-compatible blockchain finance platform that enables tokenization of real-world assets (RWAs) and issuance of FUSD, Asia's first yield-bearing RWA-backed stablecoin. The platform serves institutional clients (family offices, pension managers) through Fosun International Securities' SFC-approved wealth channels and the Finloop institutional platform, and serves retail users via a self-serve app for minting, swapping, and transacting stablecoins. Core services include RWA tokenization, compliant on/off ramps, a Universal DID system for one-time KYC, and yield-bearing stablecoin products backed 100%+ by tokenized U.S. Treasury bills and regulated money market funds.
Product overview
FinChain is a blockchain finance platform and Web3 subsidiary of Fosun Wealth Holdings, comprising a platform-plus-modules architecture. The core platform (FinChain Core Platform) provides blockchain infrastructure for tokenizing real-world assets, with EVM compatibility, enterprise-grade Starlink infrastructure, and a Universal DID system for KYC/AML compliance. The primary product is FUSD (FinChain Dollar), Asia's first yield-bearing RWA stablecoin backed 100% by tokenized U.S. Treasury bills and money market funds. Supporting modules include FinCoin Protocol (for minting stablecoins with RWA collateral), FUSDLP (RWA-backed liquidity pool token), and compliant on/off ramp services. The platform targets institutional users seeking blockchain-native yields through compliant channels.
Differentiator
Problem solved
Functional benefit
Brands
- FUSD: FinChain Dollar - Asia's first yield-bearing stablecoin backed by tokenized U.S. Treasury bills and compliant money market funds. Fully regulated, natively yield-bearing, and 100% backed by tokenized RWAs.
- Starlink
- FinCoin Protocol
- Stella
- SuperNova
- Nebula
Products and services
- FUSD (FinChain Dollar) Asia's first yield-bearing stablecoin backed 100% by tokenized real-world assets (U.S. Treasury bills and compliant money market funds). FUSD generates native yield via a daily compounding reward multiplier and supports 1:1 minting against USDT. Designed for institutional and retail users seeking compliant blockchain-native yield.
- FinChain Core Platform A compliant blockchain finance platform that brings real-world assets into DeFi. Provides EVM adaptation, low transaction fees, enterprise-grade infrastructure (Starlink), a Universal DID system for KYC/AML compliance, and on/off ramp services for retail and institutional users.
- FinCoin Protocol A protocol that accepts globally compliant RWA tokens and premium alternative assets as stablecoin reserves. Eligible issuers can select underlying asset types for stablecoins based on their specific needs.
- FUSDLP A liquidity pool token composed of a basket of tokenized Real-World Assets (RWAs). Holders can use FUSDLP to mint FUSD or other stablecoins and earn yield by holding the token.
Quantifiable outcome
- Over-collateralized at ≥100% — every FUSD token is fully backed by equivalent underlying assets
- +1 more outcomes
Companies that use FinChain
Customer profileSegments3 records
Ideal customer profiles3 records
FinChain technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
AI capability2 records
Feature7 records
FinChain partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered flagship, core and minor.
- AvalancheflagshipFinChain announced a deep strategic cooperation with Avalanche blockchain to develop institutional-grade RWA tokenization for traditional financial assets in Asia. The partnership launched FUSD, Asia's first yield-bearing RWA stable token on Avalanche's C-Chain, with plans to integrate FUSD across the Avalanche DeFi ecosystem. The initiative was formally established at the Asia Crypto Finance High-Level Closed-Door Forum in Hong Kong on February 10, 2026, with the goal of enabling compliant cross-chain connectivity.
- Taikang Asset Management (Hong Kong)coreTaikang Asset Management (Hong Kong) provides money market fund reserves backing the FUSD stablecoin. These assets form part of the over-collateralized RWA reserves supporting FUSD's 100%+ collateral ratio.
- ChinaAMCcoreChinaAMC money market funds serve as part of the RWA reserve backing for FUSD stablecoin, contributing to the over-collateralized structure alongside Taikang Asset Management.
- BNY MellonminorBNY Mellon is referenced as a reserve asset provider for FUSD, holding money market fund reserves that back the stablecoin alongside ChinaAMC funds.
- FinloopcoreFinloop is an AI-driven institutional platform operated by Fosun International Securities. FUSD is distributed alongside Finloop, enabling institutional users to access crypto-financial liquidity management tools through the same platform ecosystem.
Scale indicators3 records
Recent moves6 records
Expansion highlights6 records
FinChain competitors and assessment
Company assessmentBroad incumbents
- MakerDAO / Sky: Largest decentralized stablecoin issuer (formerly DAI, now USDS/sDAI), with growing RWA exposure and yield-bearing products. Competes as an incumbent in the same yield-bearing stablecoin category FUSD targets.
- Circle: Issuer of USDC, the dominant regulated U.S. dollar stablecoin with deep institutional integrations. Represents the institutional-grade benchmark FinChain must compete against for family office and pension allocations.
Direct peers
- Maple Finance: Institutional-grade DeFi credit and yield infrastructure with KYC-gated pools. Comparable on the institutional DeFi yield and compliance-first positioning FUSD is targeting.
- Centrifuge: RWA tokenization protocol bringing off-chain assets (receivables, loans) on-chain with institutional KYC gating. Comparable to FinChain's RWA tokenization engine and KYC/AML infrastructure.
- Securitize: Tokenization platform for real-world assets with built-in compliance, transfer agent, and cap-table management. Overlaps with FinChain's RWA tokenization and Universal DID compliance features.
- Mountain Protocol: Yield-bearing stablecoin (USDM) backed by tokenized U.S. Treasuries, explicitly targeting the institutional and family-office segment. Direct functional overlap with FUSD's value proposition.
- Ondo Finance: Issuer of USDY and other tokenized U.S. Treasury/MMF-backed yield-bearing products. Most direct global comparable to FUSD in mechanism (RWA-backed, yield-bearing, KYC-gated) and target institutional investor base.
- Hashnote: Issuer of USYC, a yield-bearing short-duration U.S. Treasury-backed token. Closely mirrors FUSD's mechanism (tokenized MMF/T-bill reserves with native on-chain yield) and competes for the same institutional DeFi liquidity.
Emerging players
- M0: Decentralized stablecoin infrastructure layer enabling issuers to launch yield-bearing, RWA-backed stablecoins. Highly comparable to FinCoin Protocol and the FUSD issuance architecture.
- Plume Network: EVM-compatible L1 purpose-built for RWA tokenization. Comparable to FinChain's EVM-based RWA focus and competes for similar tokenization workloads and developer mindshare in the RWA space.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
FinChain social profiles
Digital presenceFinChain financial estimates
Financial estimateRevenue estimate
Valuation estimate
FinChain leadership team
Management profileNumber of profiles
Profiles1 record
FinChain funding detail
Funding detailFunding overview
Funding rounds1 record
Investors7 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
FinChain M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about FinChain
What does FinChain do?
FinChain operates a compliant EVM-compatible blockchain finance platform that enables tokenization of real-world assets (RWAs) and issuance of FUSD, Asia's first yield-bearing RWA-backed stablecoin. The platform serves institutional clients (family offices, pension managers) through Fosun International Securities' SFC-approved wealth channels and the Finloop institutional platform, and serves retail users via a self-serve app for minting, swapping, and transacting stablecoins. Core services include RWA tokenization, compliant on/off ramps, a Universal DID system for one-time KYC, and yield-bearing stablecoin products backed 100%+ by tokenized U.S. Treasury bills and regulated money market funds.
Is FinChain a public or private company?
FinChain is a private company. It is classified as corporate owned and is currently operating.
When was FinChain founded?
FinChain was founded in 2024.
Where is FinChain based?
FinChain is headquartered in Hong Kong, Hong Kong SAR China, in the Asia region.
How does FinChain make money?
Three revenue lines are on record. Digital Currency Trading Spread is the primary driver. The others are FUSD Minting Fees and yield-Bearing Stablecoin (FUSD) Value Accrual.
Who are FinChain's main competitors?
Broad incumbents on record are MakerDAO / Sky and Circle. Direct peers are Maple Finance, Centrifuge, Securitize, Mountain Protocol, Ondo Finance and Hashnote. Emerging players are M0 and Plume Network.
Does FinChain have an API?
No public API is recorded for FinChain.
What industry is FinChain in?
FinChain's product category is Blockchain Finance / RWA Tokenization Platform. Its primary akta.pro industry code is FSADADAA, Stablecoin Issuers (Fiat-Backed), with a secondary code of FSAGAMAD, On-Chain Payments & Stablecoin Infrastructure (Issuance, Rails, Treasury). Its NAICS code is 522320 and its SIC code is 6199.